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Condensed Consolidated Balance Sheets (Unaudited) (USD $)
In Thousands
3 Months Ended12 Months Ended
Sep. 30, 2011
Dec. 31, 2010
ASSETS  
Cash and due from banks$ 1,289$ 2,557
Interest-earning deposits with banks47,05634,469
Total cash and cash equivalents48,34537,026
Restricted interest-earning deposits with banks (includes $24.1 million and $44.7 million at September 30, 2011 and December 31, 2010, respectively, related to consolidated variable interest entities (VIEs))29,41947,107
Securities available for sale (amortized cost of $1.7 million and $1.5 million at September 30, 2011 and December 31, 2010, respectively)1,7671,534
Net investment in leases and loans (includes $76.5 million and $154.1 million at September 30, 2011 and December 31, 2010, respectively, related to consolidated VIEs)367,000351,569
Property and equipment, net2,1832,180
Property tax receivables44197
Other assets24,62428,449
Total assets473,382468,062
LIABILITIES AND STOCKHOLDERS EQUITY  
Deposits157,39892,919
Long-term borrowings (includes $59.8 million and $128.2 million at September 30, 2011 and December 31, 2010, respectively, related to consolidated VIEs)115,089178,650
Other liabilities:  
Sales and property taxes payable4,0951,978
Accounts payable and accrued expenses8,9238,019
Net deferred income tax liability25,47026,493
Total liabilities310,975308,059
Commitments and contingencies (Note 6)  
Stockholders equity:  
Common Stock, $0.01 par value; 75,000,000 shares authorized; 12,780,673 and 12,864,665 shares issued and outstanding at September 30, 2011 and December 31, 2010, respectively128129
Preferred Stock, $0.01 par value; 5,000,000 shares authorized; none issued00
Additional paid-in capital85,15986,987
Stock subscription receivable(2)(2)
Accumulated other comprehensive loss(14)(132)
Retained earnings77,13673,021
Total stockholders equity162,407160,003
Total liabilities and stockholders equity$ 473,382$ 468,062