Allowance for Credit Losses (Tables)

9 Months Ended

Sep. 30, 2022

Allowance for Credit Losses

Schedule of changes in the allowance for loan losses by portfolio segment

Changes in the allowance for credit losses for loans held for investment, distributed by portfolio segment, are shown below (in thousands).

	Balance,		Provision for				Recoveries on		Balance,
	Beginning of		(Reversal of)		Loans		Charged Off		End of
Three Months Ended September 30, 2022	Period		Credit Losses		Charged Off		Loans		Period
Commercial real estate	$	63,719	$	(560)	$	—	$	41	$	63,200
Commercial and industrial		19,836		(1,002)		(3,096)		370		16,108
Construction and land development		4,996		(228)		—		—		4,768
1-4 family residential		5,554		1,049		(14)		23		6,612
Consumer		542		91		(149)		90		574
Broker-dealer		651		(130)		—		—		521
Total	$	95,298	$	(780)	$	(3,259)	$	524	$	91,783

	Balance,		Provision for				Recoveries on		Balance,
	Beginning of		(Reversal of)		Loans		Charged Off		End of
Nine Months Ended September 30, 2022	Period		Credit Losses		Charged Off		Loans		Period
Commercial real estate	$	59,354	$	3,762	$	—	$	84	$	63,200
Commercial and industrial		21,982		(1,681)		(6,197)		2,004		16,108
Construction and land development		4,674		94		—		—		4,768
1-4 family residential		4,589		2,014		(62)		71		6,612
Consumer		578		136		(361)		221		574
Broker-dealer		175		346		—		—		521
Total	$	91,352	$	4,671	$	(6,620)	$	2,380	$	91,783

	Balance,		Provision for				Recoveries on		Balance,
	Beginning of		(Reversal of)		Loans		Charged Off		End of
Three Months Ended September 30, 2021	Period		Credit Losses		Charged Off		Loans		Period
Commercial real estate	$	77,633	$	(8,993)	$	(124)	$	19	$	68,535
Commercial and industrial		27,866		2,398		(317)		598		30,545
Construction and land development		5,185		(85)		—		—		5,100
1-4 family residential		3,659		946		(87)		20		4,538
Consumer		592		(41)		(73)		26		504
Broker-dealer		334		(44)		—		—		290
Total	$	115,269	$	(5,819)	$	(601)	$	663	$	109,512

	Balance,		Provision for				Recoveries on		Balance,
	Beginning of		(Reversal of)		Loans		Charged Off		End of
Nine Months Ended September 30, 2021	Period		Credit Losses		Charged Off		Loans		Period
Commercial real estate	$	109,629	$	(41,037)	$	(310)	$	253	$	68,535
Commercial and industrial		27,703		2,848		(1,738)		1,732		30,545
Construction and land development		6,677		(1,577)		—		—		5,100
1-4 family residential		3,946		358		(248)		482		4,538
Consumer		876		(317)		(226)		171		504
Broker-dealer		213		77		—		—		290
Total	$	149,044	$	(39,648)	$	(2,522)	$	2,638	$	109,512

Schedule of changes in the allowance for credit losses for loans with off-balance sheet credit exposures

Changes in the allowance for credit losses for loans with off-balance sheet credit exposures are shown below (in thousands).

	Three Months Ended September 30,				Nine Months Ended September 30,
	2022		2021		2022		2021
Balance, beginning of period	$	6,931	$	7,981	$	5,880	$	8,388
Other noninterest expense		87		(1,183)		1,138		(1,590)
Balance, end of period	$	7,018	$	6,798	$	7,018	$	6,798