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OFF-BALANCE SHEET RISK (Tables)
 12 Months Ended
Dec. 31, 2013
Off Balance Sheet Risk [Abstract]  
Off Balance Sheet Credit Risk [Table Text Block]
A summary of the contract amount of the Company’s exposure to off-balance sheet credit risk as of December 31, 2013 is as follows:
 
Financial instruments whose contract amounts represent credit risk:
 
(In thousands)
 
Undisbursed commitments
 
$
71,882
 
Letters of credit
 
 
1,254