OTHER REAL ESTATE OWNED (Tables)

6 Months Ended

Jun. 30, 2020

OTHER REAL ESTATE OWNED

Schedule Of Real Estate Owned Properties

The following table explains changes in other real estate owned, or OREO, during the six months ended June 30, 2020 and the year ended December 31, 2019:

	Six Months		Six Months
	Ended		Ended
	June 30,		June 30,
	2020		2019
	(Dollars in thousands)
Beginning balance January 1	$	3,533	$	1,088
Sales		—		(77)
Write-downs and loss on sales		(176)		(12)
Transfers		204		469
Ending balance	$	3,561	$	1,468