Condensed Consolidated Statements of Cash Flows (Unaudited) (USD $) In Thousands	9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010
Cash flows from operating activities:
Net income	$ 4,115	$ 4,222
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	1,905	1,938
Stock-based compensation	2,033	2,190
Excess tax benefits from stock-based payment arrangements	(627)	(72)
Amortization of deferred net loss on cash flow hedge derivatives	138	158
Change in fair value of derivatives	52	(2,291)
Provision for credit losses	2,940	7,700
Net deferred income taxes	(1,100)	(4,021)
Amortization of deferred initial direct costs and fees	3,914	5,488
Deferred initial direct costs and fees	(4,004)	(2,449)
Loss on equipment disposed	2,154	1,806
Effect of changes in other operating items:
Other assets	3,416	4,467
Other liabilities	2,970	668
Net cash provided by operating activities	17,906	19,804
Cash flows from investing activities:
Purchases of equipment for direct financing lease contracts and funds used to originate loans	(160,627)	(91,477)
Principal collections on leases and loans	138,085	164,783
Security deposits collected, net of refunds	(1,574)	(2,110)
Proceeds from the sale of equipment	3,681	3,727
Acquisitions of property and equipment	(706)	(332)
Change in restricted interest-earning deposits with banks	17,688	16,016
Purchases of securities available for sale	(176)	(1,527)
Net cash provided by (used in) investing activities	(3,629)	89,080
Cash flows from financing activities:
Issuances of common stock	101	74
Repurchases of common stock	(5,578)	(562)
Exercise of stock options	988	162
Excess tax benefits from stock-based payment arrangements	627	72
Debt issuance costs	(14)	(1,529)
Term securitization advances	0	68,169
Term securitization repayments	(68,398)	(135,383)
Warehouse and bank facility advances	37,681	24,488
Warehouse and bank facility repayments	(32,844)	(72,402)
Increase in deposits	64,479	15,070
Net cash used in financing activities	(2,958)	(101,841)
Net increase (decrease) in total cash and cash equivalents	11,319	7,043
Total cash and cash equivalents, beginning of period	37,026	37,057
Total cash and cash equivalents, end of period	48,345	44,100
Supplemental disclosures of cash flow information:
Cash paid for interest on deposits and borrowings	7,983	10,957
Cash paid for income taxes, net of refunds received	$ 231	$ 3,710