-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, Ncbs1i+9aRvnPAomCUZ6GvF9UN8CbKj2ghrNoJhnO9Sx9BDJVM/vWEaz8D3OmO5G oXj+/FdtIuQ470eekKtDLQ== 0001056404-04-004530.txt : 20041228 0001056404-04-004530.hdr.sgml : 20041228 20041228143959 ACCESSION NUMBER: 0001056404-04-004530 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 20041227 ITEM INFORMATION: Other Events ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20041228 DATE AS OF CHANGE: 20041228 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BANC OF AMERICA MORT SEC INC ALTERNATIVER LOAN TRUST 2003-10 CENTRAL INDEX KEY: 0001271390 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] IRS NUMBER: 000000000 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 333-105940-17 FILM NUMBER: 041228309 BUSINESS ADDRESS: STREET 1: 201 NORTH TRYON ST CITY: CHARLOTTE STATE: NC ZIP: 28255 8-K 1 baa03010_dec.txt DECEMBER 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 27, 2004 BANC OF AMERICA ALTERNATIVE LOAN TRUST Mortgage Pass-Through Certificates, Series 2003-10 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-105940-17 54-2135813 Pooling and Servicing Agreement) (Commission 54-2135814 (State or other File Number) IRS EIN jurisdiction of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On December 27, 2004 a distribution was made to holders of BANC OF AMERICA ALTERNATIVE LOAN TRUST, Mortgage Pass-Through Certificates, Series 2003-10 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2003-10 Trust, relating to the December 27, 2004 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BANC OF AMERICA ALTERNATIVE LOAN TRUST Mortgage Pass-Through Certificates, Series 2003-10 Trust (Registrant) By: Wells Fargo Bank, N.A. as Trustee By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 12/27/2004 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2003-10 Trust, relating to the December 27, 2004 distribution. EX-99.1
Banc of America Alternative Loan Trust Mortgage Pass-Through Certificates Record Date: 11/30/2004 Distribution Date: 12/27/2004 Banc of America Alternative Loan Trust Mortgage Pass-Through Certificates Series 2003-10 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution 1-A-1 05948KGY9 SEN 5.50000% 56,229,473.64 257,718.46 1,515,873.78 1-A-R 05948KGZ6 SEN 5.50000% 0.00 0.00 0.00 1-A-LR 05948KHA0 SEN 5.50000% 0.00 0.00 0.00 2-A-1 05948KHB8 SEN 6.00000% 29,408,757.62 147,043.81 574,771.61 2-A-2 05948KHC6 SEN 2.63000% 52,135,158.10 114,262.90 1,122,775.40 2-A-3 05948KHD4 SEN 14.08800% 21,722,983.62 255,027.86 467,823.11 2-A-4 05948KHE2 SEN 6.00000% 5,993,171.26 29,965.86 (29,965.86) 3-A-1 05948KHF9 SEN 5.50000% 69,899,568.52 320,373.07 1,178,063.61 CB-IO 05948KHG7 IO 0.40181% 0.00 54,523.47 0.00 4-A-1 05948KHH5 SEN 5.50000% 20,098,476.09 92,118.03 822,567.73 4-A-2 05948KHJ1 SEN 5.50000% 2,341,000.00 10,729.58 0.00 4-A-3 05948KHK8 SEN 5.50000% 2,341,000.00 10,729.58 0.00 4-IO 05948KHL6 IO 0.52533% 0.00 8,582.10 0.00 5-A-1 05948KHM4 SEN 4.50000% 63,644,596.23 238,667.27 688,275.92 5-A-2 05948KHN2 SEN 4.50000% 1,172,913.72 4,398.43 12,684.32 6-A-1 05948KHP7 SEN 5.25000% 1,407,162.55 6,156.34 29,854.02 6-A-2 05948KHQ5 SEN 5.50000% 38,452,948.55 176,242.71 815,808.47 6-A-3 05948KHR3 SEN 5.00000% 38,452,948.55 160,220.64 815,808.47 15-IO 05948KHS1 IO 0.38563% 0.00 30,901.56 0.00 PO 05948KHT9 PO 0.00000% 4,906,950.14 0.00 36,241.40 15-B-1 05948KHX0 SUB 4.91854% 1,859,322.11 7,620.96 8,083.76 15-B-2 05948KHY8 SUB 4.91854% 566,460.14 2,321.80 2,462.79 15-B-3 05948KHZ5 SUB 4.91854% 565,508.11 2,317.89 2,458.66 15-B-4 05948KJE0 SUB 4.91854% 242,768.63 995.06 1,055.48 15-B-5 05948KJF7 SUB 4.91854% 161,845.75 663.37 703.66 15-B-6 05948KJG5 SUB 4.91854% 242,701.07 994.78 1,055.19 30-B-1 05948KHU6 SUB 5.71035% 7,649,896.49 36,403.02 8,596.03 30-B-2 05948KHV4 SUB 5.71035% 3,325,913.19 15,826.79 3,737.26 30-B-3 05948KHW2 SUB 5.71035% 1,663,450.20 7,915.74 1,869.18 30-B-4 05948KJB6 SUB 5.71035% 1,662,462.99 7,911.05 1,868.07 30-B-5 05948KJC4 SUB 5.71035% 1,163,921.53 5,538.67 1,307.87 30-B-6 05948KJD2 SUB 5.71035% 1,330,781.98 6,332.70 1,495.36 SES 05948KJA8 SEN 0.00000% 0.00 77,190.98 0.00 Totals 428,642,140.78 2,089,694.48 8,085,275.29
Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses 1-A-1 0.00 54,713,599.86 1,773,592.24 0.00 1-A-R 0.00 0.00 0.00 0.00 1-A-LR 0.00 0.00 0.00 0.00 2-A-1 0.00 28,833,986.01 721,815.42 0.00 2-A-2 0.00 51,012,382.70 1,237,038.30 0.00 2-A-3 0.00 21,255,160.51 722,850.97 0.00 2-A-4 0.00 6,023,137.12 0.00 0.00 3-A-1 0.00 68,721,504.91 1,498,436.68 0.00 CB-IO 0.00 0.00 54,523.47 0.00 4-A-1 0.00 19,275,908.37 914,685.76 0.00 4-A-2 0.00 2,341,000.00 10,729.58 0.00 4-A-3 0.00 2,341,000.00 10,729.58 0.00 4-IO 0.00 0.00 8,582.10 0.00 5-A-1 0.00 62,956,320.32 926,943.19 0.00 5-A-2 0.00 1,160,229.40 17,082.75 0.00 6-A-1 0.00 1,377,308.53 36,010.36 0.00 6-A-2 0.00 37,637,140.08 992,051.18 0.00 6-A-3 0.00 37,637,140.08 976,029.11 0.00 15-IO 0.00 0.00 30,901.56 0.00 PO 0.00 4,870,708.73 36,241.40 0.00 15-B-1 0.00 1,851,238.35 15,704.72 0.00 15-B-2 0.00 563,997.35 4,784.59 0.00 15-B-3 0.00 563,049.45 4,776.55 0.00 15-B-4 0.00 241,713.15 2,050.54 0.00 15-B-5 0.00 161,142.10 1,367.03 0.00 15-B-6 0.00 241,645.88 2,049.97 0.00 30-B-1 0.00 7,641,300.47 44,999.05 0.00 30-B-2 0.00 3,322,175.93 19,564.05 0.00 30-B-3 0.00 1,661,581.02 9,784.92 0.00 30-B-4 0.00 1,660,594.91 9,779.12 0.00 30-B-5 0.00 1,162,613.66 6,846.54 0.00 30-B-6 0.00 1,329,286.63 7,828.06 0.00 SES 0.00 0.00 77,190.98 0.00 Totals 0.00 420,556,865.52 10,174,969.77 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.
Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) 1-A-1 61,876,000.00 56,229,473.64 70,481.15 1,445,392.63 0.00 0.00 1-A-R 50.00 0.00 0.00 0.00 0.00 0.00 1-A-LR 50.00 0.00 0.00 0.00 0.00 0.00 2-A-1 36,000,000.00 29,408,757.62 31,161.29 543,610.31 0.00 0.00 2-A-2 65,013,882.00 52,135,158.10 60,871.37 1,061,904.03 0.00 0.00 2-A-3 27,089,118.00 21,722,983.62 25,363.07 442,460.03 0.00 0.00 2-A-4 5,645,000.00 5,993,171.26 0.00 0.00 (29,965.86) 0.00 3-A-1 86,988,000.00 69,899,568.52 79,799.61 1,098,264.00 0.00 0.00 CB-IO 0.00 0.00 0.00 0.00 0.00 0.00 4-A-1 28,208,000.00 20,098,476.09 26,937.32 795,630.41 0.00 0.00 4-A-2 2,341,000.00 2,341,000.00 0.00 0.00 0.00 0.00 4-A-3 2,341,000.00 2,341,000.00 0.00 0.00 0.00 0.00 4-IO 0.00 0.00 0.00 0.00 0.00 0.00 5-A-1 71,463,000.00 63,644,596.23 288,370.68 399,905.23 0.00 0.00 5-A-2 1,317,000.00 1,172,913.72 5,314.42 7,369.90 0.00 0.00 6-A-1 1,655,000.00 1,407,162.55 5,913.69 23,940.33 0.00 0.00 6-A-2 45,225,500.00 38,452,948.55 161,600.86 654,207.61 0.00 0.00 6-A-3 45,225,500.00 38,452,948.55 161,600.86 654,207.61 0.00 0.00 15-IO 0.00 0.00 0.00 0.00 0.00 0.00 PO 5,471,808.00 4,906,950.14 9,838.55 26,402.85 0.00 0.00 15-B-1 1,953,000.00 1,859,322.11 8,083.76 0.00 0.00 0.00 15-B-2 595,000.00 566,460.14 2,462.79 0.00 0.00 0.00 15-B-3 594,000.00 565,508.11 2,458.66 0.00 0.00 0.00 15-B-4 255,000.00 242,768.63 1,055.48 0.00 0.00 0.00 15-B-5 170,000.00 161,845.75 703.66 0.00 0.00 0.00 15-B-6 254,929.00 242,701.07 1,055.19 0.00 0.00 0.00 30-B-1 7,749,000.00 7,649,896.49 8,596.03 0.00 0.00 0.00 30-B-2 3,369,000.00 3,325,913.19 3,737.26 0.00 0.00 0.00 30-B-3 1,685,000.00 1,663,450.20 1,869.18 0.00 0.00 0.00 30-B-4 1,684,000.00 1,662,462.99 1,868.07 0.00 0.00 0.00 30-B-5 1,179,000.00 1,163,921.53 1,307.87 0.00 0.00 0.00 30-B-6 1,348,022.00 1,330,781.98 1,495.36 0.00 0.00 0.00 SES 0.00 0.00 0.00 0.00 0.00 0.00 Totals 506,695,859.00 428,642,140.78 961,946.18 7,153,294.94 (29,965.86) 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution 1-A-1 1,515,873.78 54,713,599.86 0.88424591 1,515,873.78 1-A-R 0.00 0.00 0.00000000 0.00 1-A-LR 0.00 0.00 0.00000000 0.00 2-A-1 574,771.61 28,833,986.01 0.80094406 574,771.61 2-A-2 1,122,775.40 51,012,382.70 0.78463831 1,122,775.40 2-A-3 467,823.11 21,255,160.51 0.78463834 467,823.11 2-A-4 (29,965.86) 6,023,137.12 1.06698620 (29,965.86) 3-A-1 1,178,063.61 68,721,504.91 0.79001132 1,178,063.61 CB-IO 0.00 0.00 0.00000000 0.00 4-A-1 822,567.73 19,275,908.37 0.68334899 822,567.73 4-A-2 0.00 2,341,000.00 1.00000000 0.00 4-A-3 0.00 2,341,000.00 1.00000000 0.00 4-IO 0.00 0.00 0.00000000 0.00 5-A-1 688,275.92 62,956,320.32 0.88096386 688,275.92 5-A-2 12,684.32 1,160,229.40 0.88096386 12,684.32 6-A-1 29,854.02 1,377,308.53 0.83221059 29,854.02 6-A-2 815,808.47 37,637,140.08 0.83221059 815,808.47 6-A-3 815,808.47 37,637,140.08 0.83221059 815,808.47 15-IO 0.00 0.00 0.00000000 0.00 PO 36,241.40 4,870,708.73 0.89014613 36,241.40 15-B-1 8,083.76 1,851,238.35 0.94789470 8,083.76 15-B-2 2,462.79 563,997.35 0.94789471 2,462.79 15-B-3 2,458.66 563,049.45 0.94789470 2,458.66 15-B-4 1,055.48 241,713.15 0.94789471 1,055.48 15-B-5 703.66 161,142.10 0.94789471 703.66 15-B-6 1,055.19 241,645.88 0.94789483 1,055.19 30-B-1 8,596.03 7,641,300.47 0.98610149 8,596.03 30-B-2 3,737.26 3,322,175.93 0.98610149 3,737.26 30-B-3 1,869.18 1,661,581.02 0.98610150 1,869.18 30-B-4 1,868.07 1,660,594.91 0.98610149 1,868.07 30-B-5 1,307.87 1,162,613.66 0.98610149 1,307.87 30-B-6 1,495.36 1,329,286.63 0.98610158 1,495.36 SES 0.00 0.00 0.00000000 0.00 Totals 8,085,275.29 420,556,865.52 0.82999862 8,085,275.29
Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion 1-A-1 61,876,000.00 908.74448316 1.13907088 23.35950336 0.00000000 1-A-R 50.00 0.00000000 0.00000000 0.00000000 0.00000000 1-A-LR 50.00 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 36,000,000.00 816.90993389 0.86559139 15.10028639 0.00000000 2-A-2 65,013,882.00 801.90809249 0.93628265 16.33349674 0.00000000 2-A-3 27,089,118.00 801.90811750 0.93628261 16.33349709 0.00000000 2-A-4 5,645,000.00 1061.67781399 0.00000000 0.00000000 (5.30838973) 3-A-1 86,988,000.00 803.55415138 0.91736343 12.62546558 0.00000000 CB-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 4-A-1 28,208,000.00 712.50978765 0.95495320 28.20584267 0.00000000 4-A-2 2,341,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 4-A-3 2,341,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 4-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 5-A-1 71,463,000.00 890.59508039 4.03524453 5.59597596 0.00000000 5-A-2 1,317,000.00 890.59507973 4.03524677 5.59597570 0.00000000 6-A-1 1,655,000.00 850.24927492 3.57322659 14.46545619 0.00000000 6-A-2 45,225,500.00 850.24927419 3.57322440 14.46545887 0.00000000 6-A-3 45,225,500.00 850.24927419 3.57322440 14.46545887 0.00000000 15-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 PO 5,471,808.00 896.76942978 1.79804372 4.82525154 0.00000000 15-B-1 1,953,000.00 952.03385049 4.13915003 0.00000000 0.00000000 15-B-2 595,000.00 952.03384874 4.13914286 0.00000000 0.00000000 15-B-3 594,000.00 952.03385522 4.13915825 0.00000000 0.00000000 15-B-4 255,000.00 952.03384314 4.13913725 0.00000000 0.00000000 15-B-5 170,000.00 952.03382353 4.13917647 0.00000000 0.00000000 15-B-6 254,929.00 952.03397809 4.13915247 0.00000000 0.00000000 30-B-1 7,749,000.00 987.21080010 1.10930830 0.00000000 0.00000000 30-B-2 3,369,000.00 987.21080142 1.10930840 0.00000000 0.00000000 30-B-3 1,685,000.00 987.21080119 1.10930564 0.00000000 0.00000000 30-B-4 1,684,000.00 987.21080166 1.10930523 0.00000000 0.00000000 30-B-5 1,179,000.00 987.21079729 1.10930450 0.00000000 0.00000000 30-B-6 1,348,022.00 987.21087638 1.10929940 0.00000000 0.00000000 SES 0.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) All Classes are per $1,000 denomination.
Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution 1-A-1 0.00000000 24.49857425 884.24590891 0.88424591 24.49857425 1-A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-A-LR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 0.00000000 15.96587806 800.94405583 0.80094406 15.96587806 2-A-2 0.00000000 17.26977940 784.63831309 0.78463831 17.26977940 2-A-3 0.00000000 17.26978006 784.63833743 0.78463834 17.26978006 2-A-4 0.00000000 (5.30838973) 1,066.98620372 1.06698620 (5.30838973) 3-A-1 0.00000000 13.54282901 790.01132237 0.79001132 13.54282901 CB-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 4-A-1 0.00000000 29.16079587 683.34899213 0.68334899 29.16079587 4-A-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 4-A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 4-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 5-A-1 0.00000000 9.63122063 880.96385990 0.88096386 9.63122063 5-A-2 0.00000000 9.63122248 880.96385725 0.88096386 9.63122248 6-A-1 0.00000000 18.03868278 832.21059215 0.83221059 18.03868278 6-A-2 0.00000000 18.03868326 832.21059093 0.83221059 18.03868326 6-A-3 0.00000000 18.03868326 832.21059093 0.83221059 18.03868326 15-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 PO 0.00000000 6.62329526 890.14613269 0.89014613 6.62329526 15-B-1 0.00000000 4.13915003 947.89470046 0.94789470 4.13915003 15-B-2 0.00000000 4.13914286 947.89470588 0.94789471 4.13914286 15-B-3 0.00000000 4.13915825 947.89469697 0.94789470 4.13915825 15-B-4 0.00000000 4.13913725 947.89470588 0.94789471 4.13913725 15-B-5 0.00000000 4.13917647 947.89470588 0.94789471 4.13917647 15-B-6 0.00000000 4.13915247 947.89482562 0.94789483 4.13915247 30-B-1 0.00000000 1.10930830 986.10149310 0.98610149 1.10930830 30-B-2 0.00000000 1.10930840 986.10149302 0.98610149 1.10930840 30-B-3 0.00000000 1.10930564 986.10149555 0.98610150 1.10930564 30-B-4 0.00000000 1.10930523 986.10149050 0.98610149 1.10930523 30-B-5 0.00000000 1.10930450 986.10149279 0.98610149 1.10930450 30-B-6 0.00000000 1.10929940 986.10158440 0.98610158 1.10929940 SES 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall 1-A-1 61,876,000.00 5.50000% 56,229,473.64 257,718.42 0.00 0.00 1-A-R 50.00 5.50000% 0.00 0.00 0.00 0.00 1-A-LR 50.00 5.50000% 0.00 0.00 0.00 0.00 2-A-1 36,000,000.00 6.00000% 29,408,757.62 147,043.79 0.00 0.00 2-A-2 65,013,882.00 2.63000% 52,135,158.10 114,262.89 0.00 0.00 2-A-3 27,089,118.00 14.08800% 21,722,983.62 255,027.82 0.00 0.00 2-A-4 5,645,000.00 6.00000% 5,993,171.26 29,965.86 0.00 0.00 3-A-1 86,988,000.00 5.50000% 69,899,568.52 320,373.02 0.00 0.00 CB-IO 0.00 0.40181% 162,835,020.93 54,523.46 0.00 0.00 4-A-1 28,208,000.00 5.50000% 20,098,476.09 92,118.02 0.00 0.00 4-A-2 2,341,000.00 5.50000% 2,341,000.00 10,729.58 0.00 0.00 4-A-3 2,341,000.00 5.50000% 2,341,000.00 10,729.58 0.00 0.00 4-IO 0.00 0.52533% 19,603,755.74 8,582.10 0.00 0.00 5-A-1 71,463,000.00 4.50000% 63,644,596.23 238,667.24 0.00 0.00 5-A-2 1,317,000.00 4.50000% 1,172,913.72 4,398.43 0.00 0.00 6-A-1 1,655,000.00 5.25000% 1,407,162.55 6,156.34 0.00 0.00 6-A-2 45,225,500.00 5.50000% 38,452,948.55 176,242.68 0.00 0.00 6-A-3 45,225,500.00 5.00000% 38,452,948.55 160,220.62 0.00 0.00 15-IO 0.00 0.38563% 96,158,406.04 30,901.56 0.00 0.00 PO 5,471,808.00 0.00000% 4,906,950.14 0.00 0.00 0.00 15-B-1 1,953,000.00 4.91854% 1,859,322.11 7,620.96 0.00 0.00 15-B-2 595,000.00 4.91854% 566,460.14 2,321.80 0.00 0.00 15-B-3 594,000.00 4.91854% 565,508.11 2,317.89 0.00 0.00 15-B-4 255,000.00 4.91854% 242,768.63 995.06 0.00 0.00 15-B-5 170,000.00 4.91854% 161,845.75 663.37 0.00 0.00 15-B-6 254,929.00 4.91854% 242,701.07 994.78 0.00 0.00 30-B-1 7,749,000.00 5.71035% 7,649,896.49 36,403.02 0.00 0.00 30-B-2 3,369,000.00 5.71035% 3,325,913.19 15,826.79 0.00 0.00 30-B-3 1,685,000.00 5.71035% 1,663,450.20 7,915.74 0.00 0.00 30-B-4 1,684,000.00 5.71035% 1,662,462.99 7,911.04 0.00 0.00 30-B-5 1,179,000.00 5.71035% 1,163,921.53 5,538.67 0.00 0.00 30-B-6 1,348,022.00 5.71035% 1,330,781.98 6,332.70 0.00 0.00 SES 0.00 0.00000% 428,642,141.04 0.00 0.00 0.00 Totals 506,695,859.00 2,012,503.23 0.00 0.00
Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance 1-A-1 (0.04) 0.00 257,718.46 0.00 54,713,599.86 1-A-R 0.00 0.00 0.00 0.00 0.00 1-A-LR 0.00 0.00 0.00 0.00 0.00 2-A-1 (0.02) 0.00 147,043.81 0.00 28,833,986.01 2-A-2 (0.02) 0.00 114,262.90 0.00 51,012,382.70 2-A-3 (0.04) 0.00 255,027.86 0.00 21,255,160.51 2-A-4 0.00 0.00 29,965.86 0.00 6,023,137.12 3-A-1 (0.04) 0.00 320,373.07 0.00 68,721,504.91 CB-IO (0.01) 0.00 54,523.47 0.00 159,147,467.40 4-A-1 (0.01) 0.00 92,118.03 0.00 19,275,908.37 4-A-2 0.00 0.00 10,729.58 0.00 2,341,000.00 4-A-3 0.00 0.00 10,729.58 0.00 2,341,000.00 4-IO 0.00 0.00 8,582.10 0.00 19,165,771.67 5-A-1 (0.03) 0.00 238,667.27 0.00 62,956,320.32 5-A-2 0.00 0.00 4,398.43 0.00 1,160,229.40 6-A-1 0.00 0.00 6,156.34 0.00 1,377,308.53 6-A-2 (0.02) 0.00 176,242.71 0.00 37,637,140.08 6-A-3 (0.02) 0.00 160,220.64 0.00 37,637,140.08 15-IO 0.00 0.00 30,901.56 0.00 94,798,882.71 PO 0.00 0.00 0.00 0.00 4,870,708.73 15-B-1 0.00 0.00 7,620.96 0.00 1,851,238.35 15-B-2 0.00 0.00 2,321.80 0.00 563,997.35 15-B-3 0.00 0.00 2,317.89 0.00 563,049.45 15-B-4 0.00 0.00 995.06 0.00 241,713.15 15-B-5 0.00 0.00 663.37 0.00 161,142.10 15-B-6 0.00 0.00 994.78 0.00 241,645.88 30-B-1 (0.01) 0.00 36,403.02 0.00 7,641,300.47 30-B-2 0.00 0.00 15,826.79 0.00 3,322,175.93 30-B-3 0.00 0.00 7,915.74 0.00 1,661,581.02 30-B-4 0.00 0.00 7,911.05 0.00 1,660,594.91 30-B-5 0.00 0.00 5,538.67 0.00 1,162,613.66 30-B-6 0.00 0.00 6,332.70 0.00 1,329,286.63 SES 0.00 0.00 77,190.98 0.00 420,556,865.74 Totals (0.26) 0.00 2,089,694.48 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall 1-A-1 61,876,000.00 5.50000% 908.74448316 4.16507887 0.00000000 0.00000000 1-A-R 50.00 5.50000% 0.00000000 0.00000000 0.00000000 0.00000000 1-A-LR 50.00 5.50000% 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 36,000,000.00 6.00000% 816.90993389 4.08454972 0.00000000 0.00000000 2-A-2 65,013,882.00 2.63000% 801.90809249 1.75751526 0.00000000 0.00000000 2-A-3 27,089,118.00 14.08800% 801.90811750 9.41440102 0.00000000 0.00000000 2-A-4 5,645,000.00 6.00000% 1061.67781399 5.30838973 0.00000000 0.00000000 3-A-1 86,988,000.00 5.50000% 803.55415138 3.68295650 0.00000000 0.00000000 CB-IO 0.00 0.40181% 814.29339880 0.27265691 0.00000000 0.00000000 4-A-1 28,208,000.00 5.50000% 712.50978765 3.26567002 0.00000000 0.00000000 4-A-2 2,341,000.00 5.50000% 1000.00000000 4.58333191 0.00000000 0.00000000 4-A-3 2,341,000.00 5.50000% 1000.00000000 4.58333191 0.00000000 0.00000000 4-IO 0.00 0.52533% 719.24163529 0.31486842 0.00000000 0.00000000 5-A-1 71,463,000.00 4.50000% 890.59508039 3.33973161 0.00000000 0.00000000 5-A-2 1,317,000.00 4.50000% 890.59507973 3.33973424 0.00000000 0.00000000 6-A-1 1,655,000.00 5.25000% 850.24927492 3.71984290 0.00000000 0.00000000 6-A-2 45,225,500.00 5.50000% 850.24927419 3.89697582 0.00000000 0.00000000 6-A-3 45,225,500.00 5.00000% 850.24927419 3.54270533 0.00000000 0.00000000 15-IO 0.00 0.38563% 858.33115183 0.27583414 0.00000000 0.00000000 PO 5,471,808.00 0.00000% 896.76942978 0.00000000 0.00000000 0.00000000 15-B-1 1,953,000.00 4.91854% 952.03385049 3.90218126 0.00000000 0.00000000 15-B-2 595,000.00 4.91854% 952.03384874 3.90218487 0.00000000 0.00000000 15-B-3 594,000.00 4.91854% 952.03385522 3.90217172 0.00000000 0.00000000 15-B-4 255,000.00 4.91854% 952.03384314 3.90219608 0.00000000 0.00000000 15-B-5 170,000.00 4.91854% 952.03382353 3.90217647 0.00000000 0.00000000 15-B-6 254,929.00 4.91854% 952.03397809 3.90218453 0.00000000 0.00000000 30-B-1 7,749,000.00 5.71035% 987.21080010 4.69777003 0.00000000 0.00000000 30-B-2 3,369,000.00 5.71035% 987.21080142 4.69777085 0.00000000 0.00000000 30-B-3 1,685,000.00 5.71035% 987.21080119 4.69776855 0.00000000 0.00000000 30-B-4 1,684,000.00 5.71035% 987.21080166 4.69776722 0.00000000 0.00000000 30-B-5 1,179,000.00 5.71035% 987.21079729 4.69776930 0.00000000 0.00000000 30-B-6 1,348,022.00 5.71035% 987.21087638 4.69777199 0.00000000 0.00000000 SES 0.00 0.00000% 845.95548287 0.00000000 0.00000000 0.00000000 (5) All Classes are per $1,000 denomination.
Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance 1-A-1 (0.00000065) 0.00000000 4.16507951 0.00000000 884.24590891 1-A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-A-LR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 (0.00000056) 0.00000000 4.08455028 0.00000000 800.94405583 2-A-2 (0.00000031) 0.00000000 1.75751542 0.00000000 784.63831309 2-A-3 (0.00000148) 0.00000000 9.41440249 0.00000000 784.63833743 2-A-4 0.00000000 0.00000000 5.30838973 0.00000000 1066.98620372 3-A-1 (0.00000046) 0.00000000 3.68295707 0.00000000 790.01132237 CB-IO (0.00000005) 0.00000000 0.27265696 0.00000000 795.85295227 4-A-1 (0.00000035) 0.00000000 3.26567038 0.00000000 683.34899213 4-A-2 0.00000000 0.00000000 4.58333191 0.00000000 1000.00000000 4-A-3 0.00000000 0.00000000 4.58333191 0.00000000 1000.00000000 4-IO 0.00000000 0.00000000 0.31486842 0.00000000 703.17245024 5-A-1 (0.00000042) 0.00000000 3.33973203 0.00000000 880.96385990 5-A-2 0.00000000 0.00000000 3.33973424 0.00000000 880.96385725 6-A-1 0.00000000 0.00000000 3.71984290 0.00000000 832.21059215 6-A-2 (0.00000044) 0.00000000 3.89697648 0.00000000 832.21059093 6-A-3 (0.00000044) 0.00000000 3.54270577 0.00000000 832.21059093 15-IO 0.00000000 0.00000000 0.27583414 0.00000000 846.19574658 PO 0.00000000 0.00000000 0.00000000 0.00000000 890.14613269 15-B-1 0.00000000 0.00000000 3.90218126 0.00000000 947.89470046 15-B-2 0.00000000 0.00000000 3.90218487 0.00000000 947.89470588 15-B-3 0.00000000 0.00000000 3.90217172 0.00000000 947.89469697 15-B-4 0.00000000 0.00000000 3.90219608 0.00000000 947.89470588 15-B-5 0.00000000 0.00000000 3.90217647 0.00000000 947.89470588 15-B-6 0.00000000 0.00000000 3.90218453 0.00000000 947.89482562 30-B-1 (0.00000129) 0.00000000 4.69777003 0.00000000 986.10149310 30-B-2 0.00000000 0.00000000 4.69777085 0.00000000 986.10149302 30-B-3 0.00000000 0.00000000 4.69776855 0.00000000 986.10149555 30-B-4 0.00000000 0.00000000 4.69777316 0.00000000 986.10149050 30-B-5 0.00000000 0.00000000 4.69776930 0.00000000 986.10149279 30-B-6 0.00000000 0.00000000 4.69777199 0.00000000 986.10158440 SES 0.00000000 0.00000000 0.15234184 0.00000000 829.99862208 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Certificateholder Component Statement Component Beginning Ending Beginning Ending Ending Pass-Through Notional Notional Component Component Component Class Rate Balance Balance Balance Balance Percentage 1-IO 0.15523% 29,669,718.20 28,499,172.47 0.00 0.00 88.92024327% 2-IO 0.36906% 81,390,525.70 79,921,173.29 0.00 0.00 78.72818577% 3-IO 0.59459% 51,774,777.03 50,727,121.64 0.00 0.00 76.39010419% 4-IO 0.52533% 19,603,755.74 19,165,771.67 0.00 0.00 70.31724502% 5-IO 0.30765% 45,520,160.61 45,023,988.63 0.00 0.00 87.95050934% 6-IO 0.45573% 50,638,245.43 49,774,894.08 0.00 0.00 81.81670211% 1-PO 0.00000% 0.00 0.00 1,622,026.59 1,609,215.46 90.45597761% 2-PO 0.00000% 0.00 0.00 632,177.66 625,155.11 87.62128823% 3-PO 0.00000% 0.00 0.00 1,499,852.58 1,497,542.50 90.85629399% 4-PO 0.00000% 0.00 0.00 190,167.76 189,627.12 85.86590352% 5-PO 0.00000% 0.00 0.00 640,758.40 637,426.14 83.73688988% 6-PO 0.00000% 0.00 0.00 321,967.14 311,742.40 89.32191055% 1-SES 0.00000% 61,188,396.92 59,655,529.36 0.00 0.00 88.98383818% 2-SES 0.00000% 116,958,667.43 114,808,753.10 0.00 0.00 81.07168470% 3-SES 0.00000% 76,053,034.44 74,867,348.04 0.00 0.00 80.20002343% 4-SES 0.00000% 26,710,140.84 25,885,141.57 0.00 0.00 74.22862509% 5-SES 0.00000% 67,066,349.21 66,354,770.58 0.00 0.00 88.19771772% 6-SES 0.00000% 80,665,552.20 78,985,323.09 0.00 0.00 83.50807755%
CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 10,194,437.29 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 10,194,437.29 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 19,467.52 Payment of Interest and Principal 10,174,969.77 Total Withdrawals (Pool Distribution Amount) 10,194,437.29 Ending Balance 0.00
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL Total Prepayment/Curtailment Interest Shortfall 0.00 Servicing Fee Support 0.00 Non-Supported Prepayment/Curtailment Interest Shortfall 0.00
SERVICING FEES Gross Servicing Fee 17,860.09 Trustee Fee - Wells Fargo Bank, N.A. 1,607.43 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 19,467.52
LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 6 1 0 7 630,982.19 116,828.83 0.00 747,811.02 30 Days 33 0 0 0 33 3,934,384.44 0.00 0.00 0.00 3,934,384.44 60 Days 16 0 0 0 16 1,486,938.55 0.00 0.00 0.00 1,486,938.55 90 Days 2 0 0 0 2 149,741.14 0.00 0.00 0.00 149,741.14 120 Days 0 0 1 0 1 0.00 0.00 238,188.26 0.00 238,188.26 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 2 0 1 0 3 292,029.01 0.00 29,751.58 0.00 321,780.59 Totals 53 6 3 0 62 5,863,093.14 630,982.19 384,768.67 0.00 6,878,844.00 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.167645% 0.027941% 0.000000% 0.195585% 0.149740% 0.027725% 0.000000% 0.177465% 30 Days 0.922045% 0.000000% 0.000000% 0.000000% 0.922045% 0.933679% 0.000000% 0.000000% 0.000000% 0.933679% 60 Days 0.447052% 0.000000% 0.000000% 0.000000% 0.447052% 0.352869% 0.000000% 0.000000% 0.000000% 0.352869% 90 Days 0.055882% 0.000000% 0.000000% 0.000000% 0.055882% 0.035535% 0.000000% 0.000000% 0.000000% 0.035535% 120 Days 0.000000% 0.000000% 0.027941% 0.000000% 0.027941% 0.000000% 0.000000% 0.056525% 0.000000% 0.056525% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.055882% 0.000000% 0.027941% 0.000000% 0.083822% 0.069302% 0.000000% 0.007060% 0.000000% 0.076363% Totals 1.480861% 0.167645% 0.083822% 0.000000% 1.732327% 1.391386% 0.149740% 0.091310% 0.000000% 1.632437%
Delinquency Status By Groups DELINQUENT BANKRUPTCY FORECLOSURE REO Total 1 - 30 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 3 0 0 0 3 251,854.31 0.00 0.00 0.00 251,854.31 60 Days 4 0 0 0 4 313,820.43 0.00 0.00 0.00 313,820.43 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 7 0 0 0 7 565,674.74 0.00 0.00 0.00 565,674.74 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.628931% 0.000000% 0.000000% 0.000000% 0.628931% 0.421709% 0.000000% 0.000000% 0.000000% 0.421709% 60 Days 0.838574% 0.000000% 0.000000% 0.000000% 0.838574% 0.525466% 0.000000% 0.000000% 0.000000% 0.525466% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.467505% 0.000000% 0.000000% 0.000000% 1.467505% 0.947174% 0.000000% 0.000000% 0.000000% 0.947174% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 2 - 30 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 1 0 0 1 96,185.20 0.00 0.00 96,185.20 30 Days 8 0 0 0 8 1,326,558.70 0.00 0.00 0.00 1,326,558.70 60 Days 3 0 0 0 3 299,386.29 0.00 0.00 0.00 299,386.29 90 Days 1 0 0 0 1 118,940.25 0.00 0.00 0.00 118,940.25 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 12 1 0 0 13 1,744,885.24 96,185.20 0.00 0.00 1,841,070.44 0-29 Days 0.102354% 0.000000% 0.000000% 0.102354% 0.083701% 0.000000% 0.000000% 0.083701% 30 Days 0.818833% 0.000000% 0.000000% 0.000000% 0.818833% 1.154381% 0.000000% 0.000000% 0.000000% 1.154381% 60 Days 0.307062% 0.000000% 0.000000% 0.000000% 0.307062% 0.260528% 0.000000% 0.000000% 0.000000% 0.260528% 90 Days 0.102354% 0.000000% 0.000000% 0.000000% 0.102354% 0.103503% 0.000000% 0.000000% 0.000000% 0.103503% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.228250% 0.102354% 0.000000% 0.000000% 1.330604% 1.518412% 0.083701% 0.000000% 0.000000% 1.602113% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 3 - 30 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 4 1 0 5 430,552.53 116,828.83 0.00 547,381.36 30 Days 10 0 0 0 10 1,544,271.42 0.00 0.00 0.00 1,544,271.42 60 Days 6 0 0 0 6 677,756.82 0.00 0.00 0.00 677,756.82 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 1 0 1 0.00 0.00 238,188.26 0.00 238,188.26 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 2 0 0 0 2 292,029.01 0.00 0.00 0.00 292,029.01 Totals 18 4 2 0 24 2,514,057.25 430,552.53 355,017.09 0.00 3,299,626.87 0-29 Days 0.732601% 0.183150% 0.000000% 0.915751% 0.574436% 0.155871% 0.000000% 0.730307% 30 Days 1.831502% 0.000000% 0.000000% 0.000000% 1.831502% 2.060342% 0.000000% 0.000000% 0.000000% 2.060342% 60 Days 1.098901% 0.000000% 0.000000% 0.000000% 1.098901% 0.904252% 0.000000% 0.000000% 0.000000% 0.904252% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.183150% 0.000000% 0.183150% 0.000000% 0.000000% 0.317787% 0.000000% 0.317787% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.366300% 0.000000% 0.000000% 0.000000% 0.366300% 0.389620% 0.000000% 0.000000% 0.000000% 0.389620% Totals 3.296703% 0.732601% 0.366300% 0.000000% 4.395604% 3.354215% 0.574436% 0.473658% 0.000000% 4.402310% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 4 - 30 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 5 - 15 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 1 0 0 1 104,244.46 0.00 0.00 104,244.46 30 Days 4 0 0 0 4 260,239.86 0.00 0.00 0.00 260,239.86 60 Days 2 0 0 0 2 130,201.10 0.00 0.00 0.00 130,201.10 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 6 1 0 0 7 390,440.96 104,244.46 0.00 0.00 494,685.42 0-29 Days 0.163399% 0.000000% 0.000000% 0.163399% 0.156488% 0.000000% 0.000000% 0.156488% 30 Days 0.653595% 0.000000% 0.000000% 0.000000% 0.653595% 0.390662% 0.000000% 0.000000% 0.000000% 0.390662% 60 Days 0.326797% 0.000000% 0.000000% 0.000000% 0.326797% 0.195453% 0.000000% 0.000000% 0.000000% 0.195453% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.980392% 0.163399% 0.000000% 0.000000% 1.143791% 0.586115% 0.156488% 0.000000% 0.000000% 0.742602% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 6 - 15 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 8 0 0 0 8 551,460.15 0.00 0.00 0.00 551,460.15 60 Days 1 0 0 0 1 65,773.91 0.00 0.00 0.00 65,773.91 90 Days 1 0 0 0 1 30,800.89 0.00 0.00 0.00 30,800.89 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 1 0 1 0.00 0.00 29,751.58 0.00 29,751.58 Totals 10 0 1 0 11 648,034.95 0.00 29,751.58 0.00 677,786.53 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.874317% 0.000000% 0.000000% 0.000000% 0.874317% 0.695658% 0.000000% 0.000000% 0.000000% 0.695658% 60 Days 0.109290% 0.000000% 0.000000% 0.000000% 0.109290% 0.082973% 0.000000% 0.000000% 0.000000% 0.082973% 90 Days 0.109290% 0.000000% 0.000000% 0.000000% 0.109290% 0.038855% 0.000000% 0.000000% 0.000000% 0.038855% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.109290% 0.000000% 0.109290% 0.000000% 0.000000% 0.037531% 0.000000% 0.037531% Totals 1.092896% 0.000000% 0.109290% 0.000000% 1.202186% 0.817485% 0.000000% 0.037531% 0.000000% 0.855016%
OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 40,576.08
COLLATERAL STATEMENT Collateral Description Mixed Fixed Weighted Average Gross Coupon 5.888579% Weighted Average Pass-Through Rate 5.634080% Weighted Average Maturity(Stepdown Calculation ) 280 Beginning Scheduled Collateral Loan Count 3,625 Number Of Loans Paid In Full 46 Ending Scheduled Collateral Loan Count 3,579 Beginning Scheduled Collateral Balance 428,642,141.04 Ending Scheduled Collateral Balance 420,556,865.74 Ending Actual Collateral Balance at 30-Nov-2004 421,385,010.58 Monthly P &I Constant 3,063,732.87 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Non-PO Optimal Amount 9,895,760.55 Class AP Deferred Amount 0.00 Ending Scheduled Balance for Premium Loans 420,556,865.74 Scheduled Principal 960,321.59 Unscheduled Principal 7,124,953.71
Group Level Collateral Statement Group 1 - 30 Year Fixed 2 - 30 Year Fixed 3 - 30 Year Fixed Collateral Description Mixed Fixed Mixed Fixed Mixed Fixed Weighted Average Coupon Rate 5.683970 6.478894 6.050815 Weighted Average Net Rate 5.433970 6.228894 5.800815 Weighted Average Maturity 335 341 340 Beginning Loan Count 485 995 550 Loans Paid In Full 8 18 4 Ending Loan Count 477 977 546 Beginning Scheduled Balance 61,188,396.92 116,958,667.43 76,053,034.44 Ending scheduled Balance 59,655,529.36 114,808,753.10 74,867,348.04 Record Date 11/30/2004 11/30/2004 11/30/2004 Principal And Interest Constant 366,813.50 755,430.01 470,757.07 Scheduled Principal 76,985.97 123,961.02 87,271.34 Unscheduled Principal 1,455,881.59 2,025,953.31 1,098,415.06 Scheduled Interest 289,827.53 631,468.99 383,485.73 Servicing Fees 12,747.61 24,366.37 15,844.39 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 229.45 438.61 285.21 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 276,850.47 606,664.01 367,356.13 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 5.429470 6.224394 5.796315
Group Level Collateral Statement Group 4 - 30 Year Fixed 5 - 15 Year Fixed 6 - 15 Year Fixed Collateral Description Mixed Fixed Mixed Fixed Mixed Fixed Weighted Average Coupon Rate 6.100908 4.920322 5.769634 Weighted Average Net Rate 5.850909 4.670322 5.519634 Weighted Average Maturity 343 160 162 Beginning Loan Count 54 616 925 Loans Paid In Full 2 4 10 Ending Loan Count 52 612 915 Beginning Scheduled Balance 26,710,140.84 67,066,349.21 80,665,552.20 Ending scheduled Balance 25,885,141.57 66,354,770.58 78,985,323.09 Record Date 11/30/2004 11/30/2004 11/30/2004 Principal And Interest Constant 164,851.21 579,035.31 726,845.77 Scheduled Principal 29,054.44 304,045.29 339,003.53 Unscheduled Principal 795,944.83 407,533.34 1,341,225.58 Scheduled Interest 135,796.77 274,990.02 387,842.24 Servicing Fees 5,564.61 13,972.15 16,805.33 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 100.15 251.51 302.50 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 130,132.01 260,766.36 370,734.41 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 5.846408 4.665822 5.515134
Group Level Collateral Statement Group Total Collateral Description Mixed Fixed Weighted Average Coupon Rate 5.888579 Weighted Average Net Rate 5.638579 Weighted Average Maturity 280.00 Record Date 11/30/2004 Principal And Interest Constant 3,063,732.87 Beginning Loan Count 3,625 Loans Paid In Full 46 Ending Loan Count 3,579 Beginning Scheduled Balance 428,642,141.04 Ending Scheduled Balance 420,556,865.74 Scheduled Principal 960,321.59 Unscheduled Principal 7,124,953.71 Scheduled Interest 2,103,411.28 Servicing Fee 89,300.46 Master Servicing Fee 0.00 Trustee Fee 1,607.43 Fry Amount 0.00 Special Hazard Fee 0.00 Other Fee 0.00 Pool Insurance Fee 0.00 Spread 1 0.00 Spread 2 0.00 Spread 3 0.00 Net Interest 2,012,503.39 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Percentage of Cumulative Losses 0.0000 Prepayment Penalties 0.00 Special Servicing Fee 0.00 Pass-Through Rate 5.634080
Miscellaneous Reporting Group 1 - 30 Year Fixed CPR 25.124331% Subordinate % 5.601980% Subordinate Prepayment % 0.000000% Senior Prepayment % 100.000000% Senior % 94.398020% Group 2 - 30 Year Fixed CPR 18.934224% Subordinate % 6.074643% Subordinate Prepayment % 0.000000% Senior Prepayment % 100.000000% Senior % 93.925357% Group 3 - 30 Year Fixed CPR 16.035726% Subordinate % 6.242004% Subordinate Prepayment % 0.000000% Senior Prepayment % 100.000000% Senior % 93.757996%
Miscellaneous Reporting Group 4 - 30 Year Fixed CPR 30.471250% Subordinate % 6.559195% Subordinate Prepayment % 0.000000% Senior Prepayment % 100.000000% Senior % 93.440805% Group 5 - 15 Year Fixed CPR 7.084100% Subordinate % 2.420874% Subordinate Prepayment % 0.000000% Senior Prepayment % 100.000000% Senior % 97.579126% Group 6 - 15 Year Fixed CPR 18.295214% Subordinate % 2.527302% Subordinate Prepayment % 0.000000% Senior Prepayment % 100.000000% Senior % 97.472698%
Group -----END PRIVACY-ENHANCED MESSAGE-----