CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $) In Thousands, unless otherwise specified	9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011
CASH FLOWS FROM OPERATING ACTIVITIES
Net income (loss)	$ 3,902	$ (762)
Adjustments to reconcile net income (loss) to net cash provided by operating activities:
Provision (recovery) for loan losses	(2,597)	5,900
Depreciation and amortization of premises and equipment	433	500
Amortization and accretion of investment securities	414	572
Amortization of deferred loan fees and costs	(147)	(152)
Amortization of core deposit intangible	86	115
Stock-based compensation	31	60
Net gain on branch sale	(557)	0
Loss on write down on other assets	0	82
Increase in cash surrender value of bank owned life insurance	(186)	(190)
Net loss on sale and write-downs of foreclosed real estate	869	1,059
Net loss on sale and pay-downs of investments	174	47
Change in assets and liabilities:
Net change in accrued interest receivable	92	276
Net change in other assets	558	693
Net change in accrued expenses and other liabilities	1,801	(332)
NET CASH PROVIDED BY OPERATING ACTIVITIES	4,873	7,868
CASH FLOWS FROM INVESTING ACTIVITIES
Redemption of FHLB stock	275	123
Purchase of investment securities available for sale	(21,211)	(16,209)
Maturities of investment securities available for sale	11,122	22,737
Mortgage-backed securities pay-downs	9,556	7,750
Sale of investment securities available for sale	500	500
Net cash payment on branch sale	(13,001)	0
Net change in loans outstanding	28,465	23,544
Proceeds from sale of foreclosed real estate	3,335	1,583
Proceeds from sale of premises and equipment	0	1
Purchases of premises and equipment	(185)	(34)
NET CASH PROVIDED BY INVESTING ACTIVITIES	18,856	39,995
CASH FLOWS FROM FINANCING ACTIVITIES
Net change in deposits	(5,477)	(7,427)
Proceeds from short-term debt	6,666	2,184
Repayments on short-term debt	(2,348)	(2,000)
Repayments on long-term debt	(2,000)	(2,000)
Proceeds from sale of common stock	165	0
NET CASH USED IN FINANCING ACTIVITIES	(2,994)	(9,243)
NET CHANGE IN CASH AND CASH EQUIVALENTS	20,735	38,620
CASH AND CASH EQUIVALENTS, BEGINNING	77,096	35,902
CASH AND CASH EQUIVALENTS, ENDING	97,831	74,522
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION
Interest paid	5,117	6,596
Non-cash transactions:
Unrealized gains on investment securities available for sale, net of tax	27	124
Transfers from loans to foreclosed real estate	4,078	2,217
Common stock receivable	$ 0	$ (165)