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EMPLOYEE AND DIRECTOR BENEFIT PLANS - Weighted average fair market value of option (Details) - $ / shares
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
EMPLOYEE AND DIRECTOR BENEFIT PLANS      
Estimated fair value of options granted $ 5.99 $ 6.07 $ 5.47
Assumptions in estimating average option values:      
Risk-free interest rate 2.59% 2.94% 2.07%
Dividend yield 0.00% 0.00% 0.00%
Volatility 42.18% 36.67% 42.42%
Expected life (in years) 8 years 8 years 8 years