Allowance for Credit Losses (Tables)

6 Months Ended

Jun. 30, 2022

Allowance for Credit Losses

Schedule of changes in the allowance for loan losses by portfolio segment

Changes in the allowance for credit losses for loans held for investment, distributed by portfolio segment, are shown below (in thousands).

	Balance,		Provision for				Recoveries on		Balance,
	Beginning of		(Reversal of)		Loans		Charged Off		End of
Three Months Ended June 30, 2022	Period		Credit Losses		Charged Off		Loans		Period
Commercial real estate	$	60,361	$	3,347	$	—	$	11	$	63,719
Commercial and industrial		20,130		871		(1,892)		727		19,836
Construction and land development		5,515		(519)		—		—		4,996
1-4 family residential		4,340		1,212		(33)		35		5,554
Consumer		499		114		(99)		28		542
Broker-dealer		340		311		—		—		651
Total	$	91,185	$	5,336	$	(2,024)	$	801	$	95,298

	Balance,		Provision for				Recoveries on		Balance,
	Beginning of		(Reversal of)		Loans		Charged Off		End of
Six Months Ended June 30, 2022	Period		Credit Losses		Charged Off		Loans		Period
Commercial real estate	$	59,354	$	4,322	$	—	$	43	$	63,719
Commercial and industrial		21,982		(679)		(3,101)		1,634		19,836
Construction and land development		4,674		322		—		—		4,996
1-4 family residential		4,589		965		(48)		48		5,554
Consumer		578		45		(212)		131		542
Broker-dealer		175		476		—		—		651
Total	$	91,352	$	5,451	$	(3,361)	$	1,856	$	95,298

	Balance,		Provision for				Recoveries on		Balance,
	Beginning of		(Reversal of)		Loans		Charged Off		End of
Three Months Ended June 30, 2021	Period		Credit Losses		Charged Off		Loans		Period
Commercial real estate	$	104,126	$	(26,527)	$	(186)	$	220	$	77,633
Commercial and industrial		28,513		(106)		(1,242)		701		27,866
Construction and land development		7,249		(2,064)		—		—		5,185
1-4 family residential		3,388		269		(51)		53		3,659
Consumer		944		(347)		(74)		69		592
Broker-dealer		279		55		—		—		334
Total	$	144,499	$	(28,720)	$	(1,553)	$	1,043	$	115,269

	Balance,		Provision for				Recoveries on		Balance,
	Beginning of		(Reversal of)		Loans		Charged Off		End of
Six Months Ended June 30, 2021	Period		Credit Losses		Charged Off		Loans		Period
Commercial real estate	$	109,629	$	(32,044)	$	(186)	$	234	$	77,633
Commercial and industrial		27,703		450		(1,421)		1,134		27,866
Construction and land development		6,677		(1,492)		—		—		5,185
1-4 family residential		3,946		(588)		(161)		462		3,659
Consumer		876		(276)		(153)		145		592
Broker-dealer		213		121		—		—		334
Total	$	149,044	$	(33,829)	$	(1,921)	$	1,975	$	115,269

Schedule of changes in the allowance for credit losses for loans with off-balance sheet credit exposures

Changes in the allowance for credit losses for loans with off-balance sheet credit exposures are shown below (in thousands).

	Three Months Ended June 30,				Six Months Ended June 30,
	2022		2021		2022		2021
Balance, beginning of period	$	6,487	$	8,807	$	5,880	$	8,388
Other noninterest expense		444		(826)		1,051		(407)
Balance, end of period	$	6,931	$	7,981	$	6,931	$	7,981