Union Federal Regulatory Matters (Tables)

12 Months Ended

Jun. 30, 2013

Union Federals Regulatory Capital Ratios

Union Federal’s regulatory capital ratios were as follows as of the dates below:

	Regulatory Guidelines						June 30,
	Minimum			Well capitalized			2013			2012
Capital ratios:
Tier 1 risk-based capital		4.0	%		6.0	%		25.2	%		31.3	%
Total risk-based capital		8.0			10.0			26.0			31.7
Tier 1 (core) capital		4.0			5.0			11.7			11.0