POWER OF ATTORNEY

      The undersigned (the "Reporting Person") hereby constitutes and appoints each of
J. Todd Scruggs and Martin E. Waltemyer, signing singly, as the Reporting Person's true
and lawful attorney-in-fact to:

      (1)  execute for and on behalf of the Reporting Person, in the Reporting Person's
capacity as an officer and/or director of Bank of the James Financial Group, Inc. (the
"Company"), Forms 3, 4 and 5 in accordance with Section 16(a) of the Securities
Exchange Act of 1934 and the rules thereunder;

      (2)  do and perform any and all acts for and on behalf of the Reporting Person
which may be necessary or desirable to complete and execute any such Form 3, 4 or 5,
complete and execute any amendment or amendments thereto, and timely file such form
with the United States Securities and Exchange Commission and any stock exchange or
similar authority; and

      (3)  take any other action of any type whatsoever in connection with the foregoing
which, in the opinion of such attorney-in-fact, may be of benefit to, in the best interest of,
or legally required by, the Reporting Person, it being understood that the documents
executed by such attorney-in-fact on behalf of the Reporting Person pursuant to this
Power of Attorney shall be in such form and shall contain such terms and conditions as
such attorney-in-fact may approve in such attorney-in-fact's discretion.

      The Reporting Person grants to each such attorney-in-fact full power and
authority to do and perform any and every act and thing whatsoever requisite, necessary,
or proper to be done in the exercise of any of the rights and powers herein granted, as
fully to all intents and purposes as the Reporting Person might or could do if personally
present, with full power of substitution or revocation, hereby ratifying and confirming all
that such attorney-in-fact, or such attorney-in-fact's substitute or substitutes, shall
lawfully do or cause to be done by virtue of this Power of Attorney and the rights and
powers herein granted.  The Reporting Person acknowledges that the foregoing attorneys-
in-fact, in serving in such capacity at the request of the Reporting Person, are not
assuming, nor is the Company assuming, any of the Reporting Person's responsibilities to
comply with Section 16 of the Securities Exchange Act of 1934.

      This Power of Attorney shall remain in effect until the Reporting Person is no
longer required to file Forms 3, 4 and 5 with respect to the Reporting Person's holdings
of, and transactions in securities issued by, the Company, unless earlier revoked by the
Reporting Person in a signed writing delivered to the attorneys-in-fact.

      IN WITNESS WHEREOF, the Reporting Person has caused this Power of
Attorney to be executed on December 31, 2003.

	Sign here:	/S/ Donald M. Giles

	Print Name:	Donald M. Giles









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