-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, MBeWTBKhkmEmPG8Juws9AdBmg8vE4K6pkLfeh1IIy4BSqw7/d8joH1i3KgrftTVH BzZ9iopaKIFI1E1gqT+eww== 0001056404-04-004553.txt : 20041229 0001056404-04-004553.hdr.sgml : 20041229 20041229120203 ACCESSION NUMBER: 0001056404-04-004553 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 20041227 ITEM INFORMATION: Other Events ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20041229 DATE AS OF CHANGE: 20041229 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BANC OF AMERICA MORTGAGE SECURITIES INC SERIES 2003-J CENTRAL INDEX KEY: 0001268207 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] IRS NUMBER: 000000000 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 333-105940-14 FILM NUMBER: 041229966 BUSINESS ADDRESS: STREET 1: 201 NORTH TRYON ST CITY: CHARLOTTE STATE: NC ZIP: 28255 MAIL ADDRESS: STREET 1: 9062 OLD ANNAPOLIS ROAD CITY: COLUMBIA STATE: MD ZIP: 210451951 8-K 1 bam0300j_dec.txt DECEMBER 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 27, 2004 BANC OF AMERICA MORTGAGE SECURITIES, INC. Mortgage Pass-Through Certificates, Series 2003-J Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-105940-14 Pooling and Servicing Agreement) (Commission 54-2132818 (State or other File Number) 54-2132819 jurisdiction 54-2132820 of Incorporation) IRS EIN c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On December 27, 2004 a distribution was made to holders of BANC OF AMERICA MORTGAGE SECURITIES, INC., Mortgage Pass-Through Certificates, Series 2003-J Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2003-J Trust, relating to the December 27, 2004 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BANC OF AMERICA MORTGAGE SECURITIES, INC. Mortgage Pass-Through Certificates, Series 2003-J Trust (Registrant) By: Wells Fargo Bank, N.A. as Trustee By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 12/27/2004 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2003-J Trust, relating to the December 27, 2004 distribution. EX-99.1
Banc of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates Record Date: 11/30/2004 Distribution Date: 12/27/2004 Banc of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates Series 2003-J Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution 1-A-1 05948XXW6 SEN 3.38981% 119,990,646.20 338,954.62 5,738,672.77 1-A-2 05948XXX4 SEN 3.90581% 38,178,791.24 124,265.93 1,825,938.91 1-A-3 05948XXY2 SEN 3.90581% 1,079,915.82 3,514.96 51,648.05 1-A-R 05948XXZ9 SEN 3.50591% 0.00 0.00 0.00 1-A-MR 05948XYA3 SEN 3.50591% 0.00 0.00 0.00 1-A-LR 05948XYB1 SEN 3.50591% 0.00 0.59 0.00 2-A-1 05948XYC9 SEN 4.14960% 179,387,200.60 620,320.33 4,983,607.21 2-A-2 05948XYD7 SEN 4.46360% 156,963,800.53 583,852.49 4,360,656.31 2-A-3 05948XYE5 SEN 1.65600% 0.00 0.00 0.00 2-A-4 05948XYF2 SEN 2.70700% 11,217,703.21 25,305.27 4,753,842.15 2-A-5 05948XYG0 SEN 3.60600% 35,360,000.00 106,256.80 0.00 2-A-6 05948XYH8 SEN 4.05500% 26,971,000.00 91,139.50 0.00 2-A-7 05948XYJ4 SEN 4.25260% 27,165,000.00 96,268.14 0.00 2-A-8 05948XYK1 SEN 4.25260% 70,403,000.00 249,496.26 0.00 2-A-9 05948XYL9 SEN 3.41400% 0.00 0.00 0.00 2-A-IO 05948XYM7 IO 0.61906% 0.00 37,942.53 0.00 3-A-1 05948XYN5 SEN 4.10478% 44,721,924.37 152,977.93 6,456.68 3-A-2 05948XYP0 SEN 4.70378% 27,164,991.30 106,481.71 3,921.91 4-A-1 05948XYQ8 SEN 4.62609% 178,932,677.06 689,799.26 4,029,360.86 B-1 05948XYR6 SUB 4.16985% 15,911,643.79 55,290.98 19,483.97 B-2 05948XYS4 SUB 4.16985% 7,637,628.42 26,539.81 9,352.36 B-3 05948XYT2 SUB 4.16985% 5,091,095.54 17,690.92 6,234.10 B-4 05948XYY1 SUB 4.16985% 1,909,160.83 6,634.10 2,337.79 B-5 05948XYZ8 SUB 4.16985% 1,909,160.83 6,634.10 2,337.79 B-6 05948XZA2 SUB 4.16985% 2,546,158.54 8,847.58 3,117.80 1-IO 05948XYV7 IO 0.30479% 0.00 42,457.94 0.00 2-IO 05948XYW5 IO 0.00115% 0.00 502.28 0.00 3-IO 05948XYX3 IO 0.01565% 0.00 966.92 0.00 SES 05948XYU9 SEN 0.00000% 0.00 181,704.57 0.00 Totals 952,541,498.28 3,573,845.52 25,796,968.66
Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses 1-A-1 0.00 114,251,973.44 6,077,627.39 0.00 1-A-2 0.00 36,352,852.33 1,950,204.84 0.00 1-A-3 0.00 1,028,267.76 55,163.01 0.00 1-A-R 0.00 0.00 0.00 0.00 1-A-MR 0.00 0.00 0.00 0.00 1-A-LR 0.00 0.00 0.59 0.00 2-A-1 0.00 174,403,593.40 5,603,927.54 0.00 2-A-2 0.00 152,603,144.22 4,944,508.80 0.00 2-A-3 0.00 0.00 0.00 0.00 2-A-4 0.00 6,463,861.06 4,779,147.42 0.00 2-A-5 0.00 35,360,000.00 106,256.80 0.00 2-A-6 0.00 26,971,000.00 91,139.50 0.00 2-A-7 0.00 27,165,000.00 96,268.14 0.00 2-A-8 0.00 70,403,000.00 249,496.26 0.00 2-A-9 0.00 0.00 0.00 0.00 2-A-IO 0.00 0.00 37,942.53 0.00 3-A-1 0.00 44,715,467.69 159,434.61 0.00 3-A-2 0.00 27,161,069.39 110,403.62 0.00 4-A-1 0.00 174,903,316.19 4,719,160.12 0.00 B-1 0.00 15,892,159.81 74,774.95 0.00 B-2 0.00 7,628,276.07 35,892.17 0.00 B-3 0.00 5,084,861.44 23,925.02 0.00 B-4 0.00 1,906,823.04 8,971.89 0.00 B-5 0.00 1,906,823.04 8,971.89 0.00 B-6 0.00 2,543,040.74 11,965.38 0.00 1-IO 0.00 0.00 42,457.94 0.00 2-IO 0.00 0.00 502.28 0.00 3-IO 0.00 0.00 966.92 0.00 SES 0.00 0.00 181,704.57 0.00 Totals 0.00 926,744,529.62 29,370,814.18 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.
Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) 1-A-1 215,000,000.00 119,990,646.20 194,416.20 5,544,256.57 0.00 0.00 1-A-2 68,409,000.00 38,178,791.24 61,859.62 1,764,079.29 0.00 0.00 1-A-3 1,935,000.00 1,079,915.82 1,749.75 49,898.31 0.00 0.00 1-A-R 50.00 0.00 0.00 0.00 0.00 0.00 1-A-MR 25.00 0.00 0.00 0.00 0.00 0.00 1-A-LR 25.00 0.00 0.00 0.00 0.00 0.00 2-A-1 240,000,000.00 179,387,200.60 203,403.60 4,780,203.61 0.00 0.00 2-A-2 210,000,000.00 156,963,800.53 177,978.15 4,182,678.16 0.00 0.00 2-A-3 17,000,000.00 0.00 0.00 0.00 0.00 0.00 2-A-4 21,440,000.00 11,217,703.21 194,025.84 4,559,816.30 0.00 0.00 2-A-5 35,360,000.00 35,360,000.00 0.00 0.00 0.00 0.00 2-A-6 26,971,000.00 26,971,000.00 0.00 0.00 0.00 0.00 2-A-7 27,165,000.00 27,165,000.00 0.00 0.00 0.00 0.00 2-A-8 70,403,000.00 70,403,000.00 0.00 0.00 0.00 0.00 2-A-9 30,596,000.00 0.00 0.00 0.00 0.00 0.00 2-A-IO 0.00 0.00 0.00 0.00 0.00 0.00 3-A-1 50,000,000.00 44,721,924.37 524.28 5,932.39 0.00 0.00 3-A-2 30,371,000.00 27,164,991.30 318.46 3,603.46 0.00 0.00 4-A-1 211,868,000.00 178,932,677.06 259,895.04 3,769,465.82 0.00 0.00 B-1 16,152,000.00 15,911,643.79 19,483.97 0.00 0.00 0.00 B-2 7,753,000.00 7,637,628.42 9,352.36 0.00 0.00 0.00 B-3 5,168,000.00 5,091,095.54 6,234.10 0.00 0.00 0.00 B-4 1,938,000.00 1,909,160.83 2,337.79 0.00 0.00 0.00 B-5 1,938,000.00 1,909,160.83 2,337.79 0.00 0.00 0.00 B-6 2,584,620.00 2,546,158.54 3,117.80 0.00 0.00 0.00 1-IO 0.00 0.00 0.00 0.00 0.00 0.00 2-IO 0.00 0.00 0.00 0.00 0.00 0.00 3-IO 0.00 0.00 0.00 0.00 0.00 0.00 SES 0.00 0.00 0.00 0.00 0.00 0.00 Totals 1,292,051,720.00 952,541,498.28 1,137,034.75 24,659,933.91 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution 1-A-1 5,738,672.77 114,251,973.44 0.53140453 5,738,672.77 1-A-2 1,825,938.91 36,352,852.33 0.53140453 1,825,938.91 1-A-3 51,648.05 1,028,267.76 0.53140453 51,648.05 1-A-R 0.00 0.00 0.00000000 0.00 1-A-MR 0.00 0.00 0.00000000 0.00 1-A-LR 0.00 0.00 0.00000000 0.00 2-A-1 4,983,607.21 174,403,593.40 0.72668164 4,983,607.21 2-A-2 4,360,656.31 152,603,144.22 0.72668164 4,360,656.31 2-A-3 0.00 0.00 0.00000000 0.00 2-A-4 4,753,842.15 6,463,861.06 0.30148606 4,753,842.15 2-A-5 0.00 35,360,000.00 1.00000000 0.00 2-A-6 0.00 26,971,000.00 1.00000000 0.00 2-A-7 0.00 27,165,000.00 1.00000000 0.00 2-A-8 0.00 70,403,000.00 1.00000000 0.00 2-A-9 0.00 0.00 0.00000000 0.00 2-A-IO 0.00 0.00 0.00000000 0.00 3-A-1 6,456.68 44,715,467.69 0.89430935 6,456.68 3-A-2 3,921.91 27,161,069.39 0.89430935 3,921.91 4-A-1 4,029,360.86 174,903,316.19 0.82552965 4,029,360.86 B-1 19,483.97 15,892,159.81 0.98391282 19,483.97 B-2 9,352.36 7,628,276.07 0.98391282 9,352.36 B-3 6,234.10 5,084,861.44 0.98391282 6,234.10 B-4 2,337.79 1,906,823.04 0.98391282 2,337.79 B-5 2,337.79 1,906,823.04 0.98391282 2,337.79 B-6 3,117.80 2,543,040.74 0.98391282 3,117.80 1-IO 0.00 0.00 0.00000000 0.00 2-IO 0.00 0.00 0.00000000 0.00 3-IO 0.00 0.00 0.00000000 0.00 SES 0.00 0.00 0.00000000 0.00 Totals 25,796,968.66 926,744,529.62 0.71726581 25,796,968.66
Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion 1-A-1 215,000,000.00 558.09602884 0.90426140 25.78723986 0.00000000 1-A-2 68,409,000.00 558.09602889 0.90426143 25.78723984 0.00000000 1-A-3 1,935,000.00 558.09603101 0.90426357 25.78724031 0.00000000 1-A-R 50.00 0.00000000 0.00000000 0.00000000 0.00000000 1-A-MR 25.00 0.00000000 0.00000000 0.00000000 0.00000000 1-A-LR 25.00 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 240,000,000.00 747.44666917 0.84751500 19.91751504 0.00000000 2-A-2 210,000,000.00 747.44666919 0.84751500 19.91751505 0.00000000 2-A-3 17,000,000.00 0.00000000 0.00000000 0.00000000 0.00000000 2-A-4 21,440,000.00 523.21376912 9.04971269 212.67799907 0.00000000 2-A-5 35,360,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 2-A-6 26,971,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 2-A-7 27,165,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 2-A-8 70,403,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 2-A-9 30,596,000.00 0.00000000 0.00000000 0.00000000 0.00000000 2-A-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 3-A-1 50,000,000.00 894.43848740 0.01048560 0.11864780 0.00000000 3-A-2 30,371,000.00 894.43848737 0.01048566 0.11864805 0.00000000 4-A-1 211,868,000.00 844.54791219 1.22668378 17.79157693 0.00000000 B-1 16,152,000.00 985.11910537 1.20628839 0.00000000 0.00000000 B-2 7,753,000.00 985.11910486 1.20628918 0.00000000 0.00000000 B-3 5,168,000.00 985.11910604 1.20628870 0.00000000 0.00000000 B-4 1,938,000.00 985.11910733 1.20628999 0.00000000 0.00000000 B-5 1,938,000.00 985.11910733 1.20628999 0.00000000 0.00000000 B-6 2,584,620.00 985.11910455 1.20628951 0.00000000 0.00000000 1-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 2-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 3-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 SES 0.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) All Classes are per $1,000 denomination.
Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution 1-A-1 0.00000000 26.69150126 531.40452763 0.53140453 26.69150126 1-A-2 0.00000000 26.69150126 531.40452762 0.53140453 26.69150126 1-A-3 0.00000000 26.69149871 531.40452713 0.53140453 26.69149871 1-A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-A-MR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-A-LR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 0.00000000 20.76503004 726.68163917 0.72668164 20.76503004 2-A-2 0.00000000 20.76503005 726.68163914 0.72668164 20.76503005 2-A-3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A-4 0.00000000 221.72771222 301.48605690 0.30148606 221.72771222 2-A-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 2-A-6 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 2-A-7 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 2-A-8 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 2-A-9 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 3-A-1 0.00000000 0.12913360 894.30935380 0.89430935 0.12913360 3-A-2 0.00000000 0.12913338 894.30935399 0.89430935 0.12913338 4-A-1 0.00000000 19.01826071 825.52965143 0.82552965 19.01826071 B-1 0.00000000 1.20628839 983.91281637 0.98391282 1.20628839 B-2 0.00000000 1.20628918 983.91281697 0.98391282 1.20628918 B-3 0.00000000 1.20628870 983.91281734 0.98391282 1.20628870 B-4 0.00000000 1.20628999 983.91281734 0.98391282 1.20628999 B-5 0.00000000 1.20628999 983.91281734 0.98391282 1.20628999 B-6 0.00000000 1.20628951 983.91281504 0.98391282 1.20628951 1-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 3-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 SES 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall 1-A-1 215,000,000.00 3.38981% 119,990,646.20 338,954.62 0.00 0.00 1-A-2 68,409,000.00 3.90581% 38,178,791.24 124,265.93 0.00 0.00 1-A-3 1,935,000.00 3.90581% 1,079,915.82 3,514.96 0.00 0.00 1-A-R 50.00 3.50591% 0.00 0.00 0.00 0.00 1-A-MR 25.00 3.50591% 0.00 0.00 0.00 0.00 1-A-LR 25.00 3.50591% 0.00 0.00 0.00 0.00 2-A-1 240,000,000.00 4.14960% 179,387,200.60 620,320.34 0.00 0.00 2-A-2 210,000,000.00 4.46360% 156,963,800.53 583,852.49 0.00 0.00 2-A-3 17,000,000.00 1.65600% 0.00 0.00 0.00 0.00 2-A-4 21,440,000.00 2.70700% 11,217,703.21 25,305.27 0.00 0.00 2-A-5 35,360,000.00 3.60600% 35,360,000.00 106,256.80 0.00 0.00 2-A-6 26,971,000.00 4.05500% 26,971,000.00 91,139.50 0.00 0.00 2-A-7 27,165,000.00 4.25260% 27,165,000.00 96,268.14 0.00 0.00 2-A-8 70,403,000.00 4.25260% 70,403,000.00 249,496.26 0.00 0.00 2-A-9 30,596,000.00 3.41400% 0.00 0.00 0.00 0.00 2-A-IO 0.00 0.61906% 73,548,703.21 37,942.53 0.00 0.00 3-A-1 50,000,000.00 4.10478% 44,721,924.37 152,977.93 0.00 0.00 3-A-2 30,371,000.00 4.70378% 27,164,991.30 106,481.71 0.00 0.00 4-A-1 211,868,000.00 4.62609% 178,932,677.06 689,799.27 0.00 0.00 B-1 16,152,000.00 4.16985% 15,911,643.79 55,290.98 0.00 0.00 B-2 7,753,000.00 4.16985% 7,637,628.42 26,539.81 0.00 0.00 B-3 5,168,000.00 4.16985% 5,091,095.54 17,690.92 0.00 0.00 B-4 1,938,000.00 4.16985% 1,909,160.83 6,634.10 0.00 0.00 B-5 1,938,000.00 4.16985% 1,909,160.83 6,634.10 0.00 0.00 B-6 2,584,620.00 4.16985% 2,546,158.54 8,847.58 0.00 0.00 1-IO 0.00 0.30479% 167,161,070.94 42,457.94 0.00 0.00 2-IO 0.00 0.00115% 526,401,855.03 502.28 0.00 0.00 3-IO 0.00 0.01565% 74,160,044.80 966.92 0.00 0.00 SES 0.00 0.00000% 952,541,498.99 0.00 0.00 0.00 Totals 1,292,051,720.00 3,392,140.38 0.00 0.00
Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance 1-A-1 0.00 0.00 338,954.62 0.00 114,251,973.44 1-A-2 0.00 0.00 124,265.93 0.00 36,352,852.33 1-A-3 0.00 0.00 3,514.96 0.00 1,028,267.76 1-A-R 0.00 0.00 0.00 0.00 0.00 1-A-MR 0.00 0.00 0.00 0.00 0.00 1-A-LR 0.00 0.00 0.59 0.00 0.00 2-A-1 0.00 0.00 620,320.33 0.00 174,403,593.40 2-A-2 0.00 0.00 583,852.49 0.00 152,603,144.22 2-A-3 0.00 0.00 0.00 0.00 0.00 2-A-4 0.00 0.00 25,305.27 0.00 6,463,861.06 2-A-5 0.00 0.00 106,256.80 0.00 35,360,000.00 2-A-6 0.00 0.00 91,139.50 0.00 26,971,000.00 2-A-7 0.00 0.00 96,268.14 0.00 27,165,000.00 2-A-8 0.00 0.00 249,496.26 0.00 70,403,000.00 2-A-9 0.00 0.00 0.00 0.00 0.00 2-A-IO 0.00 0.00 37,942.53 0.00 68,794,861.06 3-A-1 0.00 0.00 152,977.93 0.00 44,715,467.69 3-A-2 0.00 0.00 106,481.71 0.00 27,161,069.39 4-A-1 0.00 0.00 689,799.26 0.00 174,903,316.19 B-1 0.00 0.00 55,290.98 0.00 15,892,159.81 B-2 0.00 0.00 26,539.81 0.00 7,628,276.07 B-3 0.00 0.00 17,690.92 0.00 5,084,861.44 B-4 0.00 0.00 6,634.10 0.00 1,906,823.04 B-5 0.00 0.00 6,634.10 0.00 1,906,823.04 B-6 0.00 0.00 8,847.58 0.00 2,543,040.74 1-IO 0.00 0.00 42,457.94 0.00 159,531,992.16 2-IO 0.00 0.00 502.28 0.00 512,282,280.31 3-IO 0.00 0.00 966.92 0.00 74,149,639.56 SES 0.00 0.00 181,704.57 0.00 926,744,530.34 Totals 0.00 0.00 3,573,845.52 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall 1-A-1 215,000,000.00 3.38981% 558.09602884 1.57653312 0.00000000 0.00000000 1-A-2 68,409,000.00 3.90581% 558.09602889 1.81651435 0.00000000 0.00000000 1-A-3 1,935,000.00 3.90581% 558.09603101 1.81651680 0.00000000 0.00000000 1-A-R 50.00 3.50591% 0.00000000 0.00000000 0.00000000 0.00000000 1-A-MR 25.00 3.50591% 0.00000000 0.00000000 0.00000000 0.00000000 1-A-LR 25.00 3.50591% 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 240,000,000.00 4.14960% 747.44666917 2.58466808 0.00000000 0.00000000 2-A-2 210,000,000.00 4.46360% 747.44666919 2.78024995 0.00000000 0.00000000 2-A-3 17,000,000.00 1.65600% 0.00000000 0.00000000 0.00000000 0.00000000 2-A-4 21,440,000.00 2.70700% 523.21376912 1.18028312 0.00000000 0.00000000 2-A-5 35,360,000.00 3.60600% 1000.00000000 3.00500000 0.00000000 0.00000000 2-A-6 26,971,000.00 4.05500% 1000.00000000 3.37916651 0.00000000 0.00000000 2-A-7 27,165,000.00 4.25260% 1000.00000000 3.54382993 0.00000000 0.00000000 2-A-8 70,403,000.00 4.25260% 1000.00000000 3.54382995 0.00000000 0.00000000 2-A-9 30,596,000.00 3.41400% 0.00000000 0.00000000 0.00000000 0.00000000 2-A-IO 0.00 0.61906% 559.87198619 0.28882847 0.00000000 0.00000000 3-A-1 50,000,000.00 4.10478% 894.43848740 3.05955860 0.00000000 0.00000000 3-A-2 30,371,000.00 4.70378% 894.43848737 3.50603240 0.00000000 0.00000000 4-A-1 211,868,000.00 4.62609% 844.54791219 3.25579734 0.00000000 0.00000000 B-1 16,152,000.00 4.16985% 985.11910537 3.42316617 0.00000000 0.00000000 B-2 7,753,000.00 4.16985% 985.11910486 3.42316652 0.00000000 0.00000000 B-3 5,168,000.00 4.16985% 985.11910604 3.42316563 0.00000000 0.00000000 B-4 1,938,000.00 4.16985% 985.11910733 3.42316821 0.00000000 0.00000000 B-5 1,938,000.00 4.16985% 985.11910733 3.42316821 0.00000000 0.00000000 B-6 2,584,620.00 4.16985% 985.11910455 3.42316472 0.00000000 0.00000000 1-IO 0.00 0.30479% 569.71177564 0.14470348 0.00000000 0.00000000 2-IO 0.00 0.00115% 754.01233888 0.00071946 0.00000000 0.00000000 3-IO 0.00 0.01565% 897.33882753 0.01169976 0.00000000 0.00000000 SES 0.00 0.00000% 737.23170962 0.00000000 0.00000000 0.00000000 (5) All Classes are per $1,000 denomination.
Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance 1-A-1 0.00000000 0.00000000 1.57653312 0.00000000 531.40452763 1-A-2 0.00000000 0.00000000 1.81651435 0.00000000 531.40452762 1-A-3 0.00000000 0.00000000 1.81651680 0.00000000 531.40452713 1-A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-A-MR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-A-LR 0.00000000 0.00000000 23.60000000 0.00000000 0.00000000 2-A-1 0.00000000 0.00000000 2.58466804 0.00000000 726.68163917 2-A-2 0.00000000 0.00000000 2.78024995 0.00000000 726.68163914 2-A-3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A-4 0.00000000 0.00000000 1.18028312 0.00000000 301.48605690 2-A-5 0.00000000 0.00000000 3.00500000 0.00000000 1000.00000000 2-A-6 0.00000000 0.00000000 3.37916651 0.00000000 1000.00000000 2-A-7 0.00000000 0.00000000 3.54382993 0.00000000 1000.00000000 2-A-8 0.00000000 0.00000000 3.54382995 0.00000000 1000.00000000 2-A-9 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A-IO 0.00000000 0.00000000 0.28882847 0.00000000 523.68449504 3-A-1 0.00000000 0.00000000 3.05955860 0.00000000 894.30935380 3-A-2 0.00000000 0.00000000 3.50603240 0.00000000 894.30935399 4-A-1 0.00000000 0.00000000 3.25579729 0.00000000 825.52965143 B-1 0.00000000 0.00000000 3.42316617 0.00000000 983.91281637 B-2 0.00000000 0.00000000 3.42316652 0.00000000 983.91281697 B-3 0.00000000 0.00000000 3.42316563 0.00000000 983.91281734 B-4 0.00000000 0.00000000 3.42316821 0.00000000 983.91281734 B-5 0.00000000 0.00000000 3.42316821 0.00000000 983.91281734 B-6 0.00000000 0.00000000 3.42316472 0.00000000 983.91281504 1-IO 0.00000000 0.00000000 0.14470348 0.00000000 543.71064994 2-IO 0.00000000 0.00000000 0.00071946 0.00000000 733.78761236 3-IO 0.00000000 0.00000000 0.01169976 0.00000000 897.21292380 SES 0.00000000 0.00000000 0.14063258 0.00000000 717.26581488 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Certificateholder Component Statement Component Beginning Ending Beginning Ending Ending Pass-Through Notional Notional Component Component Component Class Rate Balance Balance Balance Balance Percentage 1-SES 0.00000% 167,161,070.94 159,531,992.16 0.00 0.00 54.37106499% 2-SES 0.00000% 526,401,855.03 512,282,280.31 0.00 0.00 73.37876124% 3-SES 0.00000% 74,160,044.80 74,149,639.56 0.00 0.00 89.72129238% 4-SES 0.00000% 184,818,528.22 180,780,618.31 0.00 0.00 82.98032075%
CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 29,412,091.06 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 29,412,091.06 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 41,276.88 Payment of Interest and Principal 29,370,814.18 Total Withdrawals (Pool Distribution Amount) 29,412,091.06 Ending Balance 0.00
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL Total Prepayment/Curtailment Interest Shortfall 0.00 Servicing Fee Support 0.00 Non-Supported Prepayment/Curtailment Interest Shortfall 0.00
SERVICING FEES Gross Servicing Fee 39,689.23 Trustee Fee - Wells Fargo Bank, N.A. 1,587.65 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 41,276.88
LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 8 0 0 0 8 3,483,330.61 0.00 0.00 0.00 3,483,330.61 60 Days 1 0 0 0 1 442,824.96 0.00 0.00 0.00 442,824.96 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 1 0 1 0.00 0.00 881,250.00 0.00 881,250.00 Totals 9 0 1 0 10 3,926,155.57 0.00 881,250.00 0.00 4,807,405.57 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.439319% 0.000000% 0.000000% 0.000000% 0.439319% 0.375484% 0.000000% 0.000000% 0.000000% 0.375484% 60 Days 0.054915% 0.000000% 0.000000% 0.000000% 0.054915% 0.047734% 0.000000% 0.000000% 0.000000% 0.047734% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.054915% 0.000000% 0.054915% 0.000000% 0.000000% 0.094994% 0.000000% 0.094994% Totals 0.494234% 0.000000% 0.054915% 0.000000% 0.549149% 0.423218% 0.000000% 0.094994% 0.000000% 0.518212%
Delinquency Status By Groups DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 2 0 0 0 2 756,592.12 0.00 0.00 0.00 756,592.12 60 Days 1 0 0 0 1 442,824.96 0.00 0.00 0.00 442,824.96 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 3 0 0 0 3 1,199,417.08 0.00 0.00 0.00 1,199,417.08 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.632911% 0.000000% 0.000000% 0.000000% 0.632911% 0.473610% 0.000000% 0.000000% 0.000000% 0.473610% 60 Days 0.316456% 0.000000% 0.000000% 0.000000% 0.316456% 0.277199% 0.000000% 0.000000% 0.000000% 0.277199% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.949367% 0.000000% 0.000000% 0.000000% 0.949367% 0.750809% 0.000000% 0.000000% 0.000000% 0.750809% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 4 0 0 0 4 1,703,453.55 0.00 0.00 0.00 1,703,453.55 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 1 0 1 0.00 0.00 881,250.00 0.00 881,250.00 Totals 4 0 1 0 5 1,703,453.55 0.00 881,250.00 0.00 2,584,703.55 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.394089% 0.000000% 0.000000% 0.000000% 0.394089% 0.332204% 0.000000% 0.000000% 0.000000% 0.332204% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.098522% 0.000000% 0.098522% 0.000000% 0.000000% 0.171860% 0.000000% 0.171860% Totals 0.394089% 0.000000% 0.098522% 0.000000% 0.492611% 0.332204% 0.000000% 0.171860% 0.000000% 0.504064% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 4 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 2 0 0 0 2 1,023,284.94 0.00 0.00 0.00 1,023,284.94 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 2 0 0 0 2 1,023,284.94 0.00 0.00 0.00 1,023,284.94 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.558659% 0.000000% 0.000000% 0.000000% 0.558659% 0.565295% 0.000000% 0.000000% 0.000000% 0.565295% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.558659% 0.000000% 0.000000% 0.000000% 0.558659% 0.565295% 0.000000% 0.000000% 0.000000% 0.565295%
OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 22,794.04
COLLATERAL STATEMENT Collateral Description Mixed ARM Weighted Average Gross Coupon 4.547313% Weighted Average Net Coupon 4.275377% Weighted Average Pass-Through Rate 4.273377% Weighted Average Maturity (Stepdown Calculation) 342 Beginning Scheduled Collateral Loan Count 1,869 Number Of Loans Paid In Full 48 Ending Scheduled Collateral Loan Count 1,821 Beginning Scheduled Collateral Balance 952,541,498.99 Ending Scheduled Collateral Balance 926,744,530.34 Ending Actual Collateral Balance at 30-Nov-2004 927,691,120.59 Monthly P &I Constant 4,746,622.03 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Ending Scheduled Balance for Premium Loans 926,744,530.34 Scheduled Principal 1,137,034.74 Unscheduled Principal 24,659,933.91
Miscellaneous Reporting Total Senior % 96.325110% Aggregate Subordinate % 3.674890%
Group Level Collateral Statement Group Group 1 Group 2 Group 3 Collateral Description 3 Year LIBOR Arm 5 Year LIBOR Arm 5 Year LIBOR Arm Weighted Average Coupon Rate 4.198810 4.534596 4.598777 Weighted Average Net Rate 3.948810 4.284596 4.348777 Weighted Average Maturity 342 343 342 Beginning Loan Count 332 1,040 132 Loans Paid In Full 16 25 0 Ending Loan Count 316 1,015 132 Beginning Scheduled Balance 167,161,070.94 526,401,855.03 74,160,044.80 Ending scheduled Balance 159,531,992.16 512,282,280.31 74,149,639.56 Record Date 11/30/2004 11/30/2004 11/30/2004 Principal And Interest Constant 855,742.65 2,586,059.76 285,073.96 Scheduled Principal 270,844.61 596,876.65 869.39 Unscheduled Principal 7,358,234.17 13,522,698.07 9,535.85 Scheduled Interest 584,898.04 1,989,183.11 284,204.57 Servicing Fees 34,825.22 109,667.10 15,450.00 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 278.60 877.38 123.66 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 17,412.59 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 532,381.63 1,878,638.63 268,630.91 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 3.821810 4.282596 4.346777
Group Level Collateral Statement Group Group 4 Total Collateral Description 7 Year LIBOR Arm Mixed ARM Weighted Average Coupon Rate 4.878093 4.547313 Weighted Average Net Rate 4.628093 4.275377 Weighted Average Maturity 340 342 Beginning Loan Count 365 1,869 Loans Paid In Full 7 48 Ending Loan Count 358 1,821 Beginning Scheduled Balance 184,818,528.22 952,541,498.99 Ending scheduled Balance 180,780,618.31 926,744,530.34 Record Date 11/30/2004 11/30/2004 Principal And Interest Constant 1,019,745.66 4,746,622.03 Scheduled Principal 268,444.09 1,137,034.74 Unscheduled Principal 3,769,465.82 24,659,933.91 Scheduled Interest 751,301.57 3,609,587.29 Servicing Fees 38,503.86 198,446.18 Master Servicing Fees 0.00 0.00 Trustee Fee 308.01 1,587.65 FRY Amount 0.00 0.00 Special Hazard Fee 0.00 0.00 Other Fee 0.00 17,412.59 Pool Insurance Fee 0.00 0.00 Spread Fee 1 0.00 0.00 Spread Fee 2 0.00 0.00 Spread Fee 3 0.00 0.00 Net Interest 712,489.70 3,392,140.87 Realized Loss Amount 0.00 0.00 Cumulative Realized Loss 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 Prepayment Penalties 0.00 0.00 Special Servicing Fee 0.00 0.00 Pass-Through Rate 4.626093 4.273377
Miscellaneous Reporting Group Group 1 CPR 41.789327% Senior % 95.267009% Senior Prepayment % 100.000000% Subordinate % 4.732991% Subordinate Prepayment % 0.000000% Group Group 2 CPR 26.849772% Senior % 96.403100% Senior Prepayment % 100.000000% Subordinate % 3.596900% Subordinate Prepayment % 0.000000% Group Group 3 CPR 0.154194% Senior % 96.934833% Senior Prepayment % 100.000000% Subordinate % 3.065167% Subordinate Prepayment % 0.000000%
Miscellaneous Reporting Group Group 4 CPR 21.935885% Senior % 96.815335% Senior Prepayment % 100.000000% Subordinate % 3.184665% Subordinate Prepayment % 0.000000%
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