Regulatory Matters (Tables)

6 Months Ended

Jun. 30, 2018

Regulatory Matters

Schedule of comparison of the Plain Capital's and Hilltop's consolidated actual capital amounts and ratios to the regulatory minimum requirements and the Bank's regulatory minimum capital requirements and the Bank's regulatory minimum capital requirements needed to qualify as a well-capitalized institution without giving effect to the final Basel III capital rules adopted by the Federal Reserve Board

					Minimum Capital Requirements
					Including Conservation Buffer
					In Effect at		Fully		To Be Well
	Actual				End of Period		Phased In		Capitalized
	Amount		Ratio		Ratio		Ratio		Ratio
June 30, 2018
Tier 1 capital (to average assets):
PlainsCapital	$	1,174,264	12.80	%	4.0	%	4.0	%	5.0	%
Hilltop		1,689,009	12.90	%	4.0	%	4.0	%	N/A
Common equity Tier 1 capital (to risk-weighted assets):
PlainsCapital		1,174,264	14.59	%	6.375	%	7.0	%	6.5	%
Hilltop		1,643,623	17.61	%	6.375	%	7.0	%	N/A
Tier 1 capital (to risk-weighted assets):
PlainsCapital		1,174,264	14.59	%	7.875	%	8.5	%	8.0	%
Hilltop		1,689,009	18.10	%	7.875	%	8.5	%	N/A
Total capital (to risk-weighted assets):
PlainsCapital		1,237,812	15.38	%	9.875	%	10.5	%	10.0	%
Hilltop		1,733,360	18.58	%	9.875	%	10.5	%	N/A
					Minimum Capital Requirements
					Including Conservation Buffer
					In Effect at		Fully		To Be Well
	Actual				End of Period		Phased In		Capitalized
	Amount		Ratio		Ratio		Ratio		Ratio
December 31, 2017
Tier 1 capital (to average assets):
PlainsCapital	$	1,147,527	12.32	%	4.0	%	4.0	%	5.0	%
Hilltop		1,688,358	12.94	%	4.0	%	4.0	%	N/A
Common equity Tier 1 capital (to risk-weighted assets):
PlainsCapital		1,147,527	14.47	%	5.75	%	7.0	%	6.5	%
Hilltop		1,639,009	17.71	%	5.75	%	7.0	%	N/A
Tier 1 capital (to risk-weighted assets):
PlainsCapital		1,147,527	14.47	%	7.25	%	8.5	%	8.0	%
Hilltop		1,688,358	18.24	%	7.25	%	8.5	%	N/A
Total capital (to risk-weighted assets):
PlainsCapital		1,212,793	15.29	%	9.25	%	10.5	%	10.0	%
Hilltop		1,738,325	18.78	%	9.25	%	10.5	%	N/A

Schedule of net capital position

At June 30, 2018, the net capital position of each of the Hilltop Broker-Dealers was as follows (in thousands). 

				HTS
	Hilltop			Independent
	Securities			Network
Net capital	$	205,730		$	3,362
Less: required net capital		11,427			250
Excess net capital	$	194,303		$	3,112
Net capital as a percentage of aggregate debit items		36.0	%
Net capital in excess of 5% aggregate debit items	$	177,161

Summary of statutory capital and surplus and statutory net income of each insurance subsidiary

A summary of statutory capital and surplus and statutory net income of each insurance subsidiary is as follows (in thousands).

	June 30,		December 31,
	2018		2017
Capital and surplus:
National Lloyds Insurance Company	$	93,578	$	93,812
American Summit Insurance Company		23,910		22,778

	Three Months Ended June 30,				Six Months Ended June 30,
	2018		2017		2018		2017
Statutory net income (loss):
National Lloyds Insurance Company	$	(2,633)	$	(7,152)	$	1,134	$	(6,516)
American Summit Insurance Company		394		(309)		1,283		523