Regulatory Matters (Tables)

9 Months Ended

Sep. 30, 2017

Regulatory Matters

Schedule of comparison of the Plain Capital's and Hilltop's consolidated actual capital amounts and ratios to the regulatory minimum requirements and the Bank's regulatory minimum capital requirements and the Bank's regulatory minimum capital requirements needed to qualify as a well-capitalized institution without giving effect to the final Basel III capital rules adopted by the Federal Reserve Board

					Minimum Capital Requirements
					Including Conservation Buffer
					In Effect at		Fully		To Be Well
	Actual				End of Period		Phased In		Capitalized
	Amount		Ratio		Ratio		Ratio		Ratio
September 30, 2017
Tier 1 capital (to average assets):
PlainsCapital	$	1,150,229	12.18	%	4.0	%	4.0	%	5.0	%
Hilltop		1,682,910	12.87	%	4.0	%	4.0	%	N/A
Common equity Tier 1 capital (to risk-weighted assets):
PlainsCapital		1,150,229	14.44	%	5.75	%	7.0	%	6.5	%
Hilltop		1,633,561	17.66	%	5.75	%	7.0	%	N/A
Tier 1 capital (to risk-weighted assets):
PlainsCapital		1,150,229	14.44	%	7.25	%	8.5	%	8.0	%
Hilltop		1,682,910	18.20	%	7.25	%	8.5	%	N/A
Total capital (to risk-weighted assets):
PlainsCapital		1,213,069	15.23	%	9.25	%	10.5	%	10.0	%
Hilltop		1,730,164	18.71	%	9.25	%	10.5	%	N/A
					Minimum Capital Requirements
					Including Conservation Buffer
					In Effect at		Fully		To Be Well
	Actual				End of Period		Phased In		Capitalized
	Amount		Ratio		Ratio		Ratio		Ratio
December 31, 2016
Tier 1 capital (to average assets):
PlainsCapital	$	1,108,484	12.35	%	4.0	%	4.0	%	5.0	%
Hilltop		1,652,101	13.51	%	4.0	%	4.0	%	N/A
Common equity Tier 1 capital (to risk-weighted assets):
PlainsCapital		1,108,484	14.64	%	5.125	%	7.0	%	6.5	%
Hilltop		1,602,400	18.30	%	5.125	%	7.0	%	N/A
Tier 1 capital (to risk-weighted assets):
PlainsCapital		1,108,484	14.64	%	6.625	%	8.5	%	8.0	%
Hilltop		1,652,101	18.87	%	6.625	%	8.5	%	N/A
Total capital (to risk-weighted assets):
PlainsCapital		1,164,767	15.38	%	8.625	%	10.5	%	10.0	%
Hilltop		1,693,240	19.34	%	8.625	%	10.5	%	N/A

Schedule of net capital position

At September 30, 2017, the net capital position of each of the Hilltop Broker-Dealers was as follows (in thousands). 

				HTS
	Hilltop			Independent
	Securities			Network
Net capital	$	181,288		$	3,353
Less: required net capital		9,679			250
Excess net capital	$	171,609		$	3,103
Net capital as a percentage of aggregate debit items		37.5	%
Net capital in excess of 5% aggregate debit items	$	157,089

Summary of statutory capital and surplus and statutory net income of each insurance subsidiary

A summary of statutory capital and surplus and statutory net income (loss) of each insurance subsidiary is as follows (in thousands).

	September 30,		December 31,
	2017		2016
Capital and surplus:
National Lloyds Insurance Company	$	86,879	$	131,328
American Summit Insurance Company		21,831		30,462

	Three Months Ended September 30,				Nine Months Ended September 30,
	2017		2016		2017		2016
Statutory net income (loss):
National Lloyds Insurance Company	$	(4,147)	$	8,146	$	(10,663)	$	4,507
American Summit Insurance Company		(1,216)		(357)		(693)		729