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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   266,740 2,423 SH   OTR   2,423 0 0
ALLSTATE CORP COM 020002101   528,704 3,777 SH   OTR   3,777 0 0
ALPHABET INC CAP STK CL A 02079K305   543,115 3,888 SH   OTR   3,888 0 0
ALPHABET INC CAP STK CL C 02079K107   388,403 2,756 SH   OTR   2,756 0 0
AMAZON COM INC COM 023135106   877,150 5,773 SH   OTR   5,773 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   50,599,437 563,468 SH   SOLE   550,707 0 12,761
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   63,531,259 1,099,918 SH   SOLE   1,078,276 0 21,642
APPLE INC COM 037833100   4,040,733 20,988 SH   OTR   19,961 0 1,027
ASHLAND INC COM 044186104   981,284 11,639 SH   OTR   11,639 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   326,857 1,403 SH   OTR   1,403 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,803,348 7,860 SH   OTR   7,860 0 0
BLACKROCK MUNIYIELD QUALITY COM 09254E103   166,452 14,300 SH   SOLE   14,300 0 0
BLACKROCK MUNIYILD QULT FD I COM 09254F100   150,998 12,387 SH   SOLE   12,387 0 0
BOEING CO COM 097023105   375,090 1,439 SH   OTR   1,439 0 0
BROADCOM INC COM 11135F101   244,459 219 SH   OTR   219 0 0
BROADSTONE NET LEASE INC COM 11135E203   2,668,222 154,949 SH   OTR   136,109 0 18,840
CATERPILLAR INC COM 149123101   324,941 1,099 SH   OTR   1,099 0 0
CHEMUNG FINL CORP COM 164024101   658,057 13,214 SH   OTR   13,214 0 0
CONSTELLATION BRANDS INC CL A 21036P108   389,389 1,611 SH   OTR   1,611 0 0
DEERE & CO COM 244199105   241,521 604 SH   OTR   604 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   544,950 15,860 SH   SOLE   15,860 0 0
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   66,181,412 2,313,227 SH   SOLE   2,268,523 0 44,704
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   3,517,778 145,543 SH   SOLE   136,436 0 9,107
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740   3,473,929 137,854 SH   SOLE   126,347 0 11,507
DISNEY WALT CO COM 254687106   294,609 3,263 SH   OTR   3,263 0 0
EMERSON ELEC CO COM 291011104   214,126 2,200 SH   OTR   2,200 0 0
EXXON MOBIL CORP COM 30231G102   1,350,830 13,511 SH   OTR   13,511 0 0
GLOBAL X FDS S&P EX US ETF 37954Y368   369,480 12,500 SH   SOLE   0 0 12,500
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889   1,141,127 19,678 SH   SOLE   0 0 19,678
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529   283,661 2,844 SH   SOLE   2,844 0 0
HOME DEPOT INC COM 437076102   315,707 911 SH   OTR   911 0 0
IDEXX LABS INC COM 45168D104   277,525 500 SH   OTR   500 0 0
INTEL CORP COM 458140100   364,755 7,258 SH   OTR   7,258 0 0
INVESCO EXCHANGE TRADED FD T S&P500 PUR VAL 46137V258   572,098 6,970 SH   SOLE   6,970 0 0
INVESCO TR INVT GRADE MUNS COM 46131M106   108,790 11,000 SH   SOLE   11,000 0 0
ISHARES GOLD TR ISHARES NEW 464285204   1,060,133 27,162 SH   SOLE   20,862 0 6,300
ISHARES INC CORE MSCI EMKT 46434G103   130,850,084 2,586,993 SH   SOLE   2,463,995 0 122,998
ISHARES INC MSCI GBL MIN VOL 464286525   1,047,754 10,441 SH   SOLE   10,441 0 0
ISHARES INC MSCI EMRG CHN 46434G764   288,132 5,200 SH   SOLE   5,200 0 0
ISHARES INC ESG AWR MSCI EM 46434G863   5,341,901 166,622 SH   SOLE   163,412 0 3,210
ISHARES TR ESG AW MSCI EAFE 46435G516   10,239,296 135,548 SH   SOLE   131,528 0 4,020
ISHARES TR 0-5YR HI YL CP 46434V407   2,536,789 60,085 SH   SOLE   60,085 0 0
ISHARES TR ESG AWARE MSCI 46435U663   5,213,262 137,155 SH   SOLE   133,665 0 3,490
ISHARES TR ESG AWR US AGRGT 46435U549   29,329,642 614,362 SH   SOLE   560,612 0 53,750
ISHARES TR 0-3 MNTH TREASRY 46436E718   3,157,502 31,490 SH   SOLE   31,490 0 0
ISHARES TR ESG MSCI USA ETF 46436E767   292,677 7,350 SH   SOLE   7,350 0 0
ISHARES TR CORE MSCI INTL 46435G326   515,964 8,105 SH   SOLE   8,105 0 0
ISHARES TR ESG AWR MSCI USA 46435G425   33,800,503 322,155 SH   SOLE   315,850 0 6,305
ISHARES TR ESG AWRE 1 5 YR 46435G243   8,280,482 338,255 SH   SOLE   338,255 0 0
ISHARES TR ESG SCRD S&P MID 46436E551   214,089 5,675 SH   SOLE   5,675 0 0
ISHARES TR US TREAS BD ETF 46429B267   65,596,492 2,847,070 SH   SOLE   2,713,884 0 133,186
ISHARES TR FLTG RATE NT ETF 46429B655   1,069,348 21,125 SH   SOLE   21,015 0 110
ISHARES TR 0-5 YR TIPS ETF 46429B747   10,026,623 101,700 SH   SOLE   98,210 0 3,490
ISHARES TR CORE MSCI EAFE 46432F842   297,158,241 4,223,998 SH   SOLE   4,020,380 0 203,618
ISHARES TR MSCI EAFE MIN VL 46429B689   273,893 3,950 SH   SOLE   3,950 0 0
ISHARES TR IBONDS DEC24 ETF 46434VBG4   537,807 21,590 SH   SOLE   21,590 0 0
ISHARES TR MSCI INTL MOMENT 46434V449   216,884 6,325 SH   SOLE   6,325 0 0
ISHARES TR MSCI INTL QUALTY 46434V456   443,208 11,800 SH   SOLE   11,800 0 0
ISHARES TR EAFE VALUE ETF 464288877   71,207,274 1,366,742 SH   SOLE   1,302,303 0 64,440
ISHARES TR MICRO-CAP ETF 464288869   20,876,130 179,920 SH   SOLE   171,355 0 8,565
ISHARES TR SHORT TREAS BD 464288679   1,142,929 10,378 SH   SOLE   10,378 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   2,811,767 54,837 SH   SOLE   54,837 0 0
ISHARES TR MBS ETF 464288588   208,858 2,220 SH   SOLE   2,220 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   629,574 5,375 SH   SOLE   5,375 0 0
ISHARES TR NATIONAL MUN ETF 464288414   16,205,191 149,481 SH   SOLE   148,222 0 1,259
ISHARES TR JPMORGAN USD EMG 464288281   709,808 7,970 SH   SOLE   7,970 0 0
ISHARES TR INTRM GOV CR ETF 464288612   1,698,160 16,210 SH   SOLE   16,210 0 0
ISHARES TR EAFE SML CP ETF 464288273   11,149,672 180,124 SH   SOLE   164,635 0 15,489
ISHARES TR NEW YORK MUN ETF 464288323   12,993,500 240,220 SH   SOLE   213,715 0 26,505
ISHARES TR SHRT NAT MUN ETF 464288158   14,074,007 133,491 SH   SOLE   130,003 0 3,488
ISHARES TR RUS 2000 GRW ETF 464287648   756,660 3,000 SH   SOLE   3,000 0 0
ISHARES TR RUS MID CAP ETF 464287499   481,926 6,200 SH   SOLE   6,200 0 0
ISHARES TR RUS MD CP GR ETF 464287481   1,493,778 14,300 SH   SOLE   14,300 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   586,102 5,040 SH   SOLE   5,040 0 0
ISHARES TR GLOBAL 100 ETF 464287572   814,460 10,115 SH   SOLE   10,115 0 0
ISHARES TR CORE S&P MCP ETF 464287507   284,838,751 1,027,742 SH   SOLE   982,346 0 45,396
ISHARES TR S&P MC 400VL ETF 464287705   10,222,203 89,637 SH   SOLE   81,939 0 7,698
ISHARES TR S&P MC 400GR ETF 464287606   1,770,725 22,352 SH   SOLE   22,352 0 0
ISHARES TR CORE S&P SCP ETF 464287804   217,350,881 2,007,860 SH   SOLE   1,915,078 0 92,782
ISHARES TR SP SMCP600VL ETF 464287879   1,341,521 13,016 SH   SOLE   12,281 0 735
ISHARES TR S&P SML 600 GWT 464287887   1,374,663 10,985 SH   SOLE   10,985 0 0
ISHARES TR S&P 500 VAL ETF 464287408   14,741,360 84,774 SH   SOLE   73,960 0 10,814
ISHARES TR CORE S&P500 ETF 464287200   642,785,387 1,345,781 SH   SOLE   1,283,606 0 62,175
ISHARES TR S&P 500 GRWT ETF 464287309   1,706,422 22,722 SH   SOLE   22,722 0 0
ISHARES TR RUS 1000 ETF 464287622   292,420 1,115 SH   SOLE   1,115 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   5,658,365 18,664 SH   SOLE   18,584 0 80
ISHARES TR RUSSELL 2000 ETF 464287655   1,464,179 7,295 SH   SOLE   7,295 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   520,356 3,350 SH   SOLE   3,350 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   2,612,388 9,543 SH   SOLE   9,543 0 0
ISHARES TR CORE S&P US GWT 464287671   249,840 2,400 SH   SOLE   2,400 0 0
ISHARES TR CORE US AGGBD ET 464287226   4,079,798 41,106 SH   SOLE   24,731 0 16,376
ISHARES TR TIPS BD ETF 464287176   2,046,308 19,037 SH   SOLE   17,393 0 1,644
ISHARES TR MSCI EAFE ETF 464287465   3,583,797 47,562 SH   SOLE   46,102 0 1,460
ISHARES TR 1 3 YR TREAS BD 464287457   1,030,833 12,565 SH   SOLE   12,565 0 0
ISHARES TR 20 YR TR BD ETF 464287432   1,530,168 15,475 SH   SOLE   15,475 0 0
ISHARES TR IBOXX INV CP ETF 464287242   586,498 5,300 SH   SOLE   5,300 0 0
J P MORGAN EXCHANGE TRADED F US VALUE FACTR 46641Q753   343,555 8,905 SH   SOLE   8,905 0 0
JOHNSON & JOHNSON COM 478160104   855,644 5,459 SH   OTR   5,459 0 0
JPMORGAN CHASE & CO COM 46625H100   1,252,446 7,363 SH   OTR   7,363 0 0
LOWES COS INC COM 548661107   1,301,918 5,850 SH   OTR   5,850 0 0
MCDONALDS CORP COM 580135101   340,690 1,149 SH   OTR   1,149 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104   433,636 4,809 SH   OTR   4,809 0 0
MICROSOFT CORP COM 594918104   3,953,953 10,515 SH   OTR   10,515 0 0
NEUBERGER BERMAN MUN FD INC COM 64124P101   141,164 13,639 SH   SOLE   13,639 0 0
NUVEEN AMT FREE MUN CR INC F COM 67071L106   155,610 13,165 SH   SOLE   13,165 0 0
NUVEEN ARIZONA QLTY MUN INC COM 67061W104   153,153 14,300 SH   SOLE   14,300 0 0
NUVEEN QUALITY MUNCP INCOME COM 67066V101   165,269 14,434 SH   SOLE   14,434 0 0
ORACLE CORP COM 68389X105   540,223 5,124 SH   OTR   5,124 0 0
PAYCHEX INC COM 704326107   1,274,395 10,699 SH   OTR   10,699 0 0
PEPSICO INC COM 713448108   495,084 2,915 SH   OTR   2,915 0 0
PIMCO ETF TR 1-5 US TIP IDX 72201R205   854,768 16,711 SH   SOLE   15,000 0 1,711
PROCTER AND GAMBLE CO COM 742718109   349,791 2,387 SH   OTR   2,387 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,281,773 34,680 SH   SOLE   34,680 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   2,559,332 45,378 SH   SOLE   38,717 0 6,661
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   315,278 9,036 SH   SOLE   9,036 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   404,105 16,301 SH   SOLE   16,301 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   305,973 6,477 SH   SOLE   4,972 0 1,505
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   680,651 9,710 SH   SOLE   9,330 0 380
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   8,666,930 178,884 SH   SOLE   178,536 0 348
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   233,684 4,700 SH   SOLE   4,700 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   132,621,710 2,540,646 SH   SOLE   2,420,472 0 120,174
SCHWAB STRATEGIC TR US REIT ETF 808524847   1,172,290 56,605 SH   SOLE   25,705 0 30,900
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   790,860 10,500 SH   SOLE   9,617 0 883
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,557,248 33,403 SH   SOLE   33,403 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   5,027,457 149,050 SH   SOLE   130,085 0 18,965
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   457,910 2,379 SH   SOLE   2,379 0 0
SHERWIN WILLIAMS CO COM 824348106   374,280 1,200 SH   OTR   1,200 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   339,183 900 SH   SOLE   900 0 0
SPDR GOLD TR GOLD SHS 78463V107   322,121 1,685 SH   SOLE   1,685 0 0
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756   937,123 16,598 SH   SOLE   16,598 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   1,068,946 33,657 SH   SOLE   30,397 0 3,260
SPDR S&P 500 ETF TR TR UNIT 78462F103   112,000,378 235,636 SH   SOLE   225,156 0 10,480
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   831,596 1,639 SH   SOLE   1,434 0 205
SPDR SER TR PRTFLO S&P500 VL 78464A508   42,120,495 903,292 SH   SOLE   833,465 0 69,826
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   826,074 9,039 SH   SOLE   9,039 0 0
SPDR SER TR NUVEEN BLMBRG MU 78468R721   1,129,927 24,041 SH   SOLE   19,715 0 4,326
SPDR SER TR S&P 400 MDCP VAL 78464A839   15,167,446 206,697 SH   SOLE   188,512 0 18,185
SPDR SER TR BLOOMBERG INVT 78468R200   7,047,875 230,398 SH   SOLE   209,323 0 21,075
SPDR SER TR BLOOMBERG 1 10 Y 78468R861   5,556,979 298,923 SH   SOLE   298,173 0 750
SPDR SER TR PORTFOLIO S&P500 78464A854   1,995,742 35,702 SH   SOLE   27,377 0 8,325
SPDR SER TR PORT MTG BK ETF 78464A383   1,986,410 90,005 SH   SOLE   90,005 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474   230,497 7,740 SH   SOLE   7,740 0 0
SPDR SER TR SPDR S&P 500 ETF 78468R796   966,175 24,895 SH   SOLE   24,895 0 0
SPDR SER TR BLOOMBERG 3-12 M 78468R523   397,868 4,014 SH   SOLE   4,014 0 0
THE CIGNA GROUP COM 125523100   218,898 731 SH   OTR   731 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   246,287 464 SH   OTR   464 0 0
TOMPKINS FINL CORP COM 890110109   228,633 3,796 SH   OTR   3,796 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   420,728 1,725 SH   OTR   1,725 0 0
UNITEDHEALTH GROUP INC COM 91324P102   257,970 490 SH   OTR   490 0 0
VALVOLINE INC COM 92047W101   1,200,756 31,952 SH   OTR   31,952 0 0
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201   914,734 19,450 SH   SOLE   19,450 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   2,289,574 29,727 SH   SOLE   29,727 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   267,483 3,502 SH   SOLE   3,135 0 367
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   108,683,363 1,477,680 SH   SOLE   1,372,325 0 105,355
VANGUARD INDEX FDS LARGE CAP ETF 922908637   11,367,497 52,109 SH   SOLE   52,109 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   7,699,362 53,095 SH   SOLE   50,058 0 3,038
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   829,647 1,899 SH   SOLE   1,757 0 143
VANGUARD INDEX FDS VALUE ETF 922908744   835,406 5,588 SH   SOLE   5,588 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   3,470,825 14,919 SH   SOLE   14,919 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,163,506 6,465 SH   SOLE   6,465 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,678,836 12,557 SH   SOLE   11,157 0 1,400
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   24,338,844 592,186 SH   SOLE   557,577 0 34,609
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   597,751 14,035 SH   SOLE   4,450 0 9,585
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   82,683,342 1,741,068 SH   SOLE   1,656,115 0 84,954
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   4,127,546 80,853 SH   SOLE   80,853 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   4,354,963 56,287 SH   SOLE   52,902 0 3,385
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   683,278 11,714 SH   SOLE   11,714 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   4,415,814 20,355 SH   SOLE   20,355 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   725,586 9,300 SH   SOLE   9,300 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   834,339 10,265 SH   SOLE   10,265 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   46,499,365 970,759 SH   SOLE   916,072 0 54,687
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,081,137 9,685 SH   SOLE   9,685 0 0
VISA INC COM CL A 92826C839   514,712 1,977 SH   OTR   1,977 0 0
VUZIX CORP COM NEW 92921W300   20,850 10,000 SH   OTR   10,000 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   650,106 12,940 SH   SOLE   12,940 0 0
XYLEM INC COM 98419M100   1,041,591 9,108 SH   OTR   9,108 0 0