XML 16 R37.htm IDEA: XBRL DOCUMENT v2.4.0.6
LOANS (Details 7) (USD $)
In Thousands, unless otherwise specified
3 Months Ended 9 Months Ended
Sep. 30, 2012
Sep. 30, 2011
Sep. 30, 2012
Sep. 30, 2011
Dec. 31, 2011
Balance, beginning of period $ 8,510 $ 10,378 $ 10,034 [1] $ 10,015  
Provision (recovery) for loan losses 189 2,194 (2,597) 5,900  
Other   (59)   (112)  
Loans charged-off (398) (2,297) (2,417) (9,588)  
Recoveries 287 122 3,568 4,123  
Balance, end of period 8,588 10,338 8,588 10,338  
Ending balance: individually evaluated for impairment 1,076 1,280 1,076 1,280  
Ending balance: collectively evaluated for impairment 7,512 9,058 7,512 9,058  
Loans:          
Ending balance 386,522 439,765 386,522 439,765 417,971
Ending balance: individually evaluated for impairment 23,194 25,430 23,194 25,430 24,835
Ending balance: collectively evaluated for impairment 363,328 414,335 363,328 414,335 393,136
Commercial and Industrial [Member]
         
Balance, beginning of period 386 1,052 719 1,052  
Provision (recovery) for loan losses 48 134 (2,925) 26  
Other   (5)   (5)  
Loans charged-off (7) (186) (58) (4,066)  
Recoveries 13 19 2,687 3,739  
Balance, end of period 440 746 440 746  
Ending balance: individually evaluated for impairment 124 50 124 50  
Ending balance: collectively evaluated for impairment 316 696 316 696  
Loans:          
Ending balance 33,175 36,691 33,175 36,691 33,146
Ending balance: individually evaluated for impairment 703 381 703 381 478
Ending balance: collectively evaluated for impairment 32,472 36,310 32,472 36,310 32,668
Construction Loans Real Estate [Member]
         
Balance, beginning of period 482 1,172 1,540 349  
Provision (recovery) for loan losses 631 4 (247) 1,718  
Other   (10)   (10)  
Loans charged-off (187) (83) (645) (974)  
Recoveries 3 9 314 9  
Balance, end of period 929 1,092 929 1,092  
Ending balance: individually evaluated for impairment 60 116 60 116  
Ending balance: collectively evaluated for impairment 869 976 869 976  
Loans:          
Ending balance 51,443 72,858 51,443 72,858 70,846
Ending balance: individually evaluated for impairment 3,061 4,140 3,061 4,140 4,376
Ending balance: collectively evaluated for impairment 48,382 68,718 48,382 68,718 66,470
Commercial Real Estate [Member]
         
Balance, beginning of period 5,228 4,502 4,771 3,111  
Provision (recovery) for loan losses (118) 1,068 1,165 4,201  
Other   (26)   (79)  
Loans charged-off (50) (783) (1,031) (2,482)  
Recoveries 120 34 201 44  
Balance, end of period 5,180 4,795 5,180 4,795  
Ending balance: individually evaluated for impairment 532 440 532 440  
Ending balance: collectively evaluated for impairment 4,648 4,355 4,648 4,355  
Loans:          
Ending balance 189,598 200,681 189,598 200,681 192,047
Ending balance: individually evaluated for impairment 13,273 14,557 13,273 14,557 14,234
Ending balance: collectively evaluated for impairment 176,325 186,124 176,325 186,124 177,813
Family Residential Real Estate 1 To 4 [Member]
         
Balance, beginning of period 1,314 1,892 1,661 1,985  
Provision (recovery) for loan losses (228) 742 (535) 1,038  
Other   (13)   (13)  
Loans charged-off (63) (695) (162) (1,295)  
Recoveries 91 33 212 244  
Balance, end of period 1,114 1,959 1,114 1,959  
Ending balance: individually evaluated for impairment 329 604 329 604  
Ending balance: collectively evaluated for impairment 785 1,355 785 1,355  
Loans:          
Ending balance 47,076 56,615 47,076 56,615 52,182
Ending balance: individually evaluated for impairment 3,744 4,558 3,744 4,558 2,836
Ending balance: collectively evaluated for impairment 43,332 52,057 43,332 52,057 49,346
Home Equity Line Of Credit [Member]
         
Balance, beginning of period 897 1,450 1,122 1,348  
Provision (recovery) for loan losses (148) 481 (16) 712  
Other   0   0  
Loans charged-off (83) (497) (459) (631)  
Recoveries 51 9 68 14  
Balance, end of period 717 1,443 717 1,443  
Ending balance: individually evaluated for impairment 16 0 16 0  
Ending balance: collectively evaluated for impairment 701 1,443 701 1,443  
Loans:          
Ending balance 34,988 38,829 34,988 38,829 38,702
Ending balance: individually evaluated for impairment 774 0 774 0 1,138
Ending balance: collectively evaluated for impairment 34,214 38,829 34,214 38,829 37,564
Loans To Individuals and Overdrafts [Member]
         
Balance, beginning of period 80 136 94 1,530  
Provision (recovery) for loan losses (6) 55 (43) (1,307)  
Other   (1)   (1)  
Loans charged-off (8) (53) (62) (140)  
Recoveries 9 18 86 73  
Balance, end of period 75 155 75 155  
Ending balance: individually evaluated for impairment 6 70 6 70  
Ending balance: collectively evaluated for impairment 69 85 69 85  
Loans:          
Ending balance 8,946 8,013 8,946 8,013 7,671
Ending balance: individually evaluated for impairment 124 251 124 251 233
Ending balance: collectively evaluated for impairment 8,822 7,762 8,822 7,762 7,438
Multi Family Residential Real Estate [Member]
         
Balance, beginning of period 123 174 127 640  
Provision (recovery) for loan losses 10 (22) 6 (488)  
Other   (4)   (4)  
Loans charged-off 0 0 0 0  
Recoveries 0 0 0 0  
Balance, end of period 133 148 133 148  
Ending balance: individually evaluated for impairment 9 0 9 0  
Ending balance: collectively evaluated for impairment 124 148 124 148  
Loans:          
Ending balance 21,296 26,078 21,296 26,078 23,377
Ending balance: individually evaluated for impairment 1,515 1,543 1,515 1,543 1,540
Ending balance: collectively evaluated for impairment $ 19,781 $ 24,535 $ 19,781 $ 24,535 $ 21,837
[1] Derived from audited consolidated financial statements.