Regulatory Matters (Tables)

3 Months Ended

Mar. 31, 2017

Regulatory Matters

Schedule of comparison of the Plain Capital's and Hilltop's consolidated actual capital amounts and ratios to the regulatory minimum requirements and the Bank's regulatory minimum capital requirements and the Bank's regulatory minimum capital requirements needed to qualify as a well-capitalized institution without giving effect to the final Basel III capital rules adopted by the Federal Reserve Board

					Minimum Capital Requirements
					Including Conservation Buffer
					In Effect at		Fully		To Be Well
	Actual				End of Period		Phased In		Capitalized
	Amount		Ratio		Ratio		Ratio		Ratio
March 31, 2017
Tier 1 capital (to average assets):
PlainsCapital	$	1,125,727	13.09	%	4.0	%	4.0	%	5.0	%
Hilltop		1,654,189	13.98	%	4.0	%	4.0	%	N/A
Common equity Tier 1 capital (to risk-weighted assets):
PlainsCapital		1,125,727	15.50	%	5.75	%	7.0	%	6.5	%
Hilltop		1,604,840	19.03	%	5.75	%	7.0	%	N/A
Tier 1 capital (to risk-weighted assets):
PlainsCapital		1,125,727	15.50	%	7.25	%	8.5	%	8.0	%
Hilltop		1,654,189	19.62	%	7.25	%	8.5	%	N/A
Total capital (to risk-weighted assets):
PlainsCapital		1,183,495	16.30	%	9.25	%	10.5	%	10.0	%
Hilltop		1,696,330	20.12	%	9.25	%	10.5	%	N/A
December 31, 2016
Tier 1 capital (to average assets):
PlainsCapital	$	1,108,484	12.35	%	4.0	%	4.0	%	5.0	%
Hilltop		1,652,101	13.51	%	4.0	%	4.0	%	N/A
Common equity Tier 1 capital (to risk-weighted assets):
PlainsCapital		1,108,484	14.64	%	5.125	%	7.0	%	6.5	%
Hilltop		1,602,400	18.30	%	5.125	%	7.0	%	N/A
Tier 1 capital (to risk-weighted assets):
PlainsCapital		1,108,484	14.64	%	6.625	%	8.5	%	8.0	%
Hilltop		1,652,101	18.87	%	6.625	%	8.5	%	N/A
Total capital (to risk-weighted assets):
PlainsCapital		1,164,767	15.38	%	8.625	%	10.5	%	10.0	%
Hilltop		1,693,240	19.34	%	8.625	%	10.5	%	N/A

Schedule of net capital position

At March 31, 2017, the net capital position of each of the Hilltop Broker-Dealers was as follows (in thousands). 

				HTS
	Hilltop			Independent
	Securities			Network
Net capital	$	158,331		$	3,080
Less required net capital		9,267			250
Excess net capital	$	149,064		$	2,830
Net capital as a percentage of aggregate debit items		34.2	%
Net capital in excess of 5% aggregate debit items	$	135,164

Summary of statutory capital and surplus and statutory net income of each insurance subsidiary

A summary of statutory capital and surplus and statutory net income of each insurance subsidiary is as follows (in thousands).

	March 31,		December 31,
	2017		2016
Capital and surplus:
National Lloyds Insurance Company	$	131,987	$	131,328
American Summit Insurance Company		31,369		30,462

	Three Months Ended March 31,
	2017		2016
Statutory net income:
National Lloyds Insurance Company	$	636	$	3,557
American Summit Insurance Company		832		852