0001259671-22-000003.txt : 20220429 0001259671-22-000003.hdr.sgml : 20220429 20220429132127 ACCESSION NUMBER: 0001259671-22-000003 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20220331 FILED AS OF DATE: 20220429 DATE AS OF CHANGE: 20220429 EFFECTIVENESS DATE: 20220429 FILER: COMPANY DATA: COMPANY CONFORMED NAME: WBH ADVISORY INC CENTRAL INDEX KEY: 0001259671 IRS NUMBER: 521420975 STATE OF INCORPORATION: MD FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-10516 FILM NUMBER: 22873041 BUSINESS ADDRESS: STREET 1: 1829 RESITERSTOWN ROAD, STREET 2: 225 CITY: PIKESVILLE STATE: MD ZIP: 21208 BUSINESS PHONE: 4106538198 MAIL ADDRESS: STREET 1: 1829 RESITERSTOWN ROAD, STREET 2: 225 CITY: PIKESVILLE STATE: MD ZIP: 21208 FORMER COMPANY: FORMER CONFORMED NAME: WAGNER BOWMAN MANAGEMENT CORP DATE OF NAME CHANGE: 20140721 FORMER COMPANY: FORMER CONFORMED NAME: WAGNER CAPITAL MANAGEMENT CORP DATE OF NAME CHANGE: 20030813 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001259671 XXXXXXXX 03-31-2022 03-31-2022 WBH ADVISORY INC

1829 RESITERSTOWN ROAD, 225 PIKESVILLE MD 21208

13F HOLDINGS REPORT 028-10516 N CAROL SULLIVAN 4104580790 CAROL SULLIVAN Baltimore MD 04-29-2022 0 814662 312 false INFORMATION TABLE 2 march22.xml 3M CO COM 88579Y101 1343 9128 SH SOLE 0 0 0 9128 ABBOTT LABS COM 002824100 1560 13223 SH SOLE 0 0 0 13223 ABBVIE INC COM 00287Y109 1583 10125 SH SOLE 0 0 0 10125 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 511 1629 SH SOLE 0 0 0 1629 AFLAC INC COM 001055102 392 6612 SH SOLE 0 0 0 6612 AGENUS INC COM NEW 00847G705 69 35151 SH SOLE 0 0 0 35151 AGILENT TECHNOLOGIES INC COM 00846U101 257 2126 SH SOLE 0 0 0 2126 AIR PRODS & CHEMS INC COM 009158106 485 2018 SH SOLE 0 0 0 2018 ALLIANT ENERGY CORP COM 018802108 526 8583 SH SOLE 0 0 0 8583 ALPHABET INC CAP STK CL C 02079K107 2052 859 SH SOLE 0 0 0 859 ALPHABET INC CAP STK CL A 02079K305 3532 1490 SH SOLE 0 0 0 1490 ALTRIA GROUP INC COM 02209S103 730 13225 SH SOLE 0 0 0 13225 AMAZON COM INC COM 023135106 3583 1239 SH SOLE 0 0 0 1239 AMERICAN ELEC PWR CO INC COM 025537101 738 7206 SH SOLE 0 0 0 7206 AMERICAN EXPRESS CO COM 025816109 766 4211 SH SOLE 0 0 0 4211 AMERICAN TOWER CORP NEW COM 03027X100 1471 5834 SH SOLE 0 0 0 5834 AMGEN INC COM 031162100 394 1653 SH SOLE 0 0 0 1653 AMPHENOL CORP NEW CL A 032095101 337 4580 SH SOLE 0 0 0 4580 ANALOG DEVICES INC COM 032654105 272 1697 SH SOLE 0 0 0 1697 APPLE INC COM 037833100 12802 78232 SH SOLE 0 0 0 78232 AT&T INC COM 00206R102 307 15822 SH SOLE 0 0 0 15822 AUTOMATIC DATA PROCESSING IN COM 053015103 925 4029 SH SOLE 0 0 0 4029 BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778 564 14455 SH SOLE 0 0 0 14455 BECTON DICKINSON & CO COM 075887109 363 1435 SH SOLE 0 0 0 1435 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 5956 17980 SH SOLE 0 0 0 17980 BK OF AMERICA CORP COM 060505104 2309 62736 SH SOLE 0 0 0 62736 BLACKSTONE INC COM 09260D107 817 7540 SH SOLE 0 0 0 7540 BLEND LABS INC CL A 09352U108 48 10369 SH SOLE 0 0 0 10369 BOEING CO COM 097023105 775 5026 SH SOLE 0 0 0 5026 BRISTOL-MYERS SQUIBB CO COM 110122108 1035 13405 SH SOLE 0 0 0 13405 BROADCOM INC COM 11135F101 657 1135 SH SOLE 0 0 0 1135 CANADIAN PAC RY LTD COM 13645T100 273 3614 SH SOLE 0 0 0 3614 CARRIER GLOBAL CORPORATION COM 14448C104 208 5270 SH SOLE 0 0 0 5270 CATERPILLAR INC COM 149123101 1391 6549 SH SOLE 0 0 0 6549 CELANESE CORP DEL COM 150870103 987 6903 SH SOLE 0 0 0 6903 CHEVRON CORP NEW COM 166764100 1859 11488 SH SOLE 0 0 0 11488 CHUBB LIMITED COM H1467J104 776 3675 SH SOLE 0 0 0 3675 CHURCH & DWIGHT CO INC COM 171340102 278 2766 SH SOLE 0 0 0 2766 CHURCHILL DOWNS INC COM 171484108 861 4100 SH SOLE 0 0 0 4100 CINTAS CORP COM 172908105 278 677 SH SOLE 0 0 0 677 CISCO SYS INC COM 17275R102 2503 49432 SH SOLE 0 0 0 49432 CITIGROUP INC COM NEW 172967424 270 5391 SH SOLE 0 0 0 5391 CLOROX CO DEL COM 189054109 449 3024 SH SOLE 0 0 0 3024 COCA COLA CO COM 191216100 1684 25438 SH SOLE 0 0 0 25438 COLGATE PALMOLIVE CO COM 194162103 992 12214 SH SOLE 0 0 0 12214 COMCAST CORP NEW CL A 20030N101 768 18423 SH SOLE 0 0 0 18423 CONOCOPHILLIPS COM 20825C104 781 8010 SH SOLE 0 0 0 8010 CONSTELLATION BRANDS INC CL A 21036P108 603 2412 SH SOLE 0 0 0 2412 CONSTELLATION ENERGY CORP COM 21037T109 209 3401 SH SOLE 0 0 0 3401 COSTCO WHSL CORP NEW COM 22160K105 3665 6521 SH SOLE 0 0 0 6521 CROWN CASTLE INTL CORP NEW COM 22822V101 1092 5685 SH SOLE 0 0 0 5685 CSX CORP COM 126408103 1814 51527 SH SOLE 0 0 0 51527 CUMMINS INC COM 231021106 1823 9375 SH SOLE 0 0 0 9375 CVS HEALTH CORP COM 126650100 1087 10781 SH SOLE 0 0 0 10781 DANAHER CORPORATION COM 235851102 912 3547 SH SOLE 0 0 0 3547 DBX ETF TR XTRACK MSCI EAFE 233051200 1326 35243 SH SOLE 0 0 0 35243 DEERE & CO COM 244199105 1244 3231 SH SOLE 0 0 0 3231 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 434 16478 SH SOLE 0 0 0 16478 DISNEY WALT CO COM 254687106 3599 31219 SH SOLE 0 0 0 31219 DUKE ENERGY CORP NEW COM NEW 26441C204 846 7430 SH SOLE 0 0 0 7430 DUPONT DE NEMOURS INC COM 26614N102 242 3577 SH SOLE 0 0 0 3577 EASTMAN CHEM CO COM 277432100 504 4689 SH SOLE 0 0 0 4689 EATON CORP PLC SHS G29183103 231 1565 SH SOLE 0 0 0 1565 EMERSON ELEC CO COM 291011104 538 5828 SH SOLE 0 0 0 5828 EXELON CORP COM 30161N101 539 11146 SH SOLE 0 0 0 11146 EXXON MOBIL CORP COM 30231G102 759 8704 SH SOLE 0 0 0 8704 FASTENAL CO COM 311900104 255 4438 SH SOLE 0 0 0 4438 FEDEX CORP COM 31428X106 938 4533 SH SOLE 0 0 0 4533 FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501 341 6766 SH SOLE 0 0 0 6766 FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 410 6480 SH SOLE 0 0 0 6480 FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865 339 7187 SH SOLE 0 0 0 7187 FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 381 3365 SH SOLE 0 0 0 3365 FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 9604 199753 SH SOLE 0 0 0 199753 FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 426 8275 SH SOLE 0 0 0 8275 FISERV INC COM 337738108 269 2572 SH SOLE 0 0 0 2572 FORD MTR CO DEL COM 345370860 231 15776 SH SOLE 0 0 0 15776 FRANKLIN TEMPLETON ETF TR FTSE UNTD KGDM 35473P678 361 14817 SH SOLE 0 0 0 14817 GALLAGHER ARTHUR J & CO COM 363576109 1264 7050 SH SOLE 0 0 0 7050 GENERAL ELECTRIC CO COM NEW 369604301 267 3433 SH SOLE 0 0 0 3433 GENERAL MLS INC COM 370334104 326 4513 SH SOLE 0 0 0 4513 GLOBAL X FDS US INFR DEV ETF 37954Y673 1476 54572 SH SOLE 0 0 0 54572 GLOBAL X FDS GLBL X MLP ETF 37954Y343 1479 35822 SH SOLE 0 0 0 35822 GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 1096 12922 SH SOLE 0 0 0 12922 GRAINGER W W INC COM 384802104 861 1672 SH SOLE 0 0 0 1672 GRANITESHARES ETF TR BBG COMMD K 1 38747R108 630 18870 SH SOLE 0 0 0 18870 HERSHEY CO COM 427866108 869 3811 SH SOLE 0 0 0 3811 HOME DEPOT INC COM 437076102 2086 6692 SH SOLE 0 0 0 6692 HONEYWELL INTL INC COM 438516106 1366 7192 SH SOLE 0 0 0 7192 ILLINOIS TOOL WKS INC COM 452308109 407 2007 SH SOLE 0 0 0 2007 INTEL CORP COM 458140100 1604 34237 SH SOLE 0 0 0 34237 INTERNATIONAL BUSINESS MACHS COM 459200101 634 4671 SH SOLE 0 0 0 4671 INTERNATIONAL PAPER CO COM 460146103 324 6832 SH SOLE 0 0 0 6832 INTUIT COM 461202103 822 1850 SH SOLE 0 0 0 1850 INVESCO ACTIVELY MANAGED ETF TOTAL RETURN 46090A804 589 11670 SH SOLE 0 0 0 11670 INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 234 3466 SH SOLE 0 0 0 3466 INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 526 25237 SH SOLE 0 0 0 25237 INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 3971 29425 SH SOLE 0 0 0 29425 INVESCO EXCHANGE TRADED FD T DYNMC SOFTWARE 46137V639 295 2892 SH SOLE 0 0 0 2892 INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308 456 5230 SH SOLE 0 0 0 5230 INVESCO EXCHANGE TRADED FD T FINL PFD ETF 46137V621 164 10450 SH SOLE 0 0 0 10450 INVESCO EXCHANGE TRADED FD T DIVID ACHIEVEV 46137V506 680 17906 SH SOLE 0 0 0 17906 INVESCO EXCHANGE TRADED FD T DYNMC BIOTECH 46137V787 203 3513 SH SOLE 0 0 0 3513 INVESCO QQQ TR UNIT SER 1 46090E103 3529 10759 SH SOLE 0 0 0 10759 ISHARES GOLD TR ISHARES NEW 464285204 1981 54964 SH SOLE 0 0 0 54964 ISHARES INC CORE MSCI EMKT 46434G103 7173 137605 SH SOLE 0 0 0 137605 ISHARES INC MSCI JPN ETF NEW 46434G822 209 3641 SH SOLE 0 0 0 3641 ISHARES INC MSCI EURZONE ETF 464286608 655 16111 SH SOLE 0 0 0 16111 ISHARES INC MSCI PAC JP ETF 464286665 253 5449 SH SOLE 0 0 0 5449 ISHARES TR MSCI EAFE ETF 464287465 202 2914 SH SOLE 0 0 0 2914 ISHARES TR US HLTHCARE ETF 464287762 270 967 SH SOLE 0 0 0 967 ISHARES TR U.S. TECH ETF 464287721 2866 30666 SH SOLE 0 0 0 30666 ISHARES TR ISHARES BIOTECH 464287556 327 2747 SH SOLE 0 0 0 2747 ISHARES TR CORE S&P MCP ETF 464287507 1550 6047 SH SOLE 0 0 0 6047 ISHARES TR CORE S&P SCP ETF 464287804 3295 32275 SH SOLE 0 0 0 32275 ISHARES TR S&P 500 VAL ETF 464287408 713 4674 SH SOLE 0 0 0 4674 ISHARES TR CORE S&P500 ETF 464287200 8346 19423 SH SOLE 0 0 0 19423 ISHARES TR S&P 500 GRWT ETF 464287309 988 14138 SH SOLE 0 0 0 14138 ISHARES TR RUSSELL 3000 ETF 464287689 260 1050 SH SOLE 0 0 0 1050 ISHARES TR 1 3 YR TREAS BD 464287457 1016 12233 SH SOLE 0 0 0 12233 ISHARES TR BARCLAYS 7 10 YR 464287440 1800 17419 SH SOLE 0 0 0 17419 ISHARES TR 20 YR TR BD ETF 464287432 1076 8887 SH SOLE 0 0 0 8887 ISHARES TR ISHARES SEMICDTR 464287523 620 1481 SH SOLE 0 0 0 1481 ISHARES TR EXPANDED TECH 464287515 718 2300 SH SOLE 0 0 0 2300 ISHARES TR CORE US AGGBD ET 464287226 1571 15183 SH SOLE 0 0 0 15183 ISHARES TR SELECT DIVID ETF 464287168 1510 11875 SH SOLE 0 0 0 11875 ISHARES TR CORE MSCI TOTAL 46432F834 3995 63649 SH SOLE 0 0 0 63649 ISHARES TR CORE MSCI EAFE 46432F842 8895 135507 SH SOLE 0 0 0 135507 ISHARES TR CORE 1 5 YR USD 46432F859 388 8096 SH SOLE 0 0 0 8096 ISHARES TR US TREAS BD ETF 46429B267 731 30161 SH SOLE 0 0 0 30161 ISHARES TR ESG AWR MSCI USA 46435G425 1515 15849 SH SOLE 0 0 0 15849 ISHARES TR CORE DIV GRWTH 46434V621 3150 60362 SH SOLE 0 0 0 60362 ISHARES TR CORE MSCI EURO 46434V738 625 12381 SH SOLE 0 0 0 12381 ISHARES TR CORE TOTAL USD 46434V613 742 15476 SH SOLE 0 0 0 15476 ISHARES TR MSCI USA MMENTM 46432F396 351 2299 SH SOLE 0 0 0 2299 ISHARES TR MSCI USA QLT FCT 46432F339 2028 15846 SH SOLE 0 0 0 15846 ISHARES TR CORE HIGH DV ETF 46429B663 383 3580 SH SOLE 0 0 0 3580 ISHARES TR MSCI USA MIN VOL 46429B697 1092 14371 SH SOLE 0 0 0 14371 ISHARES TR 0-5 YR TIPS ETF 46429B747 209 2000 SH SOLE 0 0 0 2000 ISHARES TR RUS TP200 VL ETF 464289420 267 3931 SH SOLE 0 0 0 3931 ISHARES TR RUS TP200 GR ETF 464289438 259 1780 SH SOLE 0 0 0 1780 ISHARES TR GL CLEAN ENE ETF 464288224 425 22238 SH SOLE 0 0 0 22238 ISHARES TR SHRT NAT MUN ETF 464288158 2344 22590 SH SOLE 0 0 0 22590 ISHARES TR EAFE VALUE ETF 464288877 218 4541 SH SOLE 0 0 0 4541 ISHARES TR CORE S&P TTL STK 464287150 10263 107803 SH SOLE 0 0 0 107803 ISHARES TR U.S. MED DVC ETF 464288810 588 10429 SH SOLE 0 0 0 10429 ISHARES TR IBOXX HI YD ETF 464288513 1825 22949 SH SOLE 0 0 0 22949 ISHARES TR ISHS 1-5YR INVS 464288646 329 6455 SH SOLE 0 0 0 6455 ISHARES TR MBS ETF 464288588 687 6972 SH SOLE 0 0 0 6972 ISHARES TR NATIONAL MUN ETF 464288414 982 9196 SH SOLE 0 0 0 9196 ISHARES TR JPMORGAN USD EMG 464288281 1018 11009 SH SOLE 0 0 0 11009 ISHARES TR HDG MSCI EAFE 46434V803 7457 219965 SH SOLE 0 0 0 219965 ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 4352 87916 SH SOLE 0 0 0 87916 JANUS DETROIT STR TR HENDERSON MTG 47103U852 243 5023 SH SOLE 0 0 0 5023 JOHNSON & JOHNSON COM 478160104 8099 44148 SH SOLE 0 0 0 44148 JPMORGAN CHASE & CO COM 46625H100 1891 15330 SH SOLE 0 0 0 15330 KELLOGG CO COM 487836108 250 3590 SH SOLE 0 0 0 3590 KIMBERLY-CLARK CORP COM 494368103 1829 12882 SH SOLE 0 0 0 12882 KLA CORP COM NEW 482480100 341 1025 SH SOLE 0 0 0 1025 LILLY ELI & CO COM 532457108 3725 12531 SH SOLE 0 0 0 12531 LOCKHEED MARTIN CORP COM 539830109 653 1478 SH SOLE 0 0 0 1478 LOWES COS INC COM 548661107 2442 11906 SH SOLE 0 0 0 11906 M & T BK CORP COM 55261F104 344 2007 SH SOLE 0 0 0 2007 MARTIN MARIETTA MATLS INC COM 573284106 406 1109 SH SOLE 0 0 0 1109 MASCO CORP COM 574599106 208 3775 SH SOLE 0 0 0 3775 MASTERCARD INCORPORATED CL A 57636Q104 642 1695 SH SOLE 0 0 0 1695 MCCORMICK & CO INC COM VTG 579780107 870 8512 SH SOLE 0 0 0 8512 MCCORMICK & CO INC COM NON VTG 579780206 3364 32432 SH SOLE 0 0 0 32432 MCDONALDS CORP COM 580135101 4826 18987 SH SOLE 0 0 0 18987 MEDTRONIC PLC SHS G5960L103 314 2928 SH SOLE 0 0 0 2928 MERCADOLIBRE INC COM 58733R102 552 531 SH SOLE 0 0 0 531 MERCK & CO INC COM 58933Y105 1815 20489 SH SOLE 0 0 0 20489 META PLATFORMS INC CL A 30303M102 1082 5261 SH SOLE 0 0 0 5261 METLIFE INC COM 59156R108 733 10818 SH SOLE 0 0 0 10818 MICROCHIP TECHNOLOGY INC. COM 595017104 253 3708 SH SOLE 0 0 0 3708 MICROSOFT CORP COM 594918104 12301 42470 SH SOLE 0 0 0 42470 MONDELEZ INTL INC CL A 609207105 565 8525 SH SOLE 0 0 0 8525 NEXTERA ENERGY INC COM 65339F101 1274 17341 SH SOLE 0 0 0 17341 NIKE INC CL B 654106103 3109 24470 SH SOLE 0 0 0 24470 NORFOLK SOUTHN CORP COM 655844108 1807 6796 SH SOLE 0 0 0 6796 NORTHROP GRUMMAN CORP COM 666807102 1445 3245 SH SOLE 0 0 0 3245 NUTRIEN LTD COM 67077M108 233 2300 SH SOLE 0 0 0 2300 OLD DOMINION FREIGHT LINE IN COM 679580100 292 1000 SH SOLE 0 0 0 1000 ORACLE CORP COM 68389X105 944 12396 SH SOLE 0 0 0 12396 PALANTIR TECHNOLOGIES INC CL A 69608A108 419 38250 SH SOLE 0 0 0 38250 PARKER-HANNIFIN CORP COM 701094104 408 1478 SH SOLE 0 0 0 1478 PAYCHEX INC COM 704326107 422 3186 SH SOLE 0 0 0 3186 PAYPAL HLDGS INC COM 70450Y103 207 2252 SH SOLE 0 0 0 2252 PEPSICO INC COM 713448108 4811 27102 SH SOLE 0 0 0 27102 PFIZER INC COM 717081103 2010 39785 SH SOLE 0 0 0 39785 PHILIP MORRIS INTL INC COM 718172109 466 4551 SH SOLE 0 0 0 4551 PHILLIPS 66 COM 718546104 296 3397 SH SOLE 0 0 0 3397 PIMCO ETF TR INTER MUN BD ACT 72201R866 1600 30885 SH SOLE 0 0 0 30885 PIMCO ETF TR ENHAN SHRT MA AC 72201R833 8344 83505 SH SOLE 0 0 0 83505 PIMCO ETF TR ENHNCD LW DUR AC 72201R718 3159 32500 SH SOLE 0 0 0 32500 PIMCO ETF TR ACTIVE BD ETF 72201R775 1434 14576 SH SOLE 0 0 0 14576 PNC FINL SVCS GROUP INC COM 693475105 891 5211 SH SOLE 0 0 0 5211 PPG INDS INC COM 693506107 412 3148 SH SOLE 0 0 0 3148 PRICE T ROWE GROUP INC COM 74144T108 559 4320 SH SOLE 0 0 0 4320 PROCTER AND GAMBLE CO COM 742718109 6764 41392 SH SOLE 0 0 0 41392 PRUDENTIAL FINL INC COM 744320102 836 7455 SH SOLE 0 0 0 7455 PUBLIC STORAGE COM 74460D109 1509 3783 SH SOLE 0 0 0 3783 QUEST DIAGNOSTICS INC COM 74834L100 217 1600 SH SOLE 0 0 0 1600 RAYTHEON TECHNOLOGIES CORP COM 75513E101 880 8977 SH SOLE 0 0 0 8977 REALTY INCOME CORP COM 756109104 210 2891 SH SOLE 0 0 0 2891 SALESFORCE COM INC COM 79466L302 253 1362 SH SOLE 0 0 0 1362 SCHWAB CHARLES FAMILY FD AMT TAX FREE MNY 808515530 94 93724 SH SOLE 0 0 0 93724 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2600 33413 SH SOLE 0 0 0 33413 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 3454 77859 SH SOLE 0 0 0 77859 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 11086 163251 SH SOLE 0 0 0 163251 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 6938 99726 SH SOLE 0 0 0 99726 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 23313 463120 SH SOLE 0 0 0 463120 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 7793 224843 SH SOLE 0 0 0 224843 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 12130 238679 SH SOLE 0 0 0 238679 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 3958 150901 SH SOLE 0 0 0 150901 SCHWAB STRATEGIC TR US REIT ETF 808524847 1187 47132 SH SOLE 0 0 0 47132 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1675 23187 SH SOLE 0 0 0 23187 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 948 19444 SH SOLE 0 0 0 19444 SCHWAB STRATEGIC TR SHT TM US TRES 808524862 6715 136064 SH SOLE 0 0 0 136064 SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 8903 171407 SH SOLE 0 0 0 171407 SEI INVTS CO COM 784117103 231 4000 SH SOLE 0 0 0 4000 SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 2920 39749 SH SOLE 0 0 0 39749 SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 3535 40739 SH SOLE 0 0 0 40739 SELECT SECTOR SPDR TR ENERGY 81369Y506 9354 121281 SH SOLE 0 0 0 121281 SELECT SECTOR SPDR TR FINANCIAL 81369Y605 7979 223263 SH SOLE 0 0 0 223263 SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 9477 96972 SH SOLE 0 0 0 96972 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 18438 124942 SH SOLE 0 0 0 124942 SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 6264 78486 SH SOLE 0 0 0 78486 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 13850 103566 SH SOLE 0 0 0 103566 SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 15886 92577 SH SOLE 0 0 0 92577 SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 3542 72354 SH SOLE 0 0 0 72354 SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 10680 174717 SH SOLE 0 0 0 174717 SERVICENOW INC COM 81762P102 456 905 SH SOLE 0 0 0 905 SHERWIN WILLIAMS CO COM 824348106 928 3300 SH SOLE 0 0 0 3300 SNAP ON INC COM 833034101 220 1000 SH SOLE 0 0 0 1000 SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 614 1811 SH SOLE 0 0 0 1811 SPDR INDEX SHS FDS EURO STOXX 50 78463X202 2655 68877 SH SOLE 0 0 0 68877 SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 380 11780 SH SOLE 0 0 0 11780 SPDR S&P 500 ETF TR TR UNIT 78462F103 8450 19751 SH SOLE 0 0 0 19751 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 408 871 SH SOLE 0 0 0 871 SPDR SER TR PORTFLI INTRMDIT 78464A672 2173 73294 SH SOLE 0 0 0 73294 SPDR SER TR PORTFOLIO S&P500 78464A854 12592 250189 SH SOLE 0 0 0 250189 SPDR SER TR AEROSPACE DEF 78464A631 211 1816 SH SOLE 0 0 0 1816 SPDR SER TR PORTFLI MORTGAGE 78464A383 806 34785 SH SOLE 0 0 0 34785 SPDR SER TR PORTFOLIO S&P600 78468R853 9407 235940 SH SOLE 0 0 0 235940 SPDR SER TR PRTFLO S&P500 HI 78468R788 283 6449 SH SOLE 0 0 0 6449 SPDR SER TR NUVEEN BLMBRG MU 78468R721 669 14495 SH SOLE 0 0 0 14495 SPDR SER TR PORTFOLIO S&P400 78464A847 6883 152926 SH SOLE 0 0 0 152926 SPDR SER TR S&P BK ETF 78464A797 248 5104 SH SOLE 0 0 0 5104 SPDR SER TR NUVEEN BLMBRG SH 78468R739 677 14484 SH SOLE 0 0 0 14484 SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 236 5297 SH SOLE 0 0 0 5297 STANLEY BLACK & DECKER INC COM 854502101 563 4430 SH SOLE 0 0 0 4430 STARBUCKS CORP COM 855244109 1361 17778 SH SOLE 0 0 0 17778 SUN CMNTYS INC COM 866674104 2850 15544 SH SOLE 0 0 0 15544 TARGET CORP COM 87612E106 1916 8105 SH SOLE 0 0 0 8105 TESLA INC COM 88160R101 1524 1737 SH SOLE 0 0 0 1737 TEXAS INSTRS INC COM 882508104 277 1573 SH SOLE 0 0 0 1573 TEXTRON INC COM 883203101 236 3270 SH SOLE 0 0 0 3270 TJX COS INC NEW COM 872540109 295 4655 SH SOLE 0 0 0 4655 TRACTOR SUPPLY CO COM 892356106 208 1000 SH SOLE 0 0 0 1000 TRAVELERS COMPANIES INC COM 89417E109 1928 11046 SH SOLE 0 0 0 11046 TRUIST FINL CORP COM 89832Q109 673 13400 SH SOLE 0 0 0 13400 UNION PAC CORP COM 907818108 873 3648 SH SOLE 0 0 0 3648 UNITED PARCEL SERVICE INC CL B 911312106 306 1607 SH SOLE 0 0 0 1607 UNITED RENTALS INC COM 911363109 319 1000 SH SOLE 0 0 0 1000 UNITEDHEALTH GROUP INC COM 91324P102 321 612 SH SOLE 0 0 0 612 V F CORP COM 918204108 628 11795 SH SOLE 0 0 0 11795 VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 336 6093 SH SOLE 0 0 0 6093 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 10761 140278 SH SOLE 0 0 0 140278 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 7129 92348 SH SOLE 0 0 0 92348 VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 771 15639 SH SOLE 0 0 0 15639 VANGUARD INDEX FDS LARGE CAP ETF 922908637 329 1674 SH SOLE 0 0 0 1674 VANGUARD INDEX FDS VALUE ETF 922908744 2938 20253 SH SOLE 0 0 0 20253 VANGUARD INDEX FDS SML CP GRW ETF 922908595 269 1184 SH SOLE 0 0 0 1184 VANGUARD INDEX FDS GROWTH ETF 922908736 422 1609 SH SOLE 0 0 0 1609 VANGUARD INDEX FDS SMALL CP ETF 922908751 17514 87175 SH SOLE 0 0 0 87175 VANGUARD INDEX FDS MID CAP ETF 922908629 1016 4492 SH SOLE 0 0 0 4492 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 4839 44423 SH SOLE 0 0 0 44423 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2483 6315 SH SOLE 0 0 0 6315 VANGUARD INDEX FDS TOTAL STK MKT 922908769 37552 174848 SH SOLE 0 0 0 174848 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1789 41212 SH SOLE 0 0 0 41212 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 11827 123763 SH SOLE 0 0 0 123763 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 7714 141966 SH SOLE 0 0 0 141966 VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 309 2662 SH SOLE 0 0 0 2662 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1238 24674 SH SOLE 0 0 0 24674 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 400 4870 SH SOLE 0 0 0 4870 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 9186 119221 SH SOLE 0 0 0 119221 VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 4900 79681 SH SOLE 0 0 0 79681 VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 8630 146200 SH SOLE 0 0 0 146200 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1103 6941 SH SOLE 0 0 0 6941 VANGUARD STAR FDS VG TL INTL STK F 921909768 16555 293730 SH SOLE 0 0 0 293730 VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 697 15373 SH SOLE 0 0 0 15373 VANGUARD WELLINGTON FD US VALUE FACTR 921935805 1223 11837 SH SOLE 0 0 0 11837 VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 229 2174 SH SOLE 0 0 0 2174 VANGUARD WORLD FDS INF TECH ETF 92204A702 44525 116213 SH SOLE 0 0 0 116213 VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 1138 3998 SH SOLE 0 0 0 3998 VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 2397 13036 SH SOLE 0 0 0 13036 VANGUARD WORLD FDS MATERIALS ETF 92204A801 850 4475 SH SOLE 0 0 0 4475 VANGUARD WORLD FDS COMM SRVC ETF 92204A884 2621 24798 SH SOLE 0 0 0 24798 VANGUARD WORLD FDS UTILITIES ETF 92204A876 2743 17207 SH SOLE 0 0 0 17207 VANGUARD WORLD FDS FINANCIALS ETF 92204A405 11298 129880 SH SOLE 0 0 0 129880 VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 19324 78728 SH SOLE 0 0 0 78728 VANGUARD WORLD FDS ENERGY ETF 92204A306 2190 20263 SH SOLE 0 0 0 20263 VANGUARD WORLD FDS CONSUM STP ETF 92204A207 1408 6852 SH SOLE 0 0 0 6852 VERIZON COMMUNICATIONS INC COM 92343V104 1564 32313 SH SOLE 0 0 0 32313 VISA INC COM CL A 92826C839 2148 9734 SH SOLE 0 0 0 9734 WALMART INC COM 931142103 1778 11383 SH SOLE 0 0 0 11383 WASTE MGMT INC DEL COM 94106L109 1586 9351 SH SOLE 0 0 0 9351 WD 40 CO COM 929236107 206 1100 SH SOLE 0 0 0 1100 WORLD GOLD TR SPDR GLD MINIS 98149E303 336 8927 SH SOLE 0 0 0 8927 YUM BRANDS INC COM 988498101 1988 16632 SH SOLE 0 0 0 16632 YUM CHINA HLDGS INC COM 98850P109 322 7847 SH SOLE 0 0 0 7847 ZEBRA TECHNOLOGIES CORPORATI CL A 989207105 384 1002 SH SOLE 0 0 0 1002