EMPLOYEE AND DIRECTOR BENEFIT PLANS (Tables)

12 Months Ended

Dec. 31, 2014

Disclosure of Compensation Related Costs, Share-based Payments [Abstract]

Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions [Table Text Block]

In 2014 the Company did not grant any stock options. For years when stock options were granted the estimated weighted average fair market value of each option awarded, using the Black-Scholes option pricing model, together with the assumptions used in estimating those weighted average fair values, are displayed below:

	2014			2013			2012
Estimated fair value of options granted	$	-		$	3.40		$	2.61
Assumptions in estimating average option values:
Risk-free interest rate		-	%		1.34	%		1.49	%
Dividend yield		-	%		0	%		0	%
Volatility		-	%		49.28	%		49.85	%
Expected life (in years)		-			8.00			8.00

Schedule of Share-based Compensation, Stock Options, Activity [Table Text Block]

A summary of the Company’s option plans as of and for the year ended December 31, 2014 is as follows:

		Outstanding Options			Exercisable Options
	Shares		Weighted			Weighted
	Available		Average			Average
	for Future	Number	Exercise		Number	Exercise
	Grants	Outstanding	Price		Outstanding	Price
At December 31, 2013	416,776	291,905	$	8.74	267,666	$	9.03
Options authorized	-	-		-	-		-
Options acquired	-	370,278		4.27	370,278		4.27
Options granted/vested	-	-		-	7,640		5.38
Options exercised	40,128	(40,128)		5.43	(40,128)		5.43
Options expired	153,641	(153,641)		7.07	(153,641)		7.07
Options forfeited	24,196	(24,196)		10.71	(21,893)	$	11.29
At December 31, 2014	634,741	444,218	$	5.78	429,922	$	5.79

Schedule of Share-based Compensation, Shares Authorized under Stock Option Plans, by Exercise Price Range [Table Text Block]

Information regarding the stock options outstanding at December 31, 2014 is summarized below:

	Number	Number
	of options	of options
Range of Exercise Prices	outstanding	exercisable
$2.25 - $7.07	378,138	363,842
$7.08 - $10.69	17,380	17,380
$10.70 - $16.22	48,700	48,700
Outstanding at end of year	444,218	429,922

Schedule of Nonvested Share Activity [Table Text Block]

A summary of the status of the Company’s non-vested options as of December 31, 2014 and changes during the year ended December 31, 2014, is presented below:

		Weighted-Average
		Grant Date
Non-vested Options	Options	Fair Value
Non-vested at December 31, 2013	24,239	$	2.81
Granted	-		-
Vested	(7,640)		5.38
Expired	-		-
Forfeited	(2,304)		2.75
Non-vested at December 31, 2014	14,295		2.87