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	<infoTable>
		<nameOfIssuer>AFLAC INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>001055102</cusip>
		<value>246</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2803</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2803</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AT&#38;T INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00206R102</cusip>
		<value>36606</value>
		<shrsOrPrnAmt>
			<sshPrnamt>941519</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>937468</Sole>
			<Shared>0</Shared>
			<None>4051</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AT&#38;T INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00206R102</cusip>
		<value>59</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1500</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ABBOTT LABORATORIES</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>002824100</cusip>
		<value>493</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8642</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>8642</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ABBVIE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00287Y109</cusip>
		<value>1342</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13880</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>13880</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ABERDEEN EMERG MKTS INST</nameOfIssuer>
		<titleOfClass>FUND</titleOfClass>
		<cusip>003021714</cusip>
		<value>279</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17259</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>17259</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ABERDEEN EMERG MKTS INST</nameOfIssuer>
		<titleOfClass>FUND</titleOfClass>
		<cusip>003021714</cusip>
		<value>568</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35188</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>35188</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ADOBE SYSTEMS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00724F101</cusip>
		<value>60412</value>
		<shrsOrPrnAmt>
			<sshPrnamt>344738</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>343463</Sole>
			<Shared>0</Shared>
			<None>1275</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ADOBE SYSTEMS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00724F101</cusip>
		<value>112</value>
		<shrsOrPrnAmt>
			<sshPrnamt>638</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>638</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WESTWOOD INCOME OPPORTUN-I</nameOfIssuer>
		<titleOfClass>FUND</titleOfClass>
		<cusip>0075W0775</cusip>
		<value>1602</value>
		<shrsOrPrnAmt>
			<sshPrnamt>101330</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>101330</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALIBABA GROUP HOLDING SP-ADR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>01609W102</cusip>
		<value>17188</value>
		<shrsOrPrnAmt>
			<sshPrnamt>99680</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>99258</Sole>
			<Shared>0</Shared>
			<None>422</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALPHABET CLASS C</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>02079K107</cusip>
		<value>814</value>
		<shrsOrPrnAmt>
			<sshPrnamt>778</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>778</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALPHABET CLASS A</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>02079K305</cusip>
		<value>461</value>
		<shrsOrPrnAmt>
			<sshPrnamt>438</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>438</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALTRIA GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>02209S103</cusip>
		<value>422</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5909</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5909</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMAZON.COM INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>023135106</cusip>
		<value>2285</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1954</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1954</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN BEACON L/C VALU-PLN</nameOfIssuer>
		<titleOfClass>FUND</titleOfClass>
		<cusip>02368A810</cusip>
		<value>362</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13362</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>13362</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN AIRLINES GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>02376R102</cusip>
		<value>4695</value>
		<shrsOrPrnAmt>
			<sshPrnamt>90240</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>90240</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN AIRLINES GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>02376R102</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>186</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>186</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN ELECT PWR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>025537101</cusip>
		<value>294</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3994</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3994</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN FINANCIAL GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>025932104</cusip>
		<value>749</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6897</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6897</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN INTL GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>026874784</cusip>
		<value>879</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14749</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>14749</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN TOWER REIT INC CLASS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>03027X100</cusip>
		<value>25143</value>
		<shrsOrPrnAmt>
			<sshPrnamt>176233</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>176032</Sole>
			<Shared>0</Shared>
			<None>201</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN TOWER REIT INC CLASS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>03027X100</cusip>
		<value>31</value>
		<shrsOrPrnAmt>
			<sshPrnamt>214</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>214</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERISOURCE-BERGEN CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>03073E105</cusip>
		<value>257</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2800</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMGEN INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>031162100</cusip>
		<value>33334</value>
		<shrsOrPrnAmt>
			<sshPrnamt>191684</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>190961</Sole>
			<Shared>0</Shared>
			<None>723</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMGEN INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>031162100</cusip>
		<value>20</value>
		<shrsOrPrnAmt>
			<sshPrnamt>118</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>118</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANDEAVOR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>03349M105</cusip>
		<value>44445</value>
		<shrsOrPrnAmt>
			<sshPrnamt>388710</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>387259</Sole>
			<Shared>0</Shared>
			<None>1451</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANDEAVOR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>03349M105</cusip>
		<value>59</value>
		<shrsOrPrnAmt>
			<sshPrnamt>514</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>514</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>APPLE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>037833100</cusip>
		<value>13066</value>
		<shrsOrPrnAmt>
			<sshPrnamt>77208</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>77044</Sole>
			<Shared>0</Shared>
			<None>164</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>THE ARBITRAGE FUND-I</nameOfIssuer>
		<titleOfClass>FUND</titleOfClass>
		<cusip>03875R205</cusip>
		<value>197</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15098</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>15098</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ATOS SE UNSPON. ADR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>04962A105</cusip>
		<value>44129</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1514130</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1508309</Sole>
			<Shared>0</Shared>
			<None>5821</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ATOS SE UNSPON. ADR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>04962A105</cusip>
		<value>54</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1838</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1838</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AUTOMATIC DATA PROCESSING INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>053015103</cusip>
		<value>242</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2069</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2069</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AVIVA PLC - SPON ADR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>05382A104</cusip>
		<value>27578</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2001333</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1993050</Sole>
			<Shared>0</Shared>
			<None>8283</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AVIVA PLC - SPON ADR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>05382A104</cusip>
		<value>20</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1395</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1395</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BP PLC ADR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>055622104</cusip>
		<value>301</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7153</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7153</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BANCO SANTANDER CEN-SPON ADR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>05964H105</cusip>
		<value>8266</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1263903</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1256615</Sole>
			<Shared>0</Shared>
			<None>7288</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BANK OF AMERICA CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>060505104</cusip>
		<value>65434</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2216595</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2207228</Sole>
			<Shared>0</Shared>
			<None>9367</None>
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		<nameOfIssuer>BANK OF AMERICA CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>060505104</cusip>
		<value>40</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1362</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1362</Sole>
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			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>BANK OF MONTREAL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>063671101</cusip>
		<value>53453</value>
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			<sshPrnamt>667995</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>665175</Sole>
			<Shared>0</Shared>
			<None>2820</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BANK OF MONTREAL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>063671101</cusip>
		<value>31</value>
		<shrsOrPrnAmt>
			<sshPrnamt>392</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>392</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BECTON DICKINSON&#38; CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>075887109</cusip>
		<value>647</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3022</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3022</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BERKSHIRE HATHAWAY INC CLASS B</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>084670702</cusip>
		<value>950</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4795</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4795</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>BOEING COMPANY</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>097023105</cusip>
		<value>746</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2528</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2528</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>BRISTOL-MYERS SQUIBB CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>110122108</cusip>
		<value>41668</value>
		<shrsOrPrnAmt>
			<sshPrnamt>679963</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>677063</Sole>
			<Shared>0</Shared>
			<None>2900</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BRISTOL-MYERS SQUIBB CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>110122108</cusip>
		<value>30</value>
		<shrsOrPrnAmt>
			<sshPrnamt>491</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>491</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>BROWN-FOREMAN CORP CLASS B</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>115637209</cusip>
		<value>16240</value>
		<shrsOrPrnAmt>
			<sshPrnamt>236500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>235837</Sole>
			<Shared>0</Shared>
			<None>663</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BROWN-FOREMAN CORP CLASS B</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>115637209</cusip>
		<value>31</value>
		<shrsOrPrnAmt>
			<sshPrnamt>442</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>442</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CATERPILLAR INC DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>149123101</cusip>
		<value>261</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1655</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1655</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>CELGENE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>151020104</cusip>
		<value>205</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1965</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1965</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CENTERPOINT ENERGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>15189T107</cusip>
		<value>1663</value>
		<shrsOrPrnAmt>
			<sshPrnamt>58652</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>58652</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CHARTER COMMUNICATIONS INC-A</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>16119P108</cusip>
		<value>267</value>
		<shrsOrPrnAmt>
			<sshPrnamt>795</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>795</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CHEVRON CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>166764100</cusip>
		<value>44301</value>
		<shrsOrPrnAmt>
			<sshPrnamt>353872</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>352590</Sole>
			<Shared>0</Shared>
			<None>1281</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CHEVRON CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>166764100</cusip>
		<value>34</value>
		<shrsOrPrnAmt>
			<sshPrnamt>266</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>266</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CISCO SYSTEMS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>17275R102</cusip>
		<value>1549</value>
		<shrsOrPrnAmt>
			<sshPrnamt>40446</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>40446</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CITIGROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>172967424</cusip>
		<value>36372</value>
		<shrsOrPrnAmt>
			<sshPrnamt>488811</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>487684</Sole>
			<Shared>0</Shared>
			<None>1127</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CITIGROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>172967424</cusip>
		<value>16</value>
		<shrsOrPrnAmt>
			<sshPrnamt>208</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>208</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>COCA-COLA COMPANY</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>191216100</cusip>
		<value>653</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14236</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>14236</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>COLGATE PALMOLIVE CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>194162103</cusip>
		<value>412</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5455</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5455</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>COMCAST CORP CL A (NEW)</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>20030N101</cusip>
		<value>224</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5605</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5605</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CONOCOPHILLIPS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>20825C104</cusip>
		<value>495</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9026</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>9026</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>COSTCO WHSL CORP (NEW)</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22160K105</cusip>
		<value>6777</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36411</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>36411</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CULLEN FROST BANKERS, INC.</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>229899109</cusip>
		<value>579</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6116</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6116</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>D R HORTON INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>23331A109</cusip>
		<value>15683</value>
		<shrsOrPrnAmt>
			<sshPrnamt>307091</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>306395</Sole>
			<Shared>0</Shared>
			<None>696</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>D R HORTON INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>23331A109</cusip>
		<value>24</value>
		<shrsOrPrnAmt>
			<sshPrnamt>464</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>464</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DELTA AIR LINES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>247361702</cusip>
		<value>6506</value>
		<shrsOrPrnAmt>
			<sshPrnamt>116178</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>115264</Sole>
			<Shared>0</Shared>
			<None>914</None>
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	<infoTable>
		<nameOfIssuer>DEUTSCHE TELEKOM AG-SPON ADR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>251566105</cusip>
		<value>252</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14250</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>14250</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DISNEY WALT CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>254687106</cusip>
		<value>29611</value>
		<shrsOrPrnAmt>
			<sshPrnamt>275424</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>274375</Sole>
			<Shared>0</Shared>
			<None>1049</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DISNEY WALT CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>254687106</cusip>
		<value>43</value>
		<shrsOrPrnAmt>
			<sshPrnamt>401</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>401</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DOMINION ENERGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>25746U109</cusip>
		<value>693</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8549</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>8549</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DOWDUPONT INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>26078J100</cusip>
		<value>2230</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31306</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>31306</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DUKE ENERGY CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>26441C204</cusip>
		<value>250</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2968</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2968</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EDWARDS LIFESCIENCES CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>28176E108</cusip>
		<value>39258</value>
		<shrsOrPrnAmt>
			<sshPrnamt>348313</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>347086</Sole>
			<Shared>0</Shared>
			<None>1227</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EDWARDS LIFESCIENCES CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>28176E108</cusip>
		<value>43</value>
		<shrsOrPrnAmt>
			<sshPrnamt>378</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>378</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ELECTRONIC ARTS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>285512109</cusip>
		<value>35824</value>
		<shrsOrPrnAmt>
			<sshPrnamt>340987</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>339770</Sole>
			<Shared>0</Shared>
			<None>1217</None>
		</votingAuthority>
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		<nameOfIssuer>ELECTRONIC ARTS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>285512109</cusip>
		<value>62</value>
		<shrsOrPrnAmt>
			<sshPrnamt>588</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>588</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>EMERSON ELECTRIC COMPANY</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>291011104</cusip>
		<value>728</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10448</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>10448</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>ENTERPRISE PRODS PARTNERS L P</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>293792107</cusip>
		<value>328</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12372</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>12372</Sole>
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			<None>0</None>
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		<nameOfIssuer>EXXON MOBIL CORP (NEW)</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30231G102</cusip>
		<value>5395</value>
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			<sshPrnamt>64497</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>64497</Sole>
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			<None>0</None>
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		<nameOfIssuer>F M C CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>302491303</cusip>
		<value>337</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3561</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3561</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>FACEBOOK INC-A</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30303M102</cusip>
		<value>399</value>
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			<sshPrnamt>2262</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2262</Sole>
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			<None>0</None>
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		<nameOfIssuer>FIDELITY CONTRA FUND</nameOfIssuer>
		<titleOfClass>FUND</titleOfClass>
		<cusip>316071109</cusip>
		<value>232</value>
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			<sshPrnamt>1896</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1896</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>FIRST AMERICAN FINANCIAL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>31847R102</cusip>
		<value>36603</value>
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			<sshPrnamt>653156</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>650384</Sole>
			<Shared>0</Shared>
			<None>2772</None>
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		<nameOfIssuer>FIRST AMERICAN FINANCIAL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>31847R102</cusip>
		<value>25</value>
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			<sshPrnamt>446</sshPrnamt>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>446</Sole>
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		<nameOfIssuer>FIRST EAGLE OVERSEAS -I</nameOfIssuer>
		<titleOfClass>FUND</titleOfClass>
		<cusip>32008F200</cusip>
		<value>948</value>
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			<sshPrnamt>37607</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>37607</Sole>
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		<nameOfIssuer>FIRST FINANCIAL BANKSHARES INC</nameOfIssuer>
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		<value>649</value>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>14397</Sole>
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		<nameOfIssuer>FISERV INC</nameOfIssuer>
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		<value>670</value>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5112</Sole>
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		<nameOfIssuer>FLOOR&#38; DECOR HLDGS INC CL A</nameOfIssuer>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>416674</Sole>
			<Shared>0</Shared>
			<None>1703</None>
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		<nameOfIssuer>FLOOR&#38; DECOR HLDGS INC CL A</nameOfIssuer>
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		<cusip>339750101</cusip>
		<value>19</value>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>399</Sole>
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		<nameOfIssuer>FORD MOTOR CO (NEW) PAR $0.01</nameOfIssuer>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2681943</Sole>
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			<None>8676</None>
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		<nameOfIssuer>FORD MOTOR CO (NEW) PAR $0.01</nameOfIssuer>
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		<cusip>345370860</cusip>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3129</Sole>
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		<nameOfIssuer>GABELLI ABC FUND-ADVISORS</nameOfIssuer>
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		<cusip>36239V207</cusip>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>19104</Sole>
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		<nameOfIssuer>GEN DYNAMICS CORP</nameOfIssuer>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1110</Sole>
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		<nameOfIssuer>GENERAL ELECTRIC CO</nameOfIssuer>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>15562</Sole>
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		<nameOfIssuer>GRANITE CONSTRUCTION INC</nameOfIssuer>
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		<cusip>387328107</cusip>
		<value>21360</value>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>335449</Sole>
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	<infoTable>
		<nameOfIssuer>GRANITE CONSTRUCTION INC</nameOfIssuer>
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		<cusip>387328107</cusip>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
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		<nameOfIssuer>HARBOR INTERNATIONAL FD-INST</nameOfIssuer>
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		<cusip>411511306</cusip>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>10798</Sole>
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		<nameOfIssuer>HARBOR CAPITAL APPRECIATN-INST</nameOfIssuer>
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		<cusip>411511504</cusip>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5074</Sole>
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		<nameOfIssuer>OAKMARK EQUITY&#38; INCOME-I</nameOfIssuer>
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		<cusip>413838400</cusip>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
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			<None>111357</None>
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		<nameOfIssuer>HASBRO INC</nameOfIssuer>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>249236</Sole>
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			<None>883</None>
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		<nameOfIssuer>HASBRO INC</nameOfIssuer>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
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		<nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>12590</Sole>
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		<nameOfIssuer>HONEYWELL INTERNATIONAL INC</nameOfIssuer>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>10172</Sole>
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		<nameOfIssuer>INCOME FUND OF AMERICA -A</nameOfIssuer>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>8770</Sole>
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		<nameOfIssuer>INTEL CORP</nameOfIssuer>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>46426</Sole>
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		<nameOfIssuer>INTERNATIONAL BUSINESS MACHINE</nameOfIssuer>
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		<cusip>459200101</cusip>
		<value>362</value>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2362</Sole>
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		<nameOfIssuer>INTERNATIONAL PAPER CO</nameOfIssuer>
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		<cusip>460146103</cusip>
		<value>43200</value>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>742655</Sole>
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			<None>2947</None>
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	<infoTable>
		<nameOfIssuer>INTERNATIONAL PAPER CO</nameOfIssuer>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
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		<nameOfIssuer>ISHARES COMEX GOLD TRUST</nameOfIssuer>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>13530</Sole>
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		<nameOfIssuer>iSHARES SELECT DIVIDEND ETF</nameOfIssuer>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2996</Sole>
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		<nameOfIssuer>ISHARES TRUST S&#38;P 500 INDEX</nameOfIssuer>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1832</Sole>
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		<nameOfIssuer>ISHARES S&#38;P500 BARRA/GROWTH</nameOfIssuer>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>14226</Sole>
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		<nameOfIssuer>ISHARES MSCI EAFE ETF</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
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		<nameOfIssuer>ISHARES TRUST RUSSELL 1000 GRW</nameOfIssuer>
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		<nameOfIssuer>ISHARES CORE S&#38;P SMALL-CAP ETF</nameOfIssuer>
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			<Sole>605</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NEXTERA ENERGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>65339F101</cusip>
		<value>563</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3604</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3604</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NOVARTIS SPONSORED ADR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>66987V109</cusip>
		<value>417</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4966</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4966</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>NUSTAR ENERGY LP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67058H102</cusip>
		<value>216</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7212</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7212</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>OCCIDENTAL PETROLEUM</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>674599105</cusip>
		<value>37557</value>
		<shrsOrPrnAmt>
			<sshPrnamt>509864</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>508141</Sole>
			<Shared>0</Shared>
			<None>1723</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>OCCIDENTAL PETROLEUM</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>674599105</cusip>
		<value>60</value>
		<shrsOrPrnAmt>
			<sshPrnamt>813</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>813</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>ORACLE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>68389X105</cusip>
		<value>251</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5305</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5305</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>PRA HEALTH SCIENCES INC COM</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>69354M108</cusip>
		<value>20641</value>
		<shrsOrPrnAmt>
			<sshPrnamt>226655</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>225777</Sole>
			<Shared>0</Shared>
			<None>878</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PRA HEALTH SCIENCES INC COM</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>69354M108</cusip>
		<value>44</value>
		<shrsOrPrnAmt>
			<sshPrnamt>480</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>480</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>PAYCHEX INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>704326107</cusip>
		<value>221</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3250</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3250</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>PEABODY ENERGY CORP NEW COM</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>704551100</cusip>
		<value>766</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19461</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>19244</Sole>
			<Shared>0</Shared>
			<None>217</None>
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		<nameOfIssuer>PEPSICO INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>713448108</cusip>
		<value>2674</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22297</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>22297</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>PERKIN ELMER INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>714046109</cusip>
		<value>548</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7488</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7488</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>PFIZER INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>717081103</cusip>
		<value>1866</value>
		<shrsOrPrnAmt>
			<sshPrnamt>51528</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>51528</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>PHILIP MORRIS INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>718172109</cusip>
		<value>706</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6680</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6680</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>PHILLIPS 66</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>718546104</cusip>
		<value>467</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4616</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4616</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>PIONEER NATURAL RESOURCES</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>723787107</cusip>
		<value>877</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5075</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5038</Sole>
			<Shared>0</Shared>
			<None>37</None>
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		<nameOfIssuer>POWERSHARES ETF TR FTSE RAFI</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>73935X583</cusip>
		<value>3105</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27335</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>27335</Sole>
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			<None>0</None>
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		<nameOfIssuer>PRICELINE GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>741503403</cusip>
		<value>236</value>
		<shrsOrPrnAmt>
			<sshPrnamt>136</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>136</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>PROCTER&#38; GAMBLE COMPANY</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>742718109</cusip>
		<value>1725</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18773</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>18773</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>PROSPERITY BANCSHARES INC   TT</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>743606105</cusip>
		<value>6168</value>
		<shrsOrPrnAmt>
			<sshPrnamt>88027</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>88027</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	</infoTable>
	<infoTable>
		<nameOfIssuer>RAYTHEON CO NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>755111507</cusip>
		<value>42517</value>
		<shrsOrPrnAmt>
			<sshPrnamt>226335</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>225396</Sole>
			<Shared>0</Shared>
			<None>939</None>
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	<infoTable>
		<nameOfIssuer>RAYTHEON CO NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>755111507</cusip>
		<value>55</value>
		<shrsOrPrnAmt>
			<sshPrnamt>291</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>291</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>ROCKWELL AUTOMATION INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>773903109</cusip>
		<value>1932</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9839</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>9839</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>ROCKWELL COLLINS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>774341101</cusip>
		<value>457</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3370</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3370</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>ROSS STORES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>778296103</cusip>
		<value>365</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4546</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4546</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ROYCE TOTAL RETURN FUND</nameOfIssuer>
		<titleOfClass>FUND</titleOfClass>
		<cusip>780905717</cusip>
		<value>957</value>
		<shrsOrPrnAmt>
			<sshPrnamt>71436</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>71436</None>
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	<infoTable>
		<nameOfIssuer>RUSH ENTERPRISES INC-CL A</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>781846209</cusip>
		<value>254</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>RUSH ENTERPRISES INC - CL B</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>781846308</cusip>
		<value>267</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5537</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5537</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>GUGGENHEIM S&#38;P500 EQUAL WEIGHT</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>78355W106</cusip>
		<value>2528</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25026</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>24774</Sole>
			<Shared>0</Shared>
			<None>252</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SL GREEN REALTY CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>78440X101</cusip>
		<value>222</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2202</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2202</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STANDARD&#38; POORS DEPOSITORY</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>78462F103</cusip>
		<value>2361</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8847</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>8847</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STANDARD&#38; POORS DEPOSITORY</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>78462F103</cusip>
		<value>119</value>
		<shrsOrPrnAmt>
			<sshPrnamt>444</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>444</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SPDR GOLD TRUST</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>78463V107</cusip>
		<value>78600</value>
		<shrsOrPrnAmt>
			<sshPrnamt>635664</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>633169</Sole>
			<Shared>0</Shared>
			<None>2495</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SPDR GOLD TRUST</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>78463V107</cusip>
		<value>81</value>
		<shrsOrPrnAmt>
			<sshPrnamt>656</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>656</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SPDR DOW JONES INDUSTRIAL AVER</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>78467X109</cusip>
		<value>7318</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29580</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>29090</Sole>
			<Shared>0</Shared>
			<None>490</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SAP AG</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>803054204</cusip>
		<value>200</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1782</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1782</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>SCHWAB S&#38;P 500 INDX-SEL SHRS</nameOfIssuer>
		<titleOfClass>FUND</titleOfClass>
		<cusip>808509855</cusip>
		<value>368</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8943</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>8943</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SCHWAB S&#38;P 500 INDX-SEL SHRS</nameOfIssuer>
		<titleOfClass>FUND</titleOfClass>
		<cusip>808509855</cusip>
		<value>3080</value>
		<shrsOrPrnAmt>
			<sshPrnamt>74767</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>74767</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCHWAB US BROAD MARKET ETF</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>808524102</cusip>
		<value>7067</value>
		<shrsOrPrnAmt>
			<sshPrnamt>109525</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>109153</Sole>
			<Shared>0</Shared>
			<None>372</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCHWAB US LARGE-CAP ETF</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>808524201</cusip>
		<value>349</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5466</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5466</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCHWAB U.S. LARGE-CAP GROWTH</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>808524300</cusip>
		<value>3244</value>
		<shrsOrPrnAmt>
			<sshPrnamt>45881</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>45277</Sole>
			<Shared>0</Shared>
			<None>604</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCHWAB US LARGE-CAP VALUE</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>808524409</cusip>
		<value>2571</value>
		<shrsOrPrnAmt>
			<sshPrnamt>47032</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>46483</Sole>
			<Shared>0</Shared>
			<None>549</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCHWAB US SMALL-CAP ETF</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>808524607</cusip>
		<value>437</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6266</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6266</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCHWAB INTL EQUITY ETF</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>808524805</cusip>
		<value>487</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14294</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>14294</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SECTOR SPDR TRUST SBI INT-TECH</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>81369Y803</cusip>
		<value>1241</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19408</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>19408</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SECTOR SPDR TRUST SBI INT-UTIL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>81369Y886</cusip>
		<value>113946</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2162976</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2153552</Sole>
			<Shared>0</Shared>
			<None>9424</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SECTOR SPDR TRUST SBI INT-UTIL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>81369Y886</cusip>
		<value>130</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2483</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2483</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SOUTHERN COMPANY</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>842587107</cusip>
		<value>380</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7903</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7903</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SOUTHSIDE BANCSHARES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>84470P109</cusip>
		<value>1226</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>36400</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SOUTHWEST AIRLINES CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>844741108</cusip>
		<value>5822</value>
		<shrsOrPrnAmt>
			<sshPrnamt>88951</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>88951</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STARBUCKS CORPORATION</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>855244109</cusip>
		<value>1250</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21764</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>21764</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STRYKER CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>863667101</cusip>
		<value>658</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4250</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4250</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SYSCO CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>871829107</cusip>
		<value>55703</value>
		<shrsOrPrnAmt>
			<sshPrnamt>917229</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>913433</Sole>
			<Shared>0</Shared>
			<None>3796</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SYSCO CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>871829107</cusip>
		<value>75</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1231</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1231</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>T MOBILE US INC COM</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>872590104</cusip>
		<value>24501</value>
		<shrsOrPrnAmt>
			<sshPrnamt>385784</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>384218</Sole>
			<Shared>0</Shared>
			<None>1566</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>T MOBILE US INC COM</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>872590104</cusip>
		<value>18</value>
		<shrsOrPrnAmt>
			<sshPrnamt>275</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>275</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TELSTRA CORP LTD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>87969N204</cusip>
		<value>12029</value>
		<shrsOrPrnAmt>
			<sshPrnamt>850072</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>846909</Sole>
			<Shared>0</Shared>
			<None>3163</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TELSTRA CORP LTD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>87969N204</cusip>
		<value>19</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1364</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1364</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TENCENT HOLDINGS LTD-UNS ADR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>88032Q109</cusip>
		<value>14073</value>
		<shrsOrPrnAmt>
			<sshPrnamt>271053</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>269730</Sole>
			<Shared>0</Shared>
			<None>1323</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TENCENT HOLDINGS LTD-UNS ADR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>88032Q109</cusip>
		<value>19</value>
		<shrsOrPrnAmt>
			<sshPrnamt>360</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>360</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEXAS INSTRUMENTS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>882508104</cusip>
		<value>373</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3567</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3567</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>THORNBURG INTL VALUE FD-R5</nameOfIssuer>
		<titleOfClass>FUND</titleOfClass>
		<cusip>885215368</cusip>
		<value>984</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38967</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>38967</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>THORNBURG INTL VALUE FUND -I</nameOfIssuer>
		<titleOfClass>FUND</titleOfClass>
		<cusip>885215566</cusip>
		<value>1004</value>
		<shrsOrPrnAmt>
			<sshPrnamt>39728</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>39728</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>3M CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>88579Y101</cusip>
		<value>6720</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28549</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>28549</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>3M CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>88579Y101</cusip>
		<value>47</value>
		<shrsOrPrnAmt>
			<sshPrnamt>201</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>201</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TIME WARNER INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>887317303</cusip>
		<value>320</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3498</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3498</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TORCHMARK CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>891027104</cusip>
		<value>404</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4451</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4451</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>APEXCM SMALL/MID CAP GROWTH</nameOfIssuer>
		<titleOfClass>FUND</titleOfClass>
		<cusip>90386H107</cusip>
		<value>1142</value>
		<shrsOrPrnAmt>
			<sshPrnamt>56220</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>56220</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNION PACIFIC CORPORATION</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>907818108</cusip>
		<value>277</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2069</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2069</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>91324P102</cusip>
		<value>1384</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6279</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6279</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VF CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>918204108</cusip>
		<value>416</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5616</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5616</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VALERO ENERGY CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>91913Y100</cusip>
		<value>328</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3573</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3573</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD TOTAL INTL STOCK</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>921909768</cusip>
		<value>5401</value>
		<shrsOrPrnAmt>
			<sshPrnamt>95076</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>94108</Sole>
			<Shared>0</Shared>
			<None>968</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD SHORT-TERM</nameOfIssuer>
		<titleOfClass>BOND ETF</titleOfClass>
		<cusip>921937827</cusip>
		<value>6083</value>
		<shrsOrPrnAmt>
			<sshPrnamt>76900</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>76900</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD TOTAL BOND MARKET</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>921937835</cusip>
		<value>3665</value>
		<shrsOrPrnAmt>
			<sshPrnamt>44929</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>44929</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD MSCI EAFE ETF</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>921943858</cusip>
		<value>221</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4935</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4935</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANTIV INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92210H105</cusip>
		<value>2162</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29389</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>29389</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VARIAN MEDICAL SYSTEMS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92220P105</cusip>
		<value>27114</value>
		<shrsOrPrnAmt>
			<sshPrnamt>243943</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>242748</Sole>
			<Shared>0</Shared>
			<None>1195</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VARIAN MEDICAL SYSTEMS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92220P105</cusip>
		<value>39</value>
		<shrsOrPrnAmt>
			<sshPrnamt>346</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>346</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD 500 INDEX FUND -INV</nameOfIssuer>
		<titleOfClass>FUND</titleOfClass>
		<cusip>922908108</cusip>
		<value>767</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3105</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3105</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INDEX TR</nameOfIssuer>
		<titleOfClass>FUND</titleOfClass>
		<cusip>922908405</cusip>
		<value>1919</value>
		<shrsOrPrnAmt>
			<sshPrnamt>46335</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>46335</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD GROWTH INDEX TRUST</nameOfIssuer>
		<titleOfClass>FUND</titleOfClass>
		<cusip>922908504</cusip>
		<value>2468</value>
		<shrsOrPrnAmt>
			<sshPrnamt>34106</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>34106</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD MID CAP VAL IND-INV</nameOfIssuer>
		<titleOfClass>FUND</titleOfClass>
		<cusip>922908520</cusip>
		<value>1753</value>
		<shrsOrPrnAmt>
			<sshPrnamt>39938</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>39938</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD MID CAP GRTH INDEX</nameOfIssuer>
		<titleOfClass>FUND</titleOfClass>
		<cusip>922908546</cusip>
		<value>718</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14290</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>14290</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INDEX TRUST</nameOfIssuer>
		<titleOfClass>MID CAP VIPERS</titleOfClass>
		<cusip>922908629</cusip>
		<value>3270</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21129</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>21093</Sole>
			<Shared>0</Shared>
			<None>36</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD SMALL CAP INDEX-ADM</nameOfIssuer>
		<titleOfClass>FUND</titleOfClass>
		<cusip>922908686</cusip>
		<value>372</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5254</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5254</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD SMALL CAP INDEX-INV</nameOfIssuer>
		<titleOfClass>FUND</titleOfClass>
		<cusip>922908702</cusip>
		<value>1445</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20422</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>20422</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD 500 INDEX</nameOfIssuer>
		<titleOfClass>FUND ADM</titleOfClass>
		<cusip>922908710</cusip>
		<value>433</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1754</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1754</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD TOTL STK MKT IND-ADM</nameOfIssuer>
		<titleOfClass>FUND</titleOfClass>
		<cusip>922908728</cusip>
		<value>1178</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17662</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>17662</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD GROWTH ETF</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>922908736</cusip>
		<value>303</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2155</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2155</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD VALUE ETF</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>922908744</cusip>
		<value>2828</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>26560</Sole>
			<Shared>0</Shared>
			<None>40</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VERIZON COMMUNICATIONS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92343V104</cusip>
		<value>40398</value>
		<shrsOrPrnAmt>
			<sshPrnamt>763225</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>760501</Sole>
			<Shared>0</Shared>
			<None>2724</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VERIZON COMMUNICATIONS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92343V104</cusip>
		<value>52</value>
		<shrsOrPrnAmt>
			<sshPrnamt>988</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>988</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VISA INC-CLASS A SHARES</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92826C839</cusip>
		<value>236</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2072</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2072</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VODAFONE GROUP PLC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92857W308</cusip>
		<value>33206</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1040947</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1037264</Sole>
			<Shared>0</Shared>
			<None>3683</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VODAFONE GROUP PLC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92857W308</cusip>
		<value>67</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2082</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2082</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VOLVO AB-B SHS-UNSPON ADR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>928854108</cusip>
		<value>381</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20629</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>20629</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WEC ENERGY GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92939U106</cusip>
		<value>662</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9968</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>9968</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WAL MART INC.</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>931142103</cusip>
		<value>602</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6093</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6093</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WAL MART INC.</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>931142103</cusip>
		<value>22</value>
		<shrsOrPrnAmt>
			<sshPrnamt>224</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>224</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WASTE MANAGEMENT INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>94106L109</cusip>
		<value>3595</value>
		<shrsOrPrnAmt>
			<sshPrnamt>41655</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>41655</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WELLS FARGO&#38; CO (NEW)</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>949746101</cusip>
		<value>304</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5005</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5005</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WHIRLPOOL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>963320106</cusip>
		<value>3136</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18597</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>18582</Sole>
			<Shared>0</Shared>
			<None>15</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ZIMMER BIOMET HOLDINGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>98956P102</cusip>
		<value>668</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5533</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5533</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ACCENTURE PLC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>G1151C101</cusip>
		<value>236</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1543</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1543</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EATON CORPORATION PLC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>G29183103</cusip>
		<value>30940</value>
		<shrsOrPrnAmt>
			<sshPrnamt>391597</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>390110</Sole>
			<Shared>0</Shared>
			<None>1487</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EATON CORPORATION PLC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>G29183103</cusip>
		<value>24</value>
		<shrsOrPrnAmt>
			<sshPrnamt>297</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>297</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ESSENT GROUP LTD COM</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>G3198U102</cusip>
		<value>21164</value>
		<shrsOrPrnAmt>
			<sshPrnamt>487434</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>485353</Sole>
			<Shared>0</Shared>
			<None>2081</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ESSENT GROUP LTD COM</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>G3198U102</cusip>
		<value>16</value>
		<shrsOrPrnAmt>
			<sshPrnamt>370</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>370</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TECHNIPFMC LTD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>G87110105</cusip>
		<value>2144</value>
		<shrsOrPrnAmt>
			<sshPrnamt>68465</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>67907</Sole>
			<Shared>0</Shared>
			<None>558</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TECHNIPFMC LTD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>G87110105</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>268</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>268</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>H1467J104</cusip>
		<value>579</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3964</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
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