Allowance for Credit Losses (Tables)

3 Months Ended

Mar. 31, 2026

Allowance for Credit Losses

Schedule of changes in the allowance for credit losses for loans held for investment, distributed by portfolio segment

Changes in the allowance for credit losses for loans held for investment, distributed by portfolio segment, are shown below (in thousands).

	Balance,		Provision for				Recoveries on		Balance,
	Beginning of		(Reversal of)		Loans		Charged Off		End of
Three Months Ended March 31, 2026	Period		Credit Losses		Charged Off		Loans		Period
Commercial real estate:
Non-owner occupied	$	24,265	$	(1,962)	$	—	$	—	$	22,303
Owner occupied		34,035		(155)		—		—		33,880
Commercial and industrial		21,280		4,610		(4,300)		344		21,934
Construction and land development		7,398		(919)		(137)		—		6,342
1-4 family residential		4,136		175		(211)		56		4,156
Consumer		397		10		(92)		35		350
Broker-dealer		26		6		—		—		32
Total	$	91,537	$	1,765	$	(4,740)	$	435	$	88,997

	Balance,		Provision for				Recoveries on		Balance,
	Beginning of		(Reversal of)		Loans		Charged Off		End of
Three Months Ended March 31, 2025	Period		Credit Losses		Charged Off		Loans		Period
Commercial real estate:
Non-owner occupied	$	29,310	$	6,311	$	(918)	$	—	$	34,703
Owner occupied		33,112		2,250		—		8		35,370
Commercial and industrial		25,609		1,052		(3,432)		121		23,350
Construction and land development		7,161		130		—		—		7,291
1-4 family residential		5,327		(347)		—		8		4,988
Consumer		547		(24)		(67)		23		479
Broker-dealer		50		(34)		—		—		16
Total	$	101,116	$	9,338	$	(4,417)	$	160	$	106,197

Schedule of changes in the allowance for credit losses for loans with off-balance sheet credit exposures

Changes in the allowance for credit losses for loans with off-balance sheet credit exposures are shown below (in thousands).

	Three Months Ended March 31,
	2026		2025
Balance, beginning of period	$	9,402	$	7,918
Other noninterest expense		(1,164)		35
Balance, end of period	$	8,238	$	7,953