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<b><font style="font-family: 'Times New Roman', Times">1.  </font></b>
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<b><font style="font-family: 'Times New Roman', Times">History
and Organization</font></b>
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Aspen Insurance Holdings Limited (“Aspen Holdings”)
was incorporated on May 23, 2002 and holds subsidiaries
that provide insurance and reinsurance on a worldwide basis. Its
principal operating subsidiaries are Aspen Insurance UK Limited
(“Aspen U.K.”), Aspen Insurance Limited (“Aspen
Bermuda”), Aspen Specialty Insurance Company (“Aspen
Specialty”). Aspen America Insurance Company
(“AAIC”) and Aspen Underwriting Limited (corporate
member of Lloyd’s Syndicate 4711, “AUL”),
(collectively, the “Operating Subsidiaries”).
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