<?xml version="1.0" encoding="UTF-8"?>
<edgarSubmission xmlns="http://www.sec.gov/edgar/ncen">
  <schemaVersion>X0505</schemaVersion>
  <headerData>
    <submissionType>N-CEN</submissionType>
    <filerInfo>
      <liveTestFlag>LIVE</liveTestFlag>
      <filer>
        <issuerCredentials>
          <cik>0001264033</cik>
          <ccc>XXXXXXXX</ccc>
        </issuerCredentials>
      </filer>
      <flags>
        <overrideInternetFlag>false</overrideInternetFlag>
        <confirmingCopyFlag>false</confirmingCopyFlag>
      </flags>
      <investmentCompanyType>S-6</investmentCompanyType>
    </filerInfo>
  </headerData>
  <formData>
    <generalInfo isReportPeriodLt12="N" reportEndingPeriod="2025-12-31"/>
    <registrantInfo>
      <registrantFullName>TALCOTT RESOLUTION LIFE INSURANCE CO- SEPARATE ACCOUNT TWELVE</registrantFullName>
      <investmentCompFileNo>811-21433</investmentCompFileNo>
      <registrantCik>0001264033</registrantCik>
      <registrantLei>549300D9WMJKKVZA8T06</registrantLei>
      <registrantstreet1>One American Row</registrantstreet1>
      <registrantcity>Hartford</registrantcity>
      <registrantzipCode>06103</registrantzipCode>
      <registrantstate>US-CT</registrantstate>
      <registrantcountry>US</registrantcountry>
      <registrantphoneNumber>1-860-791-0045</registrantphoneNumber>
      <websites>
        <website webpage="N/A"/>
      </websites>
      <locationBooksRecords>
        <locationBooksRecord>
          <officeName>Empower Annuity Insurance Company of America</officeName>
          <officeAddress1>8515 East Orchard Road</officeAddress1>
          <officeCity>Greenwood Village</officeCity>
          <officeStateCountry officeState="US-CO" officeCountry="US"/>
          <officeRecordsZipCode>80111</officeRecordsZipCode>
          <officePhone>303-737-3000</officePhone>
          <booksRecordsDesc>All accounts, books, or other documents required to be maintained by Section 31(a) of the Investment Company Act of 1940 and the rules promulgated thereunder.</booksRecordsDesc>
        </locationBooksRecord>
      </locationBooksRecords>
      <isRegistrantFirstFiling>N</isRegistrantFirstFiling>
      <isRegistrantLastFiling>Y</isRegistrantLastFiling>
      <isRegistrantFamilyInvComp>N</isRegistrantFamilyInvComp>
      <registrantClassificationType>S-6</registrantClassificationType>
      <isSecuritiesActRegistration>Y</isSecuritiesActRegistration>
      <chiefComplianceOfficers>
        <chiefComplianceOfficer>
          <ccoName>Christopher Scott Connor</ccoName>
          <crdNumber>002239639</crdNumber>
          <ccoStreet1>One American Row</ccoStreet1>
          <ccoCity>Hartford</ccoCity>
          <ccoStateCountry ccoCountry="US" ccoState="US-CT"/>
          <ccoZipCode>06103</ccoZipCode>
          <ccoPhone>XXXXXX</ccoPhone>
          <isCcoChangedSinceLastFiling>N</isCcoChangedSinceLastFiling>
          <ccoEmployers>
            <ccoEmployer ccoEmployerId="N/A" ccoEmployerName="N/A"/>
          </ccoEmployers>
        </chiefComplianceOfficer>
      </chiefComplianceOfficers>
      <isRegistrantSubmittedMatter>N</isRegistrantSubmittedMatter>
      <isPreviousLegalProceeding>N</isPreviousLegalProceeding>
      <isPreviousProceedingTerminated>N</isPreviousProceedingTerminated>
      <isFinancialSupportDuringPeriod>N</isFinancialSupportDuringPeriod>
      <isExemptionFromAct>N</isExemptionFromAct>
      <principalUnderwriters>
        <principalUnderwriter>
          <principalUnderwriterName>MML Distributors, LLC</principalUnderwriterName>
          <principalUnderwriterFileNumber>008-48203</principalUnderwriterFileNumber>
          <principalUnderwriterCrdNumber>000038030</principalUnderwriterCrdNumber>
          <principalUnderwriterLei>N/A</principalUnderwriterLei>
          <principalUnderWriterStateCountry principalUnderWriterCountry="US" principalUnderWriterState="US-CT"/>
          <isPrincipalUnderwriterAffiliatedWithRegistrant>N</isPrincipalUnderwriterAffiliatedWithRegistrant>
        </principalUnderwriter>
      </principalUnderwriters>
      <isUnderwriterHiredOrTerminated>N</isUnderwriterHiredOrTerminated>
      <publicAccountants>
        <publicAccountant>
          <publicAccountantName>Deloitte &amp; Touche LLP</publicAccountantName>
          <pcaobNumber>34</pcaobNumber>
          <publicAccountantLei>549300FJV7IV1ZHGAV28</publicAccountantLei>
          <publicAccountantStateCountry publicAccountantState="US-CO" publicAccountantCountry="US"/>
        </publicAccountant>
      </publicAccountants>
      <isPublicAccountantChanged>N</isPublicAccountantChanged>
      <isOpinionOffered>N</isOpinionOffered>
      <isMaterialChange>N</isMaterialChange>
      <isAccountingPrincipleChange>N</isAccountingPrincipleChange>
    </registrantInfo>
    <unitInvestmentTrust>
      <depositors>
        <depositor>
          <depositorName>Talcott Resolution Life Insurance Company</depositorName>
          <depositorCrdNo>N/A</depositorCrdNo>
          <depositorLei>8CE7JPU9IU72L3PPD756</depositorLei>
          <depositorStateCountry depositorState="US-CT" depositorCountry="US"/>
          <depositorUltimateParentname>Alan Waxman and Anthony M. Muscolino</depositorUltimateParentname>
        </depositor>
      </depositors>
      <uitAdmins>
        <uitAdmin>
          <uitAdminName>Massachusetts Mutual Life Insurance Company</uitAdminName>
          <uitAdminLei>R6ZXK5P01NP6HXSY1S07</uitAdminLei>
          <uitAdminStateCountry uitAdminCountry="US" uitAdminState="US-MA"/>
          <isUitAdminAffiliated>N</isUitAdminAffiliated>
          <isUitAdminSubAdmin>N</isUitAdminSubAdmin>
        </uitAdmin>
        <uitAdmin>
          <uitAdminName>Empower Annuity Insurance Company of America</uitAdminName>
          <uitAdminLei>3RSQVO2VE8DJVKEF6G11</uitAdminLei>
          <uitAdminStateCountry uitAdminCountry="US" uitAdminState="US-CO"/>
          <isUitAdminAffiliated>N</isUitAdminAffiliated>
          <isUitAdminSubAdmin>Y</isUitAdminSubAdmin>
        </uitAdmin>
      </uitAdmins>
      <isUitAdminHiredTerminated>N</isUitAdminHiredTerminated>
      <registrantSeparateInsuranceAccount separateAccountSeriesId="S000002596" isRegistrantSeparateInsuranceAccount="Y"/>
      <numOfContracts>0</numOfContracts>
      <contractSecurities>
        <contractSecurity contractValueRedeemedSection1035="0" separateAccountSecurityName="Group Variable Funding Agreement" contractValueRedeemed="8481.00" numContractsAffectedRedeemed="0" grossPremiumReceivedSection1035="0" numContractsSold="0" grossPremiumReceived="0" separateAccountTotalAsset="0" separateAccountContractId="C000007117" numContractsAffected="0"/>
        <contractSecurity contractValueRedeemedSection1035="0" separateAccountSecurityName="Group Variable Funding Agreement" contractValueRedeemed="62191.53" numContractsAffectedRedeemed="0" grossPremiumReceivedSection1035="0" numContractsSold="0" grossPremiumReceived="0" separateAccountTotalAsset="0" separateAccountContractId="C000007116" numContractsAffected="0"/>
      </contractSecurities>
      <isRule6C7Reliance>N</isRule6C7Reliance>
      <isRule11A2Reliance>N</isRule11A2Reliance>
      <isRule12D1Dash4Reliance>N</isRule12D1Dash4Reliance>
      <isRule12D1GReliance>N</isRule12D1GReliance>
    </unitInvestmentTrust>
    <attachmentsTab>
      <isLegalProceedings>false</isLegalProceedings>
      <isProvisionFinancialSupport>false</isProvisionFinancialSupport>
      <isIPAReportInternalControl>false</isIPAReportInternalControl>
      <isChangeAccPrinciples>false</isChangeAccPrinciples>
      <isInfoRequiredEO>false</isInfoRequiredEO>
      <isOtherInfoRequired>false</isOtherInfoRequired>
    </attachmentsTab>
    <signature registrantSignedName="TALCOTT RESOLUTION LIFE INSURANCE CO- SEPARATE ACCOUNT TWELVE" signature="/s/ Yasmin Aligan" signedDate="2026-03-13" title="Head of Financial Close and External Reporting, Massachusetts Mutual Life Insurance Company, Administrator"/>
  </formData>
</edgarSubmission>
