-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, UvrmWop+szzL77YuaSLQGIXiETTQY81+aWQMJaGz2I4IehJZS1ClABa2vDATPBH/ rIxLoIKTZGS482/E+Dg9fQ== 0001056404-05-000358.txt : 20050106 0001056404-05-000358.hdr.sgml : 20050106 20050106154027 ACCESSION NUMBER: 0001056404-05-000358 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 20041227 ITEM INFORMATION: Other Events ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20050106 DATE AS OF CHANGE: 20050106 FILER: COMPANY DATA: COMPANY CONFORMED NAME: MASTR ASSET SECURITIZATION TRUST 2003-10 CENTRAL INDEX KEY: 0001268607 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] IRS NUMBER: 000000000 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 333-101254-15 FILM NUMBER: 05515717 BUSINESS ADDRESS: STREET 1: 1285 AVE OF THE AMERICAS CITY: NEW YORK STATE: NY ZIP: 10019 8-K 1 mst03010_dec.txt DEC. 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 27, 2004 MASTR ASSET SECURITIZATION TRUST Mortgage Pass-Through Certificates, Series 2003-10 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-101254-15 Pooling and Servicing Agreement) (Commission 54-2132856 (State or other File Number) 54-2132857 jurisdiction 54-2132858 of Incorporation) IRS EIN c/o Wells Fargo Bank, N.A., 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On December 27, 2004 a distribution was made to holders of MASTR ASSET SECURITIZATION TRUST, Mortgage Pass-Through Certificates, Series 2003-10 Trust . ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2003-10 Trust, relating to the December 27, 2004 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. MASTR ASSET SECURITIZATION TRUST Mortgage Pass-Through Certificates, Series 2003-10 Trust (Registrant) By: Wells Fargo Bank, N.A. as Master Servicer By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 1/6/05 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2003-10 Trust, relating to the December 27, 2004 distribution. EX-99.1
Mortgage Asset Securitization Transactions, Inc. Mortgage Pass-Through Certificates Record Date: 11/30/04 Distribution Date: 12/27/04 Mortgage Asset Securitization Transactions, Inc. Mortgage Pass-Through Certificates Series 2003-10 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution 1-A-1 55265KS91 SEN 5.25000% 39,805,380.82 174,148.54 433,617.37 1-A-2 55265KT25 SEN 5.25000% 1,990,269.04 8,707.43 21,680.87 A-R 55265KV22 SEN 5.25000% 0.00 0.00 0.00 2-A-1 55265KT33 SEN 4.50000% 22,343,971.54 83,789.89 273,093.68 3-A-1 55265KT41 SEN 5.50000% 328,662,081.82 1,506,367.88 3,110,912.66 3-A-2 55265KT58 SEN 5.25000% 82,901,904.08 362,695.83 1,098,415.55 3-A-3 55265KT66 SEN 2.63000% 8,290,190.41 18,169.33 109,841.55 3-A-4 55265KT74 IO 5.37000% 0.00 37,098.60 0.00 3-A-5 55265KT82 SEN 5.50000% 14,483,000.00 66,380.42 0.00 3-A-6 55265KT90 SEN 5.50000% 6,915,000.00 31,693.75 0.00 3-A-7 55265KU23 LOCK 5.50000% 15,060,000.00 69,025.00 0.00 4-A-1 55265KU31 SEN 4.50000% 161,957,457.31 607,340.46 2,342,027.87 5-A-1 55265KU49 SEN 5.50000% 22,895,284.51 104,936.72 28,130.69 6-A-1 55265KU56 SEN 4.75000% 70,190,276.09 277,836.51 1,829,550.50 15-PO 55265KU64 PO 0.00000% 1,327,532.13 0.00 22,147.81 30-PO 55265KU72 PO 0.00000% 16,750,116.44 0.00 126,932.74 15-AX 55265KU80 IO 4.50000% 0.00 49,892.94 0.00 30-AX 55265KU98 IO 5.50000% 0.00 22,355.38 0.00 B-1 55265KV30 SUB 5.17690% 11,350,576.05 48,967.35 27,301.77 B-2 55265KV48 SUB 5.17690% 3,177,967.10 13,710.02 7,644.03 B-3 55265KV55 SUB 5.17690% 2,271,086.17 9,797.66 5,462.69 B-4 55265KV63 SUB 5.17690% 1,362,263.32 5,876.92 3,276.68 B-5 55265KV71 SUB 5.17690% 907,851.89 3,916.55 2,183.67 B-6 55265KV89 SUB 5.17690% 1,363,110.00 5,880.57 3,278.72 Totals 814,005,318.72 3,508,587.75 9,445,498.85
Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses 1-A-1 0.00 39,371,763.45 607,765.91 0.00 1-A-2 0.00 1,968,588.17 30,388.30 0.00 A-R 0.00 0.00 0.00 0.00 2-A-1 0.00 22,070,877.87 356,883.57 0.00 3-A-1 0.00 325,551,169.16 4,617,280.54 0.00 3-A-2 0.00 81,803,488.53 1,461,111.38 0.00 3-A-3 0.00 8,180,348.85 128,010.88 0.00 3-A-4 0.00 0.00 37,098.60 0.00 3-A-5 0.00 14,483,000.00 66,380.42 0.00 3-A-6 0.00 6,915,000.00 31,693.75 0.00 3-A-7 0.00 15,060,000.00 69,025.00 0.00 4-A-1 0.00 159,615,429.44 2,949,368.33 0.00 5-A-1 0.00 22,867,153.82 133,067.41 0.00 6-A-1 0.00 68,360,725.59 2,107,387.01 0.00 15-PO 0.00 1,305,384.33 22,147.81 0.00 30-PO 0.00 16,623,183.70 126,932.74 0.00 15-AX 0.00 0.00 49,892.94 0.00 30-AX 0.00 0.00 22,355.38 0.00 B-1 0.00 11,323,274.28 76,269.12 0.00 B-2 0.00 3,170,323.07 21,354.05 0.00 B-3 0.00 2,265,623.49 15,260.35 0.00 B-4 0.00 1,358,986.64 9,153.60 0.00 B-5 0.00 905,668.22 6,100.22 0.00 B-6 0.00 1,359,831.29 9,159.29 0.00 Totals 0.00 804,559,819.90 12,954,086.60 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.
Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) 1-A-1 45,000,000.00 39,805,380.82 101,040.15 332,577.21 0.00 0.00 1-A-2 2,250,000.00 1,990,269.04 5,052.01 16,628.86 0.00 0.00 A-R 100.00 0.00 0.00 0.00 0.00 0.00 2-A-1 27,000,000.00 22,343,971.54 176,796.62 96,297.06 0.00 0.00 3-A-1 377,087,000.00 328,662,081.82 391,327.37 2,719,585.29 0.00 0.00 3-A-2 100,000,000.00 82,901,904.08 138,171.69 960,243.86 0.00 0.00 3-A-3 10,000,000.00 8,290,190.41 13,817.17 96,024.39 0.00 0.00 3-A-4 0.00 0.00 0.00 0.00 0.00 0.00 3-A-5 14,483,000.00 14,483,000.00 0.00 0.00 0.00 0.00 3-A-6 6,915,000.00 6,915,000.00 0.00 0.00 0.00 0.00 3-A-7 15,060,000.00 15,060,000.00 0.00 0.00 0.00 0.00 4-A-1 192,000,000.00 161,957,457.31 709,814.44 1,632,213.43 0.00 0.00 5-A-1 25,000,000.00 22,895,284.51 26,484.84 1,645.85 0.00 0.00 6-A-1 80,000,000.00 70,190,276.09 299,832.66 1,529,717.84 0.00 0.00 15-PO 1,462,856.00 1,327,532.13 5,880.19 16,267.61 0.00 0.00 30-PO 17,976,274.00 16,750,116.44 21,036.41 105,896.34 0.00 0.00 15-AX 0.00 0.00 0.00 0.00 0.00 0.00 30-AX 0.00 0.00 0.00 0.00 0.00 0.00 B-1 11,690,000.00 11,350,576.05 27,301.77 0.00 0.00 0.00 B-2 3,273,000.00 3,177,967.10 7,644.03 0.00 0.00 0.00 B-3 2,339,000.00 2,271,086.17 5,462.69 0.00 0.00 0.00 B-4 1,403,000.00 1,362,263.32 3,276.68 0.00 0.00 0.00 B-5 935,000.00 907,851.89 2,183.67 0.00 0.00 0.00 B-6 1,403,872.00 1,363,110.00 3,278.72 0.00 0.00 0.00 Totals 935,278,102.00 814,005,318.72 1,938,401.11 7,507,097.74 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution 1-A-1 433,617.37 39,371,763.45 0.87492808 433,617.37 1-A-2 21,680.87 1,968,588.17 0.87492808 21,680.87 A-R 0.00 0.00 0.00000000 0.00 2-A-1 273,093.68 22,070,877.87 0.81743992 273,093.68 3-A-1 3,110,912.66 325,551,169.16 0.86333172 3,110,912.66 3-A-2 1,098,415.55 81,803,488.53 0.81803489 1,098,415.55 3-A-3 109,841.55 8,180,348.85 0.81803489 109,841.55 3-A-4 0.00 0.00 0.00000000 0.00 3-A-5 0.00 14,483,000.00 1.00000000 0.00 3-A-6 0.00 6,915,000.00 1.00000000 0.00 3-A-7 0.00 15,060,000.00 1.00000000 0.00 4-A-1 2,342,027.87 159,615,429.44 0.83133036 2,342,027.87 5-A-1 28,130.69 22,867,153.82 0.91468615 28,130.69 6-A-1 1,829,550.50 68,360,725.59 0.85450907 1,829,550.50 15-PO 22,147.81 1,305,384.33 0.89235327 22,147.81 30-PO 126,932.74 16,623,183.70 0.92472910 126,932.74 15-AX 0.00 0.00 0.00000000 0.00 30-AX 0.00 0.00 0.00000000 0.00 B-1 27,301.77 11,323,274.28 0.96862911 27,301.77 B-2 7,644.03 3,170,323.07 0.96862911 7,644.03 B-3 5,462.69 2,265,623.49 0.96862911 5,462.69 B-4 3,276.68 1,358,986.64 0.96862911 3,276.68 B-5 2,183.67 905,668.22 0.96862911 2,183.67 B-6 3,278.72 1,359,831.29 0.96862911 3,278.72 Totals 9,445,498.85 804,559,819.90 0.86023592 9,445,498.85
Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion 1-A-1 45,000,000.00 884.56401822 2.24533667 7.39060467 0.00000000 1-A-2 2,250,000.00 884.56401778 2.24533778 7.39060444 0.00000000 A-R 100.00 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 27,000,000.00 827.55450148 6.54802296 3.56655778 0.00000000 3-A-1 377,087,000.00 871.58157619 1.03776415 7.21208976 0.00000000 3-A-2 100,000,000.00 829.01904080 1.38171690 9.60243860 0.00000000 3-A-3 10,000,000.00 829.01904100 1.38171700 9.60243900 0.00000000 3-A-4 0.00 0.00000000 0.00000000 0.00000000 0.00000000 3-A-5 14,483,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 3-A-6 6,915,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 3-A-7 15,060,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 4-A-1 192,000,000.00 843.52842349 3.69695021 8.50111161 0.00000000 5-A-1 25,000,000.00 915.81138040 1.05939360 0.06583400 0.00000000 6-A-1 80,000,000.00 877.37845112 3.74790825 19.12147300 0.00000000 15-PO 1,462,856.00 907.49337597 4.01966427 11.12044521 0.00000000 30-PO 17,976,274.00 931.79022750 1.17023194 5.89089485 0.00000000 15-AX 0.00 0.00000000 0.00000000 0.00000000 0.00000000 30-AX 0.00 0.00000000 0.00000000 0.00000000 0.00000000 B-1 11,690,000.00 970.96458939 2.33548075 0.00000000 0.00000000 B-2 3,273,000.00 970.96458906 2.33548121 0.00000000 0.00000000 B-3 2,339,000.00 970.96458743 2.33548097 0.00000000 0.00000000 B-4 1,403,000.00 970.96459016 2.33548111 0.00000000 0.00000000 B-5 935,000.00 970.96458824 2.33547594 0.00000000 0.00000000 B-6 1,403,872.00 970.96458936 2.33548358 0.00000000 0.00000000 (2) All Classes are per $1,000 Denomination.
Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution 1-A-1 0.00000000 9.63594156 874.92807667 0.87492808 9.63594156 1-A-2 0.00000000 9.63594222 874.92807556 0.87492808 9.63594222 A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 0.00000000 10.11458074 817.43992111 0.81743992 10.11458074 3-A-1 0.00000000 8.24985391 863.33172228 0.86333172 8.24985391 3-A-2 0.00000000 10.98415550 818.03488530 0.81803489 10.98415550 3-A-3 0.00000000 10.98415500 818.03488500 0.81803489 10.98415500 3-A-4 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 3-A-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 3-A-6 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 3-A-7 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 4-A-1 0.00000000 12.19806182 831.33036167 0.83133036 12.19806182 5-A-1 0.00000000 1.12522760 914.68615280 0.91468615 1.12522760 6-A-1 0.00000000 22.86938125 854.50906987 0.85450907 22.86938125 15-PO 0.00000000 15.14011632 892.35326649 0.89235327 15.14011632 30-PO 0.00000000 7.06112624 924.72910126 0.92472910 7.06112624 15-AX 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 30-AX 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B-1 0.00000000 2.33548075 968.62910864 0.96862911 2.33548075 B-2 0.00000000 2.33548121 968.62910785 0.96862911 2.33548121 B-3 0.00000000 2.33548097 968.62911073 0.96862911 2.33548097 B-4 0.00000000 2.33548111 968.62910905 0.96862911 2.33548111 B-5 0.00000000 2.33547594 968.62911230 0.96862911 2.33547594 B-6 0.00000000 2.33548358 968.62911291 0.96862911 2.33548358 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall 1-A-1 45,000,000.00 5.25000% 39,805,380.82 174,148.54 0.00 0.00 1-A-2 2,250,000.00 5.25000% 1,990,269.04 8,707.43 0.00 0.00 A-R 100.00 5.25000% 0.00 0.00 0.00 0.00 2-A-1 27,000,000.00 4.50000% 22,343,971.54 83,789.89 0.00 0.00 3-A-1 377,087,000.00 5.50000% 328,662,081.82 1,506,367.88 0.00 0.00 3-A-2 100,000,000.00 5.25000% 82,901,904.08 362,695.83 0.00 0.00 3-A-3 10,000,000.00 2.63000% 8,290,190.41 18,169.33 0.00 0.00 3-A-4 0.00 5.37000% 8,290,190.41 37,098.60 0.00 0.00 3-A-5 14,483,000.00 5.50000% 14,483,000.00 66,380.42 0.00 0.00 3-A-6 6,915,000.00 5.50000% 6,915,000.00 31,693.75 0.00 0.00 3-A-7 15,060,000.00 5.50000% 15,060,000.00 69,025.00 0.00 0.00 4-A-1 192,000,000.00 4.50000% 161,957,457.31 607,340.46 0.00 0.00 5-A-1 25,000,000.00 5.50000% 22,895,284.51 104,936.72 0.00 0.00 6-A-1 80,000,000.00 4.75000% 70,190,276.09 277,836.51 0.00 0.00 15-PO 1,462,856.00 0.00000% 1,327,532.13 0.00 0.00 0.00 30-PO 17,976,274.00 0.00000% 16,750,116.44 0.00 0.00 0.00 15-AX 0.00 4.50000% 13,304,784.74 49,892.94 0.00 0.00 30-AX 0.00 5.50000% 4,877,536.59 22,355.38 0.00 0.00 B-1 11,690,000.00 5.17690% 11,350,576.05 48,967.35 0.00 0.00 B-2 3,273,000.00 5.17690% 3,177,967.10 13,710.02 0.00 0.00 B-3 2,339,000.00 5.17690% 2,271,086.17 9,797.66 0.00 0.00 B-4 1,403,000.00 5.17690% 1,362,263.32 5,876.92 0.00 0.00 B-5 935,000.00 5.17690% 907,851.89 3,916.55 0.00 0.00 B-6 1,403,872.00 5.17690% 1,363,110.00 5,880.57 0.00 0.00 Totals 935,278,102.00 3,508,587.75 0.00 0.00
Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance 1-A-1 0.00 0.00 174,148.54 0.00 39,371,763.45 1-A-2 0.00 0.00 8,707.43 0.00 1,968,588.17 A-R 0.00 0.00 0.00 0.00 0.00 2-A-1 0.00 0.00 83,789.89 0.00 22,070,877.87 3-A-1 0.00 0.00 1,506,367.88 0.00 325,551,169.16 3-A-2 0.00 0.00 362,695.83 0.00 81,803,488.53 3-A-3 0.00 0.00 18,169.33 0.00 8,180,348.85 3-A-4 0.00 0.00 37,098.60 0.00 8,180,348.85 3-A-5 0.00 0.00 66,380.42 0.00 14,483,000.00 3-A-6 0.00 0.00 31,693.75 0.00 6,915,000.00 3-A-7 0.00 0.00 69,025.00 0.00 15,060,000.00 4-A-1 0.00 0.00 607,340.46 0.00 159,615,429.44 5-A-1 0.00 0.00 104,936.72 0.00 22,867,153.82 6-A-1 0.00 0.00 277,836.51 0.00 68,360,725.59 15-PO 0.00 0.00 0.00 0.00 1,305,384.33 30-PO 0.00 0.00 0.00 0.00 16,623,183.70 15-AX 0.00 0.00 49,892.94 0.00 13,087,241.82 30-AX 0.00 0.00 22,355.38 0.00 4,795,221.18 B-1 0.00 0.00 48,967.35 0.00 11,323,274.28 B-2 0.00 0.00 13,710.02 0.00 3,170,323.07 B-3 0.00 0.00 9,797.66 0.00 2,265,623.49 B-4 0.00 0.00 5,876.92 0.00 1,358,986.64 B-5 0.00 0.00 3,916.55 0.00 905,668.22 B-6 0.00 0.00 5,880.57 0.00 1,359,831.29 Totals 0.00 0.00 3,508,587.75 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall 1-A-1 45,000,000.00 5.25000% 884.56401822 3.86996756 0.00000000 0.00000000 1-A-2 2,250,000.00 5.25000% 884.56401778 3.86996889 0.00000000 0.00000000 A-R 100.00 5.25000% 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 27,000,000.00 4.50000% 827.55450148 3.10332926 0.00000000 0.00000000 3-A-1 377,087,000.00 5.50000% 871.58157619 3.99474890 0.00000000 0.00000000 3-A-2 100,000,000.00 5.25000% 829.01904080 3.62695830 0.00000000 0.00000000 3-A-3 10,000,000.00 2.63000% 829.01904100 1.81693300 0.00000000 0.00000000 3-A-4 0.00 5.37000% 829.01904100 3.70986000 0.00000000 0.00000000 3-A-5 14,483,000.00 5.50000% 1000.00000000 4.58333356 0.00000000 0.00000000 3-A-6 6,915,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000 3-A-7 15,060,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000 4-A-1 192,000,000.00 4.50000% 843.52842349 3.16323156 0.00000000 0.00000000 5-A-1 25,000,000.00 5.50000% 915.81138040 4.19746880 0.00000000 0.00000000 6-A-1 80,000,000.00 4.75000% 877.37845112 3.47295637 0.00000000 0.00000000 15-PO 1,462,856.00 0.00000% 907.49337597 0.00000000 0.00000000 0.00000000 30-PO 17,976,274.00 0.00000% 931.79022750 0.00000000 0.00000000 0.00000000 15-AX 0.00 4.50000% 778.91712902 2.92093907 0.00000000 0.00000000 30-AX 0.00 5.50000% 714.53373270 3.27494686 0.00000000 0.00000000 B-1 11,690,000.00 5.17690% 970.96458939 4.18882378 0.00000000 0.00000000 B-2 3,273,000.00 5.17690% 970.96458906 4.18882371 0.00000000 0.00000000 B-3 2,339,000.00 5.17690% 970.96458743 4.18882428 0.00000000 0.00000000 B-4 1,403,000.00 5.17690% 970.96459016 4.18882395 0.00000000 0.00000000 B-5 935,000.00 5.17690% 970.96458824 4.18882353 0.00000000 0.00000000 B-6 1,403,872.00 5.17690% 970.96458936 4.18882206 0.00000000 0.00000000 (5) All Classes are per $1,000 Denomination.
Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance 1-A-1 0.00000000 0.00000000 3.86996756 0.00000000 874.92807667 1-A-2 0.00000000 0.00000000 3.86996889 0.00000000 874.92807556 A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 0.00000000 0.00000000 3.10332926 0.00000000 817.43992111 3-A-1 0.00000000 0.00000000 3.99474890 0.00000000 863.33172228 3-A-2 0.00000000 0.00000000 3.62695830 0.00000000 818.03488530 3-A-3 0.00000000 0.00000000 1.81693300 0.00000000 818.03488500 3-A-4 0.00000000 0.00000000 3.70986000 0.00000000 818.03488500 3-A-5 0.00000000 0.00000000 4.58333356 0.00000000 1000.00000000 3-A-6 0.00000000 0.00000000 4.58333333 0.00000000 1000.00000000 3-A-7 0.00000000 0.00000000 4.58333333 0.00000000 1000.00000000 4-A-1 0.00000000 0.00000000 3.16323156 0.00000000 831.33036167 5-A-1 0.00000000 0.00000000 4.19746880 0.00000000 914.68615280 6-A-1 0.00000000 0.00000000 3.47295637 0.00000000 854.50906987 15-PO 0.00000000 0.00000000 0.00000000 0.00000000 892.35326649 30-PO 0.00000000 0.00000000 0.00000000 0.00000000 924.72910126 15-AX 0.00000000 0.00000000 2.92093907 0.00000000 766.18126670 30-AX 0.00000000 0.00000000 3.27494686 0.00000000 702.47495342 B-1 0.00000000 0.00000000 4.18882378 0.00000000 968.62910864 B-2 0.00000000 0.00000000 4.18882371 0.00000000 968.62910785 B-3 0.00000000 0.00000000 4.18882428 0.00000000 968.62911073 B-4 0.00000000 0.00000000 4.18882395 0.00000000 968.62910905 B-5 0.00000000 0.00000000 4.18882353 0.00000000 968.62911230 B-6 0.00000000 0.00000000 4.18882206 0.00000000 968.62911291 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Certificateholder Component Statement Component Beginning Ending Beginning Ending Ending Pass-Through Notional Notional Component Component Component Class Rate Balance Balance Balance Balance Percentage 15-PO-2 0.00000% 0.00 0.00 19,800.01 19,631.64 89.15230192% 15-PO-4 0.00000% 0.00 0.00 548,100.58 545,545.82 88.52837723% 15-PO-6 0.00000% 0.00 0.00 759,631.54 740,206.86 89.76586026% 30-PO-1 0.00000% 0.00 0.00 294,358.48 293,526.98 87.67128828% 30-PO-3 0.00000% 0.00 0.00 15,993,751.17 15,868,229.36 92.58494660% 30-PO-5 0.00000% 0.00 0.00 462,006.79 461,427.36 91.85065102% 15-AX-2 4.50000% 1,602,433.74 1,579,219.61 0.00 0.00 79.71933137% 15-AX-4 4.50000% 10,187,718.77 10,048,357.81 0.00 0.00 75.88146405% 15-AX-6 4.50000% 1,514,632.23 1,459,664.41 0.00 0.00 78.56196537% 30-AX-1 5.50000% 926,939.48 924,588.35 0.00 0.00 79.79119384% 30-AX-3 5.50000% 3,772,071.08 3,692,304.07 0.00 0.00 67.40009904% 30-AX-5 5.50000% 178,526.03 178,328.76 0.00 0.00 94.23756010%
CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 13,087,455.28 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 40,357.86 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 13,127,813.14 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 173,726.54 Payment of Interest and Principal 12,954,086.60 Total Withdrawals (Pool Distribution Amount) 13,127,813.14 Ending Balance 0.00
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL Total Prepayment/Curtailment Interest Shortfall 0.00 Servicing Fee Support 0.00 Non-Supported Prepayment/Curtailment Interest Shortfall 0.00
SERVICING FEES Gross Servicing Fee 169,584.41 Master Servicing Fee 4,142.13 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 173,726.54
LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 1 0 0 1 393,437.06 0.00 0.00 393,437.06 30 Days 12 0 0 0 12 5,922,134.83 0.00 0.00 0.00 5,922,134.83 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 12 1 0 0 13 5,922,134.83 393,437.06 0.00 0.00 6,315,571.89 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.057176% 0.000000% 0.000000% 0.057176% 0.048811% 0.000000% 0.000000% 0.048811% 30 Days 0.686106% 0.000000% 0.000000% 0.000000% 0.686106% 0.734714% 0.000000% 0.000000% 0.000000% 0.734714% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.686106% 0.057176% 0.000000% 0.000000% 0.743282% 0.734714% 0.048811% 0.000000% 0.000000% 0.783525%
Delinquency Status By Groups DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 1 0 0 0 1 346,073.82 0.00 0.00 0.00 346,073.82 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1 0 0 0 1 346,073.82 0.00 0.00 0.00 346,073.82 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.020408% 0.000000% 0.000000% 0.000000% 1.020408% 0.803648% 0.000000% 0.000000% 0.000000% 0.803648% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.020408% 0.000000% 0.000000% 0.000000% 1.020408% 0.803648% 0.000000% 0.000000% 0.000000% 0.803648% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 1 0 0 1 393,437.06 0.00 0.00 393,437.06 30 Days 6 0 0 0 6 2,998,103.31 0.00 0.00 0.00 2,998,103.31 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 6 1 0 0 7 2,998,103.31 393,437.06 0.00 0.00 3,391,540.37 0-29 Days 0.097847% 0.000000% 0.000000% 0.097847% 0.081957% 0.000000% 0.000000% 0.081957% 30 Days 0.587084% 0.000000% 0.000000% 0.000000% 0.587084% 0.624536% 0.000000% 0.000000% 0.000000% 0.624536% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.587084% 0.097847% 0.000000% 0.000000% 0.684932% 0.624536% 0.081957% 0.000000% 0.000000% 0.706492% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 4 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 3 0 0 0 3 1,331,337.45 0.00 0.00 0.00 1,331,337.45 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 3 0 0 0 3 1,331,337.45 0.00 0.00 0.00 1,331,337.45 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.835655% 0.000000% 0.000000% 0.000000% 0.835655% 0.806924% 0.000000% 0.000000% 0.000000% 0.806924% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.835655% 0.000000% 0.000000% 0.000000% 0.835655% 0.806924% 0.000000% 0.000000% 0.000000% 0.806924% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 5 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 6 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 2 0 0 0 2 1,246,620.25 0.00 0.00 0.00 1,246,620.25 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 2 0 0 0 2 1,246,620.25 0.00 0.00 0.00 1,246,620.25 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.315789% 0.000000% 0.000000% 0.000000% 1.315789% 1.748169% 0.000000% 0.000000% 0.000000% 1.748169% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.315789% 0.000000% 0.000000% 0.000000% 1.315789% 1.748169% 0.000000% 0.000000% 0.000000% 1.748169%
OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 40,357.86
CREDIT ENHANCEMENT Original $ Original % Current $ Current % Bankruptcy 136,536.00 0.01459844% 136,536.00 0.01697027% Fraud 18,705,562.00 2.00000000% 18,705,562.00 2.32494359% Special Hazard 9,352,781.00 1.00000000% 8,220,360.34 1.02172146% Limit of Subordinate's Exposure to Certain Types of Losses
COLLATERAL STATEMENT Collateral Description Mixed Fixed Ratio Strip Weighted Average Gross Coupon 5.428438% Weighted Average Pass-Through Rate 5.172332% Weighted Average Maturity(Stepdown Calculation ) 278 Beginning Scheduled Collateral Loan Count 1,765 Number Of Loans Paid In Full 16 Ending Scheduled Collateral Loan Count 1,749 Beginning Scheduled Collateral Balance 814,005,320.42 Ending Scheduled Collateral Balance 804,559,821.58 Ending Actual Collateral Balance at 30-Nov-2004 806,046,423.27 Monthly P &I Constant 5,620,715.48 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Non-PO Optimal Amount 12,518,628.88 Class AP Deferred Amount 0.00 Ending Scheduled Balance for Premium Loans 804,559,821.58 Scheduled Principal 1,938,401.10 Unscheduled Principal 7,507,097.74
Miscellaneous Reporting Group 1 Senior % 96.896531% Group 2 Senior % 97.923578% Group 3 Senior % 97.490832% Group 4 Senior % 97.406795% Group 5 Senior % 97.492618% Group 6 Senior % 97.262495% Group 1 Junior % 3.103469% Group 2 Junior % 2.076422% Group 3 Junior % 2.509168% Group 4 Junior % 2.593205% Group 5 Junior % 2.507382% Group 6 Junior % 2.737505% Group 1 Senior Prepayment % 100.000000% Group 2 Senior Prepayment % 100.000000% Group 3 Senior Prepayment % 100.000000% Group 4 Senior Prepayment % 100.000000% Group 5 Senior Prepayment % 100.000000% Group 6 Senior Prepayment % 100.000000%
Group Level Collateral Statement Group Group 1 Group 2 Group 3 Collateral Description Fixed 20 Year Ratio Strip Fixed 10 Year Ratio Strip Fixed 30 Year Ratio Strip Weighted Average Coupon Rate 5.582470 5.062797 5.620795 Weighted Average Net Rate 5.332470 4.812798 5.370795 Weighted Average Maturity 224 104 343 Beginning Loan Count 99 55 1,030 Loans Paid In Full 1 1 8 Ending Loan Count 98 54 1,022 Beginning Scheduled Balance 43,428,668.53 22,837,564.67 484,050,250.08 Ending scheduled Balance 42,969,140.80 22,560,553.74 479,591,574.92 Record Date 11/30/2004 11/30/2004 11/30/2004 Principal And Interest Constant 312,292.92 277,054.35 2,844,299.28 Scheduled Principal 110,260.21 180,702.72 577,009.97 Unscheduled Principal 349,267.52 96,308.21 3,881,665.19 Scheduled Interest 202,032.71 96,351.63 2,267,289.31 Servicing Fees 9,047.66 4,757.81 100,843.79 Master Servicing Fees 24.00 18.04 3,897.92 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 192,961.05 91,575.78 2,162,547.60 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 5.331807 4.811849 5.361132
Group Level Collateral Statement Group Group 4 Group 5 Group 6 Collateral Description Fixed 15 Year Ratio Strip Fixed 30 Year Ratio Strip Fixed 15 Year Ratio Strip Weighted Average Coupon Rate 5.010918 5.684891 5.045290 Weighted Average Net Rate 4.760919 5.434891 4.795290 Weighted Average Maturity 164 344 164 Beginning Loan Count 362 64 155 Loans Paid In Full 3 0 3 Ending Loan Count 359 64 152 Beginning Scheduled Balance 166,817,257.93 23,946,128.64 72,925,450.57 Ending scheduled Balance 164,453,778.32 23,916,737.36 71,068,036.44 Record Date 11/30/2004 11/30/2004 11/30/2004 Principal And Interest Constant 1,427,723.58 141,164.80 618,180.55 Scheduled Principal 731,133.85 27,722.19 311,572.16 Unscheduled Principal 1,632,345.76 1,669.09 1,545,841.97 Scheduled Interest 696,589.73 113,442.61 306,608.39 Servicing Fees 34,753.58 4,988.77 15,192.80 Master Servicing Fees 122.82 0.00 79.35 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 661,713.33 108,453.84 291,336.24 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 4.760035 5.434891 4.793985
Group Level Collateral Statement Group Total Collateral Description Mixed Fixed Ratio Strip Weighted Average Coupon Rate 5.428438 Weighted Average Net Rate 5.178438 Weighted Average Maturity 278.00 Record Date 11/30/2004 Principal And Interest Constant 5,620,715.48 Beginning Loan Count 1,765 Loans Paid In Full 16 Ending Loan Count 1,749 Beginning Scheduled Balance 814,005,320.42 Ending Scheduled Balance 804,559,821.58 Scheduled Principal 1,938,401.10 Unscheduled Principal 7,507,097.74 Scheduled Interest 3,682,314.38 Servicing Fee 169,584.41 Master Servicing Fee 4,142.13 Trustee Fee 0.00 Fry Amount 0.00 Special Hazard Fee 0.00 Other Fee 0.00 Pool Insurance Fee 0.00 Spread 1 0.00 Spread 2 0.00 Spread 3 0.00 Net Interest 3,508,587.84 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Percentage of Cumulative Losses 0.0000 Prepayment Penalties 0.00 Special Servicing Fee 0.00 Pass-Through Rate 5.172332
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