Condensed Consolidated Statements of Cash Flows (Unaudited) (USD $) In Thousands	6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010
Cash flows from operating activities:
Net income	$ 2,284	$ 2,788
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	1,284	1,319
Stock-based compensation	1,603	1,754
Excess tax benefits from stock-based payment arrangements	(537)	(72)
Amortization of deferred net loss on cash flow hedge derivatives	104	82
Change in fair value of derivatives	43	(2,300)
Provision for credit losses	2,103	5,617
Net deferred income taxes	(1,233)	(3,261)
Amortization of deferred initial direct costs and fees	2,650	3,883
Deferred initial direct costs and fees	(2,575)	(1,508)
Loss on equipment disposed	1,472	1,229
Effect of changes in other operating items:
Other assets	1,818	5,483
Other liabilities	2,587	1,960
Net cash provided by operating activities	11,603	16,974
Cash flows from investing activities:
Purchases of equipment for direct financing lease contracts and funds used to originate loans	(100,923)	(55,708)
Principal collections on leases and loans	92,867	113,462
Security deposits collected, net of refunds	(991)	(1,546)
Proceeds from the sale of equipment	2,442	2,521
Acquisitions of property and equipment	(493)	(299)
Change in restricted interest-earning deposits with banks	16,197	(3,146)
Purchases of securities available for sale	(165)	(1,513)
Net cash provided by investing activities	8,934	53,771
Cash flows from financing activities:
Issuances of common stock	101	74
Repurchases of common stock	(3,061)	(528)
Exercise of stock options	31	162
Excess tax benefits from stock-based payment arrangements	537	72
Debt issuance costs	(14)	(969)
Term securitization advances	0	68,169
Term securitization repayments	(51,686)	(92,027)
Warehouse and bank facility advances	37,181	4,425
Warehouse and bank facility repayments	(20,351)	(68,566)
Increase in deposits	31,603	16,564
Net cash used in financing activities	(5,659)	(72,624)
Net increase (decrease) in total cash and cash equivalents	14,878	(1,879)
Total cash and cash equivalents, beginning of period	37,026	37,057
Total cash and cash equivalents, end of period	51,904	35,178
Supplemental disclosures of cash flow information:
Cash paid for interest on deposits and borrowings	5,426	7,901
Cash paid for income taxes, net of refunds received	$ 347	$ (1,115)