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THE HARTFORD

May 2, 2011

Securities and Exchange Commission

100 F Street, N.E.

Washington, D.C. 20549-4644

Attention: Division of Investment Management

RE:	Hartford Life Insurance Company Separate Account Twelve (“Registrant”)
	333-114401 — Group Variable Funding Agreements — HV-4824 — HART No Fee
	333-114404 — Group Variable Funding Agreements — HV-4900 — HART Fee

Ladies and Gentlemen:

Pursuant to Rule 497(j) under the Securities Act of 1933, we hereby certify that:

1.The Prospectus and Statement of Additional Information that would have been filed, on behalf of the Registrant, under paragraph (c) under this section did not differ from that contained in the Registrant’s most recent post-effective amendment; and

2.The text of the Registrant’s most recent post-effective amendment was filed electronically with the Securities and Exchange Commission on April 22, 2011.

If you have any questions concerning this filing, please do not hesitate to contact me at (860) 843-3991

Very truly yours,

/s/ Lynn Higgins

Lynn Higgins

Senior Legal Specialist