-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, Gzmo2sYQreGWlYUsAxYPYXB4a36bwu2q3b0DCuUs22s92AS3CFdpF6e1seaZA+Uc OEWei9fzvUwgfIET7EcgLw== 0001056404-04-003025.txt : 20040909 0001056404-04-003025.hdr.sgml : 20040909 20040909111920 ACCESSION NUMBER: 0001056404-04-003025 CONFORMED SUBMISSION TYPE: 8-K/A PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 20031226 ITEM INFORMATION: Other Events ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20040909 DATE AS OF CHANGE: 20040909 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BANC OF AMERICA MORT SEC ALTERNATIVE LOAN TR 2003-8 CENTRAL INDEX KEY: 0001264664 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K/A SEC ACT: 1934 Act SEC FILE NUMBER: 333-105940-12 FILM NUMBER: 041021937 BUSINESS ADDRESS: STREET 1: 201 NORTH TRYON ST CITY: CHARLOTTE STATE: NC ZIP: 28255 8-K/A 1 baa03008_dec.txt DEC 8KA UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K/A Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 26, 2003 BANC OF AMERICA ALTERNATIVE LOAN TRUST Mortgage Pass-Through Certificates, Series 2003-8 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-105940-12 54-2126358 Pooling and Servicing Agreement) (Commission IRS EIN (State or other File Number) jurisdiction of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events Subsequent to filing the 8-K relating to the payment date on December 26, 2003, a revision was made to the BANC OF AMERICA ALTERNATIVE LOAN TRUST, Mortgage Pass-Through Certificates, Series 2003-8 which was not included in the original 8-K filed. The 8-K is being amended because delinquency information was revised. This revision was not previously disclosed in a 1934 Act filing. The revised data has been and will continue to be available on the Wells Fargo Bank, N.A. as Trustee, website at www.ctslink.com. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Amended monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2003-8 Trust, relating to the December 26, 2003 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BANC OF AMERICA ALTERNATIVE LOAN TRUST Mortgage Pass-Through Certificates, Series 2003-8 Trust (Registrant) By: Wells Fargo Bank, N.A. as Trustee By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 8/10/04 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Amended monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2003-8 Trust, relating to the December 26, 2003 distribution. EX-99.1
Banc of America Alternative Loan Trust Mortgage Pass-Through Certificates Record Date: 11/30/03 Distribution Date: 12/26/03 BAA Series: 2003-8 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution 1-CB-1 05948XTV3 SEN 5.50000% 396,461,790.23 1,817,116.52 3,424,922.65 1-CB-WIO 05948XTX9 SEN 0.32722% 0.00 53,537.47 0.00 1-CB-R 05948XTW1 SEN 5.50000% 0.00 0.00 0.00 2-NC-1 05948XTY7 SEN 5.50000% 43,468,178.88 199,229.15 54,107.46 2-NC-2 05948XTZ4 SEN 5.75000% 4,027,913.00 19,300.42 0.00 2-NC-3 05948XVQ1 SEN 0.00000% 183,087.00 0.00 0.00 2-NC-WIO 05948XUA7 SEN 0.23595% 0.00 6,626.87 0.00 3-A-1 05948XUB5 SEN 4.75000% 231,867,853.85 917,810.25 1,678,088.90 3-A-WIO 05948XUC3 SEN 0.47861% 0.00 58,315.18 0.00 PO 05948XUD1 SEN 0.00000% 14,563,262.94 0.00 69,273.15 X-B1 05948XUE9 SUB 5.50000% 10,366,466.74 47,512.97 11,378.81 X-B2 05948XUF6 SUB 5.50000% 4,821,519.61 22,098.63 5,292.37 X-B3 05948XUG4 SUB 5.50000% 2,410,759.81 11,049.32 2,646.18 X-B4 05948XUM1 SUB 5.50000% 2,411,757.64 11,053.89 2,647.28 X-B5 05948XUN9 SUB 5.50000% 1,687,332.30 7,733.61 1,852.11 X-B6 05948XUP4 SUB 5.50000% 1,929,614.66 8,844.07 2,118.05 3-B1 05948XUH2 SUB 4.75000% 2,535,895.69 10,037.92 10,151.89 3-B2 05948XUJ8 SUB 4.75000% 846,290.70 3,349.90 3,387.94 3-B3 05948XUK5 SUB 4.75000% 845,298.56 3,345.97 3,383.96 3-B4 05948XUQ2 SUB 4.75000% 483,169.48 1,912.55 1,934.26 3-B5 05948XUR0 SUB 4.75000% 241,088.68 954.31 965.14 3-B6 05948XUS8 SUB 4.75000% 363,340.48 1,438.22 1,454.55 SES 05948XUL3 SUB 0.00000% 0.00 123,156.11 0.00 Totals 719,514,620.25 3,324,423.33 5,273,604.70
Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses 1-CB-1 0.00 393,036,867.58 5,242,039.17 0.00 1-CB-WIO 0.00 0.00 53,537.47 0.00 1-CB-R 0.00 0.00 0.00 0.00 2-NC-1 0.00 43,414,071.42 253,336.61 0.00 2-NC-2 0.00 4,027,913.00 19,300.42 0.00 2-NC-3 0.00 183,087.00 0.00 0.00 2-NC-WIO 0.00 0.00 6,626.87 0.00 3-A-1 0.00 230,189,764.95 2,595,899.15 0.00 3-A-WIO 0.00 0.00 58,315.18 0.00 PO 0.00 14,493,989.79 69,273.15 0.00 X-B1 0.00 10,355,087.93 58,891.78 0.00 X-B2 0.00 4,816,227.25 27,391.00 0.00 X-B3 0.00 2,408,113.62 13,695.50 0.00 X-B4 0.00 2,409,110.36 13,701.17 0.00 X-B5 0.00 1,685,480.19 9,585.72 0.00 X-B6 0.00 1,927,496.61 10,962.12 0.00 3-B1 0.00 2,525,743.80 20,189.81 0.00 3-B2 0.00 842,902.76 6,737.84 0.00 3-B3 0.00 841,914.60 6,729.93 0.00 3-B4 0.00 481,235.22 3,846.81 0.00 3-B5 0.00 240,123.53 1,919.45 0.00 3-B6 0.00 361,885.92 2,892.77 0.00 SES 0.00 0.00 123,156.11 0.00 Totals 0.00 714,241,015.53 8,598,028.03 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.
Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) 1-CB-1 400,507,000.00 396,461,790.23 437,038.47 2,987,884.18 0.00 0.00 1-CB-WIO 0.00 0.00 0.00 0.00 0.00 0.00 1-CB-R 100.00 0.00 0.00 0.00 0.00 0.00 2-NC-1 43,588,000.00 43,468,178.88 50,429.90 3,677.56 0.00 0.00 2-NC-2 4,027,913.00 4,027,913.00 0.00 0.00 0.00 0.00 2-NC-3 183,087.00 183,087.00 0.00 0.00 0.00 0.00 2-NC-WIO 0.00 0.00 0.00 0.00 0.00 0.00 3-A-1 234,719,000.00 231,867,853.85 928,230.91 749,857.99 0.00 0.00 3-A-WIO 0.00 0.00 0.00 0.00 0.00 0.00 PO 14,663,223.00 14,563,262.94 27,904.07 41,369.08 0.00 0.00 X-B1 10,389,000.00 10,366,466.74 11,378.81 0.00 0.00 0.00 X-B2 4,832,000.00 4,821,519.61 5,292.37 0.00 0.00 0.00 X-B3 2,416,000.00 2,410,759.81 2,646.18 0.00 0.00 0.00 X-B4 2,417,000.00 2,411,757.64 2,647.28 0.00 0.00 0.00 X-B5 1,691,000.00 1,687,332.30 1,852.11 0.00 0.00 0.00 X-B6 1,933,809.00 1,929,614.66 2,118.05 0.00 0.00 0.00 3-B1 2,556,000.00 2,535,895.69 10,151.89 0.00 0.00 0.00 3-B2 853,000.00 846,290.70 3,387.94 0.00 0.00 0.00 3-B3 852,000.00 845,298.56 3,383.96 0.00 0.00 0.00 3-B4 487,000.00 483,169.48 1,934.26 0.00 0.00 0.00 3-B5 243,000.00 241,088.68 965.14 0.00 0.00 0.00 3-B6 366,221.00 363,340.48 1,454.55 0.00 0.00 0.00 Totals 726,724,353.00 719,514,620.25 1,490,815.89 3,782,788.81 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution 1-CB-1 3,424,922.65 393,036,867.58 0.98134831 3,424,922.65 1-CB-WIO 0.00 0.00 0.00000000 0.00 1-CB-R 0.00 0.00 0.00000000 0.00 2-NC-1 54,107.46 43,414,071.42 0.99600971 54,107.46 2-NC-2 0.00 4,027,913.00 1.00000000 0.00 2-NC-3 0.00 183,087.00 1.00000000 0.00 2-NC-WIO 0.00 0.00 0.00000000 0.00 3-A-1 1,678,088.90 230,189,764.95 0.98070359 1,678,088.90 3-A-WIO 0.00 0.00 0.00000000 0.00 PO 69,273.15 14,493,989.79 0.98845866 69,273.15 X-B1 11,378.81 10,355,087.93 0.99673577 11,378.81 X-B2 5,292.37 4,816,227.25 0.99673577 5,292.37 X-B3 2,646.18 2,408,113.62 0.99673577 2,646.18 X-B4 2,647.28 2,409,110.36 0.99673577 2,647.28 X-B5 1,852.11 1,685,480.19 0.99673577 1,852.11 X-B6 2,118.05 1,927,496.61 0.99673577 2,118.05 3-B1 10,151.89 2,525,743.80 0.98816268 10,151.89 3-B2 3,387.94 842,902.76 0.98816267 3,387.94 3-B3 3,383.96 841,914.60 0.98816268 3,383.96 3-B4 1,934.26 481,235.22 0.98816267 1,934.26 3-B5 965.14 240,123.53 0.98816267 965.14 3-B6 1,454.55 361,885.92 0.98816267 1,454.55 Totals 5,273,604.70 714,241,015.53 0.98282246 5,273,604.70
Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion 1-CB-1 400,507,000.00 989.89977761 1.09121306 7.46025458 0.00000000 1-CB-WIO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 1-CB-R 100.00 0.00000000 0.00000000 0.00000000 0.00000000 2-NC-1 43,588,000.00 997.25105258 1.15696751 0.08437093 0.00000000 2-NC-2 4,027,913.00 1000.00000000 0.00000000 0.00000000 0.00000000 2-NC-3 183,087.00 1000.00000000 0.00000000 0.00000000 0.00000000 2-NC-WIO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 3-A-1 234,719,000.00 987.85293841 3.95464751 3.19470512 0.00000000 3-A-WIO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 PO 14,663,223.00 993.18294075 1.90299704 2.82128151 0.00000000 X-B1 10,389,000.00 997.83104630 1.09527481 0.00000000 0.00000000 X-B2 4,832,000.00 997.83104512 1.09527525 0.00000000 0.00000000 X-B3 2,416,000.00 997.83104719 1.09527318 0.00000000 0.00000000 X-B4 2,417,000.00 997.83104675 1.09527513 0.00000000 0.00000000 X-B5 1,691,000.00 997.83104672 1.09527499 0.00000000 0.00000000 X-B6 1,933,809.00 997.83104743 1.09527363 0.00000000 0.00000000 3-B1 2,556,000.00 992.13446401 3.97178795 0.00000000 0.00000000 3-B2 853,000.00 992.13446659 3.97179367 0.00000000 0.00000000 3-B3 852,000.00 992.13446009 3.97178404 0.00000000 0.00000000 3-B4 487,000.00 992.13445585 3.97178645 0.00000000 0.00000000 3-B5 243,000.00 992.13448560 3.97176955 0.00000000 0.00000000 3-B6 366,221.00 992.13447618 3.97178207 0.00000000 0.00000000 SES 0.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) All Classes are per $1,000 denomination.
Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution 1-CB-1 0.00000000 8.55146764 981.34830997 0.98134831 8.55146764 1-CB-WIO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-CB-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-NC-1 0.00000000 1.24133844 996.00971414 0.99600971 1.24133844 2-NC-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 2-NC-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 2-NC-WIO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 3-A-1 0.00000000 7.14935263 980.70358578 0.98070359 7.14935263 3-A-WIO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 PO 0.00000000 4.72427856 988.45866219 0.98845866 4.72427856 X-B1 0.00000000 1.09527481 996.73577149 0.99673577 1.09527481 X-B2 0.00000000 1.09527525 996.73577194 0.99673577 1.09527525 X-B3 0.00000000 1.09527318 996.73576987 0.99673577 1.09527318 X-B4 0.00000000 1.09527513 996.73577162 0.99673577 1.09527513 X-B5 0.00000000 1.09527499 996.73577173 0.99673577 1.09527499 X-B6 0.00000000 1.09527363 996.73577380 0.99673577 1.09527363 3-B1 0.00000000 3.97178795 988.16267606 0.98816268 3.97178795 3-B2 0.00000000 3.97179367 988.16267292 0.98816267 3.97179367 3-B3 0.00000000 3.97178404 988.16267606 0.98816268 3.97178404 3-B4 0.00000000 3.97178645 988.16266940 0.98816267 3.97178645 3-B5 0.00000000 3.97176955 988.16267490 0.98816267 3.97176955 3-B6 0.00000000 3.97178207 988.16266681 0.98816267 3.97178207 SES 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall 1-CB-1 400,507,000.00 5.50000% 396,461,790.23 1,817,116.54 0.00 0.00 1-CB-WIO 0.00 0.32722% 196,338,110.97 53,537.47 0.00 0.00 1-CB-R 100.00 5.50000% 0.00 0.00 0.00 0.00 2-NC-1 43,588,000.00 5.50000% 43,468,178.88 199,229.15 0.00 0.00 2-NC-2 4,027,913.00 5.75000% 4,027,913.00 19,300.42 0.00 0.00 2-NC-3 183,087.00 0.00000% 183,087.00 0.00 0.00 0.00 2-NC-WIO 0.00 0.23595% 33,703,297.49 6,626.87 0.00 0.00 3-A-1 234,719,000.00 4.75000% 231,867,853.85 917,810.25 0.00 0.00 3-A-WIO 0.00 0.47861% 146,211,062.96 58,315.18 0.00 0.00 PO 14,663,223.00 0.00000% 14,563,262.94 0.00 0.00 0.00 X-B1 10,389,000.00 5.50000% 10,366,466.74 47,512.97 0.00 0.00 X-B2 4,832,000.00 5.50000% 4,821,519.61 22,098.63 0.00 0.00 X-B3 2,416,000.00 5.50000% 2,410,759.81 11,049.32 0.00 0.00 X-B4 2,417,000.00 5.50000% 2,411,757.64 11,053.89 0.00 0.00 X-B5 1,691,000.00 5.50000% 1,687,332.30 7,733.61 0.00 0.00 X-B6 1,933,809.00 5.50000% 1,929,614.66 8,844.07 0.00 0.00 3-B1 2,556,000.00 4.75000% 2,535,895.69 10,037.92 0.00 0.00 3-B2 853,000.00 4.75000% 846,290.70 3,349.90 0.00 0.00 3-B3 852,000.00 4.75000% 845,298.56 3,345.97 0.00 0.00 3-B4 487,000.00 4.75000% 483,169.48 1,912.55 0.00 0.00 3-B5 243,000.00 4.75000% 241,088.68 954.31 0.00 0.00 3-B6 366,221.00 4.75000% 363,340.48 1,438.22 0.00 0.00 SES 0.00 0.00000% 719,514,621.76 0.00 0.00 0.00 Totals 726,724,353.00 3,201,267.24 0.00 0.00
Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance 1-CB-1 0.02 0.00 1,817,116.52 0.00 393,036,867.58 1-CB-WIO 0.00 0.00 53,537.47 0.00 194,132,503.95 1-CB-R 0.00 0.00 0.00 0.00 0.00 2-NC-1 0.00 0.00 199,229.15 0.00 43,414,071.42 2-NC-2 0.00 0.00 19,300.42 0.00 4,027,913.00 2-NC-3 0.00 0.00 0.00 0.00 183,087.00 2-NC-WIO 0.00 0.00 6,626.87 0.00 33,665,521.55 3-A-1 0.00 0.00 917,810.25 0.00 230,189,764.95 3-A-WIO 0.00 0.00 58,315.18 0.00 144,927,986.80 PO 0.00 0.00 0.00 0.00 14,493,989.79 X-B1 0.00 0.00 47,512.97 0.00 10,355,087.93 X-B2 0.00 0.00 22,098.63 0.00 4,816,227.25 X-B3 0.00 0.00 11,049.32 0.00 2,408,113.62 X-B4 0.00 0.00 11,053.89 0.00 2,409,110.36 X-B5 0.00 0.00 7,733.61 0.00 1,685,480.19 X-B6 0.00 0.00 8,844.07 0.00 1,927,496.61 3-B1 0.00 0.00 10,037.92 0.00 2,525,743.80 3-B2 0.00 0.00 3,349.90 0.00 842,902.76 3-B3 0.00 0.00 3,345.97 0.00 841,914.60 3-B4 0.00 0.00 1,912.55 0.00 481,235.22 3-B5 0.00 0.00 954.31 0.00 240,123.53 3-B6 0.00 0.00 1,438.22 0.00 361,885.92 SES 0.00 0.00 123,156.11 0.00 714,241,017.06 Totals 0.02 0.00 3,324,423.33 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall 1-CB-1 400,507,000.00 5.50000% 989.89977761 4.53704065 0.00000000 0.00000000 1-CB-WIO 0.00 0.32722% 989.63893895 0.26985472 0.00000000 0.00000000 1-CB-R 100.00 5.50000% 0.00000000 0.00000000 0.00000000 0.00000000 2-NC-1 43,588,000.00 5.50000% 997.25105258 4.57073392 0.00000000 0.00000000 2-NC-2 4,027,913.00 5.75000% 1000.00000000 4.79166755 0.00000000 0.00000000 2-NC-3 183,087.00 0.00000% 1000.00000000 0.00000000 0.00000000 0.00000000 2-NC-WIO 0.00 0.23595% 997.40712806 0.19611397 0.00000000 0.00000000 3-A-1 234,719,000.00 4.75000% 987.85293841 3.91025119 0.00000000 0.00000000 3-A-WIO 0.00 0.47861% 986.58146918 0.39349058 0.00000000 0.00000000 PO 14,663,223.00 0.00000% 993.18294075 0.00000000 0.00000000 0.00000000 X-B1 10,389,000.00 5.50000% 997.83104630 4.57339205 0.00000000 0.00000000 X-B2 4,832,000.00 5.50000% 997.83104512 4.57339197 0.00000000 0.00000000 X-B3 2,416,000.00 5.50000% 997.83104719 4.57339404 0.00000000 0.00000000 X-B4 2,417,000.00 5.50000% 997.83104675 4.57339264 0.00000000 0.00000000 X-B5 1,691,000.00 5.50000% 997.83104672 4.57339444 0.00000000 0.00000000 X-B6 1,933,809.00 5.50000% 997.83104743 4.57339375 0.00000000 0.00000000 3-B1 2,556,000.00 4.75000% 992.13446401 3.92719875 0.00000000 0.00000000 3-B2 853,000.00 4.75000% 992.13446659 3.92719812 0.00000000 0.00000000 3-B3 852,000.00 4.75000% 992.13446009 3.92719484 0.00000000 0.00000000 3-B4 487,000.00 4.75000% 992.13445585 3.92720739 0.00000000 0.00000000 3-B5 243,000.00 4.75000% 992.13448560 3.92720165 0.00000000 0.00000000 3-B6 366,221.00 4.75000% 992.13447618 3.92719150 0.00000000 0.00000000 SES 0.00 0.00000% 990.07913565 0.00000000 0.00000000 0.00000000 (5) All Classes are per $1,000 denomination.
Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance 1-CB-1 0.00000005 0.00000000 4.53704060 0.00000000 981.34830997 1-CB-WIO 0.00000000 0.00000000 0.26985472 0.00000000 978.52161394 1-CB-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-NC-1 0.00000000 0.00000000 4.57073392 0.00000000 996.00971414 2-NC-2 0.00000000 0.00000000 4.79166755 0.00000000 1000.00000000 2-NC-3 0.00000000 0.00000000 0.00000000 0.00000000 1000.00000000 2-NC-WIO 0.00000000 0.00000000 0.19611397 0.00000000 996.28919615 3-A-1 0.00000000 0.00000000 3.91025119 0.00000000 980.70358578 3-A-WIO 0.00000000 0.00000000 0.39349058 0.00000000 977.92371691 PO 0.00000000 0.00000000 0.00000000 0.00000000 988.45866219 X-B1 0.00000000 0.00000000 4.57339205 0.00000000 996.73577149 X-B2 0.00000000 0.00000000 4.57339197 0.00000000 996.73577194 X-B3 0.00000000 0.00000000 4.57339404 0.00000000 996.73576987 X-B4 0.00000000 0.00000000 4.57339264 0.00000000 996.73577162 X-B5 0.00000000 0.00000000 4.57339444 0.00000000 996.73577173 X-B6 0.00000000 0.00000000 4.57339375 0.00000000 996.73577380 3-B1 0.00000000 0.00000000 3.92719875 0.00000000 988.16267606 3-B2 0.00000000 0.00000000 3.92719812 0.00000000 988.16267292 3-B3 0.00000000 0.00000000 3.92719484 0.00000000 988.16267606 3-B4 0.00000000 0.00000000 3.92720739 0.00000000 988.16266940 3-B5 0.00000000 0.00000000 3.92720165 0.00000000 988.16267490 3-B6 0.00000000 0.00000000 3.92719150 0.00000000 988.16266681 SES 0.00000000 0.00000000 0.16946743 0.00000000 982.82245757 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Certificateholder Component Statement Component Beginning Ending Beginning Ending Ending Pass-Through Notional Notional Component Component Component Class Rate Balance Balance Balance Balance Percentage PO 1-CB 0.00000% 0.00 0.00 10,696,334.56 10,645,070.04 98.90998145% PO 2-NC 0.00000% 0.00 0.00 467,388.68 466,824.49 99.64087836% PO-3APO 0.00000% 0.00 0.00 3,399,539.71 3,382,095.26 98.53630969% SES 1-CB 0.00000% 428,303,030.23 424,803,534.04 0.00 0.00 98.22943248% SES 1-NC 0.00000% 50,629,113.52 50,571,816.10 0.00 0.00 99.63857212% SES 3A 0.00000% 240,582,478.01 238,865,666.92 0.00 0.00 98.09333642%
CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 8,630,106.37 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 8,630,106.37 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 32,078.34 Payment of Interest and Principal 8,598,028.03 Total Withdrawals (Pool Distribution Amount) 8,630,106.37 Ending Balance 0.00
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL Total Prepayment/Curtailment Interest Shortfall 0.00 Servicing Fee Support 0.00 Non-Supported Prepayment/Curtailment Interest Shortfall 0.02
SERVICING FEES Gross Servicing Fee 29,979.78 Trustee Fee - Wells Fargo Bank, N.A. 2,098.56 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 32,078.34
LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 1 0 1 0.00 290,465.56 0.00 290,465.56 30 Days 37 0 0 0 37 3,881,995.09 0.00 0.00 0.00 3,881,995.09 60 Days 4 0 0 0 4 765,268.26 0.00 0.00 0.00 765,268.26 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 41 0 1 0 42 4,647,263.35 0.00 290,465.56 0.00 4,937,728.91 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.018921% 0.000000% 0.018921% 0.000000% 0.040594% 0.000000% 0.040594% 30 Days 0.700095% 0.000000% 0.000000% 0.000000% 0.700095% 0.542523% 0.000000% 0.000000% 0.000000% 0.542523% 60 Days 0.075686% 0.000000% 0.000000% 0.000000% 0.075686% 0.106949% 0.000000% 0.000000% 0.000000% 0.106949% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.775781% 0.000000% 0.018921% 0.000000% 0.794702% 0.649472% 0.000000% 0.040594% 0.000000% 0.690066%
Delinquency Status By Groups
DELINQUENT BANKRUPTCY FORECLOSURE REO Total One No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 1 0 1 0.00 290,465.56 0.00 290,465.56 30 Days 24 0 0 0 24 2,594,790.95 0.00 0.00 0.00 2,594,790.95 60 Days 3 0 0 0 3 577,949.86 0.00 0.00 0.00 577,949.86 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 27 0 1 0 28 3,172,740.81 0.00 290,465.56 0.00 3,463,206.37 0-29 Days 0.000000% 0.033179% 0.000000% 0.033179% 0.000000% 0.068310% 0.000000% 0.068310% 30 Days 0.796284% 0.000000% 0.000000% 0.000000% 0.796284% 0.610229% 0.000000% 0.000000% 0.000000% 0.610229% 60 Days 0.099536% 0.000000% 0.000000% 0.000000% 0.099536% 0.135919% 0.000000% 0.000000% 0.000000% 0.135919% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.895820% 0.000000% 0.033179% 0.000000% 0.928998% 0.746148% 0.000000% 0.068310% 0.000000% 0.814458% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Two No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Three No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 13 0 0 0 13 1,287,204.14 0.00 0.00 0.00 1,287,204.14 60 Days 1 0 0 0 1 187,318.40 0.00 0.00 0.00 187,318.40 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 14 0 0 0 14 1,474,522.54 0.00 0.00 0.00 1,474,522.54 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.599908% 0.000000% 0.000000% 0.000000% 0.599908% 0.536983% 0.000000% 0.000000% 0.000000% 0.536983% 60 Days 0.046147% 0.000000% 0.000000% 0.000000% 0.046147% 0.078144% 0.000000% 0.000000% 0.000000% 0.078144% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.646054% 0.000000% 0.000000% 0.000000% 0.646054% 0.615127% 0.000000% 0.000000% 0.000000% 0.615127%
OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 30,263.04
COLLATERAL STATEMENT Collateral Description Mixed Fixed Weighted Average Gross Coupon 5.592545% Weighted Average Net Coupon 5.342545% Weighted Average Pass-Through Rate 5.339045% Weighted Average Maturity(Stepdown Calculation ) 354 Beginning Scheduled Collateral Loan Count 5,305 Number Of Loans Paid In Full 20 Ending Scheduled Collateral Loan Count 5,285 Beginning Scheduled Collateral Balance 719,514,621.76 Ending Scheduled Collateral Balance 714,241,017.06 Ending Actual Collateral Balance at 30-Nov-2003 715,544,667.67 Monthly P &I Constant 4,844,080.65 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Ending Scheduled Balance for Premium Loans 714,241,017.06 Scheduled Principal 1,490,815.89 Unscheduled Principal 3,782,788.81
Group Level Collateral Statement Group One Two Three Collateral Description Fixed 30 Year Fixed 30 Year Fixed 15 Year Weighted Average Coupon Rate 5.766143 5.859794 5.227251 Weighted Average Net Rate 5.516143 5.609794 4.977251 Weighted Average Maturity 352 354 171 Beginning Loan Count 3,030 104 2,171 Loans Paid In Full 16 0 4 Ending Loan Count 3,014 104 2,167 Beginning Scheduled Balance 428,303,030.23 50,629,113.52 240,582,478.01 Ending scheduled Balance 424,803,534.04 50,571,816.10 238,865,666.92 Record Date 11/30/2003 11/30/2003 11/30/2003 Principal And Interest Constant 2,531,378.65 300,807.11 2,011,894.89 Scheduled Principal 473,331.44 53,576.96 963,907.49 Unscheduled Principal 3,026,164.75 3,720.46 752,903.60 Scheduled Interest 2,058,047.21 247,230.15 1,047,987.40 Servicing Fees 89,229.83 10,547.74 50,121.34 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 1,249.22 147.66 701.68 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 1,967,568.16 236,534.75 997,164.38 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 5.512643 5.606294 4.973751
Group Level Collateral Statement Group Total Collateral Description Mixed Fixed Weighted Average Coupon Rate 5.592545 Weighted Average Net Rate 5.342545 Weighted Average Maturity 354 Beginning Loan Count 5,305 Loans Paid In Full 20 Ending Loan Count 5,285 Beginning Scheduled Balance 719,514,621.76 Ending scheduled Balance 714,241,017.06 Record Date 11/30/2003 Principal And Interest Constant 4,844,080.65 Scheduled Principal 1,490,815.89 Unscheduled Principal 3,782,788.81 Scheduled Interest 3,353,264.76 Servicing Fees 149,898.91 Master Servicing Fees 0.00 Trustee Fee 2,098.56 FRY Amount 0.00 Special Hazard Fee 0.00 Other Fee 0.00 Pool Insurance Fee 0.00 Spread Fee 1 0.00 Spread Fee 2 0.00 Spread Fee 3 0.00 Net Interest 3,201,267.29 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Percentage of Cumulative Losses 0.0000 Prepayment Penalties 0.00 Special Servicing Fee 0.00 Pass-Through Rate 5.339045
Miscellaneous Reporting Group One CPR % Group One 8.165407% Senior % Group One 94.936646% Subordinate % Group One 5.063354% Senior Prepayment % Group One 100.000000% Subordinate Prepayment % Group One 0.000000% Group Two CPR % Group Two 0.088239% Senior % Group Two 95.050916% Subordinate % Group Two 4.949084% Senior Prepayment % Group Two 100.000000% Subordinate Prepayment % Group Two 0.000000% Group Three CPR % Group Three 3.706028% Senior % Group Three 97.759078% Subordinate % Group Three 2.240922% Senior Prepayment % Group Three 100.000000% Subordinate Prepayment % Group Three 0.000000%
Group -----END PRIVACY-ENHANCED MESSAGE-----