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LOANS (Details) (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2012
Jun. 30, 2012
Dec. 31, 2011
Sep. 30, 2011
Jun. 30, 2011
Dec. 31, 2010
Gross loans $ 386,522   $ 417,971 $ 439,765    
Less deferred loan origination fees, net (426)   (347)      
Total Loans 386,096   417,624 [1]      
Allowance for loan losses (8,588) (8,510) (10,034) [1] (10,338) (10,378) (10,015)
Total loans, net 377,508   407,590 [1]      
Percentage Of Deferred Origination Fees (0.11%)   (0.08%)      
Percent Of Loans 100.00%   100.00%      
Family Residential Real Estate 1 To 4 [Member]
           
Gross loans 47,076   52,182 56,615    
Total Loans 47,076   52,182      
Allowance for loan losses (1,114) (1,314) (1,661) (1,959) (1,892) (1,985)
Percent Of Loans 12.19%   12.49%      
Commercial Real Estate [Member]
           
Gross loans 189,598   192,047 200,681    
Total Loans 189,598   192,047      
Allowance for loan losses (5,180) (5,228) (4,771) (4,795) (4,502) (3,111)
Percent Of Loans 49.11%   45.98%      
Multi Family Residential Real Estate [Member]
           
Gross loans 21,296   23,377 26,078    
Total Loans 21,296   23,377      
Allowance for loan losses (133) (123) (127) (148) (174) (640)
Percent Of Loans 5.52%   5.60%      
Construction Loans Real Estate [Member]
           
Gross loans 51,443   70,846 72,858    
Total Loans 51,443   70,846      
Allowance for loan losses (929) (482) (1,540) (1,092) (1,172) (349)
Percent Of Loans 13.32%   16.96%      
Home Equity Line Of Credit [Member]
           
Gross loans 34,988   38,702 38,829    
Total Loans 34,988   38,702      
Allowance for loan losses (717) (897) (1,122) (1,443) (1,450) (1,348)
Percent Of Loans 9.06%   9.27%      
Real Estate [Member]
           
Gross loans 344,401   377,154      
Percent Of Loans 89.20%   90.30%      
Commercial and Industrial Other [Member]
           
Gross loans 33,175   33,146 36,691    
Total Loans 33,175   33,146      
Allowance for loan losses (440) (386) (719) (746) (1,052) (1,052)
Percent Of Loans 8.59%   7.94%      
Loans To Individuals and Overdrafts [Member]
           
Gross loans 8,946   7,671 8,013    
Total Loans 8,946   7,671      
Allowance for loan losses (75) (80) (94) (155) (136) (1,530)
Percent Of Loans 2.32%   1.84%      
Other Loans [Member]
           
Gross loans $ 42,121   $ 40,817      
Percent Of Loans 10.91%   9.78%      
[1] Derived from audited consolidated financial statements.