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    <documentType>4</documentType><periodOfReport>2003-12-19</periodOfReport><notSubjectToSection16>0</notSubjectToSection16>
    <issuer>
        <issuerCik>0001263813</issuerCik>
        <issuerName>UNITED NATIONAL GROUP LTD</issuerName>
        <issuerTradingSymbol>UNGL</issuerTradingSymbol></issuer><reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001273183</rptOwnerCik>
            <rptOwnerName>TRUST U/W RC BALL SR FBO RC BALL III</rptOwnerName>
        </reportingOwnerId>
<reportingOwnerAddress><rptOwnerStreet1>555 Croton Road, Suite 300</rptOwnerStreet1><rptOwnerStreet2></rptOwnerStreet2><rptOwnerCity>King of Prussia</rptOwnerCity><rptOwnerState>PA</rptOwnerState><rptOwnerZipCode>19406</rptOwnerZipCode></reportingOwnerAddress><reportingOwnerRelationship><isDirector>0</isDirector><isOfficer>0</isOfficer><isTenPercentOwner>1</isTenPercentOwner><isOther>0</isOther></reportingOwnerRelationship></reportingOwner><reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001273192</rptOwnerCik>
            <rptOwnerName>TRUST UAT RC BALL JR  DTED 1-24 73</rptOwnerName>
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<reportingOwnerAddress><rptOwnerStreet1>555 Croton Road, Suite 300</rptOwnerStreet1><rptOwnerStreet2></rptOwnerStreet2><rptOwnerCity>King of Prussia</rptOwnerCity><rptOwnerState>PA</rptOwnerState><rptOwnerZipCode>19406</rptOwnerZipCode></reportingOwnerAddress><reportingOwnerRelationship><isDirector>0</isDirector><isOfficer>0</isOfficer><isTenPercentOwner>1</isTenPercentOwner><isOther>0</isOther></reportingOwnerRelationship></reportingOwner><reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001273184</rptOwnerCik>
            <rptOwnerName>TRUST U/W RC BALL SR FBO ANDREW BALL</rptOwnerName>
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<reportingOwnerAddress><rptOwnerStreet1>555 Croton Road, Suite 300</rptOwnerStreet1><rptOwnerStreet2></rptOwnerStreet2><rptOwnerCity>King of Prussia</rptOwnerCity><rptOwnerState>PA</rptOwnerState><rptOwnerZipCode>19406</rptOwnerZipCode></reportingOwnerAddress><reportingOwnerRelationship><isDirector>0</isDirector><isOfficer>0</isOfficer><isTenPercentOwner>1</isTenPercentOwner><isOther>0</isOther></reportingOwnerRelationship></reportingOwner><reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001273185</rptOwnerCik>
            <rptOwnerName>TRUST UAT EM BALL  FBO REC BALL III</rptOwnerName>
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<reportingOwnerAddress><rptOwnerStreet1>555 Croton Road, Suite 300</rptOwnerStreet1><rptOwnerStreet2></rptOwnerStreet2><rptOwnerCity>King of Prussia</rptOwnerCity><rptOwnerState>PA</rptOwnerState><rptOwnerZipCode>19406</rptOwnerZipCode></reportingOwnerAddress><reportingOwnerRelationship><isDirector>0</isDirector><isOfficer>0</isOfficer><isTenPercentOwner>1</isTenPercentOwner><isOther>0</isOther></reportingOwnerRelationship></reportingOwner><reportingOwner>
        <reportingOwnerId>
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            <rptOwnerName>TRUST UAT EM BALL  FBO ANDREW BALL</rptOwnerName>
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<reportingOwnerAddress><rptOwnerStreet1>555 Croton Road, Suite 300</rptOwnerStreet1><rptOwnerStreet2></rptOwnerStreet2><rptOwnerCity>King of Prussia</rptOwnerCity><rptOwnerState>PA</rptOwnerState><rptOwnerZipCode>19406</rptOwnerZipCode></reportingOwnerAddress><reportingOwnerRelationship><isDirector>0</isDirector><isOfficer>0</isOfficer><isTenPercentOwner>1</isTenPercentOwner><isOther>0</isOther></reportingOwnerRelationship></reportingOwner><reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001273188</rptOwnerCik>
            <rptOwnerName>TRUST UAT RC BALL JR  DTED 11-9-67</rptOwnerName>
        </reportingOwnerId>
<reportingOwnerAddress><rptOwnerStreet1>555 Croton Road, Suite 300</rptOwnerStreet1><rptOwnerStreet2></rptOwnerStreet2><rptOwnerCity>King of Prussia</rptOwnerCity><rptOwnerState>PA</rptOwnerState><rptOwnerZipCode>19406</rptOwnerZipCode></reportingOwnerAddress><reportingOwnerRelationship><isDirector>0</isDirector><isOfficer>0</isOfficer><isTenPercentOwner>1</isTenPercentOwner><isOther>0</isOther></reportingOwnerRelationship></reportingOwner><reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001273191</rptOwnerCik>
            <rptOwnerName>TRUST UAT RC BALL JR  DTED 1-29-70</rptOwnerName>
        </reportingOwnerId>
<reportingOwnerAddress><rptOwnerStreet1>555 Croton Road, Suite 300</rptOwnerStreet1><rptOwnerStreet2></rptOwnerStreet2><rptOwnerCity>King of Prussia</rptOwnerCity><rptOwnerState>PA</rptOwnerState><rptOwnerZipCode>19406</rptOwnerZipCode></reportingOwnerAddress><reportingOwnerRelationship><isDirector>0</isDirector><isOfficer>0</isOfficer><isTenPercentOwner>1</isTenPercentOwner><isOther>0</isOther></reportingOwnerRelationship></reportingOwner><reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001273193</rptOwnerCik>
            <rptOwnerName>TRUST UAT RC BALL JR  FBO RC BALL III</rptOwnerName>
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<reportingOwnerAddress><rptOwnerStreet1>555 Croton Road, Suite 300</rptOwnerStreet1><rptOwnerStreet2></rptOwnerStreet2><rptOwnerCity>King of Prussia</rptOwnerCity><rptOwnerState>PA</rptOwnerState><rptOwnerZipCode>19406</rptOwnerZipCode></reportingOwnerAddress><reportingOwnerRelationship><isDirector>0</isDirector><isOfficer>0</isOfficer><isTenPercentOwner>1</isTenPercentOwner><isOther>0</isOther></reportingOwnerRelationship></reportingOwner><reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001273194</rptOwnerCik>
            <rptOwnerName>TRUST UAT RC BALL JR  FBO ANDREW BALL</rptOwnerName>
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<reportingOwnerAddress><rptOwnerStreet1>555 Croton Road, Suite 300</rptOwnerStreet1><rptOwnerStreet2></rptOwnerStreet2><rptOwnerCity>King of Prussia</rptOwnerCity><rptOwnerState>PA</rptOwnerState><rptOwnerZipCode>19406</rptOwnerZipCode></reportingOwnerAddress><reportingOwnerRelationship><isDirector>0</isDirector><isOfficer>0</isOfficer><isTenPercentOwner>1</isTenPercentOwner><isOther>0</isOther></reportingOwnerRelationship></reportingOwner><reportingOwner>
        <reportingOwnerId>
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            <rptOwnerName>TRUST UAT RC BALL JR  DTED 6-9-69</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>555 CROTON ROAD, SUITE 300</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>KING OF PRUSSIA</rptOwnerCity>
            <rptOwnerState>PA</rptOwnerState>
            <rptOwnerZipCode>19406</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
            <reportingOwnerRelationship>
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/></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>0</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership></ownershipNature></derivativeTransaction><derivativeTransaction><securityTitle><value>Series A Preferred Shares</value></securityTitle><conversionOrExercisePrice><footnoteId id="F12" /></conversionOrExercisePrice><transactionDate><value>2003-12-19</value></transactionDate><deemedExecutionDate></deemedExecutionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>J</transactionCode><equitySwapInvolved>0</equitySwapInvolved><footnoteId id="F1" /></transactionCoding><transactionTimeliness><value></value></transactionTimeliness><transactionAmounts><transactionShares><value>29973.0000</value></transactionShares><transactionPricePerShare><value>11.8250</value></transactionPricePerShare><transactionAcquiredDisposedCode><value>D</value></transactionAcquiredDisposedCode></transactionAmounts><exerciseDate><value>2003-09-05</value></exerciseDate><expirationDate><footnoteId id="F13" /></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Class A Common Shares</value><footnoteId id="F12" /></underlyingSecurityTitle><underlyingSecurityShares><value>29973.0000</value><footnoteId id="F11" /></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>0</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership></ownershipNature></derivativeTransaction></derivativeTable><footnotes><footnote id="F1">United National Group, Ltd. redeemed the Series A Preferred Shares at a price of $11.825 per share.  Of this redemption price, $10.00 per share was paid in cash, and the remainder of $1.825 per share was paid in Class A Common Shares valued at $17.00 per share.</footnote><footnote id="F2">These securities are owned soley by Russell C. Ball, III, Andrew L. Ball, PNC Bank, N.A., Trustees u/w of Russell C. Ball, Sr., as appointed by Russell C. Ball, Jr. F/B/O Russell C. Ball, III, which is a member of a "group" with those trusts listed as "Joint Filers" hereto for purposes of Section 13(d) of the Exchange Act. </footnote><footnote id="F3">These securities are owned soley by Russell C. Ball, III, Andrew L. Ball, PNC Bank, N.A., Trustees u/w Russell C. Ball, Sr., as appointed by Russell C. Ball, Jr. F/B/O Andrew L. Ball. </footnote><footnote id="F4">These securities are owned soley by Russell C. Ball, III, Andrew L. Ball, PNC Bank, N.A., Trustees u/a/t Ethel M. Ball; dated 2/9/67, as appointed by Russell C. Ball, Jr., F/B/O Russell C. Ball, III. </footnote><footnote id="F5">These securities are owned soley by Russell C. Ball, III, Andrew L. Ball, PNC Bank, N.A., Trustees u/a/t/ Ethel M. Ball; dated 2/9/67, as appointed by Russell C. Ball, Jr., F/B/O Andrew L. Ball. </footnote><footnote id="F6">These securities are owned soley by Russell C. Ball, III, Andrew L. Ball, PNC Bank, N.A., Trustees u/a/t of Russell C. Ball, Jr. dated 11/9/67. </footnote><footnote id="F7">These securities are owned soley by Russell C. Ball, III, Andrew L. Ball, PNC Bank, N.A., Trustees u/a/t of Russell C. Ball, Jr. dated 6/9/69. </footnote><footnote id="F8">These securities are owned soley by Russell C. Ball, III, Andrew L. Ball, PNC Bank, N.A., Trustees u/a/t of Russell C. Ball, Jr.; dated 1/29/70. </footnote><footnote id="F9">These securities are owned soley by Russell C. Ball, III, Andrew L. Ball, PNC Bank, N.A., Trustees u/a/t of Russell C. Ball, Jr. dated 1/24/73. </footnote><footnote id="F10">These securities are owned soley by Russell C. Ball, III, Andrew L. Ball, PNC Bank, N.A., Trustees u/a/t of Russell C. Ball, Jr. dated 12/22/76 f/b/o Russell C. Ball, III. </footnote><footnote id="F11">These securities are owned soley by Russell C. Ball, III, Andrew L. Ball, PNC Bank, N.A., Trustees u/a/t of Russell C. Ball, Jr. dated 12/22/76 f/b/o Andrew L. Ball. </footnote><footnote id="F12">The Series A Preferred Shares were convertible on a one-for-one basis into Class B Common Shares, which, in turn, were convertible on a one-for-one basis into Class A Common Shares.</footnote><footnote id="F13">The Series A Preferred Shares were convertible into Class B Common Shares on September 5, 2005.  The Class B Common Shares did not have an expiration date.</footnote></footnotes><remarks>The names of the Designated Filer and the Joint Filers have been shortened for filing purposes.  The full names of each filer is as follows:

Designated Filer: Russell C. Ball, III, Andrew L. Ball, PNC Bank, N.A., Trustees u/w of Russell C. Ball, Sr., as appointed by Russell C. Ball, Jr. F/B/O Russell C. Ball, III
Joint Filer 1: Russell C. Ball, III, Andrew L. Ball, PNC Bank, N.A., Trustees u/a/t of Russell C. Ball, Jr. dated 1/24/73
Joint Filer 2:  Russell C. Ball, III, Andrew L. Ball, PNC Bank, N.A., Trustees u/w of Russell C. Ball, Sr., as appointed by Russell C. Ball, Jr. F/B/O Andrew L. Ball
Joint Filer 3:  Russell C. Ball, III, Andrew L. Ball, PNC Bank, N.A., Trustees u/a/t of Ethel M. Ball; dated 2/9/67, as appointed by Russell C. Ball, Jr., F/B/O Russell C. Ball, III
Joint Filer 4:  Russell C. Ball, III, Andrew L. Ball, PNC Bank, N.A., Trustees u/a/t of Ethel M. Ball; dated 2/9/67, as appointed by Russell C. Ball, Jr., F/B/O Andrew L. Ball
Joint Filer 5:  Russell C. Ball, III, Andrew L. Ball, PNC Bank, N.A., Trustees u/a/t of Russell C. Ball, Jr. dated 11/9/67
Joint Filer 6:  Russell C. Ball, III, Andrew L. Ball, PNC Bank, N.A., Trustees u/a/t of Russell C. Ball, Jr.; dated 1/29/70
Joint Filer 7:  Russell C. Ball, III, Andrew L. Ball, PNC Bank, N.A., Trustees u/a/t of Russell C. Ball, Jr. dated 12/22/76 f/b/o Russell Ball, III
Joint Filer 8:  Russell C. Ball, III, Andrew L. Ball, PNC Bank, N.A., Trustees u/a/t of Russell C. Ball, Jr. dated 12/22/76 f/b/o Andrew L. Ball
Joint Filer 9:  Russell C. Ball, III, Andrew L. Ball, PNC Bank, N.A., Trustees u/a/t of Russell C. Ball, Jr. dated 6/9/69


***  By: /s/ Russell C. Ball, III
         Russell C. Ball, III, authorized signatory</remarks><ownerSignature><signatureName>***</signatureName><signatureDate>2003-12-19</signatureDate></ownerSignature><ownerSignature><signatureName>***</signatureName><signatureDate>2003-12-19</signatureDate></ownerSignature><ownerSignature><signatureName>***</signatureName><signatureDate>2003-12-19</signatureDate></ownerSignature><ownerSignature><signatureName>***</signatureName><signatureDate>2003-12-19</signatureDate></ownerSignature><ownerSignature><signatureName>***</signatureName><signatureDate>2003-12-19</signatureDate></ownerSignature><ownerSignature><signatureName>***</signatureName><signatureDate>2003-12-19</signatureDate></ownerSignature><ownerSignature><signatureName>***</signatureName><signatureDate>2003-12-19</signatureDate></ownerSignature><ownerSignature><signatureName>***</signatureName><signatureDate>2003-12-19</signatureDate></ownerSignature><ownerSignature><signatureName>***</signatureName><signatureDate>2003-12-19</signatureDate></ownerSignature><ownerSignature><signatureName>***</signatureName><signatureDate>2003-12-19</signatureDate></ownerSignature></ownershipDocument>

