EMPLOYEE AND DIRECTOR BENEFIT PLANS (Tables)

12 Months Ended

Dec. 31, 2013

Disclosure of Compensation Related Costs, Share-based Payments [Abstract]

Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions [Table Text Block]

The estimated weighted average fair market value of each option awarded, using the Black-Scholes option pricing model, together with the assumptions used in estimating those weighted average fair values, are displayed below:

	2013			2012			2011
Estimated fair value of options granted	$	3.40		$	2.61		$	2.43
Assumptions in estimating average option values:
Risk-free interest rate		1.34	%		1.49	%		2.55	%
Dividend yield		0	%		0	%		0	%
Volatility		49.28	%		49.85	%		47.06	%
Expected life (in years)		8.00			8.00			7.25

Schedule of Share-based Compensation, Stock Options, Activity [Table Text Block]

A summary of the Company’s option plans as of and for the year ended December 31, 2013 is as follows:

		Outstanding Options			Exercisable Options
	Shares			Weighted			Weighted
	Available			Average			Average
	for Future	Number		Exercise	Number		Exercise
	Grants	Outstanding		Price	Outstanding		Price
At December 31, 2012	344,339	364,342	$	8.53	327,761	$	8.90
Options authorized	-	-		-	-		-
Options granted/vested	(6,500)	6,500		6.30	11,380		5.44
Options exercised	7,716	(7,716)		5.64	(7,716)		5.64
Options expired	7,243	(7,243)		5.65	(4,846)		5.97
Options forfeited	63,978	(63,978)		8.06	(58,913)	$	(8.06)
At December 31, 2013	416,776	291,905	$	8.74	267,666	$	9.03

Schedule of Share-based Compensation, Shares Authorized under Stock Option Plans, by Exercise Price Range [Table Text Block]

Information regarding the stock options outstanding at December 31, 2013 is summarized below:

	Number	Number
	of options	of options
Range of Exercise Prices	outstanding	exercisable
$2.25 - $7.07	211,225	186,986
$7.08 - $10.69	20,380	20,380
$10.70 - $16.22	60,300	60,300
Outstanding at end of year	291,905	267,666

Schedule of Nonvested Share Activity [Table Text Block]

A summary of the status of the Company’s non-vested options as of December 31, 2013 and changes during the year ended December 31, 2013, is presented below:

		Weighted-Average
		Grant Date
Non-vested Options	Options	Fair Value
Non-vested at December 31, 2012	36,581	$	2.64
Granted	6,500		3.40
Vested	57,700		5.44
Expired	(12,564)		5.97
Forfeited	(63,978)		8.06
Non-vested at December 31, 2013	24,239		2.81