Deferred Policy Acquisition Cost (Tables)

12 Months Ended

Dec. 31, 2015

Deferred Policy Acquisition Costs.

Schedule of activity in deferred policy acquisition costs

A summary of the activity in deferred policy acquisition costs is as follows (in thousands).

	Year Ended December 31,
	2015		2014		2013
Balance, beginning of year	$	20,416	$	20,991	$	19,812
Acquisition expenses capitalized		39,716		41,034		41,771
Amortization charged to income		(40,258)		(41,609)		(40,592)
Balance, end of year	$	19,874	$	20,416	$	20,991