UNITED STATES SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM T-1

STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE

Check if an application to determine eligibility of a Trustee

pursuant to Section 305 (b)(2) x

CITIBANK, N.A.

(Exact name of trustee as specified in its charter)

A National Banking Association	13-5266470
(Jurisdiction of Incorporation or organization if not a U.S. national bank)	(I.R.S. Employer Identification No.)
388 Greenwich St., New York, NY	10013
(Address of principal executive office)	(Zip Code)

Hyundai Auto Receivables Trust 2021-B

(Exact name of obligor as specified in its charter)

Delaware	33-0978453
(Jurisdiction of Incorporation or organization if not a U.S. national bank)	(I.R.S. Employer Identification No.)
c/o: US Bank National Association 300 Delaware Ave., 9th Floor Wilmington, DE	19801
(Address of principal executive office)	(Zip Code)

Asset Backed Securities

(Title of the Indenture Securities)

Item 1. General Information.

Furnish the following information as to the trustee:

(a) Name and address of each examining or supervising authority to which it is subject.

Name	Address
Comptroller of the Currency	Washington, D.C.
Federal Reserve Bank of New York	New York, NY
33 Liberty Street
New York, NY
Federal Deposit Insurance Corporation	Washington, D.C.

(b) Whether it is authorized to exercise corporate trust powers.

Yes.

Item 2. Affiliations with Obligor.

If the obligor is an affiliate of the trustee, describe each such affiliation.

None.

Items 3. -15. Not Applicable

Item 16. List of Exhibits.

List below all exhibits filed as a part of this Statement of Eligibility.

Exhibits identified in parentheses below, on file with the Commission, are incorporated herein by reference as exhibits hereto.

Exhibit 1 - Copy of Articles of Association of the Trustee, as now in effect. (Exhibit 1 to T-1 to Registration Statement No. 2-79983).

Exhibit 2 - Copy of certificate of authority of the Trustee to commence business. (Exhibit 2 to T-1 to Registration Statement No. 2-29577).

Exhibit 3 - Copy of authorization of the Trustee to exercise corporate trust powers (Exhibit 3 to T-1 to Registration Statement No. 2-55519).

Exhibit 4 - Copy of existing By-Laws of the Trustee. (Exhibit 4 to T-1 to Registration Statement No. 33-34988).

Exhibit 5 - Not applicable.

Exhibit 6 - The consent of the Trustee required by Section 321(b) of the Trust Indenture Act of 1939 (Exhibit 6 to T-1 to Registration Statement No. 33-19227).

Exhibit 7 - Copy of the latest Report of Condition of Citibank, N.A as of March 31, 2021 published pursuant to law or the requirements of its supervising or examining authority, attached as Exhibit 7.

Exhibit 8 - Not applicable.

Exhibit 9 - Not applicable.

SIGNATURE

Pursuant to the requirements of the Trust Indenture Act of 1939, the Trustee, Citibank, N.A., a national banking association organized and existing under the laws of the United States of America, has duly caused this statement of eligibility to be signed on its behalf by the undersigned, thereunto duly authorized, all in The City of New York and State of New York, on the 15th day of July 2021.

CITIBANK, N.A.
By:	/s/ Kerry Hehir
	Kerry Hehir
	Senior Trust Officer

Exhibit 7

CITIGROUP CONSOLIDATED BALANCE SHEET

(In millions of dollars)

																1Q21 Increase/
	March 31,			June 30,			September 30,			December 31,			March 31,			(Decrease) from
		2020(1)			2020(1)			2020(1)			2020			2021(2)			4Q20		1Q20
Assets
Cash and due from banks (including segregated cash and other deposits)	$	23,755		$	22,889		$	25,308		$	26,349		$	26,204			(1	)%	10	%
Deposits with banks, net of allowance		262,165			286,884			298,387			283,266			298,478			5	%	14	%
Securities borrowed and purchased under agreements to resell, net of allowance		262,536			282,917			289,358			294,712			315,072			7	%	20	%
Brokerage receivables, net of allowance		68,555			51,633			51,610			44,806			60,465			35	%	(12	)%
Trading account assets		365,000			362,311			348,209			375,079			360,659			(4	)%	(1	)%
Investments
Available-for-sale debt securities, net of allowance		308,219			342,256			343,690			335,084			304,036			(9	)%	(1	)%
Held-to-maturity debt securities, net of allowance		82,315			83,332			96,065			104,943			161,742			54	%	96	%
Equity securities		8,349			7,665			7,769			7,332			7,181			(2	)%	(14	)%
Total investments		398,883			433,253			447,524			447,359			472,959			6	%	19	%
Loans, net of unearned income
Consumer		288,430			281,113			280,025			288,839			274,034			(5	)%	(5	)%
Corporate		432,590			404,179			386,886			387,044			391,954			1	%	(9	)%
Loans, net of unearned income		721,020			685,292			666,911			675,883			665,988			(1	)%	(8	)%
Allowance for credit losses on loans (ACLL)		(20,380	)		(26,298	)		(26,426	)		(24,956	)		(21,638	)		13	%	(6	)%
Total loans, net		700,640			658,994			640,485			650,927			644,350			(1	)%	(8	)%
Goodwill		21,264			21,399			21,624			22,162			21,905			(1	)%	3	%
Intangible assets (including MSRs)		4,560			4,451			4,804			4,747			4,741			-		4	%
Other assets, net of allowance		112,756			108,068			107,150			110,683			109,433			(1	)%	(3	)%
Total assets	$	2,220,114		$	2,232,799		$	2,234,459		$	2,260,090		$	2,314,266			2	%	4	%
Liabilities
Non-interest-bearing deposits in U.S. offices	$	113,371		$	115,386		$	121,183		$	126,942		$	138,192			9	%	22	%
Interest-bearing deposits in U.S. offices		462,327			490,823			497,487			503,213			497,335			(1	)%	8	%
Total U.S. deposits		575,698			606,209			618,670			630,155			635,527			1	%	10	%
Non-interest-bearing deposits in offices outside the U.S.		85,439			87,479			94,208			100,543			101,662			1	%	19	%
Interest-bearing deposits in offices outside the U.S.		523,774			539,972			549,745			549,973			563,786			3	%	8	%
Total international deposits		609,213			627,451			643,953			650,516			665,448			2	%	9	%
Total deposits		1,184,911			1,233,660			1,262,623			1,280,671			1,300,975			2	%	10	%
Securities loaned and sold under agreements to resell		222,324			215,722			207,227			199,525			219,168			10	%	(1	)%
Brokerage payables		74,368			60,567			54,328			50,484			60,907			21	%	(18	)%
Trading account liabilities		163,995			149,264			146,990			168,027			179,117			7	%	9	%
Short-term borrowings		54,951			40,156			37,439			29,514			32,087			9	%	(42	)%
Long-term debt		266,098			279,775			273,254			271,686			256,335			(6	)%	(4	)%
Other liabilities(3)		60,141			61,269			58,003			59,983			62,404			4	%	4	%
Total liabilities	$	2,026,788		$	2,040,413		$	2,039,864		$	2,059,890		$	2,110,993			2	%	4	%
Equity
Stockholders' equity
Preferred stock	$	17,980		$	17,980		$	17,980		$	19,480		$	20,280			4	%	13	%
Common stock		31			31			31			31			31			-		-
Additional paid-in capital		107,550			107,668			107,764			107,846			107,694			-		-
Retained earnings		163,782			163,515			165,303			168,272			174,816			4	%	7	%
Treasury stock, at cost		(64,147	)		(64,143	)		(64,137	)		(64,129	)		(65,261	)		(2	)%	(2	)%
Accumulated other comprehensive income (loss) (AOCI)		(32,521	)		(33,345	)		(33,065	)		(32,058	)		(35,011	)		(9	)%	(8	)%
Total common equity	$	174,695		$	173,726		$	175,896		$	179,962		$	182,269			1	%	4	%
Total Citigroup stockholders' equity	$	192,675		$	191,706		$	193,876		$	199,442		$	202,549			2	%	5	%
Noncontrolling interests		651			680			719			758			724			(4	)%	11	%
Total equity		193,326			192,386			194,595			200,200			203,273			2	%	5	%
Total liabilities and equity	$	2,220,114		$	2,232,799		$	2,234,459		$	2,260,090		$	2,314,266			2	%	4	%

(1) See footnote1 on page 1.

(2) Preliminary.

(3) Includes allowance for credit losses for unfunded lending commitments. See page 23 for amounts by period.

NM Not meaningful.

Reclassified to conform to the current period's presentation.

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