<ARTICLE> 5
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEETS AND THE CONSOLIDATED STATEMENTS OF OPERATIONS AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.

<MULTIPLIER> 1000

                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          APR-30-2001
<PERIOD-END>                               OCT-31-2000
<CASH>                                         247,679
<SECURITIES>                                    55,082
<RECEIVABLES>                                3,041,778
<ALLOWANCES>                                    46,915
<INVENTORY>                                          0
<CURRENT-ASSETS>                             3,434,177
<PP&E>                                         248,407
<DEPRECIATION>                                       0
<TOTAL-ASSETS>                               5,308,500
<CURRENT-LIABILITIES>                        3,537,099
<BONDS>                                              0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         1,089
<OTHER-SE>                                     833,439
<TOTAL-LIABILITY-AND-EQUITY>                 5,308,500
<SALES>                                              0
<TOTAL-REVENUES>                               641,584
<CGS>                                                0
<TOTAL-COSTS>                                  823,185
<OTHER-EXPENSES>                                     0
<LOSS-PROVISION>                                     0
<INTEREST-EXPENSE>                                   0
<INCOME-PRETAX>                              (176,349)
<INCOME-TAX>                                  (74,948)
<INCOME-CONTINUING>                          (101,401)
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                 (101,401)
<EPS-BASIC>                                     (1.10)
<EPS-DILUTED>                                   (1.10)

<F1>PP&E BALANCE IS NET OF ACCUMULATED DEPRECIATION AND AMORTIZATION.