<ARTICLE> 5
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEETS AND THE CONSOLIDATED STATEMENTS OF OPERATIONS AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.

<MULTIPLIER> 1,000

                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          APR-30-2001
<PERIOD-END>                               JUL-31-2000
<CASH>                                         219,718
<SECURITIES>                                    64,436
<RECEIVABLES>                                3,127,273
<ALLOWANCES>                                    46,291
<INVENTORY>                                          0
<CURRENT-ASSETS>                             3,511,665
<PP&E>                                         253,109
<DEPRECIATION>                                       0
<TOTAL-ASSETS>                               5,375,701
<CURRENT-LIABILITIES>                        3,482,062
<BONDS>                                              0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         1,089
<OTHER-SE>                                     930,959
<TOTAL-LIABILITY-AND-EQUITY>                 5,375,701
<SALES>                                              0
<TOTAL-REVENUES>                               320,613
<CGS>                                                0
<TOTAL-COSTS>                                  413,307
<OTHER-EXPENSES>                                     0
<LOSS-PROVISION>                                     0
<INTEREST-EXPENSE>                                   0
<INCOME-PRETAX>                               (89,993)
<INCOME-TAX>                                  (38,247)
<INCOME-CONTINUING>                           (51,746)
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                  (51,746)
<EPS-BASIC>                                      (.55)
<EPS-DILUTED>                                    (.55)

<F1>PP&E BALANCE IS NET OF ACCUMULATED DEPRECIATION AND AMORTIZATION.