Allowance for Credit Losses (Tables)

3 Months Ended

Mar. 31, 2025

Allowance for Credit Losses

Schedule of changes in the allowance for credit losses for loans held for investment, distributed by portfolio segment

Changes in the allowance for credit losses for loans held for investment, distributed by portfolio segment, are shown below (in thousands).

	Balance,		Provision for				Recoveries on		Balance,
	Beginning of		(Reversal of)		Loans		Charged Off		End of
Three Months Ended March 31, 2025	Period		Credit Losses		Charged Off		Loans		Period
Commercial real estate:
Non-owner occupied	$	29,310	$	6,311	$	(918)	$	—	$	34,703
Owner occupied		33,112		2,250		—		8		35,370
Commercial and industrial		25,609		1,052		(3,432)		121		23,350
Construction and land development		7,161		130		—		—		7,291
1-4 family residential		5,327		(347)		—		8		4,988
Consumer		547		(24)		(67)		23		479
Broker-dealer		50		(34)		—		—		16
Total	$	101,116	$	9,338	$	(4,417)	$	160	$	106,197

	Balance,		Provision for				Recoveries on		Balance,
	Beginning of		(Reversal of)		Loans		Charged Off		End of
Three Months Ended March 31, 2024	Period		Credit Losses		Charged Off		Loans		Period
Commercial real estate:
Non-owner occupied	$	40,061	$	1,149	$	(1,647)	$	—	$	39,563
Owner occupied		28,114		614		—		9		28,737
Commercial and industrial		20,926		(1,733)		(2,983)		342		16,552
Construction and land development		12,102		(2,095)		—		1		10,008
1-4 family residential		9,461		(728)		—		11		8,744
Consumer		648		(60)		(81)		37		544
Broker-dealer		101		(18)		—		—		83
Total	$	111,413	$	(2,871)	$	(4,711)	$	400	$	104,231

Schedule of changes in the allowance for credit losses for loans with off-balance sheet credit exposures

Changes in the allowance for credit losses for loans with off-balance sheet credit exposures are shown below (in thousands).

	Three Months Ended March 31,
	2025		2024
Balance, beginning of period	$	7,918	$	8,876
Other noninterest expense		35		(580)
Balance, end of period	$	7,953	$	8,296