Condensed Consolidated Statements of Operations (Unaudited) (USD $) In Thousands, except Share data	3 Months Ended		9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2011	Sep. 30, 2010
Income Statement Abstract
Interest income	$ 11,073	$ 11,421	$ 32,836	$ 36,245
Fee income	3,105	3,567	9,163	10,884
Interest and fee income	14,178	14,988	41,999	47,129
Interest expense	2,706	3,590	9,061	12,204
Net interest and fee income	11,472	11,398	32,938	34,925
Provision for credit losses	837	2,083	2,940	7,700
Net interest and fee income after provision for credit losses	10,635	9,315	29,998	27,225
Other income:
Insurance income	761	985	2,690	3,130
Loss on derivatives	(8)	(9)	(52)	(128)
Other income	574	354	1,290	948
Other income	1,327	1,330	3,928	3,950
Other expense:
Salaries and benefits	5,559	4,947	16,880	14,659
General and administrative	3,226	3,156	9,842	9,275
Financing related costs	177	131	523	433
Other expense	8,962	8,234	27,245	24,367
Income before income taxes	3,000	2,411	6,681	6,808
Income tax expense	1,169	977	2,566	2,586
Net income	$ 1,831	$ 1,434	$ 4,115	$ 4,222
Basic earnings per share	$ 0.14	$ 0.11	$ 0.32	$ 0.33
Diluted earnings per share	$ 0.14	$ 0.11	$ 0.32	$ 0.33
Weighted average shares used in computing basic earnings per share	12,803,343	12,872,123	12,905,582	12,826,263
Weighted average shares used in computing diluted earnings per share	12,868,740	12,933,439	12,978,024	12,888,662