EX-99 9 mexhibit995.htm EXHIBIT 99.5 Exhibit 99.5

Mortgage Guaranty Insurance Corporation

250 E. Kilbourn Avenue

P.O. Box 488, Milwaukee, Wisconsin 53201-0488

MGIC


                                                                             


Declaration Page for Use With

Mortgage Guaranty Master Policy

                                                                             


                                                                                                                                                                                            


Mortgage Guaranty Insurance Corporation (a stock insurance company hereinafter called the "Company") agrees to pay to the Insured identified below, in consideration of the premium or premiums to be paid as specified in this Policy and in reliance on the Insured's Application for coverage under this Policy any Loss due to the Default by a Borrower on a Loan, subject to the terms and conditions in this Policy.

                                                                                                                                                                                            


Insured’s Name and Mailing Address:

Master Policy Number:

LaSalle Bank National Association as Trustee for the

      12-670-4-3311

Structured Asset Investment Loan Trust Mortgage

 

Pass-through Certificates Series 2003-BC6

 

135 South LaSalle Street

Effective Date of Policy:

Suite 1625

        July 1, 2003

Chicago, Illinois 60603

 


                                                                                                                                                                                            


Includes Terms and Conditions #71-7135 (8/94)


Includes Endorsement(s):

#71-70192 (8/01)

#71-70201 (10/01)

                                                                                                                                                                                                     


In Witness Whereof, the Company has caused its Corporate Seal to be hereto affixed and these presents to be signed by its duly authorized officers in facsimile to become effective as its original seal and signatures and binding on the Company.



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MORTGAGE GUARANTY INSURANCE CORPORATION





Authorized Representative
Steven M. Thompson, Vice President



                                                                                                                                                                                                                                                         

Form #71-70035 (10/96)



________________________________________________








Table of Contents

Mortgage Guaranty Master Policy

1

Definitions

1.1

Application

1.2

Appropriate Proceedings

1.3

Borrower

1.4

Borrower's Title

1.5

Certificate

1.6

Certificate Effective Date

1.7

Claim

1.8

Claim Amount

1.9

Commitment

1.10

Default

1.11

Environmental Condition

1.12

Good and Merchantable Title

1.13

Insured

1.14

Loan

1.15

Loss

1.16

Owner or Owner of the Loan

1.17

Perfected Claim

1.18

Person

1.19

Physical Damage

1.20

Policy

1.21

Possession of the Property

1.22

Property

1.23

Residential

1.24

Servicer

1.25

Settlement Period

1.26

Value

2

Obtaining Coverage and Payment of Premiums

2.1

Application and Certificate

2.2

Representations of the Insured

2.3

Company's Remedies for Misrepresentation

2.4

Incontestability for Certain Misrepresentations

2.5

Initial Premium and Term of Coverage

2.6

Renewal of Certificate and Termination for Non-Payment of Renewal Premium; Reinstatement of Terminated Coverage

2.7

Special Procedures for Certification of Coverage; Payment of Initial and Renewal Premiums

2.8

Cancellation by the Insured of a Certificate

2.9

Cancellation of Policy

2.10

Relationship Among the Company, the Owner of a Loan, and the Servicer of a Loan

2.11

Refund of Premium for Denial of Claim in Full

3

Changes in Various Loan Terms, Servicing and Insured; Co-ordination and Duplication of Insurance Benefits

3.1

Loan Modifications

3.2

Open End Provisions

3.3

Assumptions

3.4

Change of Servicing

3.5

Change of Owner

3.6

Co-ordination and Duplication of Insurance Benefits

4

Exclusions From Coverage

4.1

Balloon Payment

4.2

Effective Date

4.3

Incomplete Construction

4.4

Fraud, Misrepresentation and Negligence

4.5

Non-Approved Servicer

4.6

Physical Damage (Other than Relating to Pre-Existing Environmental Conditions)

4.7

Pre-Existing Environmental Conditions

4.8

Down Payment

4.9

First Lien Status

4.10

Breach of the Insured's Obligations or Failure to Comply with Terms

5

Conditions Precedent to Payment of Claim

5.1

Notice of Default

5.2

Monthly Reports

5.3

Company's Option to Accelerate Filing of a Claim

5.4

Voluntary Conveyance

5.5

Appropriate Proceedings

5.6

Mitigation of Damages

5.7

Advances

5.8

Claim Information and Other Requirements

5.9

Acquisition of Borrower's Title Not Required

5.10

Sale of a Property by the Insured Before End of Settlement Period

5.11

Foreclosure Bidding Instructions Given by the Company

5.12

Effect of Unexpired Redemption Period on Payment of a Claim

5.13

Collection Assistance

6

Loss Payment Procedure

6.1

Filing of Claim

6.2

Calculation of Claim Amount

6.3

Payment of Loss; Company's Options

6.4

Calculation of Settlement Period

6.5

Payment by the Company After the Settlement Period

6.6

Discharge of Obligation

7

Additional Conditions

7.1

Proceedings of Eminent Domain

7.2

Pursuit of Deficiencies

7.3

Subrogation

7.4

Policy for Exclusive Benefit of the Insured and the Owner

7.5

Effect of Borrower Insolvency or Bankruptcy on Principal Balance

7.6

Arbitration of Disputes; Suits and Actions Brought by the Insured

7.7

Release of Borrower; Defenses of Borrower

7.8

Amendments; No Waiver; Rights and Remedies; Use of Term "Including"

7.9

No Agency

7.10

Successors and Assigns

7.11

Applicable Law and Conformity to Law

7.12

Notice

7.13

Reports and Examinations

7.14

Electronic Media


Terms and Conditions


1

Definitions

1.1

Application means a request for coverage, including assumption of coverage, under this Policy for a Loan on a form or in a format provided by the Company, and all other statements, documents or information furnished to the Company by the Insured or any other Person in connection with the insuring of the Loan.  An application will include information, if so furnished to the Company, contained in the Borrower's Loan application, appraisal, verifications of income and deposit, plans and specifications for the Property, and all other exhibits and documents, and will include all data and information so furnished by electronic means.

1.2

Appropriate Proceedings means any legal or administrative action by the Insured affecting either a Loan or title to a Property, including:

a.

Preserving a deficiency recovery by making a bid at the foreclosure sale and pursuing a deficiency judgment until the end of the Settlement Period, where appropriate and permissible and where directed by the Company; or

b.

Enforcing the terms of the Loan as allowed by the laws where the Property is located; or

c.

Acquiring Borrower's Title or Good and Merchantable Title to the Property, as either may be required under this Policy, but excluding such title as may be acquired by a voluntary conveyance from the Borrower; or

d.

Asserting the Insured's interest in the Property in a Borrower's bankruptcy.

1.3

Borrower means any Person legally obligated to repay the debt obligation created by a Loan, including any co-signer or guarantor of the Loan.

1.4

Borrower's Title means such title to a Property as was vested in the Borrower at the time of a conveyance to the Insured arising out of or pursuant to a foreclosure of the Loan; provided, however, if the Insured so elects, the redemption period need not have expired.  Borrower's Title in the Insured may be, but need not be the equivalent of Good and Merchantable Title, and the deed evidencing Borrower's Title need not be recorded unless required by applicable law.

1.5

Certificate means the document, which may be on the same form as the Commitment, issued by the Company pursuant to this Policy and extending the coverage indicated therein to a specified Loan.

1.6

Certificate Effective Date means, as specified in the Certificate, (a) the closing date of a Loan, or (b) the later date requested by the Insured and accepted by the Company.

1.7

Claim means the timely filed written request, made on a form or in a format provided or approved by the Company, to receive the benefits of this Policy.

1.8

Claim Amount means the amount calculated in accordance with Section 6.2 of this Policy.

1.9

Commitment means the document, which may be on the same form as the Certificate, issued by the Company evidencing the Company's offer to insure the Loan identified therein, subject to the terms and conditions therein and in this Policy.

1.10

Default means the failure by a Borrower (a) to pay when due an amount equal to or greater than one (1) monthly regular periodic payment due under the terms of a Loan or (b) to pay all amounts due on acceleration of the Loan by the Insured after breach by the Borrower of a due on sale provision in the Loan, granting the Insured the right to accelerate the Loan upon transfer of title to, or an interest in, the Property and to institute Appropriate Proceedings.  Violation by the Borrower of any other term or condition of the Loan which is a basis for Appropriate Proceedings shall not be considered to be a Default.


A Loan is deemed to be in Default for that month as of the close of business on the installment due date for which a scheduled monthly payment has not been made or as of the close of business on the due date stated in the notice of acceleration given pursuant to the due-on-sale provision in the Loan.  The Loan will be considered to remain in Default until filing of a Claim so long as such payment has not been made or such basis for  Appropriate Proceedings remains.  For example, a Loan is "four (4) months in Default" if the monthly installments due on January 1 through April 1 remain unpaid as of the close of business on April 1 or if a basis for acceleration and Appropriate Proceedings exists for a continuous period of four months.

1.11

Environmental Condition means the presence of environmental contamination, including nuclear reaction or radioactive waste, toxic waste, or poisoning, contamination or pollution of earth or water subjacent to the Property or of the atmosphere above the Property; or the presence, on or under a Property, of any "Hazardous Substance" as that term is defined by the federal Comprehensive Environmental Response, Compensation, and Liability Act (42 U.S.C. Sec. 9601 et. seq., as amended from time to time) or as defined by any similar state law, or of any "Hazardous Waste" or "Regulated Substance" as those terms are defined by the federal Resource Conservation and Recovery Act (42 U.S.C. sec. 6901, et seq., as amended from time to time) or as defined by any similar state law.  Environmental Condition does not mean the presence of radon, lead paint, or asbestos.

1.12

Good and Merchantable Title means title to a Property free and clear of all liens, encumbrances, covenants, conditions, restrictions, easements and rights of redemption, except for any of the following or as permitted in writing by the Company:

a.

Any lien established by public bond, assessment or tax, when no installment, call or payment of or under such bond, assessment or tax is delinquent;

b.

Any municipal and zoning ordinances and exceptions to title waived by the regulations of federal mortgage insurers and guarantors with respect to mortgages on one-to-four family residences in effect on the date on which the Loan was closed and all documents were executed; and

c.

Any other impediments which will not have a materially adverse effect on either the transferability of the Property or the sale thereof to a bona fide purchaser.

Good and Merchantable Title will not exist if (i) there is any lien pursuant to the Comprehensive Environmental Response, Compensation, and Liability Act, or similar federal or state law, as in effect from time to time, providing for liens in connection with the removal and clean-up of environmental conditions, or if notice has been given of commencement of proceedings which could result in such a lien, or (ii) there are limitations on ingress and egress to the Property or on use of utilities.  Any action or proceeding after a foreclosure sale relating to establishing a deficiency judgment will not be considered in determining whether the Insured has acquired Good and Merchantable Title.

1.13

Insured means:

a.

The Person designated on the face of this Policy; or

b.

Any Person to whom coverage has been assigned resulting in a change in the Insured named on a Certificate in accordance with this Policy.

The Insured must be the Servicer of a Loan or, if there is no Servicer, the Owner of the Loan.

1.14

Loan means any note, bond, or other evidence of indebtedness secured by a mortgage, deed of trust, or other similar instrument, which constitutes or is equivalent to a first lien or charge on a Property and which the Company has approved for insurance and to which coverage under this Policy has been extended.

1.15

Loss means the liability of the Company with respect to a Loan for payment of a Perfected Claim which is calculated in accordance with Section 6.3.  A Loss will be deemed to have occurred when a Default on a Loan occurs, even though the amount of Loss is not then either presently ascertainable or due and payable.

1.16

Owner or Owner of the Loan means the Person who owns a Loan and of whom the Company is notified in accordance with this Policy.

1.17

Perfected Claim means a Claim received by the Company which contains all information or proof required by the Company and for which all requirements of this Policy applicable to payment of a Claim are satisfied.  

1.18

Person means any individual, corporation, partnership, association or other entity.

1.19

Physical Damage means any tangible injury to a Property, whether caused by accident, natural occurrence, or any other reason, including damage caused by defects in construction, land subsidence, earth movement or slippage, fire, flood, earthquake, riot, vandalism or any Environmental Condition.

1.20

Policy means this contract of insurance and all Applications, Commitments, endorsements, schedules, and Certificates, which are incorporated in this Policy, related to Loans insured under this Policy.

1.21

Possession of the Property means, if the Company elects to acquire the Property, physical and undisputed occupancy and control of the Property at the time of acquisition.

1.22

Property means a Residential real property and all improvements thereon which secure a Loan, together with all easements and appurtenances, all rights of access, all rights to use common areas, recreational and other facilities, and all of their replacements or additions.

1.23

Residential means a type of building or a portion thereof which is designed for occupancy by not more than four (4) families, or a single-family condominium, or a unit in a planned unit development.

1.24

Servicer means that Person acting on behalf of the Owner of a Loan (or on behalf of the Owner's designee, if any) to service the Loan and of whom the Company has been notified.  The Servicer acts as a representative of the Owner of the Loan (and the Owner's designee, if any) and will bind the Owner and its designee for all purposes of this Policy, including providing information to the Company, receiving any notices, paying premiums, accepting Loss payments, and performing any other acts under this Policy.  References in this Policy to a Servicer's obligations will not be construed as relieving the Owner or its designee of responsibility for the Servicer's performance.

1.25

Settlement Period means the sixty (60) day period as determined under Section 6.4, at the end of which a Loss is payable by the Company; provided that if the Company pays a Loss prior to expiration of such sixty (60) day period, the Settlement Period ends with such payment.

1.26

Value means the lesser of the sales price of a Property (only applicable in the case of a Loan to finance the purchase of such Property) or appraised value of the Property as set forth in the Certificate.

Any pronouns, when used in this Policy, will mean the singular or plural, masculine or feminine, as the case may be.

2

Obtaining Coverage and Payment of Premiums

2.1

Application and Certificate—  In order to insure a Loan under this Policy, the Insured or a Person acting on behalf of the Insured must submit to the Company a properly completed Application.  Approval of any Application will be at the discretion of the Company and will be in the form of a Commitment or a Certificate which offers to extend, or extends coverage under the terms and conditions of both this Policy and the Commitment or Certificate, as the case may be.

In lieu of such an Application and supporting statements, documents and information submitted to the Company in connection with insuring a Loan, the Company may accept an alternative form of Application, containing more limited information, including certifications by or on behalf of the Insured as to characteristics of a Loan in lieu of supporting statements, documents and information.  The Company shall be entitled to fully rely on such alternative Application as submitted.  Use of an alternative form of Application shall not waive or change the other terms and conditions of this Policy under which a Loan is insured or the responsibility of the Insured for the accuracy of statements, documents and information submitted by it or other Persons to the Company as provided in this Policy.

If the Company declines to approve a mortgage loan, it will not issue a Commitment or Certificate, and it will notify the Insured in writing of such declination.  If the Insured or the Person acting on its behalf subsequently denies the mortgage loan application which it received from the applicant, the Insured or such Person will be responsible for notifying the applicant that the Company declined to approve the mortgage loan.  Such notification will be made in compliance with any applicable state or federal laws or regulations, including the Equal Credit Opportunity Act and any other similar law or regulation.

2.2

Representations of the Insured —  The Insured represents that:

a.

all statements made and information provided to the Company in an Application or in any Commitment or Certificate (including as such is related to continuation of coverage upon assumption of a Loan), whether by it, the Borrower, or any other Person, have been made and presented for and on behalf of the Insured; and

b.

such statements and information are not false or misleading in any material respect as of the date(s) on which they are made or provided and do not omit any fact necessary in order to make such statements and information not false or misleading in any material respect as of such date(s).

It is understood and agreed that such statements and information in the aggregate are, and in certain instances individually may be, material to the Company's decision to offer, provide or so continue coverage of the related Loan; the Company issues the related Commitment and Certificate or continues coverage in reliance on the accuracy and completeness of such statements and information and without any obligation to independently verify the statements and information submitted to it; and the Company's reliance on the representations in Section 2.2(a) and (b) above survive the issuance of a Commitment and Certificate or such continuation of coverage.

Without otherwise limiting the scope of this Section 2.2, a breach of Section 4.8 relating to down payment will be deemed a material misrepresentation for purposes of this Section 2.2.  The foregoing representations shall be effective whether or not they are made by the Insured or other Person with the intent to deceive or mislead, or with the knowledge that they are not true and correct.

2.3

Company's Remedies for Misrepresentation—  Subject to Section 2.4, if any of the Insured's representations as described in Section 2.2 are materially false or misleading with respect to a Loan, the Company will have at its option, the right to defend against a Claim, or to the extent permitted by applicable law, to cancel or rescind coverage under any Certificate retroactively to commencement of coverage (or if the misrepresentation occurs with respect to continuation of coverage upon assumption of a Loan, to so defend, cancel or rescind retroactively to the date of such continuation). In the case of such cancellation or rescission, the Company shall return at that time all paid premiums retroactively to such applicable date.

2.4

Incontestability for Certain Misrepresentations—  Notwithstanding Sections 2.2 or 2.3, no Claim for Loss will be denied or adjusted, nor will the Certificate's coverage be rescinded or canceled, by reason of any misrepresentations (whether by statements made or omitted) contained in an Application, provided that all of the following requirements, conditions and circumstances, to the extent not waived in writing at the option of the Company, are satisfied:

a.

The misrepresentation must not have been knowingly made, or knowingly participated in, by:

1.

The Insured or any other Person which originated the Loan; or

2.

Any other of the following Persons:

i)

correspondent lender, mortgage loan broker or other intermediary underwriting or processing the Loan on behalf of the Insured or any other Person which originated the Loan; or

ii)

escrow or closing agents, or any other agent of, or broker for, the Insured or any other Person which originated the Loan acting with respect to the Loan or the related Property transaction.

b.

The Borrower must have made twelve (12) consecutive full installment payments of principal, interest and impound or escrow amounts in the amounts as called for by the Loan, and all of those payments must have been made from the Borrower's own funds.

A payment will be considered to be "consecutive" only if it is made prior to the date the next scheduled installment becomes due.  The "Borrower's own funds" will include any funds used by the Borrower for the purpose of making installment payments, but will not include funds provided directly or indirectly by any Person (other than the Borrower) who is or was a party to the Loan or to the related Property transaction, unless expressly set forth in the Application.

c.

This Section 2.4 will not apply to a Certificate if within twelve (12) months before or after a material misrepresentation by a Borrower or other Person (other than those Persons identified in Section 2.4(a)), there are one or more material misrepresentations in an Application (i) with respect to three (3) or more other mortgage loans insured at any time by the Company for the Insured or any other lender and (ii) which result from the direct or indirect acts or omissions of the same Borrower or same other Person (including any other Person acting directly or indirectly in concert).

d.

This Section 2.4 shall not be construed to limit the applicability of Section 4.4(b) to a misrepresentation which is subject to this Section 2.4.

e.

The Company's payment of a Claim will not limit any rights which the Company has against the Borrower or any other Person (other than the Insured) for any misrepresentation.

2.5

Initial Premium and Term of Coverage

a.

Within fifteen (15) days from the Certificate Effective Date, or such other date as the Company and the Insured may agree to in writing, the Insured must forward to the Company the appropriate initial premium.  Payment of the initial premium shall be a condition precedent to coverage being extended to the Loan.  Subject to cancellation by the Insured or the Company as provided in this Policy, coverage shall remain in full force and effect for the period covered by the initial premium.  Tender of the initial premium will constitute a representation for purposes of Section 2.2 by the Insured that any special conditions included by the Company in the related Commitment have been satisfied and that no payment which is then due under the Loan is more than thirty (30) days past due.

b.

The Company will not rescind or cancel coverage, or deny or adjust a Claim for Loss, with respect to a Loan on the basis of a failure to satisfy a special condition (other than a special condition relating to completion of construction, as described in Section 4.3 or to rehabilitation or repairs) if the Borrower has made twenty-four (24) consecutive full installment payments from the Borrower's own funds.  The terms "installment payments," "consecutive," and "Borrower's own funds" shall have the meanings provided in Section 2.4(b).

2.6

Renewal of Certificate and Termination for Non-Payment of Renewal Premium; Reinstatement of Terminated Coverage

a.

The Company must give the Insured prior notice of the due date for payment of the applicable renewal premium payable for continued coverage of each Certificate.  The entire renewal premium must be paid within a forty-five (45) day grace period (or such longer grace period generally allowed by the Company) after the due date for payment.  Upon payment of the entire renewal premium within such grace period, the Certificate will be deemed renewed for the applicable renewal period and a Default occurring within said grace period which is not cured, and which results in a Claim being filed, will be covered.

If a Default occurs prior to the date through which the applicable premium has been paid, and if such Default is not cured and results in a Claim being filed, such Default shall remain covered and no further premium shall be due in order to maintain coverage of such Default.

With respect to a Loan with renewal premiums due on an annual basis, if the annual renewal premium is not paid within such grace period (but subject to the Owner's right to cure non-payment as provided in (b) of this Section 2.6), the coverage of the Certificate and the Company's liability will terminate effective as of 12:01 a.m. on the first day following the date through which the applicable premium has been paid and as a result, any Default occurring after the date through which the applicable premium has been paid will not be covered.

With respect to a Loan with renewal premiums due on a monthly basis, if the monthly renewal premium is not paid within such grace period (but subject to the Owner's right to cure non-payment as provided in (b) of this Section 2.6), the coverage of the Certificate and the Company's liability will terminate as of 12:01 a.m. on the first day following the date through which the applicable monthly premium has been paid, except that if a Default on the Loan occurs between the last date through which the applicable monthly renewal premium has been paid and the end of such grace period, the Insured shall not be required to pay renewal premiums, and coverage of such Default will continue, while such Default exists.  If such Default is cured, all monthly renewal premiums not paid during the period of Default shall be payable (unless previously paid by the Insured) within forty-five (45) days or such longer period generally allowed by the Company after notice from the Company in order to continue coverage.  If such Default is not cured and results in a Claim, the unpaid monthly renewal premiums through the renewal month in which such Default occurred shall be paid as provided in Section 6.3 by deduction from the Loss.

b.

If there occurs a transfer of servicing rights for a group of Loans to a new Servicer, a seizure of servicing rights by the Owner of such Loans, or a Servicer's surrender to the Owner of such servicing rights and if:

1.

the Company terminates coverage on one or more of such Loans for nonpayment of the renewal premium; and the grace period for payment of the renewal premium provided for in Section 2.6 (a) expired after such transfer, seizure or surrender;

2.

either the Owner of such Loans on which coverage was terminated, or the new Servicer for such Loans, certifies in writing to the Company within sixty (60) days after expiration of such grace period, that all of such Loans were serviced for the Owner at the time of nonpayment of renewal premium; and that in good faith it believes that the failure to pay the renewal premium on all such Loans was an error or omission caused by such transfer, seizure or surrender of servicing; and

3.

either the Owner or the new Servicer of such Loans pays the entire amount of renewal premiums due and unpaid on all such Loans within such sixty day period; then

upon satisfaction of all of the foregoing conditions, the Company shall reinstate coverage on such Loans retroactively to the effective date of termination of coverage, under all of the terms and conditions in effect at termination and as if there had been no lapse in coverage.

2.7

Special Procedures for Certification of Coverage; Payment of Initial and Renewal Premiums

a.

The Company may permit coverage of a Loan to be certified and become effective without the Insured's return of an executed Commitment or Certificate, but coverage will only become effective if within fifteen (15) days after the Certificate Effective Date (or such longer period as the Company may allow) the Insured provides the Company with the Certificate Effective Date and other information required by the Company, and pays the required premium.  If signature and return of an executed Commitment or Certificate is not required, the Insured will nevertheless be automatically deemed to have made all certifications, representations and statements attributable to it in the form of the Commitment or Certificate, as though, and to the same extent as if, the Insured had executed and returned the Commitment or Certificate.

b.

The Insured acknowledges that the Company deposits initial and renewal premium checks immediately upon receipt and agrees that the receipt and deposit of a premium check by the Company after the time specified in this Policy for receipt, does not constitute a waiver of the requirements of this Policy for timely receipt or an acceptance of premium by the Company.  The Company will have the right to return such late premium payment, but only within sixty (60) days after receipt, in which case coverage will be cancelled retroactively to the Certificate Effective Date for a late initial premium, or to the last day of the period covered by the previous premium payment for a late renewal premium.  Receipt, deposit and retention of a premium check will not constitute a waiver of any defenses with respect to any other matters which the Company may have under this Policy.

2.8

Cancellation by the Insured of a Certificate—  The Insured may obtain cancellation of a Certificate by returning the Certificate to the Company or making a written request to the Company for cancellation.  Upon receipt, the Company will refund, where applicable, a portion of the premium paid in accordance with the appropriate cancellation schedule which is either attached to this Policy or which will be provided by the Company to the Insured upon request.  However, no refund on a Certificate will be paid if the Loan is in Default on the date the Company receives the request.  Cancellation of a Certificate will not cancel this Policy.

2.9

Cancellation of Policy— Either the Insured or the Company may cancel their respective right or obligation to receive or issue new Commitments or Certificates under this Policy by providing thirty (30) days' written notice of cancellation of this Policy.  However, Commitments and Certificates issued prior to such cancellation of this Policy will continue in force so long as all premiums are paid and all other terms and conditions of this Policy for coverage are complied with by the Insured.

2.10

Relationship Among the Company, the Owner of a Loan, and the Servicer of a Loan—  The Company will be entitled to assume that the Insured identified on this Policy and under a Certificate is the Owner of the Loan.  If the Company receives written notice acceptable to it that there is an Owner of the Loan who is not the Insured, the Company shall identify that Owner in its internal records and for purposes of this Policy.  The Company shall be required to identify only one Owner for a Loan at any one time.


The Company will provide the Owner of a Loan so identified in its records with an opportunity to cure non-payment of renewal premium, as provided under Section 2.6; will notify such Owner of the Loan of a non-approved Servicer and allow replacement with a new Servicer, as provided under Section 4.5; will allow the Owner (or its designee, if any) to replace a Servicer and allow the replacement Servicer to become the Insured under Section 1.13; and will allow the Owner to become the Insured under Section 1.13 if the Owner services the Loan itself.  Any Person becoming an Insured under this Policy shall be subject to all of the terms and conditions of this Policy to the same extent as any previous Insured hereunder and without regard to the extent of the knowledge or responsibility of such Person, relating to matters occurring before such Person became an Insured.

2.11

Refund of Premium for Denial of Claim in Full—  If, because of a provision in Sections 2, 3 or 4 (other than Sections 4.3, 4.6, or 4.7), no Loss is payable to the Insured, the Company shall return to the Insured all paid premiums retroactively and pro rata to the date when the event or circumstance occurred which resulted in no Loss being payable.

3

Changes in Various Loan Terms, Servicing and Owner; Co-ordination and Duplication of Insurance Benefits

3.1

Loan Modifications—  Unless advance written approval is provided by, or obtained from, the Company, the Insured may not make any change in the terms of a Loan, including the borrowed amount, interest rate, term or amortization schedule of the Loan, except as permitted by terms of the Loan; nor make any change in the Property or other collateral securing the Loan; nor release the Borrower from liability on a Loan.

3.2

Open End Provisions—  The Insured may increase the principal balance of a Loan, provided that the written approval of the Company has been obtained.  The Insured will pay the Company the additional premium due at the then prevailing premium rate.

3.3

Assumptions—  If a Loan is assumed with the Insured's approval, the Company's liability for coverage under its Certificate will terminate as of the date of such assumption, unless the Company approves the assumption in writing.  The Company will not unreasonably withhold approval of an assumption.  It is understood that coverage will continue, and that the restriction of this Section 3.3 will not apply, if under the Loan or applicable law the Insured cannot exercise a "due-on-sale" clause or is obligated to consent to such assumption under the Loan or applicable law.

3.4

Change of Servicing—  If the servicing rights for a Loan are sold, assigned or transferred by the Insured or the Owner, coverage of the Loan hereunder will continue provided that written notice of the new Servicer is given to the Company and the new Servicer is approved in writing by the Company.  The Company shall be automatically deemed to have approved as a Servicer any person to whom the Company has issued a master policy, which has not been cancelled, providing for residential mortgage guaranty insurance.

3.5

Change of Owner—  If a Loan or a participation in a Loan is sold, assigned or transferred by its Owner, coverage of the Loan will continue, subject to all of the terms and conditions contained in this Policy.   The new Owner of the Loan will be identified in the Company's records from the date that the Company receives written notice thereof.  In the case of the sale of a participation in a Loan, the Company shall be notified of only one new Owner.  If there is new ownership, the Loan must continue to be serviced by a Person approved by the Company as a Servicer.

3.6

Co-ordination and Duplication of Insurance Benefits—  The coverage under this Policy shall be excess over any other insurance which may apply to the Property or to the Loan, except for mortgage guaranty pool insurance or supplemental or second tier mortgage insurance.

4

Exclusions From Coverage

The Company will not be liable for, and this Policy will not apply to, extend to or cover the following:

4.1

Balloon Payment—  Any Claim arising out of or in connection with the failure of the Borrower to make any payment of principal and/or interest due under a Loan, (a) as a result of the Insured exercising its right to call the Loan (other than when the Loan is in Default) or because the term of the Loan is shorter than the amortization period, and (b) which is for an amount more than twice the regular periodic payments of principal and interest that are set forth in the Loan (commonly referred to as a "balloon payment").  This exclusion will not apply if the Insured, the Owner of the Loan, or other Person acting on either's behalf offers the Borrower, in writing, a renewal or extension of the Loan or a new loan which (i) constitutes a first lien, (ii) is at rates and terms generally prevailing in the marketplace (but otherwise subject to Section 3.1), (iii) is in an amount not less than the then outstanding principal balance, (iv) has no decrease in the amortization period, and (v) is offered regardless of whether the Borrower is then qualified under the Insured's or Owner's underwriting standards.  This exclusion also will not apply if the Borrower is notified of the availability of such renewal or extension of the Loan or new loan and does not accept the renewal, extension or new loan.

4.2

Effective Date—  Any Claim resulting from a Default existing at the Certificate Effective Date or occurring after lapse or cancellation of a Certificate.

4.3

Incomplete Construction—  Any Claim when, as of the date of such Claim, construction of a Property is not completed in accordance with the construction plans and specifications upon which the appraisal of the Property at origination of the Loan was based.

4.4

Fraud, Misrepresentation and Negligence—  (a) Any Claim not otherwise within the scope of Section 2.3 where there was fraud or misrepresentation by the Insured with respect to the Loan, and the fraud or misrepresentation (1) materially contributed to the Default resulting in such Claim; or (2) increased the Loss, except that if the Company can reasonably determine the amount of such increase, such Claim will not be excluded, but the Loss will be reduced to the extent of such amount.

(b)  Any Claim where there was negligence by the Insured with respect to the Loan, which (1) was material to either the acceptance of the risk or the hazard assumed by the Company; (2) materially contributed to the Default resulting in such Claim; or (3) increased the Loss, except that if the Company can reasonably determine the amount of such increase, such Claim will not be excluded, but the Loss will be reduced to the extent of such amount.

4.5

Non-Approved Servicer— Any Claim occurring when the Servicer, at time of Default or thereafter, is not approved in writing or in a list published by the Company; provided that this exclusion shall only apply if the Company notifies the Owner of the Loan in writing if a Servicer is no longer approved and if within ninety (90) days thereafter the Owner does not complete a transfer of servicing to a new Servicer approved by the Company.

4.6

Physical Damage (Other than Relating to Pre-Existing Environmental Conditions) — Any Claim where, at any time after the Certificate Effective Date, Physical Damage to a Property (of a type other than as described in Section 4.7 and other than reasonable wear and tear), occurs or manifests itself subject to the following provisions:

a.

This exclusion will not apply if the Company in good faith determines that the aggregate cost of restoring all such Physical Damage is less than fifteen hundred dollars ($1,500), or such higher amount as the Company may provide from time to time.

b.

This exclusion will apply only if such Physical Damage occurred or manifested itself (1) prior to expiration of the Settlement Period and the Company elects to acquire the related Property in settlement of a Claim; or (2) prior to the Default and was the most important cause of the Default and the Property was either uninsured for loss arising from such Physical Damage or was insured for an amount which, disregarding normal and customary deductibles not to exceed fifteen hundred dollars ($1,500) or such higher amount as the Company may provide from time to time, was insufficient to restore the Property as provided in paragraph (c) below.

c.

The exclusion resulting from paragraph (b) will not apply if the Property is restored in a timely and diligent manner to its condition (except reasonable wear and tear) as of the Certificate Effective Date.  In lieu of requiring restoration of the Property, the Company may, at its option, reduce the Claim Amount by an amount equal to the cost of such restoration.

d.

For purposes of this Section 4.6, the Property subject to restoration will consist only of the land, improvements or personal property deemed part of the real property under applicable law; and chattel items affixed to the real property and identified in the appraisal of the Property at the time the Loan was made, whether or not they are deemed part of the real property.

e.

Cost estimates relied upon by the Company in connection with this Section 4.6 shall be provided in writing by an independent party selected by the Company.  The Company will furnish the Insured with any such written cost estimates, if requested by the Insured.

4.7

Pre-Existing Environmental Conditions- Any Claim where there is an Environmental Condition which existed on the Property (whether or not known by the Person submitting an Application for coverage of the Loan) as of the Certificate Effective Date, subject to the following provisions:

a.

This exclusion will not apply if the existence of such Environmental Condition, or the suspected existence of such Environmental Condition, was specifically disclosed to the Company in the Application relating to the Property.

b.

This exclusion will apply only if such Environmental Condition (1) was a principal cause of the Default, and (2) has made the principal Residential structure on the Property uninhabitable.  A structure will be considered "uninhabitable" if generally recognized standards for residential occupancy are violated or if, in the absence of such standards, a fully informed and reasonable person would conclude that such structure was not safe to live in without fear of injury to health or safety.

c.

This exclusion will not apply if the Environmental Condition is removed or remedied in a timely and diligent manner in accordance with applicable governmental standards for safe residential occupancy.

4.8

Down Payment—  Any Claim involving a Loan which is for the purchase of the Property, and for which the Borrower did not make a down payment as described in the Application.  

4.9

First Lien Status—  Any Claim, if the mortgage, deed of trust or other similar instrument executed by the Borrower and insured hereunder did not provide the Insured at origination with a first lien on the Property.

4.10

Breach of the Insured's Obligations or Failure to Comply with Terms—  Any Claim involving or arising out of any breach by the Insured of its obligations under, or its failure to comply with the terms of, this Policy or of its obligations as imposed by operation of law, if the breach or failure:

a.

Materially contributed to the Default resulting in such Claim; or

b.

Except for a breach described in Section 2.3, increased the Loss; provided that if the Company can reasonably determine the amount of such increase, such Claim will not be excluded, but the Loss will be reduced to the extent of such amount.

5

Conditions Precedent to Payment of Claim

It is a condition precedent to the Company's obligation to pay a Loss that the Insured comply with all of the following requirements:

5.1

Notice of Default - The Insured must give the Company written notice:

a.

Within forty-five (45) days of the Default, if it occurs when the first payment is due under the Loan; or

b.

Within ten (10) days of either

1.

The date when the Borrower becomes four (4) months in Default on the Loan; or

2.

The date when any Appropriate Proceedings which affect the Loan or the Property or the Insured's or Borrower's interest therein have been started;

whichever occurs first.

5.2

Monthly Reports—  Following a notice of Default on the Loan, the Insured must give the Company monthly reports on forms or in a format acceptable to the Company on the status of the Loan and on the servicing efforts undertaken to remedy the Default.  These monthly reports may be furnished less frequently if allowed in writing by the Company and must continue until the Borrower is no longer in Default, the Appropriate Proceedings terminate, or until the Insured has acquired the Property.

5.3

Company's Option to Accelerate Filing of a Claim—  If the Company so directs, at any time after receiving the Insured's notice of Default, the Insured must file a Claim within twenty (20) days after notice from the Company.  The Company will then make a payment of Loss in accordance with the percentage guaranty option in Section 6.3(b).  Thereafter, following the acquisition of Borrower's Title by the Insured, the Insured will be entitled to file a supplemental Claim at the time prescribed in Section 6.1 in an amount equal to the sum of its advances, less the deductions, all as specified in Section 6.2, to the extent not included in the payment of the initial Claim.  Such supplemental Claim must be paid by the Company in accordance with Section 6.3(b). No interest shall be includable in the Claim Amount under this Section 5.3 after the date that the accelerated claim is filed.  If a Loan for which the Company has paid a Claim is subsequently brought current by the Borrower, the Insured shall refund to the Company the Loss paid by the Company with respect to that Loan.  If the Company exercises its option under this Section 5.3, the Company shall not have the right to direct or participate in a deficiency recovery under Section 7.2.

5.4

Voluntary Conveyance—  The Insured may only accept a conveyance of the Property from the Borrower in lieu of foreclosure or other proceeding if the prior written approval of the Company has been obtained.  Such approval shall not be considered as an acknowledgement of liability by the Company with respect to such Loan.

5.5

Appropriate Proceedings—  The Insured must begin Appropriate Proceedings no later than when the Loan becomes six (6) months in Default unless the Company provides written instructions that some other action be taken.  Such instructions may be general or applicable only to specific Loans.  The Company reserves the right to direct the Insured to institute Appropriate Proceedings at any time after Default.  When either defending against or bringing Appropriate Proceedings, the Insured must report their status to the Company as reasonably and expeditiously as possible.

In conducting Appropriate Proceedings, the Insured must:

a.

Diligently pursue the Appropriate Proceedings once they have begun;

b.

Apply for the appointment of a receiver and assignment of rents, if permitted by law and requested by the Company;

c.

Furnish the Company with copies of all notices and pleadings filed or required in the Appropriate Proceedings, except as the Company may waive such requirement in writing;

d.

Act and bid at the foreclosure sale in accordance with Section 5.11 so that its ability to preserve, transfer and assign to the Company its rights against the Borrower are not impaired; and so that the rights of the Company under this Policy against the Borrower are fully protected.  Such rights include any rights to obtain a deficiency judgment, subject to the Company's compliance with Sections 7.2 and 7.3 relating to establishing a deficiency; and

e.

When requested by the Company, furnish the Company with a written statement indicating the estimated potential Claim Amount (as computed under Section 6.2) at least fifteen (15) days before the foreclosure sale.

5.6

Mitigation of Damages—  The Insured must actively cooperate with and assist the Company to prevent and mitigate the Loss, including good faith efforts by the Insured to obtain a cure of the Default, collect amounts due under the Loan, inspect and appraise the Property and effectuate the early disposition of the Property.  The Company must administer this Policy in good faith.

5.7

Advances— The Insured must advance:

a.

Normal and customary hazard insurance premiums and real estate property taxes, in each case as due and payable;

b.

Reasonable and necessary Property protection and preservation expenses approved by the Company at the time the Company reviews the Claim, which shall not include expenditures to remove an exclusion from coverage under Section 4; and

c.

Reasonable costs to complete Appropriate Proceedings and eviction and moving of occupants, including related court expenses and attorney's fees.

5.8

Claim Information and Other Requirements— The Insured must provide the Company with:

a.

All information reasonably requested by the Company;

b.

A completed form furnished by or acceptable to the Company for payment of a Claim;

c.

If the Property is not being acquired by the Company:  a copy of an executed trustee's or sheriff's deed (which may be unrecorded) conveying Borrower's Title to the Property to the Insured (or satisfactory evidence that the foreclosure sale has been completed if the Borrower's right of redemption has not expired); or a deed from the Borrower (which may be unrecorded) if a voluntary conveyance has been approved by the Company, conveying to the Insured the title that was required by the Company in the approval of the conveyance.

In the event the most important cause of Default was a circumstance or event which would prevent the Insured from obtaining Good and Merchantable Title, the Insured shall instead provide the Company with evidence described in Section 5.8(d)(2) that it has acquired Good and Merchantable Title to the Property.

d.

If the Property is being acquired by the Company:

1.

a recordable deed in normal and customary form containing the customary warranties and covenants conveying to the Company or its designee Good and Merchantable Title to the Property;

2.

a title insurance policy acceptable to the Company or an attorney's opinion of title acceptable to the Company, confirming that the Insured has and can convey to the Company Good and Merchantable Title to the Property; and

3.

Possession of the Property, but only if the Company has required such Possession in writing.

e.

Access to the Property, if requested by the Company under Section 6.4 (b).

5.9

Acquisition of Borrower's Title Not Required—  The Insured will not be required to acquire Borrower's Title to a Property if (a) the Company approves a sale of the Property prior to a foreclosure sale and such sale is closed; (b) the Company requires an early Claim filing pursuant to Section 5.3, except that such acquisition will be required as a condition to the Insured's filing of a supplemental Claim; or (c) the Property is acquired by someone other than the Insured at a foreclosure sale, as provided in Section 5.11, or thereafter pursuant to exercise of rights of redemption.

5.10

Sale of a Property by the Insured Before End of Settlement Period  

a.

The Insured must submit to the Company any offer to purchase a Property which it receives after the Company has notified the Insured that it will acquire the Property and before the end of the Settlement Period.  The Company must then promptly notify the Insured that it will either (1) not approve of such offer, in which case the Company's notice to acquire the Property will remain in effect, or (2) approve such offer, in which case the Company's notice of acquisition will remain in effect, if the approved offer does not close as scheduled.  The Insured shall promptly notify the Company if the approved offer does not close as scheduled.

b.

If the Company has not notified the Insured that it will acquire the Property, and if the Company's right to acquire the Property has not expired pursuant to Section 6.5 or has not been waived, the Insured must submit to the Company for approval any offer to purchase the Property which would be acceptable to the Insured.  The Company shall then promptly either approve or not approve such offer.  If the approved offer expires or is terminated, the Company shall be entitled to pay the Loss payable by (1) paying the percentage guaranty option as calculated under Section 6.3(b), or (2) paying the property acquisition settlement option as calculated under Section 6.3(a), and acquiring the Property; but if the Company's right to acquire the Property has expired pursuant to Section 6.5, or been waived, then such acquisition shall be under the same terms and conditions as the expired or terminated offer, except for terms and conditions relating to the sale price and method of payment of the sale price, which shall instead be governed by Section 6.3.

c.

The following provisions shall apply to offers submitted to the Company under this Section 5.10:

1.

At the time it presents an offer, the Insured must also provide the Company with a good faith estimate of gross proceeds and expenses in sufficient detail for the Company to calculate the estimated net proceeds described below.  The Company may not require any changes to the offer or direct the marketing of the Property or expenditures by the Insured for restoration of the Property as a condition to its approval.

2.

If the Company approves the offer submitted by the Insured, it must also advise the Insured of the estimated net proceeds which it has calculated.  The estimated net proceeds calculated by the Company will be the estimated gross sales proceeds to be received by the Insured less all reasonable estimated expenses submitted by the Insured and approved by the Company in its approval of the offer which have been or are expected to be paid by the Insured in obtaining and closing the sale of the Property.  If the estimated net proceeds as calculated by the Company is acceptable to the Insured, the Loss payable shall be computed as determined below.  If such calculation is not acceptable to the Insured, the offer shall be deemed to have not been approved by the Company.

3.

If the Company approves the offer, the Loss payable by the Company under this Section 5.10 will be the lesser of (i) the actual net amount as calculated below, or (ii) the percentage guaranty option under Section 6.3(b) without regard to a sale of the Property.  The actual net amount will be the Claim Amount calculated under Section 6.2, except that (a) delinquent interest will be computed through the closing date for sale of the Property and (b) the Claim Amount shall be reduced by the actual net proceeds realized by the Insured from the sale of the Property.  The actual net proceeds will be determined in the same manner as the estimated net proceeds, but on the basis of the actual sales proceeds.  For purposes of computing a Loss, such actual net proceeds shall not be less than the estimated net proceeds calculated by the Company under this subparagraph (c), or as otherwise approved by the Company.

4.

The Company shall not unreasonably withhold its approval of expenses submitted to it after its approval of an offer.  Expenses paid to Persons employed or controlled by the Insured or the Owner of the Loan or their internal costs will not be allowed in calculation of either the estimated or actual net proceeds.

5.

If requested by the Company, the Insured shall advise the Company of the name of the real estate broker or other Person marketing the Property and authorize such broker or other Person to release marketing information about the Property to the Company, if requested by the Company.

5.11

Foreclosure Bidding Instructions Given by the Company - The Insured will be entitled to bid at the foreclosure sale held as part of the Appropriate Proceedings any amount which it determines necessary to obtain Borrower's Title to the Property, unless otherwise directed by the Company.  The Company will be entitled to direct the Insured to bid an amount to be determined by the Insured within a minimum and maximum range, as follows:

a.

The minimum amount shall not be less than the fair market value of the Property, but if there has been Physical Damage to the Property which affects its fair market value (as determined before such Physical Damage) by more than ten per cent (10%), the fair market value of the Property shall be its fair market value after restoration of the Property.

b.

The maximum amount shall not exceed the greater of (1) the fair market value of the Property as determined under subparagraph (a) above, or (2) the estimated Claim Amount less the amount which the Company would pay as the percentage guaranty option under Section 6.3(b).

c.

For purposes of this Section 5.11, fair market value shall be determined as of a date acceptable to the Company by an opinion of an independent real estate broker, or by an independent appraiser, in either case selected by or acceptable to the Company.

The Insured is not required to acquire Borrower's Title if it has bid in accordance with this Section 5.11, whether or not pursuant to directions from the Company.

5.12

Effect of Unexpired Redemption Period on Payment of a Claim—  If the Insured files a Claim prior to expiration of an applicable redemption period, the Loss payable shall only be computed through the date of filing of the Claim, and if the Company elects to acquire the Property, the Insured will remain responsible for management and control of the Property until the Company's acquisition thereof, which may be after expiration of the redemption period, but not later than as required by Section 6.4.

If the Company has paid to the Insured a Claim under its percentage guaranty option in Section 6.3 (b), and the related Property is subsequently redeemed by the Borrower, the Insured shall promptly report such redemption to the Company and reimburse the Company for the amount of the Company's Claim payment, to the extent that the sum of the Company's Claim payment and the amount realized by the Insured from the redemption exceeds the Claim Amount, as would have been calculated through the date of redemption.

5.13

Collection Assistance—  If the Company so requests, the Insured shall permit the Company to cooperatively assist the Insured in the collection of moneys due under the Loan, including obtaining information from the Borrower, attempting to develop payment schedules acceptable to the Insured, conducting Property inspections and requesting appraisals of the Property.

6

Loss Payment Procedure

6.1

Filing of Claim - The Insured shall file a Claim after, but no later than sixty (60) days following, the conveyance to the Insured of Borrower's Title to the Property.  If the Insured is not required to have Borrower's Title to file a Claim for a reason described in Section 5.9, then the Claim must be filed (a) within sixty (60) days after the Property is conveyed in a pre-foreclosure sale, at the foreclosure sale, or by exercise of the rights of redemption or (b) at the time specified by Section 5.3.  If the Insured fails to file a Claim within the applicable time, the Insured will not be entitled to, and the Company will not be obligated for, any payment under this Policy for amounts, including additional interest and expenses, which would otherwise be claimable, but  which accrue or are incurred after the sixty (60) day period for filing of a Claim.

If the Insured fails to file a Perfected Claim within one hundred eighty (180) days after the filing of the Claim (or within such longer period of time as the Company may allow in writing), the Insured will no longer be entitled to payment of a Loss and the Company will not be obligated to make any payment under this Policy.

6.2

Calculation of Claim Amount - Subject to Sections 7.5 and 5.3, the Claim Amount will be an amount equal to the sum of:

a.

The amount of unpaid principal balance due under the Loan as of the date of Default without capitalization of delinquent interest, penalties or advances; and

b.

The amount of accrued and unpaid interest due on the Loan computed at the contract rate stated in the Loan through the date that the Claim is filed with the Company, but excluding applicable late charges, penalty interest or other changes to the interest rate by reason of Default; and

c.

The amount of advances incurred by the Insured under Section 5.7 prior to filing of the Claim (except to Persons employed or controlled by the Insured or the Owner of the Loan or their other internal costs) provided that:

1.

Attorney's fees advanced for completion of Appropriate Proceedings and obtaining Possession of the Property will not be allowed to the extent they exceed three percent (3%) of the sum of the unpaid principal balance and the accrued and accumulated interest due; and

2.

Such advances, other than attorney's fees, must have first become due and payable after the Default, and payment of such advances must be prorated through the date the Claim is filed with the Company;

less:

(i)

The amount of all rents and other payments (excluding proceeds of a sale of the Property and the proceeds of fire and extended coverage insurance) collected or received by the Insured, which are derived from or in any way related to the Property;

(ii)

The amount of cash remaining in any escrow account as of the last payment date;

(iii)

The amount of cash or other collateral to which the Insured has retained the right of possession as security for the Loan;

(iv)

The amount paid under applicable fire and extended coverage policies which are in excess of the cost of restoring and repairing the Property, if the Property is damaged, and which has not been paid to the Borrower or applied to the payment of the Loan as required by the terms of the Loan; and

(v)

Any other amounts claimed by the Insured to the extent they are excluded from the Claim Amount by reason of Section 4.

6.3

Payment of Loss; Company's Options - Within the Settlement Period, but only if the Insured has satisfied all requirements for a payment of Loss and if the Company has received a Perfected Claim, the Company shall at its sole option exercise its:

a.

Property acquisition settlement option.  Pay to the Insured as the Loss the Claim Amount calculated in accordance with Section 6.2 for the Company's acquisition of the Property; or

b.

Percentage guaranty option.  Allow the Insured to retain all rights in and title to the Property, and pay to the Insured as the Loss the Claim Amount calculated in accordance with Section 6.2 of this Policy multiplied by the percentage of coverage or as otherwise calculated as specified in the Certificate. However, if prior to the Company's payment of the Loss, a third party acquires title to the Property at the foreclosure sale or a Borrower redeems the Property (unless such acquisition or redemption occurs because the Insured failed to bid as provided in Section 5.11), then the Company shall pay the lesser of: (i) the percentage guaranty option amount described above; or (ii) the difference between the Claim Amount and the amount realized by the Insured at the foreclosure sale or redemption; or

c.

Pre-Claim sale option.  Pay to the Insured as the Loss the amount calculated in accordance with Section 5.10, if the terms and conditions of Section 5.10 are met.

In addition to the sum due pursuant to the option described above which the Company selects, the Loss payable by the Company will include the other amounts provided for under Sections 6.5 or 7.2 when such Sections are applicable.  The Company will deduct from its payment of Loss such amounts as may be permitted by this Policy and the aggregate amounts of any payments of Loss which it had previously made.  In the event of a Loss on a Loan with renewal premiums due monthly, which results from a Default covered under Section 2.6(a), the Company shall deduct from the payment of Loss an amount equal to any unpaid renewal premiums for the subject Loan through the end of the monthly renewal period in which such Default occurred.

6.4

Calculation of Settlement Period - The Settlement Period will be a sixty (60) day period after the Company's receipt of a Claim, calculated as follows:

a.

No later than the twentieth (20th) day after filing of a Claim, the Company may notify the Insured of additional documents or information which it requires for processing the Claim.  The sixty-day period will be suspended until the Company receives such additional documents and information.  The Company may request additional documents and information after such twenty-day period, and the Insured must use reasonable efforts to satisfy such request.

b.

No later than the sixtieth (60th) day after filing of a Claim, the Company may notify the Insured that it will require access to the Property sufficient to inspect, appraise and evaluate the Property.  If the Company does not notify the Insured by that date, its right to such access will be deemed waived.  If such notice is given, the Insured will use its best efforts to provide access to the Company and, if access is not then available, the sixty day period will be suspended from the date such notice was given until the Company receives notice from the Insured that access is available to it.  If access is in fact not available when sought by the Company after such notice from the Insured, the Company will promptly notify the Insured of such unavailability, and the passage of the sixty day period will remain suspended as if the Insured's notice of availability had not been given to the Company.

c.

If the Company has elected to acquire the Property in settlement of a Claim, the sixty day period also will be suspended if necessary for there to be a period of ten (10) days after the date on which the Insured satisfies all conditions to acquisition, including any required restoration of the Property, for the Insured's delivery of a recordable deed and title policy or opinion evidencing Good and Merchantable Title (not subject to any rights of redemption, unless the Company waives such requirement) and, if applicable, delivery of Possession to the Property.

d.

If the sixty day period is suspended for more than one reason, the resulting suspended periods will only be cumulative if in fact they occur at different times; to the extent they occur simultaneously, they will not be cumulative.

6.5

Payment by the Company After the Settlement Period— If the Company has not paid a Loss during the Settlement Period, then (a) the Company will include in its payment of Loss, if a Loss is ultimately payable, simple interest on the amount payable accruing after the Settlement Period to the date of payment of Loss at the applicable interest rate or rates which would have been payable on the Loan during such period, and (b) the Company will no longer be entitled to acquire the Property as an option for payment of the Loss.

The Company must either pay the amount of applicable Loss (including any additional applicable interest as computed above) or deny the Claim in its entirety within (a) one hundred twenty (120) days after expiration of the Settlement Period, or (b) if the Settlement Period has not expired, no later than one hundred eighty (180) days after filing of the Claim.  If at a later date it is finally determined by agreement between the Insured and the Company (or by completion of legal or other proceedings to which the Insured and the Company are parties) that the Company was not entitled to deny all or a portion of the Claim, the Company will include in any resulting subsequent payment of Loss interest as calculated above through the date of such payment on the amount of Loss which the Company was not entitled to deny.

6.6

Discharge of Obligation— Payment by the Company of the amount of Loss required to be paid in accordance with this Policy will be a full and final discharge of its obligation with respect to such Loss under this Policy.

7

Additional Conditions

7.1

Proceedings of Eminent Domain - In the event that part or all of a Property is taken by eminent domain, or condemnation or by any other proceedings by federal, state or local governmental unit or agency, the Insured must require that the Borrower apply the maximum permissible amount of any compensation awarded in such proceedings to reduce the principal balance of the Loan, in accordance with the law of the jurisdiction where the Property is located.

7.2

Pursuit of Deficiencies

a.

The Insured will be entitled to pursue Appropriate Proceedings, or shall at the direction of the Company pursue Appropriate Proceedings through the end of the Settlement Period, which may result in the Borrower becoming liable for a deficiency after completion of the Insured's acquisition of a Property.  Such pursuit may not be directed by the Company unless such deficiency is estimated to exceed $7,500.  If the Company proposes to pursue a deficiency judgment, in whole or in part for its account, it will notify the Insured at least thirty (30) days before the foreclosure sale.  If the Company does not so notify the Insured, the deficiency judgment, if established by the Insured, will be solely for the account of the Insured, and the Company will not be subrogated to any rights to pursue the deficiency judgment.

b.

The following provisions will apply if, in completing Appropriate Proceedings there are additional expenses advanced pursuant to Section 5.7 or additional interest accrued on the Loan, due to (1) an additional redemptive period or a delay in acquisition of Borrower's Title, which period or delay is directly related to establishing the deficiency judgment or (2) legal proceedings which are necessary to establish and pursue the deficiency judgment and which would not otherwise be the custom and practice used.

i.

If the deficiency judgment is to be established, in whole or in part, for the account of the Company, the Company must pay the Insured at the time of payment of the Claim, regardless of which settlement option the Company has selected, the full amount of:

(A)

such additional expenses advanced pursuant to Section 5.7 by the Insured; and

(B)

such additional interest accrued on the unpaid principal balance of the Loan at the contract rate stated in the Loan, but excluding applicable late charges, penalty interest, or other changes to the interest rate by reason of Default.

ii.

If the deficiency judgment is not to be established, in whole or in part, for the account of the Company, none of the additional interest or expenses of the type described in subparagraph (i) above will be includable in the Claim Amount or payable at any time by the Company.

iii.

For purposes of determining the additional expenses described in subparagraph (i) above resulting from pursuing the deficiency judgment, the limitation on attorneys' fees in Section 6.2 will not apply.

iv.

All of the additional interest, expenses, attorney's fees and court expenses described in subparagraph (i) above will be accrued or advanced only through acquisition of Borrower's Title, including any additional redemptive period.

c.

The Company and the Insured may agree generally or with respect to a Loan to different terms and conditions than set forth in this Section 7.2.  The Company and the Insured also may agree to the joint pursuit or other arrangements for the collection of deficiency judgments on mutually acceptable terms and conditions.

7.3

Subrogation—  Subject to Section 7.2(a), and only to the extent that the Company is entitled under applicable law to pursue such deficiency rights, the Company will be subrogated, upon payment of the Loss, in the amount thereof and with an equal priority to all of the Insured's rights of recovery against a Borrower and any other Person relating to the Loan or to the Property.  The Insured must execute and deliver at the request of the Company such instruments and papers and undertake such actions as may be necessary to transfer, assign and secure such rights.  The Insured shall refrain from any action, either before or after payment of a Loss, that prejudices such rights.  

7.4

Policy for Exclusive Benefit of the Insured and the Owner—  A Commitment and Certificate issued as the result of any Application submitted hereunder and the coverage provided under this Policy will be for the sole and exclusive benefit of the Insured and the Owner of the related Loan, and in no event will any Borrower or other Person be deemed a party to, or an intended beneficiary of, this Policy or any Commitment or Certificate.  

7.5

Effect of Borrower Insolvency or Bankruptcy on Principal Balance—  If under applicable insolvency or bankruptcy law, a Loan's principal balance secured by a Property is reduced (after all appeals of such reduction are final or the time for such appeals has lapsed without appeal), the portion of such principal balance of the Loan not secured by the Property, and related interest, will be includable in the Claim Amount, as provided in this Section 7.5.

If a Default occurs on the Loan, the Insured has acquired Borrower's Title or Good and Merchantable Title to the Property as required by this Policy, and all other requirements for filing of a Claim are complied with, the Insured will be entitled to include in the Claim Amount (a) the amount of the principal balance of the Loan which was deemed unsecured under applicable insolvency or bankruptcy law, less any collections or payments on such unsecured principal balance received by the Insured, and (b) interest thereon at the rate and as computed in Section 6.2, from the date of Default giving rise to the Claim (but for no prior period).  In no event will any expenses or other amounts associated with the amount by which the principal balance of the Loan became unsecured be includable in the Claim Amount, directly or by an addition to the principal balance includable in the Claim Amount.

7.6

Arbitration of Disputes; Suits and Actions Brought by the Insured

a.

Unless prohibited by applicable law, all controversies, disputes or other assertions of liability or rights arising out of or relating to this Policy, including the breach, interpretation or construction thereof, shall be settled by arbitration.  Notwithstanding the foregoing, the Company or the Insured both retain the right to seek a declaratory judgement from a court of competent jurisdiction on matters of interpretation of the Policy.  Such arbitration shall be conducted in accordance with the Title Insurance Arbitration Rules of the American Arbitration Association in effect on the date the demand for arbitration is made, or if such Rules are not then in effect, such other Rules of the American Arbitration Association as the Company may designate as its replacement.

The arbitrator(s) shall be neutral person(s) selected from the American Arbitration Association's National Panel of Arbitrators familiar with the mortgage lending or mortgage guaranty insurance business.  Any proposed arbitrator may be disqualified during the selection process, at the option of either party, if they are, or during the previous two (2) years have been, an employee, officer or director of any mortgage guaranty insurer, or of any entity engaged in the origination, purchase, sale or servicing of mortgage loans or mortgage-backed securities.

b.

No suit or action (including arbitration hereunder) brought by the Insured against the Company with respect to the Company's liability for a Claim under this Policy shall be sustained in any court of law or equity or by arbitration unless the Insured has substantially complied with the terms and conditions of this Policy, and unless the suit or action is commenced within three (3) years (five (5) years in Florida or Kansas) after the Insured has acquired Borrower's Title to the Property or sale of the Property approved by the Company is completed, whichever is applicable to a Loan.  No such suit or action with respect to a Claim may be brought by the Insured against the Company until sixty (60) days after such acquisition of Borrower's Title or sale, as applicable to a Loan.

c.

If a dispute arises concerning the Loan which involves either the Property or the Insured, the Company has the right to protect its interest by defending the suit, even if the allegations contained in such suit are groundless, false or fraudulent.  The Company is not required to defend any lawsuit involving the Insured, the Property or the Loan.

7.7

Release of Borrower; Defenses of Borrower—  The Insured's execution of a release or waiver of the right to collect any portion of the unpaid principal balance of a Loan or other amounts due under the Loan will release the Company from its obligation under its Certificate to the extent and amount of said release.  If, under applicable law, the Borrower successfully asserts defenses which have the effect of releasing, in whole or in part, the Borrower's obligation to repay the Loan, or if for any other reason the Borrower is released from such obligation, the Company will be released to the same extent and amount from its liability under this Policy, except as provided by Section 7.5.

7.8

Amendments; No Waiver; Rights and Remedies; Use of Term "Including"

a.

The Company reserves the right to amend the terms and conditions of this Policy from time to time; provided, however, that any such amendment will be effective only after the Company has given the Insured written notice thereof by endorsement setting forth the amendment.  Such amendment will only be applicable to those Certificates where the related Commitment was issued on or after the effective date of the amendment.

b.

No condition or requirement of this Policy will be deemed waived, modified or otherwise compromised unless that waiver, modification or compromise is stated in a writing properly executed on behalf of the Company.  Each of the conditions and requirements of this Policy is severable, and a waiver, modification or compromise of one will not be construed as a waiver, modification or compromise of any other.

c.

No right or remedy of the Company provided for by this Policy will be exclusive of, or limit, any other rights or remedies set forth in this Policy or otherwise available to the Company at law or equity.

d.

As used in this Policy, the term "include" or "including" will mean "include or including, without limitation."

7.9

No Agency—  Neither the Insured, any Servicer or Owner, nor any of their employees or agents, will be deemed for any reason to be agents of the Company.  Neither the Company, nor any of its employees or agents, will be deemed for any reason to be agents of any Insured, Servicer or Owner.

7.10

Successors and Assigns—  This Policy will inure to the benefit of and shall be binding upon the Company and the Insured and their respective successors and permitted assigns.

7.11

Applicable Law and Conformity to Law—  All matters under this Policy will be governed by and construed in accordance with the laws of the jurisdiction in which the office of the original Insured on a Certificate is located.  Any provision of this Policy which is in conflict with any provision of the law of such jurisdiction is hereby amended to conform to the provisions required by that law.

7.12

Notice—  All claims, premium payments, tenders, reports, other data and any other notices required to be submitted to the Company by the Insured must be sent to the Company at MGIC Plaza, 250 East Kilbourn Avenue, Milwaukee, WI 53202.  The Company may change this address by giving written notice to the Insured.  Unless the Insured otherwise notifies the Company in writing, all notices to the Insured must be sent to the address on the face of this Policy or, if the Insured is not located at such address, to the last known address of the Insured.

All notices under this Policy, whether or not identified in this Policy as required to be in writing, will be effective only if in writing and only upon receipt thereof.  Written notices may instead be given in the form of telecopy or, if acceptable to the Company (for notices given to the Company) or to the Insured (for notices given to the Insured) in the form of computer tape or computer-generated or any other electronic message.  A telecopy or such tape or message shall be effective only when received.  The Company and the Insured may mutually agree that notices will be sent to any additional Person.  Except as expressly agreed to by the Company and the Insured, no liability shall be incurred by the Company for the failure to give a notice to a Person other than the Insured.

7.13

Reports and Examinations—  The Company may request, and the Insured must provide, such files, reports or information as the Company may deem necessary pertaining to any Loan, and the Company will be entitled to inspect the files, books and records of the Insured or any of its representatives pertaining to such Loan.

7.14

Electronic Media—  The Company and the Insured may, from time to time, deliver or transfer information, documents or other data between them by electronic media acceptable to them.  In addition, the Company and the Insured may maintain information, documents or other data on electronic media or other media generally accepted for business records, including microfiche.  Such electronic or other media will be as equally acceptable for all purposes between the Insured and the Company as information, documents or other data maintained in printed or written form.



Mortgage Guaranty Insurance Corporation

MGIC

250 E. Kilbourn Avenue

P.O. Box 488, Milwaukee, Wisconsin 53201-0488


                                                                                                               

Endorsement to Mortgage Guaranty Master Policy

                                                                                                               


                                                                                                                                                                                                   

Policy Issued to:

Master Policy Number:

LaSalle Bank National Association as Trustee for the

12-670-4-3311

Structured Asset Investment Loan Trust Mortgage

 

Pass-Through Certificates Series 2003-BC6

 

135 South LaSalle Street

Effective Date of Policy:

Suite 1625

July 1, 2003

Chicago, Illinois  60603

 

                                                                                                                                                                                                   


The purpose of this Endorsement is to amend terms and conditions of the Policy to provide for the insurance of Loans which may be in addition to other mortgage guaranty insurance coverage separately in effect for each of such Loans. This Endorsement will apply only to a Loan which is approved by the Company for insurance under it, which approval shall include a Loan underwritten by the Insured in accordance with the Company's Master Reporting Program (Delegated Underwriting Program). To the extent of any inconsistency or conflict between the terms of the Policy and this Endorsement, this Endorsement will control. The terms and conditions of the Policy shall apply to a Loan insured under this Endorsement, but with the Policy amended by adding, deleting, or amending the following terms and conditions, as indicated:


I.

Primary Policy


A.

The following definitions are added to the Policy:


1.30

"Original LTV" means the ratio of the principal balance of a Loan at its origination to the Value of the Property, as calculated according to the Company's standard procedures.


1.31

"Primary Policy" means the policy or guarantee issued by a mortgage guaranty insurance company approved for insurance of mortgage loans sold to either the Federal National Mortgage Association ("Fannie Mae"), or the Federal Home Loan Mortgage Corporation ("Freddie Mac"), which provides the minimum coverage required by Section 5.14 hereof, and under a form of policy approved by Fannie Mae or Freddie Mac and in general use for the mortgage loans sold to Fannie Mae or Freddie Mac, as applicable. Upon the Company's request, from time to time, the Insured shall provide to the Company a copy of the form of each Primary Policy under which it obtains coverage.


1.32

"Per Loan Loss Percentage" means, as applicable to Loans with an Original LTV as follows, the indicated percentage, or such other percentage as set forth on the applicable Certificate:


 

Original LTV

Per Loan Loss Percentage

 

              As shown on the Commitment Certificate



B.

The following additional exclusions from coverage contained in new Sections 4.11 and 4.12 are added to the Policy:


4.11

Coverage Required Under Primary Policy - Any Claim, if for any reason coverage under a Primary Policy described in Section 5.14 was not in effect at the time of conveyance of the Property as described in Section 6.1 of this Policy.


4.12

Payment of the Full Benefit of the Primary Policy - Any portion of any Claim for Loss to the extent the Insured under the related Primary Policy has not received the amount of the full benefit of the percentage option claim payment under the Primary Policy (irrespective of the reason or cause, including insolvency of the Primary Policy insurer or failure of the Insured to comply with the terms and conditions of the Primary Policy), assuming that all the terms and conditions of the Primary Policy were fully complied with.


C.

Section 5.8 is amended by adding a new subparagraph (f) as follows:


f.

A copy of the claim and evidence of the payment of, and any adjustments to, the claim under the Primary Policy, and other information related to such Primary Policy as the Company may reasonably request.


D.

The following additional condition precedent to payment of Claim, in new Section 5.14, is added to the Policy:


5.14

Coverage Required Under Primary Policy - Except as hereinafter provided, the Insured shall have coverage in full force and effect under a Primary Policy at the time of conveyance of the Property as described in Section 6.1 of this Policy, which provides coverage against loss resulting from a Borrower's Default. The Primary Policy shall, as a minimum, provide coverage on the principal amount of the Loan in at least the following percent, as applicable to the indicated Original LTV, or for some or all of the Loans such other coverage percent as set forth on the applicable Certificate:

  

Minimum Primary Policy Coverage

 

Original LTV

Percentage

 

As shown on the Commitment Certificate


Coverage of a Loan under a Primary Policy must remain in force until cancellation thereof is required under applicable law.


E.

Section 6.1 is deleted in its entirety and replaced with the following:


The Insured must submit and settle its claim under a Primary Policy before a Claim on such Loan may be filed under this Policy, and the Insured shall file a Claim after, but no later than ninety (90) days following, the conveyance to the Insured of Borrower's Title to the Property, and the settlement of the claim under the Primary Policy, whichever is later. If the Insured is not required to have Borrower's Title to file a Claim for a reason described in Section 5.9, then, for purposes of the preceding requirements in which reference is made to a period of ninety (90) days following the conveyance to the Insured of Borrower's Title to the Property, in lieu of such reference shall be substituted, as applicable, (a) ninety (90) days after the Property is conveyed in a pre-foreclosure sale, at the foreclosure sale, or by exercise of the rights of redemption or (b) the time specified by Section 5.3. If the Insured fails to file a Claim within the applicable time, the Insured will not be entitled to, and the Company will not be obligated for, any payment under this Policy for amounts, including additional interest and expenses, which would otherwise be claimable, but which accrue or are incurred after the ninety (90) day period for filing of a Claim.


If the Insured fails to file a Perfected Claim within one hundred eighty (180) days after the filing of a Claim (or within such longer period of time as the Company may allow in writing), the Insured will no longer be entitled to payment of a Loss and the Company will not be obligated to make any payment under this Policy.


F.

The introduction to Section 6.2 is deleted in its entirety and replaced with the following:


6.2

Calculation of Claim Amount --- Subject to Sections 7.5 and 5.3, and the requirement for a Primary Policy, if any, the Claim Amount will be an amount equal to the sum of:


G.

Section 6.2 is amended by deleting "and" after subparagraph (iv) and inserting "; and" in place of the period at the end of (v), and by adding a new subparagraph (vi) as follows:


(vi).

The greater of the amount of any claim payment pursuant to a Primary Policy which the Insured received, or which the Insured should have received in order for the exclusion under Section  4.12 of this Policy not to have applied.


H.

Section 6.3(b) is deleted in its entirety and replaced with the following:


b.

Per Loan Loss Percentage Option. In the event the Company does not acquire the Property, allow the Insured to retain all rights and title to the Property and pay to the Insured as the Loss the lesser of: (i) the difference between the Claim Amount calculated in accordance with Section 6.2 and the amount realized by the Insured pursuant to its sale, if any, of the Property as provided in Section 5.10 and (ii) the Per Loan Loss Percentage option which shall be calculated by multiplying the applicable Per Loan Loss Percentage for such Loan times the Claim Amount (without any reduction for the Primary Policy claim payment pursuant to Section 6.2(vi)). However, if prior to the Company's payment of the Loss, a third party acquires title to the Property at the foreclosure sale or a Borrower redeems the Property (unless such acquisition or redemption occurs because the Insured failed to bid as provided in Section 5.11), then the Company shall pay the lesser of: (i) the Per Loan Loss Percentage option amount described above; or (ii) the difference between the Claim Amount and the amount realized by the Insured at the foreclosure sale or redemption; or


I.

The following is added at the end of Section 6.3:


Without limiting the requirements and conditions to filing and payment of a Claim contained in this Policy, if the Property has been acquired by the insurer under a Primary Policy, no Loss shall be payable under this Policy. For purposes of this Policy any references to "percentage guaranty option" shall be to the "Per Loan Loss Percentage guaranty option".


II.

Other Provisions


A.

Section 1.13 of the Policy is deleted in its entirety and replaced with the following:


1.13

Insured means:


a.

The Person designated on the face of this Policy; or


b.

Any Person to whom coverage has been assigned as permitted by Section 3.5 resulting in a change in the Insured named on a Certificate in accordance with this Policy.


B.

Section 1.24 is amended by adding the following sentence at the end thereof:


"For purposes of this Policy, the term "Servicer" shall include the master servicer for a Loan of whom the Company has been notified, as well as any servicer acting on behalf of the master servicer of whom the Company has been notified."


C.

Section 2.3 of the Policy is amended to read in its entirety as follows:


2.3

Company's Remedies for Misrepresentation -- Subject to Section 2.4, if any of the Insured's representations as described in Section 2.2 are materially false or misleading with respect to a Loan, the Company will have at its option, the right to defend against a Claim with respect to such Loan, or to the extent permitted by applicable law, to cancel or rescind coverage under any Certificate with respect to such Loan retroactively to commencement of coverage (or if the misrepresentation occurs with respect to continuation of coverage upon assumption of a Loan, to so defend, cancel or rescind retroactively to the date of such continuation with respect to such Loan). In the case of such cancellation or recission, the Company shall return at that time all paid premiums retroactively to such applicable date.


D.

Section 2.4 and all references thereto in the Policy are deleted in their entirety.


E.

Section 2.6a. of the Policy is amended to read in its entirety as follows:


a.

The Company must give the Insured prior notice of the due date for payment of the applicable premium payable for coverage of all Loans insured under this Policy.  The entire premium for all Loans must be paid within a forty-five (45) day grace period (or such longer grace period generally allowed by the Company) after the due date for payment, except that if a Default on the Loan occurs between the last date through which the applicable monthly renewal premium has been paid and the end of such grace period, the Insured shall not be required to pay monthly renewal premiums, and coverage of such Default will continue, while such Default exists.  If such Default is not cured and results in a Claim, such unpaid monthly renewal premiums through the renewal month in which such Default occurred shall be paid as provided in Section 6.3 by deduction from the Loss.


Upon payment of the entire premium for all Loans within such grace period, this Policy will be in effect for the applicable period of coverage and a Default on a Loan occurring within said grace period which is not cured, and which results in a Claim being filed, will be covered.


If a Default occurs prior to the date through which the entire premium has been paid, and if such Default is not cured and results in a Claim being filed, such Default shall remain covered and no further premium on such Loan in Default shall be due in order to maintain coverage of such Default. If such Default is cured, all monthly renewal premiums not paid during the period of Default shall be payable (unless previously paid by the Insured) within forty-five (45) days or such longer period generally allowed by the Company after notice from the Company in order to continue coverage.  


If the entire premium for all Loans is not paid within the grace period, at the option of the Company, the coverage of this Policy and the Company's liability as to all Loans will terminate effective as of 12:01 a.m. on the first day following the date through which the applicable premium has been paid and as a result, any existing or future Defaults on any of the Loans will not be covered under this Policy.


Notwithstanding the foregoing, the Insured shall remain obligated to continue coverage in effect and pay any premium which is due, as required by Section 2.8 of this Policy.


F.

Section 2.8 is amended to read in its entirety as follows:


2.8

Cancellation by the Insured of a Certificate --- Notwithstanding any provision to the contrary in this Policy, the Insured shall be obligated to maintain coverage of a Certificate for a Loan and to pay corresponding premiums for continuation of such coverage except that coverage on a Loan under this Policy may be cancelled by the Insured effective when the unpaid principal balance of the Loan is less than 55% of the Value of the Property or if otherwise permitted in writing by the Company. Subject to the foregoing obligation of the Insured to maintain coverage, the Insured may obtain cancellation of coverage on a Loan by making a written request to the Company for cancellation of coverage on the Loan. However, no refund will be paid upon cancellation of coverage on a Loan. Cancellation of coverage on a Loan will not cancel this Policy.


G.

Section 3.5 is amended to read in its entirety as follows:


3.5

Change of Insured --- Change of Insured shall only be allowed if advance written approval is obtained from the Company (which approval shall be in the sole and absolute discretion of the Company). If coverage of a Loan is to be assigned or transferred by the Insured to a new Insured, the Insured shall request the Company's approval thereof and if the Company approves the change of Insured, the Company shall, thereafter, change its records to identify the new Insured for such Loan. Notwithstanding the foregoing, upon notice to the Company, the Insured may transfer coverage of a Loan to the Owner thereof or, upon the securitization of a Loan, to any trustee in such securitization, in each case without the prior approval of the Company; provided, however, that if in connection therewith there is a change in Servicer or if the servicing of the Loan is assumed by the new Insured or another Person, Section 3.4 of this Policy shall apply and the approval by the Company of such new Servicer, Insured or other Person shall be required.


All terms capitalized will have the meanings set forth in the Policy, except as otherwise defined herein. Nothing herein contained will be held to vary, alter, waive or extend any of the terms and conditions of the Policy, or any amendments thereto, except as expressly set forth above.






Mortgage Guaranty Insurance Corporation

250 E. Kilbourn Avenue

P.O. Box 488, Milwaukee, Wisconsin 53201-0488

MGIC



                                                                        

Master Reporting Program Endorsement

(With Limited Incontestability)

For Illinois Bulk Transactions

                                                                        


                                                                                                                                                                                         

Policy Issued To:

Attached to and Forming Part of Master Policy Number:

LaSalle Bank National Association as Trustee for the

      12-670-4-3311

Structured Asset Investment Loan Trust Mortgage

 

Pass-through Certificates Series 2003-BC6

 

135 South LaSalle Street

Effective Date of Policy:

Suite 1625

        July 1, 2003

Chicago, Illinois 60603

 

                                                                                                                                                                                         


The purpose of this Endorsement is to amend terms and conditions of the Policy to provide for the insurance of Loans under the Master Reporting Program made available by the Company to certain Insureds to whom this Endorsement is issued. An Insured will be entitled to submit Loans for insurance under this Endorsement until written notice from the Company to the Insured. This Endorsement will apply only to a Loan which is identified by the Company as being insured under the Master Reporting Program. To the extent of any inconsistency or conflict between the terms of the Policy and this Endorsement, this Endorsement will control. The Policy is amended by adding, deleting, or amending the following terms and conditions, as indicated:


A.

The following additional definitions are added to Section 1 of the Policy:


1.27

Eligibility Criteria means the requirements established by the Company from time to time applicable to the origination of a Loan (including approved mortgage loan programs, maximum loan-to-value ratios and original principal amounts, coverage limitations and underwriting requirements) and of which the Company notifies the Insured, as the same may be amended from time to time by the Company on prior written notice to the Insured.


1.28

Transmittal means the information and format designated as such by the Company which requests or directs the Company to issue its Commitment and tender its Certificate with respect to the Loan identified therein, which may be identified by the title "Transmittal" and which includes all data and information and all exhibits and documents furnished in connection therewith to the Company. Whenever the term "Application" is used in this Policy, the term "Transmittal" and its definition will be substituted therefor.


1.29

Loan File means, with respect to a Loan, copies of all documents (including all data and information in electronic format) created or received in connection with the origination and closing of the Loan, including the Borrower's loan application, purchase contract, appraisal, credit report, verifications of employment, income and deposit, and HUD-1 or other settlement statement.


B.

Sections 2.1 through 2.3 of the Policy are deleted in their entirety and replaced with the following:


2.1

Loan Underwriting and Obtaining Coverage - This Policy shall automatically extend to each Loan which the Insured submits for coverage under this Policy, provided that it is made in accordance with the terms and provisions of this Policy, including the Eligibility Criteria, and is evidenced by a Certificate issued by the Company. In order to obtain coverage under this Policy for a Loan, the Insured or the Person acting on its behalf must submit a duly completed Transmittal to the Company within thirty (30) days after the Insured makes or purchases the Loan (or such longer period as allowed by the Company), and the Company shall then issue a Commitment and Certificate, if all applicable requirements are satisfied.


If the Insured or the Person acting on its behalf subsequently denies the mortgage loan application received by it from the applicant, the Insured will be responsible for notifying the applicant in compliance with any applicable state or federal laws or regulations, including the Equal Credit Opportunity Act and any other similar law or regulation.


2.2

Representations of the Insured - The Insured represents to the Company that:


a.

All statements made and information provided to the Company in a Transmittal or in a Commitment or Certificate (including as such is related to continuation of coverage upon assumption of a Loan) are supported by statements and information in the Loan File;


b.

All statements made and information provided to the Company in the Transmittal or in any Commitment or Certificate when provided to the Company or contained in the Loan File when the Loan is closed are not false or misleading in any material respect as of such date(s) and do not omit any fact necessary in order to make such statements and information not false or misleading in any material respect as of such date(s); and


c.

The Loan complies with the Eligibility Criteria in effect at the time the Transmittal is submitted to the Company.


The foregoing representations will apply to all statements and information provided to the Company in the Transmittal, Commitment or Certificate or contained in the Loan File, whether made or submitted by the Insured, the Borrower or any other Person, and will be deemed to have been made and provided for and on behalf of the Insured. The foregoing representations shall be effective whether or not they are made by the Insured or other Person with the intent to deceive or mislead, or with the knowledge that they are not true and correct.


It is understood and agreed that such statements and information in the Transmittal, Commitment or Certificate, or Loan File in the aggregate are, and in certain instances individually may be, material to the Company's decision to offer, provide or so continue coverage of the related Loan; the Company issues the related Commitment and Certificate or continues coverage in reliance on the accuracy and completeness of such statements and information submitted to it; and the Company's reliance on the representations in this Section 2.2 survive the issuance of a Commitment and Certificate or such continuation of coverage and any later review or audit of the Insured's files by the Company. Without otherwise limiting the scope of this Section 2.2, a breach of Section 4.8 relating to down payment will be deemed a material misrepresentation for purposes of this Section 2.2.


2.3

Company's Remedies for Misrepresentation - If any of the Insured's representations as described in Section 2.2 are materially false or misleading with respect to a Loan, the Company will have at its option, the right to defend against a Claim, or to the extent permitted by applicable law, to cancel or rescind coverage under any Certificate retroactively to commencement of coverage (or if the misrepresentation occurs with respect to continuation of coverage upon assumption of a Loan, to so defend, cancel or rescind retroactively to the date of such continuation). In the case of such cancellation or recision, the Company shall return at that time all paid premiums retroactively to such applicable date.


C.

Notwithstanding any other provision of the Policy, including any endorsement to the Policy, Section 2.4 of the Policy is deleted in its entirely and replaced with the following:


2.4

Incontestability for Certain Misrepresentations - Notwithstanding Sections 2.2 or 2.3, no Claim for Loss will be denied or adjusted, nor will the Certificate's coverage be rescinded or canceled, by reason of any misrepresentations (whether by statements made or omitted) contained in a Transmittal or the related Loan File, provided that all of the following requirements, conditions and circumstances, to the extent not waived in writing at the option of the Company, are satisfied:


a.

The misrepresentation must not have been knowingly made, or knowingly participated in, by:


1.

The Insured or any other Person which originated the Loan; or


2.

Any other of the following Persons:


i)

appraiser, correspondent lender, mortgage loan broker or other intermediary underwriting or processing the Loan on behalf of the Insured or any other Person which originated the Loan; or


ii)

escrow or closing agents, or any other agent of, or broker for, the Insured or any other Person which originated the Loan acting with respect to the Loan or the related Property transaction.


b.

The Borrower must have made twelve (12) consecutive full installment payments of principal, interest and impound or escrow amounts in the amounts as called for by the Loan, and all of those payments must have been made from the Borrower's own funds.


A payment will be considered to be "consecutive" only if it is made prior to the date the next scheduled installment becomes due. The "Borrower's own funds" will include any funds used by the Borrower for the purpose of making installment payments, but will not include funds provided directly or indirectly by any Person (other than the Borrower) who is or was a party to the Loan or to the related Property transaction, unless expressly set forth in the Transmittal.


c.

This Section 2.4 will not apply to a Certificate if within twelve (12) months before or after a material misrepresentation by a Borrower or other Person (other than those Persons identified in Section 2.4(a)), there are one or more material misrepresentations in an Application or Transmittal (i) with respect to three (3) or more other mortgage loans insured at any time by the Company for the Insured or any other lender and (ii) which result from the direct or indirect acts or omissions of the same Borrower or same other Person (including any other Person acting directly or indirectly in concert).


d.

This Section 2.4 shall not be construed to limit the applicability of Section 4.4(b) to a misrepresentation which is subject to this Section 2.4.


e.

The Company's payment of a Claim will not limit any rights which the Company has against the Borrower or any other Person (other than the Insured) for any misrepresentation.


D.

Section 2.12 of the Policy is added with the following:


2.12

Post Underwriting Review and Copies of Loan Files - The Company or representatives designated by it will have the right, from time to time, upon thirty (30) days advance notice to the Insured, to conduct a post underwriting review (including inspection) of the Loan Files and other information, papers, files, documents, books, records, agreements, and electronically stored data prepared or maintained by or in the possession or under the control of the Insured pertaining to or in connection with Loans insured under this Policy. The Company will have the right to conduct the review on the Insured's premises during normal business hours. The Insured must cooperate fully with the review. In addition, either in written notice to obtain from the Insured a copy of the Loan File for any Loan for which a Commitment or Certificate has been issued pursuant to this Policy. If for any reason the Insured fails to provide a copy of a Loan File at the time of the Company's review or upon the Company's other notice, the Company will provide a second notice to the Insured, allowing the Insured to provide it within an additional thirty (30) day period, then, at the Company's option, the Company will have the right to cancel coverage under the related Certificate.



E.

Section 4.8 is deleted in its entirety and replaced with the following:


4.8

Down Payment - Any Claim involving a Loan which is for the purchase of the Property, and for which the Borrower did not make a down payment as described in the Transmittal or Loan File.


F.

Section 4.11 of the Policy is added with the following:


4.11

Non-Eligible Loans - Any Loan that did not meet the Eligibility Criteria in effect at the time the related Transmittal was submitted to the Company.


G.

Section 7.9 of the Policy is deleted in its entirety and replaced with the following:


7.9

No Agency - Neither the Insured, any Servicer, or Owner nor any of their employees or agents (including the Persons underwriting the Loan on behalf of the Insured) will be deemed for any reason to be agents of the Company. Neither the Company, nor any of its employees or agents, will be deemed for any reason to be   agents of any Insured, Servicer or Owner.



All terms capitalized herein will have the meanings set forth in the Policy, except as otherwise defined herein. Nothing herein contained will be held to vary, alter, waive or extend any of the terms and conditions of the Policy, or any amendments thereto, except as expressly set forth above.




Mortgage Guaranty Insurance Corporation

250 E. Kilbourn Avenue

P.O. Box 488, Milwaukee, Wisconsin 53201

MGIC


______________________________

Certificate

(Covering Multiple Loans)

______________________________


                                                                                                                                                                                                                                                                                      


Mortgage Guaranty Insurance Corporation, 250 E. Kilbourn Avenue/P.O. Box 488, Milwaukee, Wisconsin 53201-0488 (the "Company"), hereby agrees to pay to the Insured any Loss due to the Default by a Borrower on any Loan identified on the attached schedule, subject to the terms and conditions of the Master Policy identified below, and in reliance on the Insured's Application or Transmittal for insurance.


              Insured's Information              

       Coverage Information           


Insured Name and Mailing Address:

Certificate Issuance Date:  July 30, 2003  

LaSalle Bank National Association as Trustee for the


Structured Asset Investment Loan Trust Mortgage

Certificate Effective Date:  July 1, 2003

Pass-Through Certificates Series 2003-BC6


135 South LaSalle Street

Number of Loans Insured:  1,663

Suite 1625


Chicago, Illinois  60603

Aggregate Insured Amount of Loans:

$262,896,034.50


Coverage Amount on Each loan: See

attached schedule

           Master Policy Information               


Master Policy Number:        12-670-4-3311


Applicable Endorsements:  #71-70192 (6/01)


                                            #71-70201 (10/01)


       Premium Information           

Premium Rate:  See attached schedule

Premium Type:  Monthly

Premium Refundability:    Non-refundable

Renewal Option:    Declining

Premium Source:   Non-Borrower Paid



Notes


The attached schedule contains a summary of coverage and premium information on a loan-by-loan basis and the schedule is incorporated herein and constitutes a part of this Certificate.

For Loans secured by properties located in Kentucky or West Virginia, the premium rates identified on the attached schedule do not include any applicable state and local premium taxes which may be due and required to be paid by the Insured, and which will be billed by the Company to the Insured.

Pursuant to Section 2.07(a) of the Master Policy, this Certificate becomes effective without the Insured's execution or return of same.

In issuing this Certificate, the Company has relied upon certain information and data received from or on behalf of the Insured, including, but not limited to, information and data contained in one or more electronic file transfers to the Company, as well as information and data summarized in a letter from MGIC to the Insured and any such other parties identified in such letter.  Such information and data and a copy of such letter are attached to this Certificate.

All capitalized terms used herein shall have the meaning assigned to such terms in the Master Policy.


INSURED CERTIFICATION: By tendering the initial premium, the Insured certifies that: 1) each of the Loans identified on the attached schedule has been closed; 2) Loan information set forth on the attached schedule or any other attachments to this Certificate is true and correct and the Company can rely on it in extending coverage to the Loans; 3) none of the Loans is in Default as of its Certificate Effective Date; and 4) as of the Certificate Issuance Date set forth above, the Insured had no knowledge of any material changes in any statement or representation contained in the Application or Transmittal for this insurance.

.



MGIC Master Policy 12-670-4-3305 Certificate Schedule

MGIC


 

  Loan

 Amount of  

 

Amount of

Loan

Premium

MGIC

 

Number

 Insurable Loan

LTV

MGIC Coverage

Type

Rate

Certificate Number


Total

     1663

 $262,896,034.50

     
        

1

106834286

 $      142,910.43

90

34

ARM

191 BPS

to be assigned

2

106834658

 $      171,939.06

90

34

ARM

191 BPS

to be assigned

3

106834781

 $      124,779.73

90

34

ARM

191 BPS

to be assigned

4

106836166

 $      242,131.36

81

27

ARM

191 BPS

to be assigned

5

106997323

 $      132,372.15

90

34

fixed

131 BPS

to be assigned

6

107056863

 $      156,197.26

85

30

fixed

131 BPS

to be assigned

7

107056996

 $      243,741.72

95

37

fixed

131 BPS

to be assigned

8

107057606

 $      274,624.75

90

34

ARM

191 BPS

to be assigned

9

107057671

 $      221,291.36

84

29

fixed

131 BPS

to be assigned

10

107057721

 $      321,917.57

90

34

ARM

191 BPS

to be assigned

11

107057754

 $        73,445.62

90

34

ARM

191 BPS

to be assigned

12

107057911

 $      169,853.27

90

34

ARM

191 BPS

to be assigned

13

107058240

 $      162,999.06

85

30

ARM

191 BPS

to be assigned

14

107058869

 $      226,668.26

85

30

ARM

191 BPS

to be assigned

15

107059107

 $      181,452.03

82

27

ARM

191 BPS

to be assigned

16

107059271

 $      180,744.52

85

30

ARM

191 BPS

to be assigned

17

107059313

 $      295,781.74

85

30

fixed

131 BPS

to be assigned

18

107059453

 $      203,125.36

95

37

ARM

191 BPS

to be assigned

19

107059941

 $      134,393.11

90

34

ARM

191 BPS

to be assigned

20

107060188

 $      245,675.73

90

34

ARM

191 BPS

to be assigned

21

107060261

 $      156,215.94

87

32

ARM

191 BPS

to be assigned

22

107060790

 $      205,005.31

90

34

ARM

191 BPS

to be assigned

23

107061129

 $      232,579.85

84

29

ARM

191 BPS

to be assigned

24

107061178

 $      117,879.48

95

37

ARM

191 BPS

to be assigned

25

107061228

 $      293,892.67

90

34

fixed

131 BPS

to be assigned

26

107061236

 $      376,118.14

90

34

ARM

191 BPS

to be assigned

27

107061467

 $      214,460.81

90

34

fixed

131 BPS

to be assigned

28

107061574

 $      148,095.76

88

32

fixed

131 BPS

to be assigned

29

107061657

 $      247,992.91

90

34

fixed

131 BPS

to be assigned

30

107061699

 $      161,959.10

90

34

ARM

191 BPS

to be assigned

31

107061905

 $      215,615.00

85

30

ARM

191 BPS

to be assigned

32

107062143

 $      241,276.72

90

34

ARM

191 BPS

to be assigned

33

107062184

 $      363,044.13

85

30

ARM

191 BPS

to be assigned

34

107062689

 $      217,142.10

95

37

ARM

191 BPS

to be assigned

35

107062705

 $      313,835.78

95

37

fixed

131 BPS

to be assigned

36

107062945

 $      178,110.64

90

33

fixed

131 BPS

to be assigned

37

107063752

 $        62,302.07

90

34

ARM

191 BPS

to be assigned

38

107064149

 $      200,519.21

85

30

fixed

131 BPS

to be assigned

39

107064206

 $      354,903.91

90

34

fixed

131 BPS

to be assigned

40

107064271

 $      198,457.43

100

40

fixed

131 BPS

to be assigned

41

107064339

 $      232,413.29

85

30

fixed

131 BPS

to be assigned

42

107064354

 $      246,267.83

90

34

ARM

191 BPS

to be assigned




MGIC Master Policy 12-670-4-3305 Certificate Schedule

MGIC


 

  Loan

 Amount of  

 

Amount of

Loan

Premium

MGIC

 

Number

 Insurable Loan

LTV

MGIC Coverage

Type

Rate

Certificate Number


43

107064362

 $      236,239.96

85

30

ARM

191 BPS

to be assigned

44

107064412

 $      114,404.72

90

34

fixed

131 BPS

to be assigned

45

107064842

 $      199,071.30

90

34

fixed

131 BPS

to be assigned

46

107064966

 $      117,092.48

90

34

ARM

191 BPS

to be assigned

47

107065203

 $        94,968.61

85

30

ARM

191 BPS

to be assigned

48

107065229

 $      377,397.44

95

37

fixed

131 BPS

to be assigned

49

107065286

 $      319,716.61

89

33

ARM

191 BPS

to be assigned

50

107904815

 $      342,449.83

85

30

ARM

191 BPS

to be assigned

51

107906844

 $      234,478.39

85

30

ARM

191 BPS

to be assigned

52

107906919

 $      308,725.65

85

30

ARM

191 BPS

to be assigned

53

107907040

 $      395,361.62

85

30

ARM

191 BPS

to be assigned

54

108363292

 $      132,069.96

90

34

ARM

191 BPS

to be assigned

55

108364944

 $      189,720.99

85

30

fixed

131 BPS

to be assigned

56

108365297

 $      274,441.60

89

33

fixed

131 BPS

to be assigned

57

108424300

 $      149,819.98

85

30

ARM

191 BPS

to be assigned

58

108424763

 $      308,384.73

85

30

ARM

191 BPS

to be assigned

59

108424813

 $      312,861.21

85

30

ARM

191 BPS

to be assigned

60

108425844

 $      333,139.75

85

30

ARM

191 BPS

to be assigned

61

108426396

 $      304,469.88

90

34

ARM

191 BPS

to be assigned

62

108426651

 $        76,298.80

90

34

ARM

191 BPS

to be assigned

63

108667890

 $      262,606.87

85

30

ARM

191 BPS

to be assigned

64

108667908

 $      249,879.12

85

30

ARM

191 BPS

to be assigned

65

108667924

 $        98,715.51

90

34

ARM

191 BPS

to be assigned

66

108667973

 $        61,084.48

90

34

ARM

191 BPS

to be assigned

67

108667981

 $      347,301.35

85

30

ARM

191 BPS

to be assigned

68

108667999

 $        58,094.55

85

30

ARM

191 BPS

to be assigned

69

108668005

 $      139,965.21

85

30

ARM

191 BPS

to be assigned

70

108668088

 $      202,886.91

90

34

ARM

191 BPS

to be assigned

71

108668096

 $      314,028.87

90

34

ARM

191 BPS

to be assigned

72

108668112

 $        70,080.43

90

34

ARM

191 BPS

to be assigned

73

108668153

 $      312,858.83

85

30

ARM

191 BPS

to be assigned

74

108668211

 $        76,308.77

90

34

ARM

191 BPS

to be assigned

75

108668245

 $        71,804.42

90

34

ARM

191 BPS

to be assigned

76

108668278

 $      112,105.77

80

26

ARM

191 BPS

to be assigned

77

108668294

 $      245,601.37

85

30

ARM

191 BPS

to be assigned

78

108668336

 $      289,680.48

85

30

ARM

191 BPS

to be assigned

79

108668344

 $        60,974.71

85

30

ARM

191 BPS

to be assigned

80

108668369

 $      387,911.24

85

30

ARM

191 BPS

to be assigned

81

108668393

 $        58,271.08

90

34

ARM

191 BPS

to be assigned

82

108668427

 $      104,702.14

85

30

ARM

191 BPS

to be assigned

83

108668435

 $        44,081.36

85

30

ARM

191 BPS

to be assigned

84

108668443

 $        79,356.67

84

29

ARM

191 BPS

to be assigned

85

108668450

 $      182,827.31

95

37

ARM

191 BPS

to be assigned

86

108668476

 $      177,926.71

85

30

ARM

191 BPS

to be assigned




MGIC Master Policy 12-670-4-3305 Certificate Schedule

MGIC


 

  Loan

 Amount of  

 

Amount of

Loan

Premium

MGIC

 

Number

 Insurable Loan

LTV

MGIC Coverage

Type

Rate

Certificate Number


87

108668484

 $      120,214.75

85

30

ARM

191 BPS

to be assigned

88

108668518

 $      177,740.74

85

30

fixed

131 BPS

to be assigned

89

108668534

 $        44,912.43

90

34

ARM

191 BPS

to be assigned

90

108668542

 $      224,607.10

90

34

fixed

131 BPS

to be assigned

91

108668575

 $        69,235.49

95

37

ARM

191 BPS

to be assigned

92

108668583

 $        98,247.48

85

30

ARM

191 BPS

to be assigned

93

108668591

 $        94,288.29

90

34

ARM

191 BPS

to be assigned

94

108668625

 $      199,137.71

90

34

ARM

191 BPS

to be assigned

95

108668633

 $      114,650.64

95

37

ARM

191 BPS

to be assigned

96

108668641

 $        48,307.36

83

28

ARM

191 BPS

to be assigned

97

108668666

 $      307,167.06

85

30

ARM

191 BPS

to be assigned

98

108668682

 $        94,206.69

90

34

fixed

131 BPS

to be assigned

99

108668690

 $      134,676.07

84

29

ARM

191 BPS

to be assigned

100

108668757

 $        75,407.04

85

30

ARM

191 BPS

to be assigned

101

108668807

 $      164,587.84

85

30

ARM

191 BPS

to be assigned

102

108668815

 $      210,909.18

90

34

ARM

191 BPS

to be assigned

103

108668849

 $      137,063.74

95

37

ARM

191 BPS

to be assigned

104

108668872

 $      147,060.50

100

40

ARM

191 BPS

to be assigned

105

108668880

 $      157,055.48

90

34

ARM

191 BPS

to be assigned

106

108668906

 $      203,343.25

85

30

ARM

191 BPS

to be assigned

107

108668922

 $      103,200.44

90

34

ARM

191 BPS

to be assigned

108

108668930

 $        42,258.39

90

34

ARM

191 BPS

to be assigned

109

108668971

 $      112,847.26

85

30

ARM

191 BPS

to be assigned

110

108668997

 $      105,178.89

85

30

ARM

191 BPS

to be assigned

111

108669003

 $      206,279.43

90

34

ARM

191 BPS

to be assigned

112

108669029

 $        49,141.23

90

34

ARM

191 BPS

to be assigned

113

108669037

 $      302,494.47

85

30

ARM

191 BPS

to be assigned

114

108669144

 $        72,117.76

85

30

ARM

191 BPS

to be assigned

115

108669318

 $      124,681.81

90

34

ARM

191 BPS

to be assigned

116

108669326

 $      207,625.95

85

30

ARM

191 BPS

to be assigned

117

108669334

 $        54,300.42

85

30

ARM

191 BPS

to be assigned

118

108669342

 $      254,043.11

85

30

ARM

191 BPS

to be assigned

119

108669367

 $      288,878.43

90

34

ARM

191 BPS

to be assigned

120

108669375

 $      313,529.10

85

30

ARM

191 BPS

to be assigned

121

108669383

 $        76,316.44

85

30

ARM

191 BPS

to be assigned

122

108669425

 $        67,800.22

85

30

ARM

191 BPS

to be assigned

123

108669433

 $        89,902.11

85

30

ARM

191 BPS

to be assigned

124

108669466

 $      330,201.30

85

30

ARM

191 BPS

to be assigned

125

108669474

 $      135,549.28

85

30

ARM

191 BPS

to be assigned

126

108669490

 $      326,880.53

90

34

ARM

191 BPS

to be assigned

127

108669508

 $      158,471.99

85

30

ARM

191 BPS

to be assigned

128

108669516

 $      308,162.49

90

34

ARM

191 BPS

to be assigned

129

108669524

 $      254,105.71

85

30

ARM

191 BPS

to be assigned

130

108669532

 $      197,391.77

90

34

ARM

191 BPS

to be assigned




MGIC Master Policy 12-670-4-3305 Certificate Schedule

MGIC


 

  Loan

 Amount of  

 

Amount of

Loan

Premium

MGIC

 

Number

 Insurable Loan

LTV

MGIC Coverage

Type

Rate

Certificate Number


131

108669540

 $      227,275.12

85

30

ARM

191 BPS

to be assigned

132

108669581

 $      320,101.27

90

34

ARM

191 BPS

to be assigned

133

108669623

 $      212,608.99

85

30

ARM

191 BPS

to be assigned

134

108669649

 $        65,328.96

85

30

ARM

191 BPS

to be assigned

135

108669664

 $      112,171.61

90

34

fixed

131 BPS

to be assigned

136

108669706

 $        71,866.86

90

34

ARM

191 BPS

to be assigned

137

108669748

 $      273,590.26

90

34

ARM

191 BPS

to be assigned

138

108669755

 $      148,168.43

85

30

ARM

191 BPS

to be assigned

139

108669763

 $        98,216.81

100

40

ARM

191 BPS

to be assigned

140

108669771

 $      304,977.88

90

34

ARM

191 BPS

to be assigned

141

108669789

 $      228,936.74

85

30

ARM

191 BPS

to be assigned

142

108669797

 $        68,839.44

92

35

ARM

191 BPS

to be assigned

143

108669813

 $      171,279.46

85

30

ARM

191 BPS

to be assigned

144

108669862

 $      164,697.99

89

33

ARM

191 BPS

to be assigned

145

108669904

 $      148,257.03

85

30

ARM

191 BPS

to be assigned

146

108669912

 $        61,087.97

90

34

ARM

191 BPS

to be assigned

147

108669920

 $        46,085.49

90

34

ARM

191 BPS

to be assigned

148

108669946

 $      381,207.32

85

30

ARM

191 BPS

to be assigned

149

108669961

 $      128,196.01

85

30

ARM

191 BPS

to be assigned

150

108669995

 $        47,617.89

90

34

ARM

191 BPS

to be assigned

151

108670001

 $      173,595.22

85

30

fixed

131 BPS

to be assigned

152

108670027

 $      152,705.29

90

34

ARM

191 BPS

to be assigned

153

108670043

 $      300,585.01

89

33

ARM

191 BPS

to be assigned

154

108670068

 $      120,360.51

95

37

ARM

191 BPS

to be assigned

155

108670167

 $        77,146.76

90

34

ARM

191 BPS

to be assigned

156

108670183

 $      212,630.36

85

30

ARM

191 BPS

to be assigned

157

108670217

 $        54,310.17

85

30

ARM

191 BPS

to be assigned

158

108670258

 $        84,739.41

85

30

ARM

191 BPS

to be assigned

159

108670290

 $      272,742.23

85

30

ARM

191 BPS

to be assigned

160

108670332

 $      101,826.26

85

30

ARM

191 BPS

to be assigned

161

108670373

 $      132,241.67

90

34

fixed

131 BPS

to be assigned

162

108670399

 $      208,586.83

85

30

fixed

131 BPS

to be assigned

163

108670407

 $      203,774.76

95

37

ARM

191 BPS

to be assigned

164

108670472

 $      230,435.29

85

30

ARM

191 BPS

to be assigned

165

108670506

 $        71,937.90

90

34

ARM

191 BPS

to be assigned

166

108670514

 $      220,369.97

85

30

ARM

191 BPS

to be assigned

167

108670548

 $      341,779.62

95

37

ARM

191 BPS

to be assigned

168

108670555

 $      159,167.34

95

37

ARM

191 BPS

to be assigned

169

108670605

 $      121,859.53

95

37

ARM

191 BPS

to be assigned

170

108670621

 $      178,610.79

89

33

ARM

191 BPS

to be assigned

171

108670647

 $        46,684.19

90

34

ARM

191 BPS

to be assigned

172

108670662

 $      364,415.58

85

30

ARM

191 BPS

to be assigned

173

108670670

 $        83,528.73

90

34

ARM

191 BPS

to be assigned

174

108670696

 $      128,023.50

95

37

ARM

191 BPS

to be assigned




MGIC Master Policy 12-670-4-3305 Certificate Schedule

MGIC


 

  Loan

 Amount of  

 

Amount of

Loan

Premium

MGIC

 

Number

 Insurable Loan

LTV

MGIC Coverage

Type

Rate

Certificate Number


175

108670704

 $        83,948.91

85

30

ARM

191 BPS

to be assigned

176

108670720

 $      215,806.33

85

30

ARM

191 BPS

to be assigned

177

108670761

 $      145,872.43

85

30

ARM

191 BPS

to be assigned

178

108670829

 $      224,598.58

95

37

ARM

191 BPS

to be assigned

179

108670845

 $        92,453.39

90

34

fixed

131 BPS

to be assigned

180

108670886

 $      148,183.51

90

34

ARM

191 BPS

to be assigned

181

108670894

 $      161,908.98

85

30

ARM

191 BPS

to be assigned

182

108670985

 $      103,310.55

90

34

ARM

191 BPS

to be assigned

183

108670993

 $      149,660.55

82

28

ARM

191 BPS

to be assigned

184

108671025

 $        89,828.03

90

34

ARM

191 BPS

to be assigned

185

108671041

 $      249,658.33

85

30

ARM

191 BPS

to be assigned

186

108671058

 $      238,664.16

95

37

ARM

191 BPS

to be assigned

187

108671132

 $      254,113.22

85

30

ARM

191 BPS

to be assigned

188

108671173

 $      245,884.26

85

30

ARM

191 BPS

to be assigned

189

108671181

 $      151,871.50

85

30

ARM

191 BPS

to be assigned

190

108671199

 $      189,395.50

90

34

ARM

191 BPS

to be assigned

191

108671207

 $      126,936.86

85

30

ARM

191 BPS

to be assigned

192

108671215

 $        40,428.11

90

34

ARM

191 BPS

to be assigned

193

108671249

 $        64,394.56

85

30

ARM

191 BPS

to be assigned

194

108671256

 $        52,092.04

90

34

ARM

191 BPS

to be assigned

195

108671272

 $      249,486.91

85

30

ARM

191 BPS

to be assigned

196

108671298

 $      136,644.42

95

37

ARM

191 BPS

to be assigned

197

108671306

 $      325,899.18

85

30

ARM

191 BPS

to be assigned

198

108671348

 $      151,195.57

90

34

ARM

191 BPS

to be assigned

199

108671355

 $      367,224.30

90

34

ARM

191 BPS

to be assigned

200

108671363

 $      315,530.07

85

30

ARM

191 BPS

to be assigned

201

108671389

 $      108,598.47

100

40

ARM

191 BPS

to be assigned

202

108671413

 $      165,921.72

90

34

ARM

191 BPS

to be assigned

203

108671439

 $      213,924.23

94

37

fixed

131 BPS

to be assigned

204

108671447

 $      297,499.49

85

30

ARM

191 BPS

to be assigned

205

108671454

 $      304,718.64

90

34

ARM

191 BPS

to be assigned

206

108671538

 $      192,920.14

90

34

ARM

191 BPS

to be assigned

207

108671561

 $      156,968.75

90

34

ARM

191 BPS

to be assigned

208

108671629

 $      137,463.98

95

37

ARM

191 BPS

to be assigned

209

108671645

 $      228,207.71

89

33

ARM

191 BPS

to be assigned

210

108671686

 $        66,476.85

90

34

ARM

191 BPS

to be assigned

211

108671710

 $        76,286.22

90

34

ARM

191 BPS

to be assigned

212

108671793

 $      103,089.81

85

30

ARM

191 BPS

to be assigned

213

108671819

 $      245,676.63

85

30

ARM

191 BPS

to be assigned

214

108671850

 $      128,364.90

90

34

ARM

191 BPS

to be assigned

215

108671900

 $      254,235.88

85

30

ARM

191 BPS

to be assigned

216

108671918

 $      110,279.97

85

30

fixed

131 BPS

to be assigned

217

108671942

 $        46,672.86

90

34

ARM

191 BPS

to be assigned

218

108671959

 $      350,716.23

90

34

ARM

191 BPS

to be assigned




MGIC Master Policy 12-670-4-3305 Certificate Schedule

MGIC


 

  Loan

 Amount of  

 

Amount of

Loan

Premium

MGIC

 

Number

 Insurable Loan

LTV

MGIC Coverage

Type

Rate

Certificate Number


219

108671967

 $      322,550.70

85

30

ARM

191 BPS

to be assigned

220

108672007

 $        60,014.39

90

34

ARM

191 BPS

to be assigned

221

108672015

 $      205,287.36

85

30

ARM

191 BPS

to be assigned

222

108672098

 $        62,865.75

90

34

ARM

191 BPS

to be assigned

223

108672114

 $        95,639.27

84

29

ARM

191 BPS

to be assigned

224

108672122

 $      181,487.16

90

34

ARM

191 BPS

to be assigned

225

108672130

 $      181,487.16

90

34

ARM

191 BPS

to be assigned

226

108672148

 $      317,695.69

85

30

ARM

191 BPS

to be assigned

227

108672163

 $        87,048.71

90

34

ARM

191 BPS

to be assigned

228

108672197

 $      244,968.20

85

30

ARM

191 BPS

to be assigned

229

108672205

 $        80,757.26

90

34

ARM

191 BPS

to be assigned

230

108672262

 $        83,506.80

90

34

ARM

191 BPS

to be assigned

231

108672296

 $      149,357.85

84

29

fixed

131 BPS

to be assigned

232

108672304

 $        80,835.52

90

34

ARM

191 BPS

to be assigned

233

108672320

 $      152,596.25

90

34

ARM

191 BPS

to be assigned

234

108672346

 $        56,411.75

85

30

ARM

191 BPS

to be assigned

235

108672379

 $      134,263.25

90

34

ARM

191 BPS

to be assigned

236

108672387

 $        65,587.65

90

34

ARM

191 BPS

to be assigned

237

108672395

 $      119,627.54

86

30

ARM

191 BPS

to be assigned

238

108672429

 $      220,230.75

85

30

ARM

191 BPS

to be assigned

239

108672445

 $      340,995.38

90

34

ARM

191 BPS

to be assigned

240

108672494

 $      105,924.12

90

34

ARM

191 BPS

to be assigned

241

108672536

 $        71,868.21

90

34

ARM

191 BPS

to be assigned

242

108672544

 $      263,864.13

85

30

ARM

191 BPS

to be assigned

243

108672569

 $      382,543.50

85

30

ARM

191 BPS

to be assigned

244

108672585

 $      152,625.28

90

34

ARM

191 BPS

to be assigned

245

108672643

 $      227,848.11

85

30

ARM

191 BPS

to be assigned

246

108672650

 $      100,558.13

81

26

ARM

191 BPS

to be assigned

247

108672668

 $        77,216.17

90

34

ARM

191 BPS

to be assigned

248

108672726

 $        74,111.26

90

34

ARM

191 BPS

to be assigned

249

108672775

 $      126,309.66

85

30

ARM

191 BPS

to be assigned

250

108672791

 $        47,820.78

100

40

ARM

191 BPS

to be assigned

251

108672841

 $      220,352.30

85

30

ARM

191 BPS

to be assigned

252

108672882

 $      203,524.41

85

30

ARM

191 BPS

to be assigned

253

108672890

 $      157,035.39

90

34

ARM

191 BPS

to be assigned

254

108672932

 $        87,108.26

90

34

ARM

191 BPS

to be assigned

255

108672940

 $      293,325.80

94

37

ARM

191 BPS

to be assigned

256

108672957

 $        54,776.74

90

34

ARM

191 BPS

to be assigned

257

108672973

 $      205,131.01

85

30

ARM

191 BPS

to be assigned

258

108672999

 $        75,865.09

90

34

ARM

191 BPS

to be assigned

259

108673013

 $        52,996.77

85

30

ARM

191 BPS

to be assigned

260

108724691

 $      186,639.81

85

30

ARM

191 BPS

to be assigned

261

108724709

 $        89,078.07

85

30

ARM

191 BPS

to be assigned

262

108724733

 $      128,015.24

95

37

fixed

131 BPS

to be assigned




MGIC Master Policy 12-670-4-3305 Certificate Schedule

MGIC


 

  Loan

 Amount of  

 

Amount of

Loan

Premium

MGIC

 

Number

 Insurable Loan

LTV

MGIC Coverage

Type

Rate

Certificate Number


263

108724816

 $      132,779.94

95

37

ARM

191 BPS

to be assigned

264

108724865

 $        82,327.09

82

28

ARM

191 BPS

to be assigned

265

108724873

 $      112,214.56

90

34

ARM

191 BPS

to be assigned

266

108724931

 $      202,866.74

95

37

ARM

191 BPS

to be assigned

267

108725011

 $      175,411.44

95

37

ARM

191 BPS

to be assigned

268

108725052

 $      116,705.27

85

30

fixed

131 BPS

to be assigned

269

108725102

 $        67,878.70

85

30

ARM

191 BPS

to be assigned

270

108725110

 $      107,839.35

90

34

ARM

191 BPS

to be assigned

271

108725128

 $        73,220.53

90

34

ARM

191 BPS

to be assigned

272

108725276

 $      318,256.30

95

37

ARM

191 BPS

to be assigned

273

108725300

 $      208,448.03

90

34

ARM

191 BPS

to be assigned

274

108725326

 $        61,032.27

90

34

ARM

191 BPS

to be assigned

275

108725342

 $      416,207.41

81

26

ARM

191 BPS

to be assigned

276

108725367

 $      394,917.97

93

36

ARM

191 BPS

to be assigned

277

108725391

 $      120,490.14

85

30

ARM

191 BPS

to be assigned

278

108725417

 $        63,653.88

85

30

ARM

191 BPS

to be assigned

279

108725425

 $        73,196.40

82

28

fixed

131 BPS

to be assigned

280

108725458

 $        66,419.14

95

37

ARM

191 BPS

to be assigned

281

108725516

 $        74,955.09

95

37

fixed

131 BPS

to be assigned

282

108725581

 $      224,885.74

85

30

ARM

191 BPS

to be assigned

283

108725607

 $      122,310.64

95

37

fixed

131 BPS

to be assigned

284

108725649

 $      274,936.58

90

34

ARM

191 BPS

to be assigned

285

108725755

 $        87,122.73

90

34

ARM

191 BPS

to be assigned

286

108725797

 $        76,373.42

90

34

ARM

191 BPS

to be assigned

287

108725805

 $        76,373.42

90

34

ARM

191 BPS

to be assigned

288

108725813

 $        88,814.95

85

30

ARM

191 BPS

to be assigned

289

108725839

 $      291,241.52

90

34

ARM

191 BPS

to be assigned

290

108725870

 $        58,897.40

82

27

ARM

191 BPS

to be assigned

291

108725961

 $        61,653.19

95

37

fixed

131 BPS

to be assigned

292

108726027

 $      278,585.04

90

34

ARM

191 BPS

to be assigned

293

108726068

 $      105,260.62

85

30

ARM

191 BPS

to be assigned

294

108726134

 $        70,439.82

85

30

ARM

191 BPS

to be assigned

295

108726142

 $        50,951.16

85

30

fixed

131 BPS

to be assigned

296

108726159

 $        78,018.86

85

30

ARM

191 BPS

to be assigned

297

108726209

 $      152,297.60

90

34

ARM

191 BPS

to be assigned

298

108726217

 $      262,266.36

90

34

ARM

191 BPS

to be assigned

299

108726225

 $      228,135.81

90

34

ARM

191 BPS

to be assigned

300

108726233

 $        54,894.05

85

30

fixed

131 BPS

to be assigned

301

108726241

 $      123,276.26

95

37

ARM

191 BPS

to be assigned

302

108726324

 $      119,501.94

90

34

ARM

191 BPS

to be assigned

303

108726332

 $        86,314.49

95

37

ARM

191 BPS

to be assigned

304

108726407

 $        50,915.79

85

30

ARM

191 BPS

to be assigned

305

108726423

 $        61,087.97

90

34

ARM

191 BPS

to be assigned

306

108726456

 $      117,660.60

90

34

ARM

191 BPS

to be assigned




MGIC Master Policy 12-670-4-3305 Certificate Schedule

MGIC


 

  Loan

 Amount of  

 

Amount of

Loan

Premium

MGIC

 

Number

 Insurable Loan

LTV

MGIC Coverage

Type

Rate

Certificate Number


307

108726514

 $        93,350.17

85

30

ARM

191 BPS

to be assigned

308

108726571

 $      172,412.15

90

34

fixed

131 BPS

to be assigned

309

108726654

 $      408,668.49

90

34

ARM

191 BPS

to be assigned

310

108726688

 $      141,672.20

89

33

ARM

191 BPS

to be assigned

311

108726696

 $        61,917.75

85

30

ARM

191 BPS

to be assigned

312

108726720

 $      237,517.35

85

30

ARM

191 BPS

to be assigned

313

108726779

 $        59,706.47

95

37

ARM

191 BPS

to be assigned

314

108726845

 $        44,996.38

84

29

ARM

191 BPS

to be assigned

315

108726936

 $        56,003.45

85

30

ARM

191 BPS

to be assigned

316

108726969

 $        59,283.19

85

30

fixed

131 BPS

to be assigned

317

108726977

 $        73,426.37

85

30

ARM

191 BPS

to be assigned

318

108726985

 $        75,518.47

85

30

ARM

191 BPS

to be assigned

319

108727066

 $        39,893.60

85

30

ARM

191 BPS

to be assigned

320

108727090

 $        59,406.64

85

30

fixed

131 BPS

to be assigned

321

108727108

 $        75,508.76

90

34

ARM

191 BPS

to be assigned

322

108727165

 $      151,220.16

95

37

ARM

191 BPS

to be assigned

323

108727207

 $      121,303.18

85

30

fixed

131 BPS

to be assigned

324

108727215

 $      137,495.54

95

37

ARM

191 BPS

to be assigned

325

108727249

 $        66,178.65

90

34

fixed

131 BPS

to be assigned

326

108727256

 $        67,033.25

85

30

ARM

191 BPS

to be assigned

327

108727272

 $      101,504.10

90

34

ARM

191 BPS

to be assigned

328

108727280

 $      238,983.75

90

34

ARM

191 BPS

to be assigned

329

108727298

 $      213,265.68

95

37

ARM

191 BPS

to be assigned

330

108727322

 $      186,721.65

86

30

ARM

191 BPS

to be assigned

331

108727363

 $        60,219.10

90

34

ARM

191 BPS

to be assigned

332

108727454

 $      174,146.46

90

34

ARM

191 BPS

to be assigned

333

108727504

 $      103,328.77

90

34

ARM

191 BPS

to be assigned

334

108727512

 $        32,261.13

85

30

ARM

191 BPS

to be assigned

335

108727520

 $      323,542.79

90

34

ARM

191 BPS

to be assigned

336

108727603

 $        64,693.00

90

34

ARM

191 BPS

to be assigned

337

108727629

 $        61,132.89

90

34

ARM

191 BPS

to be assigned

338

108727694

 $      175,178.76

90

34

ARM

191 BPS

to be assigned

339

108727728

 $      264,903.98

90

34

ARM

191 BPS

to be assigned

340

108727785

 $        81,757.60

90

34

fixed

131 BPS

to be assigned

341

108727793

 $        32,243.83

85

30

ARM

191 BPS

to be assigned

342

108727827

 $      251,561.85

90

34

ARM

191 BPS

to be assigned

343

108727884

 $        46,942.08

85

30

ARM

191 BPS

to be assigned

344

108727892

 $        47,532.83

85

30

ARM

191 BPS

to be assigned

345

108727900

 $      377,618.88

85

30

ARM

191 BPS

to be assigned

346

108727934

 $      387,144.20

85

30

fixed

131 BPS

to be assigned

347

108728007

 $      321,255.82

85

30

fixed

131 BPS

to be assigned

348

108728049

 $      174,208.83

90

34

ARM

191 BPS

to be assigned

349

108728072

 $        32,349.05

90

34

fixed

131 BPS

to be assigned

350

108728080

 $      381,867.17

90

34

ARM

191 BPS

to be assigned




MGIC Master Policy 12-670-4-3305 Certificate Schedule

MGIC


 

  Loan

 Amount of  

 

Amount of

Loan

Premium

MGIC

 

Number

 Insurable Loan

LTV

MGIC Coverage

Type

Rate

Certificate Number


351

108728163

 $      146,980.47

95

37

ARM

191 BPS

to be assigned

352

108728320

 $      284,392.64

95

37

ARM

191 BPS

to be assigned

353

108728353

 $        44,931.82

90

34

ARM

191 BPS

to be assigned

354

108728361

 $      230,730.53

85

30

ARM

191 BPS

to be assigned

355

108728403

 $        99,526.06

95

37

fixed

131 BPS

to be assigned

356

108728452

 $      341,233.77

90

34

ARM

191 BPS

to be assigned

357

108728494

 $      264,406.29

88

33

fixed

131 BPS

to be assigned

358

108728551

 $        97,541.67

85

30

fixed

131 BPS

to be assigned

359

108728692

 $      210,027.44

84

29

ARM

191 BPS

to be assigned

360

108728759

 $      170,531.01

90

34

ARM

191 BPS

to be assigned

361

108728767

 $        67,049.03

85

30

ARM

191 BPS

to be assigned

362

108728775

 $        63,822.96

90

34

ARM

191 BPS

to be assigned

363

108728890

 $      105,962.06

90

34

ARM

191 BPS

to be assigned

364

108728932

 $      144,726.67

95

37

ARM

191 BPS

to be assigned

365

108728981

 $        89,858.94

84

29

ARM

191 BPS

to be assigned

366

108729005

 $        67,881.76

85

30

ARM

191 BPS

to be assigned

367

108729013

 $        67,854.82

85

30

ARM

191 BPS

to be assigned

368

108729021

 $        58,558.07

85

30

ARM

191 BPS

to be assigned

369

108729039

 $      149,663.74

81

26

ARM

191 BPS

to be assigned

370

108729054

 $      355,526.62

95

37

ARM

191 BPS

to be assigned

371

108729096

 $      186,581.02

83

28

ARM

191 BPS

to be assigned

372

108729138

 $        83,561.51

90

34

fixed

131 BPS

to be assigned

373

108729203

 $        39,576.14

83

28

fixed

131 BPS

to be assigned

374

108729211

 $        39,576.14

85

30

fixed

131 BPS

to be assigned

375

108729229

 $        78,585.54

85

30

ARM

191 BPS

to be assigned

376

108729237

 $        54,764.76

85

30

ARM

191 BPS

to be assigned

377

108729344

 $        61,574.69

95

37

ARM

191 BPS

to be assigned

378

108729351

 $      102,641.17

85

30

ARM

191 BPS

to be assigned

379

108729393

 $        76,359.69

90

34

fixed

131 BPS

to be assigned

380

108729427

 $      116,234.65

85

30

ARM

191 BPS

to be assigned

381

108729484

 $        73,671.68

90

34

fixed

131 BPS

to be assigned

382

108729518

 $        68,731.50

85

30

ARM

191 BPS

to be assigned

383

108729526

 $        72,126.94

85

30

ARM

191 BPS

to be assigned

384

108729567

 $      109,652.73

90

34

ARM

191 BPS

to be assigned

385

108729575

 $      111,326.41

90

34

ARM

191 BPS

to be assigned

386

108729591

 $        55,158.58

85

30

ARM

191 BPS

to be assigned

387

108729609

 $        58,402.59

90

34

ARM

191 BPS

to be assigned

388

108729658

 $        84,827.40

89

33

ARM

191 BPS

to be assigned

389

108729690

 $      224,501.02

90

34

ARM

191 BPS

to be assigned

390

108729724

 $        98,754.63

90

34

ARM

191 BPS

to be assigned

391

108729732

 $      107,751.94

90

34

fixed

131 BPS

to be assigned

392

108729815

 $      258,667.96

85

30

ARM

191 BPS

to be assigned

393

108729823

 $      107,769.83

90

34

ARM

191 BPS

to be assigned

394

108729872

 $      152,657.22

90

34

fixed

131 BPS

to be assigned




MGIC Master Policy 12-670-4-3305 Certificate Schedule

MGIC


 

  Loan

 Amount of  

 

Amount of

Loan

Premium

MGIC

 

Number

 Insurable Loan

LTV

MGIC Coverage

Type

Rate

Certificate Number


395

108729948

 $      183,208.71

85

30

ARM

191 BPS

to be assigned

396

108730094

 $        76,319.87

90

34

ARM

191 BPS

to be assigned

397

108730169

 $      118,388.16

81

26

ARM

191 BPS

to be assigned

398

108730185

 $      178,100.09

85

30

ARM

191 BPS

to be assigned

399

108730193

 $      123,773.02

89

33

fixed

131 BPS

to be assigned

400

108730235

 $        56,790.87

90

34

ARM

191 BPS

to be assigned

401

108730474

 $      132,069.96

90

34

ARM

191 BPS

to be assigned

402

108730482

 $      332,323.83

81

27

fixed

131 BPS

to be assigned

403

108730557

 $      118,840.39

85

30

ARM

191 BPS

to be assigned

404

108730656

 $        40,439.61

90

34

ARM

191 BPS

to be assigned

405

108730789

 $      111,983.86

85

30

ARM

191 BPS

to be assigned

406

108730805

 $      111,385.02

90

34

ARM

191 BPS

to be assigned

407

108730839

 $      115,028.64

90

34

fixed

131 BPS

to be assigned

408

108730870

 $        62,868.39

90

34

ARM

191 BPS

to be assigned

409

108730912

 $        61,973.88

90

34

fixed

131 BPS

to be assigned

410

108730938

 $        72,897.52

85

30

fixed

131 BPS

to be assigned

411

108730995

 $      217,580.06

87

32

ARM

191 BPS

to be assigned

412

108731035

 $      127,570.85

90

34

ARM

191 BPS

to be assigned

413

108731043

 $      144,658.28

90

34

ARM

191 BPS

to be assigned

414

108731050

 $        73,925.52

95

37

ARM

191 BPS

to be assigned

415

108731167

 $      121,227.78

90

34

ARM

191 BPS

to be assigned

416

108731282

 $        89,835.24

90

34

fixed

131 BPS

to be assigned

417

108731290

 $        94,380.09

90

34

ARM

191 BPS

to be assigned

418

108731308

 $      117,557.87

95

37

ARM

191 BPS

to be assigned

419

108731316

 $        39,967.17

90

34

ARM

191 BPS

to be assigned

420

108731324

 $      125,768.90

90

34

ARM

191 BPS

to be assigned

421

108731365

 $        44,985.06

85

30

ARM

191 BPS

to be assigned

422

108731407

 $      209,103.41

87

32

ARM

191 BPS

to be assigned

423

108731480

 $        66,491.17

90

34

ARM

191 BPS

to be assigned

424

108731506

 $      278,585.01

90

34

ARM

191 BPS

to be assigned

425

108731597

 $      125,719.98

90

34

ARM

191 BPS

to be assigned

426

108731621

 $        69,596.32

85

30

ARM

191 BPS

to be assigned

427

108731639

 $      151,721.79

95

37

ARM

191 BPS

to be assigned

428

108731647

 $      141,952.77

90

34

ARM

191 BPS

to be assigned

429

108731662

 $      338,111.12

85

30

ARM

191 BPS

to be assigned

430

108731670

 $      139,715.72

85

30

ARM

191 BPS

to be assigned

431

108731803

 $      318,971.87

90

34

ARM

191 BPS

to be assigned

432

108731837

 $      242,454.50

90

34

fixed

131 BPS

to be assigned

433

108731852

 $        42,422.04

85

30

ARM

191 BPS

to be assigned

434

108731878

 $      168,021.56

85

30

ARM

191 BPS

to be assigned

435

108731894

 $        67,314.03

90

34

ARM

191 BPS

to be assigned

436

108731902

 $      172,328.79

90

34

ARM

191 BPS

to be assigned

437

108731944

 $      229,484.69

88

33

ARM

191 BPS

to be assigned

438

108731969

 $      264,115.68

90

34

ARM

191 BPS

to be assigned




MGIC Master Policy 12-670-4-3305 Certificate Schedule

MGIC


 

  Loan

 Amount of  

 

Amount of

Loan

Premium

MGIC

 

Number

 Insurable Loan

LTV

MGIC Coverage

Type

Rate

Certificate Number


439

108732009

 $      134,739.97

82

27

ARM

191 BPS

to be assigned

440

108732017

 $        96,231.44

90

34

ARM

191 BPS

to be assigned

441

108732082

 $      204,664.13

89

33

ARM

191 BPS

to be assigned

442

108732090

 $      143,677.38

90

34

ARM

191 BPS

to be assigned

443

108732140

 $        76,421.96

85

30

ARM

191 BPS

to be assigned

444

108732157

 $        42,686.40

90

34

ARM

191 BPS

to be assigned

445

108732165

 $        53,012.31

90

34

ARM

191 BPS

to be assigned

446

108732173

 $        36,498.94

85

30

ARM

191 BPS

to be assigned

447

108732199

 $        52,612.80

85

30

ARM

191 BPS

to be assigned

448

108732272

 $        60,240.67

85

30

ARM

191 BPS

to be assigned

449

108732306

 $      123,984.04

90

34

ARM

191 BPS

to be assigned

450

108732322

 $        85,357.87

89

33

fixed

131 BPS

to be assigned

451

108732348

 $      372,164.31

88

32

ARM

191 BPS

to be assigned

452

108732363

 $        49,440.46

90

34

ARM

191 BPS

to be assigned

453

108732454

 $        53,898.08

90

34

ARM

191 BPS

to be assigned

454

108732561

 $        88,170.94

95

37

ARM

191 BPS

to be assigned

455

108732595

 $      148,132.04

90

34

ARM

191 BPS

to be assigned

456

108732611

 $      186,874.50

90

34

ARM

191 BPS

to be assigned

457

108732629

 $        98,818.79

90

34

ARM

191 BPS

to be assigned

458

108732652

 $        66,178.23

85

30

ARM

191 BPS

to be assigned

459

108732710

 $        55,190.20

85

30

ARM

191 BPS

to be assigned

460

108732793

 $      112,360.84

85

30

ARM

191 BPS

to be assigned

461

108732827

 $      170,687.85

90

34

fixed

131 BPS

to be assigned

462

108732850

 $      308,272.46

95

37

ARM

191 BPS

to be assigned

463

108732926

 $      139,992.77

85

30

ARM

191 BPS

to be assigned

464

108732942

 $      126,884.73

82

27

fixed

131 BPS

to be assigned

465

108732959

 $      122,939.55

85

30

ARM

191 BPS

to be assigned

466

108732983

 $        51,142.19

95

37

ARM

191 BPS

to be assigned

467

108733007

 $      143,676.04

90

34

ARM

191 BPS

to be assigned

468

108733015

 $      271,437.32

85

30

ARM

191 BPS

to be assigned

469

108733098

 $        56,923.71

95

37

fixed

131 BPS

to be assigned

470

108733171

 $      170,670.62

95

37

ARM

191 BPS

to be assigned

471

108733189

 $      123,024.40

85

30

ARM

191 BPS

to be assigned

472

108733205

 $        53,927.58

90

34

fixed

131 BPS

to be assigned

473

108733213

 $        40,314.94

85

30

ARM

191 BPS

to be assigned

474

108733247

 $      100,606.44

85

30

ARM

191 BPS

to be assigned

475

108733254

 $      162,431.97

90

34

ARM

191 BPS

to be assigned

476

108733270

 $        53,697.16

95

37

ARM

191 BPS

to be assigned

477

108733452

 $        34,134.11

90

34

ARM

191 BPS

to be assigned

478

108733460

 $        40,421.97

90

34

ARM

191 BPS

to be assigned

479

108733486

 $      138,670.17

85

30

fixed

131 BPS

to be assigned

480

108733551

 $      185,060.64

90

34

ARM

191 BPS

to be assigned

481

108733593

 $      175,470.20

85

30

fixed

131 BPS

to be assigned

482

108733601

 $      107,769.83

90

34

ARM

191 BPS

to be assigned




MGIC Master Policy 12-670-4-3305 Certificate Schedule

MGIC


 

  Loan

 Amount of  

 

Amount of

Loan

Premium

MGIC

 

Number

 Insurable Loan

LTV

MGIC Coverage

Type

Rate

Certificate Number


483

108733619

 $        30,085.63

90

34

fixed

131 BPS

to be assigned

484

108733635

 $      227,136.79

90

34

ARM

191 BPS

to be assigned

485

108733676

 $      152,746.86

90

34

ARM

191 BPS

to be assigned

486

108733718

 $        89,077.58

85

30

ARM

191 BPS

to be assigned

487

108733734

 $        90,455.09

95

37

fixed

131 BPS

to be assigned

488

108733742

 $        78,917.58

85

30

ARM

191 BPS

to be assigned

489

108733759

 $        56,873.62

88

32

ARM

191 BPS

to be assigned

490

108733767

 $        57,522.74

90

34

ARM

191 BPS

to be assigned

491

108733791

 $      269,477.75

90

34

ARM

191 BPS

to be assigned

492

108733809

 $        33,055.31

85

30

fixed

131 BPS

to be assigned

493

108733841

 $        93,984.22

90

34

fixed

131 BPS

to be assigned

494

108733858

 $      231,596.85

90

34

fixed

131 BPS

to be assigned

495

108733874

 $        80,050.11

90

34

ARM

191 BPS

to be assigned

496

108733957

 $        80,378.96

90

34

ARM

191 BPS

to be assigned

497

108734047

 $      224,773.50

85

30

ARM

191 BPS

to be assigned

498

108734104

 $        47,603.18

90

34

ARM

191 BPS

to be assigned

499

108734161

 $        43,128.80

90

34

ARM

191 BPS

to be assigned

500

108734195

 $        82,134.02

85

30

ARM

191 BPS

to be assigned

501

108734203

 $      114,505.43

85

30

ARM

191 BPS

to be assigned

502

108734229

 $      103,778.37

82

27

ARM

191 BPS

to be assigned

503

108734385

 $      166,069.77

85

30

ARM

191 BPS

to be assigned

504

108734401

 $      175,406.77

95

37

ARM

191 BPS

to be assigned

505

108734450

 $      246,886.59

90

34

ARM

191 BPS

to be assigned

506

108734468

 $      231,480.22

89

33

ARM

191 BPS

to be assigned

507

108734518

 $        69,160.28

85

30

ARM

191 BPS

to be assigned

508

108734682

 $        66,018.94

90

34

ARM

191 BPS

to be assigned

509

108734690

 $      140,143.01

90

34

ARM

191 BPS

to be assigned

510

108734708

 $      169,575.34

85

30

ARM

191 BPS

to be assigned

511

108734716

 $        52,992.39

90

34

ARM

191 BPS

to be assigned

512

108734732

 $        60,619.36

95

37

ARM

191 BPS

to be assigned

513

108734849

 $        61,087.97

90

34

fixed

131 BPS

to be assigned

514

108734856

 $      105,215.91

85

30

fixed

131 BPS

to be assigned

515

108734864

 $      206,760.74

90

34

ARM

191 BPS

to be assigned

516

108734898

 $      249,523.32

83

28

fixed

131 BPS

to be assigned

517

108734955

 $      186,612.44

85

30

ARM

191 BPS

to be assigned

518

108735028

 $      199,310.67

90

34

ARM

191 BPS

to be assigned

519

108735044

 $      204,352.91

82

27

fixed

131 BPS

to be assigned

520

108735192

 $        36,489.52

85

30

ARM

191 BPS

to be assigned

521

108735218

 $        51,776.81

85

30

ARM

191 BPS

to be assigned

522

108735267

 $      112,268.63

90

34

fixed

131 BPS

to be assigned

523

108735275

 $      146,513.84

90

34

ARM

191 BPS

to be assigned

524

108735309

 $      107,824.96

90

34

ARM

191 BPS

to be assigned

525

108735317

 $        61,985.31

90

34

ARM

191 BPS

to be assigned

526

108735325

 $      115,752.10

90

34

ARM

191 BPS

to be assigned




MGIC Master Policy 12-670-4-3305 Certificate Schedule

MGIC


 

  Loan

 Amount of  

 

Amount of

Loan

Premium

MGIC

 

Number

 Insurable Loan

LTV

MGIC Coverage

Type

Rate

Certificate Number


527

108735333

 $        75,537.47

85

30

ARM

191 BPS

to be assigned

528

108735341

 $      257,849.33

95

37

ARM

191 BPS

to be assigned

529

108735358

 $      142,833.19

85

30

ARM

191 BPS

to be assigned

530

108735382

 $        72,124.35

85

30

ARM

191 BPS

to be assigned

531

108735390

 $        63,681.91

84

29

ARM

191 BPS

to be assigned

532

108735416

 $        40,739.31

85

30

ARM

191 BPS

to be assigned

533

108735440

 $        67,869.97

85

30

fixed

131 BPS

to be assigned

534

108735465

 $      105,556.42

90

34

ARM

191 BPS

to be assigned

535

108735473

 $      173,310.06

90

34

fixed

131 BPS

to be assigned

536

108735481

 $        44,137.63

85

30

ARM

191 BPS

to be assigned

537

108735515

 $        74,569.78

90

34

ARM

191 BPS

to be assigned

538

108735622

 $        87,204.17

95

37

fixed

131 BPS

to be assigned

539

108735648

 $      123,082.61

90

34

ARM

191 BPS

to be assigned

540

108735663

 $      194,584.43

85

30

ARM

191 BPS

to be assigned

541

108877853

 $      141,411.27

86

31

ARM

191 BPS

to be assigned

542

108877911

 $      109,996.23

95

37

ARM

191 BPS

to be assigned

543

108878000

 $        89,339.52

84

29

ARM

191 BPS

to be assigned

544

108878059

 $      254,463.17

90

34

fixed

131 BPS

to be assigned

545

108878190

 $      193,391.12

85

30

ARM

191 BPS

to be assigned

546

108878232

 $        49,912.16

91

34

fixed

131 BPS

to be assigned

547

108878331

 $      148,257.36

87

32

ARM

191 BPS

to be assigned

548

108878455

 $        74,905.43

95

37

fixed

131 BPS

to be assigned

549

108878497

 $        49,884.58

85

30

ARM

191 BPS

to be assigned

550

108878679

 $      203,734.80

95

37

fixed

131 BPS

to be assigned

551

108878752

 $      102,414.15

90

34

fixed

131 BPS

to be assigned

552

108878786

 $        97,567.75

85

30

fixed

131 BPS

to be assigned

553

108878802

 $      170,652.77

95

37

ARM

191 BPS

to be assigned

554

108878844

 $      156,384.59

95

37

fixed

131 BPS

to be assigned

555

108878927

 $      310,543.77

95

37

ARM

191 BPS

to be assigned

556

108879065

 $      299,643.59

90

34

ARM

191 BPS

to be assigned

557

108879073

 $      107,716.73

90

34

ARM

191 BPS

to be assigned

558

108879107

 $        61,061.51

90

34

ARM

191 BPS

to be assigned

559

108879131

 $        98,818.82

89

33

ARM

191 BPS

to be assigned

560

108879156

 $      124,775.87

90

34

ARM

191 BPS

to be assigned

561

108879651

 $      215,152.23

95

37

ARM

191 BPS

to be assigned

562

108879800

 $        82,735.80

85

30

ARM

191 BPS

to be assigned

563

108879875

 $      254,503.82

85

30

fixed

131 BPS

to be assigned

564

108879891

 $        74,574.08

90

34

fixed

131 BPS

to be assigned

565

108879941

 $      161,115.99

95

37

ARM

191 BPS

to be assigned

566

108879974

 $        71,055.33

95

37

ARM

191 BPS

to be assigned

567

108879982

 $        54,874.30

85

30

fixed

131 BPS

to be assigned

568

108880360

 $        64,396.30

100

40

fixed

131 BPS

to be assigned

569

108880501

 $        98,644.10

90

34

fixed

131 BPS

to be assigned

570

108880568

 $        53,810.52

90

34

ARM

191 BPS

to be assigned




MGIC Master Policy 12-670-4-3305 Certificate Schedule

MGIC


 

  Loan

 Amount of  

 

Amount of

Loan

Premium

MGIC

 

Number

 Insurable Loan

LTV

MGIC Coverage

Type

Rate

Certificate Number


571

108880626

 $      170,090.63

95

37

ARM

191 BPS

to be assigned

572

108880691

 $        80,794.62

90

34

fixed

131 BPS

to be assigned

573

108880725

 $        76,196.10

85

30

ARM

191 BPS

to be assigned

574

108880824

 $        54,993.86

95

37

ARM

191 BPS

to be assigned

575

108881095

 $      193,928.54

90

34

ARM

191 BPS

to be assigned

576

108881103

 $        83,508.72

90

34

fixed

131 BPS

to be assigned

577

108881145

 $      155,294.67

90

34

ARM

191 BPS

to be assigned

578

108881152

 $      194,374.88

95

37

ARM

191 BPS

to be assigned

579

108881178

 $        78,206.31

95

37

fixed

131 BPS

to be assigned

580

108881186

 $      350,604.63

95

37

ARM

191 BPS

to be assigned

581

108881244

 $        72,523.23

95

37

ARM

191 BPS

to be assigned

582

108881368

 $      167,773.28

95

37

ARM

191 BPS

to be assigned

583

108881442

 $      134,747.81

90

34

ARM

191 BPS

to be assigned

584

108881459

 $        83,492.55

90

34

ARM

191 BPS

to be assigned

585

108881483

 $        88,652.17

94

37

ARM

191 BPS

to be assigned

586

108881491

 $        82,239.66

100

40

fixed

131 BPS

to be assigned

587

108881509

 $        49,464.79

81

26

fixed

131 BPS

to be assigned

588

108881558

 $        86,717.33

95

37

fixed

131 BPS

to be assigned

589

108881608

 $      154,526.59

95

37

ARM

191 BPS

to be assigned

590

108881632

 $        68,274.80

95

37

ARM

191 BPS

to be assigned

591

108881749

 $      332,126.55

90

34

ARM

191 BPS

to be assigned

592

108881756

 $        67,990.55

90

34

ARM

191 BPS

to be assigned

593

108882093

 $      136,541.81

95

37

fixed

131 BPS

to be assigned

594

108882440

 $      352,658.44

90

34

fixed

131 BPS

to be assigned

595

108882473

 $        98,624.56

90

34

ARM

191 BPS

to be assigned

596

108882481

 $        73,249.00

95

37

ARM

191 BPS

to be assigned

597

108882507

 $      123,705.78

90

34

ARM

191 BPS

to be assigned

598

108882515

 $      152,677.22

90

34

ARM

191 BPS

to be assigned

599

108882663

 $      113,059.93

90

34

ARM

191 BPS

to be assigned

600

108882747

 $        67,333.04

90

34

fixed

131 BPS

to be assigned

601

108882804

 $      104,262.48

95

37

ARM

191 BPS

to be assigned

602

108882838

 $      126,740.61

85

30

ARM

191 BPS

to be assigned

603

108882853

 $        78,551.42

95

37

ARM

191 BPS

to be assigned

604

108882903

 $      173,588.18

90

34

fixed

131 BPS

to be assigned

605

108882960

 $      179,385.83

90

34

ARM

191 BPS

to be assigned

606

108883042

 $      116,758.08

90

34

ARM

191 BPS

to be assigned

607

108883075

 $      177,507.79

85

30

ARM

191 BPS

to be assigned

608

108883125

 $      286,359.34

90

34

ARM

191 BPS

to be assigned

609

108883158

 $      122,164.23

90

34

ARM

191 BPS

to be assigned

610

108883224

 $        55,210.88

94

37

fixed

131 BPS

to be assigned

611

108883281

 $        89,374.53

90

34

ARM

191 BPS

to be assigned

612

108883323

 $      129,369.57

90

34

fixed

131 BPS

to be assigned

613

108883406

 $      151,789.04

95

37

fixed

131 BPS

to be assigned

614

108883570

 $        71,791.68

90

34

fixed

131 BPS

to be assigned




MGIC Master Policy 12-670-4-3305 Certificate Schedule

MGIC


 

  Loan

 Amount of  

 

Amount of

Loan

Premium

MGIC

 

Number

 Insurable Loan

LTV

MGIC Coverage

Type

Rate

Certificate Number


615

108883596

 $        85,310.37

95

37

ARM

191 BPS

to be assigned

616

108883604

 $        60,076.11

90

34

fixed

131 BPS

to be assigned

617

108883612

 $      106,977.59

90

34

fixed

131 BPS

to be assigned

618

108883646

 $      124,955.98

90

34

fixed

131 BPS

to be assigned

619

108883737

 $        62,929.46

90

34

ARM

191 BPS

to be assigned

620

108883745

 $      305,639.24

85

30

ARM

191 BPS

to be assigned

621

108883760

 $        75,891.86

83

28

ARM

191 BPS

to be assigned

622

108883786

 $      237,089.89

95

37

ARM

191 BPS

to be assigned

623

108883836

 $      107,342.25

85

30

ARM

191 BPS

to be assigned

624

108883919

 $      260,932.34

95

37

ARM

191 BPS

to be assigned

625

108883950

 $      180,285.00

95

37

ARM

191 BPS

to be assigned

626

108884040

 $      296,727.25

85

30

fixed

131 BPS

to be assigned

627

108884131

 $        73,865.47

85

30

ARM

191 BPS

to be assigned

628

108884289

 $      278,532.18

89

33

ARM

191 BPS

to be assigned

629

108884388

 $        97,531.28

90

34

ARM

191 BPS

to be assigned

630

108884396

 $      107,775.92

90

34

ARM

191 BPS

to be assigned

631

108884933

 $      440,490.06

85

30

fixed

131 BPS

to be assigned

632

108885021

 $      163,944.05

100

40

fixed

131 BPS

to be assigned

633

108885146

 $        80,818.80

90

34

ARM

191 BPS

to be assigned

634

108885161

 $      314,323.55

90

34

ARM

191 BPS

to be assigned

635

108885245

 $      251,683.38

90

34

ARM

191 BPS

to be assigned

636

108885286

 $      139,302.44

90

34

ARM

191 BPS

to be assigned

637

108885302

 $      105,147.56

90

34

ARM

191 BPS

to be assigned

638

108885682

 $      148,331.06

90

34

fixed

131 BPS

to be assigned

639

108885690

 $      120,106.39

85

30

ARM

191 BPS

to be assigned

640

108885831

 $        94,385.10

88

33

ARM

191 BPS

to be assigned

641

108885864

 $        94,233.48

90

34

fixed

131 BPS

to be assigned

642

108885906

 $      107,861.79

90

34

fixed

131 BPS

to be assigned

643

108885922

 $        99,737.98

90

34

fixed

131 BPS

to be assigned

644

108886011

 $      119,356.44

95

37

ARM

191 BPS

to be assigned

645

108886029

 $      202,879.37

90

34

fixed

131 BPS

to be assigned

646

108886037

 $      332,586.72

89

33

fixed

131 BPS

to be assigned

647

108886128

 $      172,468.04

90

34

fixed

131 BPS

to be assigned

648

108886185

 $      229,126.37

85

30

ARM

191 BPS

to be assigned

649

108886508

 $      204,918.08

90

34

fixed

131 BPS

to be assigned

650

108886797

 $        56,894.64

95

37

ARM

191 BPS

to be assigned

651

108886896

 $        84,875.95

100

40

ARM

191 BPS

to be assigned

652

108887027

 $      121,384.96

90

34

ARM

191 BPS

to be assigned

653

108887068

 $      159,956.67

90

34

ARM

191 BPS

to be assigned

654

108887126

 $      145,047.42

85

30

ARM

191 BPS

to be assigned

655

108887134

 $      222,049.43

85

30

ARM

191 BPS

to be assigned

656

108887340

 $      179,586.77

90

34

ARM

191 BPS

to be assigned

657

108887514

 $        99,571.14

95

37

ARM

191 BPS

to be assigned

658

108887548

 $      164,511.75

90

34

ARM

191 BPS

to be assigned




MGIC Master Policy 12-670-4-3305 Certificate Schedule

MGIC


 

  Loan

 Amount of  

 

Amount of

Loan

Premium

MGIC

 

Number

 Insurable Loan

LTV

MGIC Coverage

Type

Rate

Certificate Number


659

108887662

 $      225,493.69

81

26

ARM

191 BPS

to be assigned

660

108887795

 $      109,573.40

95

37

ARM

191 BPS

to be assigned

661

108887803

 $        57,367.47

90

34

ARM

191 BPS

to be assigned

662

108887811

 $      107,884.02

90

34

ARM

191 BPS

to be assigned

663

108887829

 $      127,995.33

95

37

ARM

191 BPS

to be assigned

664

108887928

 $        62,884.68

90

34

ARM

191 BPS

to be assigned

665

108887969

 $        90,051.81

95

37

ARM

191 BPS

to be assigned

666

108887985

 $        64,971.45

93

36

ARM

191 BPS

to be assigned

667

108888017

 $        78,091.87

90

34

ARM

191 BPS

to be assigned

668

108888033

 $        85,290.76

90

34

ARM

191 BPS

to be assigned

669

108888058

 $        98,882.08

90

34

ARM

191 BPS

to be assigned

670

108888132

 $      175,168.78

90

34

ARM

191 BPS

to be assigned

671

108888173

 $        66,484.22

90

34

ARM

191 BPS

to be assigned

672

108888181

 $        55,263.37

95

37

ARM

191 BPS

to be assigned

673

108888207

 $        77,272.20

90

34

ARM

191 BPS

to be assigned

674

108888215

 $      111,759.80

95

37

ARM

191 BPS

to be assigned

675

108888231

 $      187,623.27

95

37

ARM

191 BPS

to be assigned

676

108888249

 $      123,217.75

95

37

ARM

191 BPS

to be assigned

677

108888264

 $        81,601.67

95

37

ARM

191 BPS

to be assigned

678

108888413

 $      269,270.87

90

34

ARM

191 BPS

to be assigned

679

108888454

 $        52,169.06

85

30

fixed

131 BPS

to be assigned

680

108888579

 $      163,033.91

95

37

fixed

131 BPS

to be assigned

681

108888637

 $        66,366.61

95

37

ARM

191 BPS

to be assigned

682

108888744

 $      188,527.92

89

33

ARM

191 BPS

to be assigned

683

108888876

 $      291,161.72

90

34

ARM

191 BPS

to be assigned

684

108889122

 $      143,714.04

90

34

ARM

191 BPS

to be assigned

685

108889189

 $      134,720.85

90

34

ARM

191 BPS

to be assigned

686

108889692

 $        69,208.04

95

37

ARM

191 BPS

to be assigned

687

108889767

 $      127,879.04

95

37

ARM

191 BPS

to be assigned

688

108889791

 $      127,474.83

90

34

ARM

191 BPS

to be assigned

689

108889882

 $      135,637.36

85

30

ARM

191 BPS

to be assigned

690

108889890

 $      187,758.99

95

37

ARM

191 BPS

to be assigned

691

108889932

 $      146,029.48

95

37

ARM

191 BPS

to be assigned

692

108890096

 $      134,665.44

90

34

ARM

191 BPS

to be assigned

693

108890112

 $      151,656.05

95

37

ARM

191 BPS

to be assigned

694

108890187

 $      112,270.74

90

34

ARM

191 BPS

to be assigned

695

108890195

 $      176,870.01

95

37

ARM

191 BPS

to be assigned

696

108890229

 $      152,656.26

90

34

ARM

191 BPS

to be assigned

697

108890245

 $        93,883.09

95

37

ARM

191 BPS

to be assigned

698

108890252

 $      143,920.61

90

34

ARM

191 BPS

to be assigned

699

108890385

 $        90,018.37

95

37

ARM

191 BPS

to be assigned

700

108890468

 $        89,037.77

85

30

ARM

191 BPS

to be assigned

701

108890484

 $      103,489.44

85

30

ARM

191 BPS

to be assigned

702

108890500

 $        95,741.38

95

37

ARM

191 BPS

to be assigned




MGIC Master Policy 12-670-4-3305 Certificate Schedule

MGIC


 

  Loan

 Amount of  

 

Amount of

Loan

Premium

MGIC

 

Number

 Insurable Loan

LTV

MGIC Coverage

Type

Rate

Certificate Number


703

108890591

 $      120,731.59

90

34

ARM

191 BPS

to be assigned

704

108890674

 $      390,004.03

85

30

ARM

191 BPS

to be assigned

705

108890682

 $        71,897.33

90

34

ARM

191 BPS

to be assigned

706

108890989

 $      130,331.29

90

34

ARM

191 BPS

to be assigned

707

108891003

 $      161,168.31

95

37

ARM

191 BPS

to be assigned

708

108891011

 $      102,251.18

90

34

fixed

131 BPS

to be assigned

709

108891102

 $      120,903.30

85

30

fixed

131 BPS

to be assigned

710

108891169

 $        71,906.92

90

34

ARM

191 BPS

to be assigned

711

108891318

 $      224,630.06

88

32

ARM

191 BPS

to be assigned

712

108891375

 $      202,232.28

90

34

ARM

191 BPS

to be assigned

713

108891409

 $        68,309.76

95

37

ARM

191 BPS

to be assigned

714

108891417

 $      157,255.96

90

34

ARM

191 BPS

to be assigned

715

108891458

 $      278,349.59

90

34

ARM

191 BPS

to be assigned

716

108891532

 $      160,735.29

89

33

ARM

191 BPS

to be assigned

717

108891623

 $      224,438.00

90

34

ARM

191 BPS

to be assigned

718

108891649

 $        65,867.60

86

30

ARM

191 BPS

to be assigned

719

108891698

 $      104,323.04

95

37

ARM

191 BPS

to be assigned

720

108891821

 $      104,921.39

89

33

fixed

131 BPS

to be assigned

721

108892068

 $      110,463.97

95

37

ARM

191 BPS

to be assigned

722

108892084

 $      203,856.58

95

37

ARM

191 BPS

to be assigned

723

108892282

 $      164,993.97

90

34

fixed

131 BPS

to be assigned

724

108892365

 $      285,748.53

84

29

ARM

191 BPS

to be assigned

725

108892423

 $      107,808.33

90

34

ARM

191 BPS

to be assigned

726

108892449

 $        74,609.97

90

34

ARM

191 BPS

to be assigned

727

108892613

 $        96,751.35

95

37

fixed

131 BPS

to be assigned

728

108892654

 $        92,467.18

95

37

fixed

131 BPS

to be assigned

729

108893074

 $      447,878.46

89

33

fixed

131 BPS

to be assigned

730

108893132

 $        71,818.39

90

34

fixed

131 BPS

to be assigned

731

108893165

 $      323,333.35

90

34

fixed

131 BPS

to be assigned

732

108893231

 $      143,702.25

90

34

ARM

191 BPS

to be assigned

733

108893330

 $      143,761.04

90

34

fixed

131 BPS

to be assigned

734

108893454

 $      221,343.00

90

34

ARM

191 BPS

to be assigned

735

108893728

 $        71,891.72

85

30

fixed

131 BPS

to be assigned

736

108893736

 $      226,518.52

90

34

ARM

191 BPS

to be assigned

737

108893884

 $      215,634.24

90

34

ARM

191 BPS

to be assigned

738

108893918

 $        83,483.97

95

37

ARM

191 BPS

to be assigned

739

108894080

 $      107,822.66

90

34

ARM

191 BPS

to be assigned

740

108894130

 $      116,623.68

90

34

fixed

131 BPS

to be assigned

741

108894155

 $      125,810.63

81

27

fixed

131 BPS

to be assigned

742

108894171

 $      171,559.01

95

37

ARM

191 BPS

to be assigned

743

108894197

 $      123,598.65

93

36

fixed

131 BPS

to be assigned

744

108894213

 $      129,714.18

100

40

fixed

131 BPS

to be assigned

745

108894361

 $      328,158.50

95

37

ARM

191 BPS

to be assigned

746

108894403

 $      152,831.89

90

34

ARM

191 BPS

to be assigned




MGIC Master Policy 12-670-4-3305 Certificate Schedule

MGIC


 

  Loan

 Amount of  

 

Amount of

Loan

Premium

MGIC

 

Number

 Insurable Loan

LTV

MGIC Coverage

Type

Rate

Certificate Number


747

108894478

 $      302,357.39

95

37

fixed

131 BPS

to be assigned

748

108894528

 $        98,806.96

90

34

fixed

131 BPS

to be assigned

749

108894536

 $      319,200.70

89

33

fixed

131 BPS

to be assigned

750

108894577

 $      187,601.79

90

34

fixed

131 BPS

to be assigned

751

108894650

 $      104,380.39

85

30

ARM

191 BPS

to be assigned

752

108894692

 $        61,643.56

85

30

ARM

191 BPS

to be assigned

753

108894759

 $        82,761.13

85

30

ARM

191 BPS

to be assigned

754

108894841

 $      123,790.03

89

33

ARM

191 BPS

to be assigned

755

108894916

 $      229,126.37

85

30

fixed

131 BPS

to be assigned

756

108895038

 $      237,211.22

95

37

ARM

191 BPS

to be assigned

757

108895046

 $      358,396.80

90

34

fixed

131 BPS

to be assigned

758

108895053

 $      139,298.44

90

34

fixed

131 BPS

to be assigned

759

108895061

 $        49,842.14

85

30

fixed

131 BPS

to be assigned

760

108895103

 $        59,770.22

95

37

ARM

191 BPS

to be assigned

761

108895129

 $      255,999.86

90

34

ARM

191 BPS

to be assigned

762

108895160

 $      283,102.55

90

34

ARM

191 BPS

to be assigned

763

108895335

 $      103,049.00

90

34

ARM

191 BPS

to be assigned

764

108895368

 $      123,242.05

95

37

ARM

191 BPS

to be assigned

765

108895376

 $      186,475.11

85

30

ARM

191 BPS

to be assigned

766

108895418

 $      138,386.14

95

37

ARM

191 BPS

to be assigned

767

108895434

 $      193,163.57

90

34

ARM

191 BPS

to be assigned

768

108895459

 $      166,126.99

90

34

ARM

191 BPS

to be assigned

769

108895467

 $        79,691.46

95

37

ARM

191 BPS

to be assigned

770

108895590

 $      245,415.05

100

40

fixed

131 BPS

to be assigned

771

108895632

 $      104,279.55

100

40

fixed

131 BPS

to be assigned

772

108895681

 $      189,501.63

95

37

fixed

131 BPS

to be assigned

773

108895798

 $        80,841.69

90

34

ARM

191 BPS

to be assigned

774

108895921

 $        81,668.48

90

34

ARM

191 BPS

to be assigned

775

108895939

 $      199,155.98

85

30

ARM

191 BPS

to be assigned

776

108895954

 $        76,854.51

90

34

ARM

191 BPS

to be assigned

777

108896200

 $        90,157.04

95

37

ARM

191 BPS

to be assigned

778

108896242

 $        74,863.86

95

37

ARM

191 BPS

to be assigned

779

108896317

 $      101,402.13

95

37

ARM

191 BPS

to be assigned

780

108896416

 $      123,328.60

95

37

fixed

131 BPS

to be assigned

781

108896614

 $        66,884.71

90

34

ARM

191 BPS

to be assigned

782

108896655

 $      197,780.62

90

34

fixed

131 BPS

to be assigned

783

108896663

 $      138,756.05

84

29

fixed

131 BPS

to be assigned

784

108896762

 $        57,869.58

95

37

ARM

191 BPS

to be assigned

785

108896788

 $      104,371.63

95

37

ARM

191 BPS

to be assigned

786

108896796

 $      224,485.79

90

34

ARM

191 BPS

to be assigned

787

108896929

 $        68,307.71

90

34

ARM

191 BPS

to be assigned

788

108897000

 $      292,050.51

89

33

ARM

191 BPS

to be assigned

789

108897026

 $        66,410.47

95

37

ARM

191 BPS

to be assigned

790

108897067

 $      215,695.04

83

28

fixed

131 BPS

to be assigned




MGIC Master Policy 12-670-4-3305 Certificate Schedule

MGIC


 

  Loan

 Amount of  

 

Amount of

Loan

Premium

MGIC

 

Number

 Insurable Loan

LTV

MGIC Coverage

Type

Rate

Certificate Number


791

108897125

 $        52,422.53

85

30

ARM

191 BPS

to be assigned

792

108897133

 $      186,841.68

95

37

ARM

191 BPS

to be assigned

793

108897182

 $      121,324.44

90

34

ARM

191 BPS

to be assigned

794

108897240

 $        71,172.67

95

37

ARM

191 BPS

to be assigned

795

108897257

 $      158,352.75

95

37

ARM

191 BPS

to be assigned

796

108897489

 $        85,379.96

95

37

ARM

191 BPS

to be assigned

797

108897513

 $      280,038.82

85

30

ARM

191 BPS

to be assigned

798

108897521

 $      102,385.71

90

34

ARM

191 BPS

to be assigned

799

108897604

 $      257,803.56

85

30

fixed

131 BPS

to be assigned

800

108897802

 $        99,639.47

95

37

ARM

191 BPS

to be assigned

801

108897828

 $        72,152.52

85

30

ARM

191 BPS

to be assigned

802

108898024

 $        83,607.85

95

37

fixed

131 BPS

to be assigned

803

108898057

 $      113,236.15

90

34

fixed

131 BPS

to be assigned

804

108898107

 $      104,344.41

95

37

fixed

131 BPS

to be assigned

805

108898289

 $      151,623.29

85

30

ARM

191 BPS

to be assigned

806

108898297

 $      127,280.60

85

30

ARM

191 BPS

to be assigned

807

108898446

 $      131,891.09

95

37

ARM

191 BPS

to be assigned

808

108898495

 $      165,809.48

90

34

fixed

131 BPS

to be assigned

809

108898529

 $        92,570.27

85

30

ARM

191 BPS

to be assigned

810

108898537

 $        78,194.37

90

34

ARM

191 BPS

to be assigned

811

108898560

 $        85,411.94

90

34

ARM

191 BPS

to be assigned

812

108898735

 $        73,945.22

95

37

fixed

131 BPS

to be assigned

813

108898750

 $        82,693.82

90

34

fixed

131 BPS

to be assigned

814

108898768

 $      130,734.55

86

31

fixed

131 BPS

to be assigned

815

108898875

 $      134,907.82

90

34

ARM

191 BPS

to be assigned

816

108899055

 $        60,262.86

95

37

ARM

191 BPS

to be assigned

817

108899147

 $        66,448.36

90

34

ARM

191 BPS

to be assigned

818

108899329

 $      184,990.29

95

37

ARM

191 BPS

to be assigned

819

108899428

 $      156,285.26

95

37

fixed

131 BPS

to be assigned

820

108899451

 $      254,284.02

95

37

ARM

191 BPS

to be assigned

821

108899659

 $        90,806.37

90

34

ARM

191 BPS

to be assigned

822

108899741

 $      143,806.12

90

34

ARM

191 BPS

to be assigned

823

108899857

 $        65,178.45

90

34

ARM

191 BPS

to be assigned

824

108899923

 $      148,541.46

85

30

ARM

191 BPS

to be assigned

825

108900127

 $        72,423.91

83

29

fixed

131 BPS

to be assigned

826

108900358

 $      220,184.59

90

34

fixed

131 BPS

to be assigned

827

108900648

 $        94,859.96

88

32

fixed

131 BPS

to be assigned

828

108900671

 $      169,777.97

85

30

ARM

191 BPS

to be assigned

829

108900754

 $      282,869.90

90

34

fixed

131 BPS

to be assigned

830

108900978

 $        70,080.01

90

34

ARM

191 BPS

to be assigned

831

108901133

 $        80,814.60

90

34

ARM

191 BPS

to be assigned

832

108901216

 $      386,298.40

90

34

ARM

191 BPS

to be assigned

833

108901257

 $        73,483.18

95

37

fixed

131 BPS

to be assigned

834

108901331

 $      102,013.58

90

34

ARM

191 BPS

to be assigned




MGIC Master Policy 12-670-4-3305 Certificate Schedule

MGIC


 

  Loan

 Amount of  

 

Amount of

Loan

Premium

MGIC

 

Number

 Insurable Loan

LTV

MGIC Coverage

Type

Rate

Certificate Number


835

108901513

 $        49,686.32

88

32

fixed

131 BPS

to be assigned

836

108901703

 $      147,021.85

95

37

fixed

131 BPS

to be assigned

837

108901786

 $      113,810.71

95

37

fixed

131 BPS

to be assigned

838

108901802

 $      148,333.74

90

34

ARM

191 BPS

to be assigned

839

108901836

 $      212,646.33

90

33

ARM

191 BPS

to be assigned

840

108902271

 $      139,892.75

85

30

fixed

131 BPS

to be assigned

841

108902347

 $      137,166.54

90

34

ARM

191 BPS

to be assigned

842

108902404

 $      307,070.14

85

30

ARM

191 BPS

to be assigned

843

108902453

 $        97,600.75

95

37

ARM

191 BPS

to be assigned

844

108902552

 $      197,565.17

84

29

fixed

131 BPS

to be assigned

845

108902701

 $      103,290.26

90

34

ARM

191 BPS

to be assigned

846

108902743

 $      100,973.26

84

29

fixed

131 BPS

to be assigned

847

108902800

 $      287,214.68

90

34

ARM

191 BPS

to be assigned

848

108902826

 $      161,700.45

90

34

fixed

131 BPS

to be assigned

849

108902883

 $        51,201.32

89

33

fixed

131 BPS

to be assigned

850

108902966

 $      200,540.64

84

29

fixed

131 BPS

to be assigned

851

108903055

 $        58,289.28

85

30

fixed

131 BPS

to be assigned

852

108903105

 $      112,360.37

90

34

ARM

191 BPS

to be assigned

853

108903287

 $      162,098.06

94

37

fixed

131 BPS

to be assigned

854

108903360

 $      155,517.76

95

37

ARM

191 BPS

to be assigned

855

108903402

 $      163,372.71

90

34

ARM

191 BPS

to be assigned

856

108903535

 $        52,605.49

85

30

fixed

131 BPS

to be assigned

857

108903600

 $      156,371.68

85

30

fixed

131 BPS

to be assigned

858

108903683

 $      102,226.29

90

34

ARM

191 BPS

to be assigned

859

108903709

 $      121,218.86

85

30

ARM

191 BPS

to be assigned

860

108903717

 $      157,073.80

90

34

ARM

191 BPS

to be assigned

861

108903758

 $      112,115.75

90

34

fixed

131 BPS

to be assigned

862

108903865

 $      235,010.58

85

30

fixed

131 BPS

to be assigned

863

108903931

 $      165,110.67

95

37

ARM

191 BPS

to be assigned

864

108903998

 $        97,225.32

90

34

ARM

191 BPS

to be assigned

865

108904046

 $      157,174.32

90

34

ARM

191 BPS

to be assigned

866

108904129

 $      180,455.48

90

34

fixed

131 BPS

to be assigned

867

108904194

 $      217,444.69

83

28

fixed

131 BPS

to be assigned

868

108904244

 $        67,799.75

87

32

fixed

131 BPS

to be assigned

869

108904269

 $      116,638.68

100

40

fixed

131 BPS

to be assigned

870

108904509

 $      413,072.48

90

34

ARM

191 BPS

to be assigned

871

108904780

 $      100,917.45

90

34

ARM

191 BPS

to be assigned

872

108904863

 $        52,105.74

95

37

ARM

191 BPS

to be assigned

873

108904871

 $      174,589.20

100

40

ARM

191 BPS

to be assigned

874

108905134

 $      206,678.66

90

34

ARM

191 BPS

to be assigned

875

108905191

 $      233,180.68

85

30

ARM

191 BPS

to be assigned

876

108905217

 $      103,270.44

90

34

ARM

191 BPS

to be assigned

877

108905258

 $        59,370.82

85

30

ARM

191 BPS

to be assigned

878

108905415

 $      174,603.74

95

37

fixed

131 BPS

to be assigned




MGIC Master Policy 12-670-4-3305 Certificate Schedule

MGIC


 

  Loan

 Amount of  

 

Amount of

Loan

Premium

MGIC

 

Number

 Insurable Loan

LTV

MGIC Coverage

Type

Rate

Certificate Number


879

108905431

 $      250,854.60

95

37

ARM

191 BPS

to be assigned

880

108905498

 $      209,037.47

95

37

ARM

191 BPS

to be assigned

881

108905605

 $      141,054.32

90

34

ARM

191 BPS

to be assigned

882

108905654

 $      116,713.65

95

37

ARM

191 BPS

to be assigned

883

108905662

 $      264,988.61

90

34

ARM

191 BPS

to be assigned

884

108905738

 $      211,973.36

85

30

fixed

131 BPS

to be assigned

885

108905779

 $        60,258.69

95

37

ARM

191 BPS

to be assigned

886

108905787

 $      102,380.91

90

34

fixed

131 BPS

to be assigned

887

108905878

 $        82,614.50

90

34

fixed

131 BPS

to be assigned

888

108905936

 $        61,635.81

95

37

fixed

131 BPS

to be assigned

889

108905985

 $        71,111.34

95

37

ARM

191 BPS

to be assigned

890

108906033

 $      182,147.45

90

34

fixed

131 BPS

to be assigned

891

108906058

 $        84,990.86

95

37

fixed

131 BPS

to be assigned

892

108906066

 $        59,574.93

95

37

fixed

131 BPS

to be assigned

893

108906082

 $        96,768.30

81

26

fixed

131 BPS

to be assigned

894

108906249

 $        63,894.77

82

27

ARM

191 BPS

to be assigned

895

108906272

 $        74,969.43

90

34

ARM

191 BPS

to be assigned

896

108906298

 $      237,915.17

90

34

ARM

191 BPS

to be assigned

897

108906405

 $      151,536.59

95

37

ARM

191 BPS

to be assigned

898

108906447

 $      139,680.04

100

40

fixed

131 BPS

to be assigned

899

108906611

 $      123,087.83

90

34

ARM

191 BPS

to be assigned

900

108906868

 $        85,177.24

95

37

fixed

131 BPS

to be assigned

901

108906876

 $        61,062.89

85

30

fixed

131 BPS

to be assigned

902

108906934

 $        61,944.88

90

34

ARM

191 BPS

to be assigned

903

108907080

 $      109,605.51

100

40

fixed

131 BPS

to be assigned

904

108907155

 $      101,766.87

85

30

fixed

131 BPS

to be assigned

905

108907171

 $        69,691.86

94

37

fixed

131 BPS

to be assigned

906

108907197

 $        79,113.27

83

29

ARM

191 BPS

to be assigned

907

108907205

 $      135,801.52

85

30

fixed

131 BPS

to be assigned

908

108907221

 $      167,175.39

95

37

fixed

131 BPS

to be assigned

909

108907361

 $      161,033.43

95

37

fixed

131 BPS

to be assigned

910

108907379

 $      116,716.23

90

34

fixed

131 BPS

to be assigned

911

108907445

 $      116,750.66

90

34

fixed

131 BPS

to be assigned

912

108907502

 $        98,820.64

90

34

fixed

131 BPS

to be assigned

913

108907593

 $        89,917.43

85

30

fixed

131 BPS

to be assigned

914

108907676

 $      109,985.55

95

37

ARM

191 BPS

to be assigned

915

108907767

 $      137,103.17

95

37

ARM

191 BPS

to be assigned

916

108907882

 $      175,069.06

90

34

fixed

131 BPS

to be assigned

917

108907965

 $      109,965.15

95

37

fixed

131 BPS

to be assigned

918

108907999

 $      174,544.85

84

29

fixed

131 BPS

to be assigned

919

108908039

 $        74,293.98

95

37

fixed

131 BPS

to be assigned

920

108908054

 $      399,094.86

92

35

fixed

131 BPS

to be assigned

921

108908419

 $      144,149.54

87

32

fixed

131 BPS

to be assigned

922

108908435

 $      217,027.11

95

37

fixed

131 BPS

to be assigned




MGIC Master Policy 12-670-4-3305 Certificate Schedule

MGIC


 

  Loan

 Amount of  

 

Amount of

Loan

Premium

MGIC

 

Number

 Insurable Loan

LTV

MGIC Coverage

Type

Rate

Certificate Number


923

108908633

 $        85,317.81

95

37

ARM

191 BPS

to be assigned

924

108908708

 $      146,051.86

84

29

ARM

191 BPS

to be assigned

925

108908732

 $      119,004.52

95

37

ARM

191 BPS

to be assigned

926

108908807

 $      207,844.76

95

37

ARM

191 BPS

to be assigned

927

108908849

 $      120,401.46

85

30

ARM

191 BPS

to be assigned

928

108908880

 $      156,227.62

90

34

ARM

191 BPS

to be assigned

929

108908997

 $      144,138.34

85

30

fixed

131 BPS

to be assigned

930

108909359

 $      269,479.93

90

34

ARM

191 BPS

to be assigned

931

108909680

 $      150,787.88

90

34

ARM

191 BPS

to be assigned

932

108909706

 $        91,709.34

85

30

ARM

191 BPS

to be assigned

933

108909888

 $        75,906.65

95

37

ARM

191 BPS

to be assigned

934

108909938

 $      146,907.59

90

34

ARM

191 BPS

to be assigned

935

108910035

 $      121,336.42

90

34

ARM

191 BPS

to be assigned

936

108910084

 $        52,136.71

95

37

ARM

191 BPS

to be assigned

937

108910100

 $        85,747.87

85

30

ARM

191 BPS

to be assigned

938

108910118

 $      137,498.63

90

34

ARM

191 BPS

to be assigned

939

108910126

 $        74,953.80

95

37

ARM

191 BPS

to be assigned

940

108910159

 $        79,983.72

90

34

ARM

191 BPS

to be assigned

941

108910175

 $        74,130.19

95

37

ARM

191 BPS

to be assigned

942

108910282

 $      228,462.08

95

37

ARM

191 BPS

to be assigned

943

108910357

 $        79,470.00

90

34

ARM

191 BPS

to be assigned

944

108910399

 $        83,581.16

95

37

ARM

191 BPS

to be assigned

945

108910696

 $      134,591.69

93

36

ARM

191 BPS

to be assigned

946

108910753

 $      143,618.60

90

34

fixed

131 BPS

to be assigned

947

108910845

 $      259,505.33

81

27

ARM

191 BPS

to be assigned

948

108910910

 $      263,287.07

85

30

ARM

191 BPS

to be assigned

949

108910928

 $      120,282.55

90

34

ARM

191 BPS

to be assigned

950

108911124

 $      163,669.52

100

40

ARM

191 BPS

to be assigned

951

108911280

 $        66,421.88

90

34

fixed

131 BPS

to be assigned

952

108911298

 $        76,212.26

95

37

ARM

191 BPS

to be assigned

953

108911389

 $        78,468.88

85

30

ARM

191 BPS

to be assigned

954

108911439

 $        56,909.02

95

37

ARM

191 BPS

to be assigned

955

108911694

 $        87,349.90

85

30

ARM

191 BPS

to be assigned

956

108911793

 $      104,258.73

95

37

ARM

191 BPS

to be assigned

957

108911959

 $        88,215.35

85

30

ARM

191 BPS

to be assigned

958

108911975

 $      211,155.67

90

34

ARM

191 BPS

to be assigned

959

108912015

 $      271,655.46

85

30

ARM

191 BPS

to be assigned

960

108912130

 $      156,516.61

95

37

ARM

191 BPS

to be assigned

961

108912239

 $      106,800.10

82

28

ARM

191 BPS

to be assigned

962

108912494

 $      251,375.46

90

34

ARM

191 BPS

to be assigned

963

108912536

 $        66,328.79

95

37

ARM

191 BPS

to be assigned

964

108912569

 $      165,628.09

83

28

fixed

131 BPS

to be assigned

965

108912593

 $      195,713.75

89

33

ARM

191 BPS

to be assigned

966

108912726

 $      132,846.40

85

30

ARM

191 BPS

to be assigned




MGIC Master Policy 12-670-4-3305 Certificate Schedule

MGIC


 

  Loan

 Amount of  

 

Amount of

Loan

Premium

MGIC

 

Number

 Insurable Loan

LTV

MGIC Coverage

Type

Rate

Certificate Number


967

108912791

 $      174,267.11

90

34

ARM

191 BPS

to be assigned

968

108913039

 $        67,342.64

90

34

fixed

131 BPS

to be assigned

969

108913054

 $      227,615.69

95

37

fixed

131 BPS

to be assigned

970

108913153

 $        81,827.01

100

40

fixed

131 BPS

to be assigned

971

108913237

 $      251,253.05

95

37

fixed

131 BPS

to be assigned

972

108913252

 $        61,079.70

85

30

fixed

131 BPS

to be assigned

973

108913294

 $        63,550.29

85

30

fixed

131 BPS

to be assigned

974

108913450

 $      188,536.82

95

37

ARM

191 BPS

to be assigned

975

108913468

 $      157,157.54

88

33

fixed

131 BPS

to be assigned

976

108913682

 $      125,908.75

88

32

fixed

131 BPS

to be assigned

977

108913872

 $      152,553.74

90

34

fixed

131 BPS

to be assigned

978

108913955

 $      130,277.07

83

28

fixed

131 BPS

to be assigned

979

108914045

 $        60,732.65

95

37

fixed

131 BPS

to be assigned

980

108914102

 $        76,336.54

84

29

fixed

131 BPS

to be assigned

981

108914201

 $      284,528.51

95

37

ARM

191 BPS

to be assigned

982

108914250

 $        61,963.63

90

34

fixed

131 BPS

to be assigned

983

108914532

 $      139,546.76

88

32

fixed

131 BPS

to be assigned

984

108914573

 $      360,133.07

95

37

ARM

191 BPS

to be assigned

985

108914623

 $      139,686.38

82

28

fixed

131 BPS

to be assigned

986

108914649

 $        60,150.84

90

34

fixed

131 BPS

to be assigned

987

108914680

 $      395,058.37

90

34

ARM

191 BPS

to be assigned

988

108914755

 $      238,782.86

95

37

ARM

191 BPS

to be assigned

989

108914789

 $        56,797.59

95

37

ARM

191 BPS

to be assigned

990

108914888

 $      107,858.94

90

34

fixed

131 BPS

to be assigned

991

108915042

 $      251,452.08

95

37

fixed

131 BPS

to be assigned

992

108915067

 $      101,721.87

85

30

fixed

131 BPS

to be assigned

993

108915083

 $      107,767.52

90

34

ARM

191 BPS

to be assigned

994

108915174

 $      224,465.00

90

34

ARM

191 BPS

to be assigned

995

108915216

 $      151,626.96

95

37

fixed

131 BPS

to be assigned

996

108915315

 $        94,242.34

90

34

fixed

131 BPS

to be assigned

997

108915349

 $      112,221.18

90

34

fixed

131 BPS

to be assigned

998

108915372

 $      125,555.19

90

34

fixed

131 BPS

to be assigned

999

108915414

 $        68,750.05

95

37

fixed

131 BPS

to be assigned

1000

108915471

 $      168,029.32

94

36

ARM

191 BPS

to be assigned

1001

108915505

 $      115,839.89

82

27

ARM

191 BPS

to be assigned

1002

108915620

 $      110,344.06

85

30

ARM

191 BPS

to be assigned

1003

108915745

 $        89,067.30

85

30

ARM

191 BPS

to be assigned

1004

108915885

 $      104,270.50

95

37

ARM

191 BPS

to be assigned

1005

108915893

 $      161,782.98

95

37

fixed

131 BPS

to be assigned

1006

108915976

 $      124,841.33

90

34

fixed

131 BPS

to be assigned

1007

108916123

 $      359,256.46

90

34

ARM

191 BPS

to be assigned

1008

108916255

 $      143,392.52

90

34

ARM

191 BPS

to be assigned

1009

108916321

 $      103,902.44

90

34

fixed

131 BPS

to be assigned

1010

108916396

 $      188,321.47

90

34

ARM

191 BPS

to be assigned




MGIC Master Policy 12-670-4-3305 Certificate Schedule

MGIC


 

  Loan

 Amount of  

 

Amount of

Loan

Premium

MGIC

 

Number

 Insurable Loan

LTV

MGIC Coverage

Type

Rate

Certificate Number


1011

108916438

 $      171,488.95

90

34

ARM

191 BPS

to be assigned

1012

108916685

 $        49,906.59

85

30

ARM

191 BPS

to be assigned

1013

108916826

 $      137,460.57

83

29

ARM

191 BPS

to be assigned

1014

108916941

 $      130,046.72

90

34

ARM

191 BPS

to be assigned

1015

108917071

 $        65,365.16

85

30

ARM

191 BPS

to be assigned

1016

108917089

 $      107,732.34

90

34

ARM

191 BPS

to be assigned

1017

108917287

 $      118,582.02

90

34

ARM

191 BPS

to be assigned

1018

108917303

 $        66,377.04

95

37

ARM

191 BPS

to be assigned

1019

108917501

 $      199,074.86

95

37

fixed

131 BPS

to be assigned

1020

108917592

 $        67,760.26

95

37

fixed

131 BPS

to be assigned

1021

108917600

 $      343,957.31

95

37

fixed

131 BPS

to be assigned

1022

108917618

 $        56,387.90

95

37

fixed

131 BPS

to be assigned

1023

108917626

 $      215,506.35

90

34

ARM

191 BPS

to be assigned

1024

108917675

 $      155,374.80

90

34

ARM

191 BPS

to be assigned

1025

108917881

 $      309,894.57

90

34

ARM

191 BPS

to be assigned

1026

108917907

 $      144,458.23

81

26

fixed

131 BPS

to be assigned

1027

108917964

 $      360,015.63

95

37

ARM

191 BPS

to be assigned

1028

108918103

 $      296,642.93

95

37

ARM

191 BPS

to be assigned

1029

108918210

 $      133,197.93

90

34

ARM

191 BPS

to be assigned

1030

108918251

 $        81,541.00

95

37

ARM

191 BPS

to be assigned

1031

108918442

 $      399,102.06

89

33

ARM

191 BPS

to be assigned

1032

108918459

 $      209,416.22

84

29

ARM

191 BPS

to be assigned

1033

108918749

 $        69,069.34

95

37

fixed

131 BPS

to be assigned

1034

108918822

 $      178,788.62

90

34

ARM

191 BPS

to be assigned

1035

108918962

 $      107,804.33

90

34

fixed

131 BPS

to be assigned

1036

108919051

 $        64,482.77

85

30

ARM

191 BPS

to be assigned

1037

108919473

 $      107,730.14

82

28

ARM

191 BPS

to be assigned

1038

108919499

 $      156,465.86

83

28

ARM

191 BPS

to be assigned

1039

108919572

 $      153,507.98

95

37

ARM

191 BPS

to be assigned

1040

108919655

 $      139,848.71

85

30

fixed

131 BPS

to be assigned

1041

108919812

 $        92,017.30

90

34

ARM

191 BPS

to be assigned

1042

108919846

 $      184,409.04

90

34

fixed

131 BPS

to be assigned

1043

108919853

 $      289,866.52

95

37

ARM

191 BPS

to be assigned

1044

108919903

 $      215,002.59

94

36

fixed

131 BPS

to be assigned

1045

108919929

 $      110,497.37

90

34

fixed

131 BPS

to be assigned

1046

108919986

 $      101,162.55

91

35

ARM

191 BPS

to be assigned

1047

108920000

 $      119,483.81

90

34

ARM

191 BPS

to be assigned

1048

108920315

 $      144,786.60

88

32

ARM

191 BPS

to be assigned

1049

108920430

 $      121,270.22

90

34

ARM

191 BPS

to be assigned

1050

108920463

 $      108,944.69

95

37

fixed

131 BPS

to be assigned

1051

108920562

 $      116,818.54

90

34

ARM

191 BPS

to be assigned

1052

108920638

 $      130,170.84

100

40

fixed

131 BPS

to be assigned

1053

108921115

 $        80,532.46

90

34

fixed

131 BPS

to be assigned

1054

108921172

 $        77,226.60

90

34

fixed

131 BPS

to be assigned




MGIC Master Policy 12-670-4-3305 Certificate Schedule

MGIC


 

  Loan

 Amount of  

 

Amount of

Loan

Premium

MGIC

 

Number

 Insurable Loan

LTV

MGIC Coverage

Type

Rate

Certificate Number


1055

108921222

 $      296,742.18

85

30

ARM

191 BPS

to be assigned

1056

108921362

 $      102,412.20

90

34

ARM

191 BPS

to be assigned

1057

108921420

 $        85,979.53

95

37

ARM

191 BPS

to be assigned

1058

108921586

 $      116,772.81

90

34

ARM

191 BPS

to be assigned

1059

108921685

 $        55,246.59

90

34

fixed

131 BPS

to be assigned

1060

108921735

 $      184,988.76

90

34

ARM

191 BPS

to be assigned

1061

108921891

 $      299,770.64

90

34

fixed

131 BPS

to be assigned

1062

108921958

 $      148,198.46

90

34

ARM

191 BPS

to be assigned

1063

108921974

 $      147,729.12

95

37

fixed

131 BPS

to be assigned

1064

108922212

 $        74,320.80

85

30

fixed

131 BPS

to be assigned

1065

108922303

 $      300,925.13

90

34

ARM

191 BPS

to be assigned

1066

108922329

 $      113,327.60

95

37

fixed

131 BPS

to be assigned

1067

108922378

 $      123,031.26

85

30

fixed

131 BPS

to be assigned

1068

108922519

 $      411,111.97

81

26

ARM

191 BPS

to be assigned

1069

108922527

 $      140,790.13

85

30

ARM

191 BPS

to be assigned

1070

108922857

 $        94,265.79

90

34

fixed

131 BPS

to be assigned

1071

108922923

 $        75,815.70

95

37

ARM

191 BPS

to be assigned

1072

108923061

 $      116,753.15

90

34

ARM

191 BPS

to be assigned

1073

108923079

 $      215,604.51

90

34

ARM

191 BPS

to be assigned

1074

108923137

 $      137,441.39

95

37

ARM

191 BPS

to be assigned

1075

108923145

 $      136,499.58

90

34

fixed

131 BPS

to be assigned

1076

108923418

 $        80,383.45

90

34

ARM

191 BPS

to be assigned

1077

108923541

 $      146,966.37

95

37

ARM

191 BPS

to be assigned

1078

108923566

 $      125,705.66

90

34

ARM

191 BPS

to be assigned

1079

108923624

 $      116,859.09

90

34

ARM

191 BPS

to be assigned

1080

108923657

 $      205,719.43

95

37

ARM

191 BPS

to be assigned

1081

108923699

 $      274,278.71

89

33

ARM

191 BPS

to be assigned

1082

108923756

 $      123,928.38

90

34

ARM

191 BPS

to be assigned

1083

108923814

 $        86,349.60

82

28

ARM

191 BPS

to be assigned

1084

108923921

 $        78,602.87

90

34

ARM

191 BPS

to be assigned

1085

108923954

 $      130,068.61

90

34

ARM

191 BPS

to be assigned

1086

108923962

 $        77,622.11

85

30

ARM

191 BPS

to be assigned

1087

108924002

 $        86,321.42

95

37

ARM

191 BPS

to be assigned

1088

108924051

 $      192,521.02

85

30

ARM

191 BPS

to be assigned

1089

108924267

 $        89,567.33

85

30

ARM

191 BPS

to be assigned

1090

108924309

 $      179,624.06

90

34

ARM

191 BPS

to be assigned

1091

108924341

 $      242,397.78

90

34

ARM

191 BPS

to be assigned

1092

108924424

 $      121,257.09

90

34

ARM

191 BPS

to be assigned

1093

108924630

 $      378,616.35

95

37

ARM

191 BPS

to be assigned

1094

108924655

 $      415,405.42

85

30

ARM

191 BPS

to be assigned

1095

108924671

 $        80,594.07

95

37

ARM

191 BPS

to be assigned

1096

108924960

 $      287,266.38

90

34

ARM

191 BPS

to be assigned

1097

108925116

 $        83,514.35

90

34

ARM

191 BPS

to be assigned

1098

108925157

 $        73,624.50

90

34

ARM

191 BPS

to be assigned




MGIC Master Policy 12-670-4-3305 Certificate Schedule

MGIC


 

  Loan

 Amount of  

 

Amount of

Loan

Premium

MGIC

 

Number

 Insurable Loan

LTV

MGIC Coverage

Type

Rate

Certificate Number


1099

108925298

 $        63,773.27

95

37

fixed

131 BPS

to be assigned

1100

108925421

 $      184,034.61

90

34

ARM

191 BPS

to be assigned

1101

108925470

 $      245,352.06

90

34

ARM

191 BPS

to be assigned

1102

108925504

 $      393,569.21

95

37

ARM

191 BPS

to be assigned

1103

108925520

 $      100,374.51

90

34

ARM

191 BPS

to be assigned

1104

108925611

 $        91,031.36

95

37

ARM

191 BPS

to be assigned

1105

108925876

 $      109,028.60

95

37

ARM

191 BPS

to be assigned

1106

108925892

 $      138,396.02

90

34

ARM

191 BPS

to be assigned

1107

108925975

 $        75,129.24

90

34

ARM

191 BPS

to be assigned

1108

108925983

 $      269,285.99

90

34

ARM

191 BPS

to be assigned

1109

108926155

 $      138,375.80

85

30

fixed

131 BPS

to be assigned

1110

108926171

 $      233,112.62

85

30

ARM

191 BPS

to be assigned

1111

108926270

 $        61,935.28

85

30

ARM

191 BPS

to be assigned

1112

108926411

 $      269,330.87

90

34

ARM

191 BPS

to be assigned

1113

108926544

 $      249,363.84

95

37

ARM

191 BPS

to be assigned

1114

108926635

 $      148,192.93

90

34

fixed

131 BPS

to be assigned

1115

108926718

 $      124,294.81

90

34

fixed

131 BPS

to be assigned

1116

108926767

 $      215,037.45

90

34

ARM

191 BPS

to be assigned

1117

108926882

 $      203,571.53

90

34

fixed

131 BPS

to be assigned

1118

108926890

 $      206,635.62

90

34

ARM

191 BPS

to be assigned

1119

108926908

 $      167,555.04

95

37

ARM

191 BPS

to be assigned

1120

108927062

 $      221,300.20

85

30

fixed

131 BPS

to be assigned

1121

108927195

 $      105,317.04

90

34

ARM

191 BPS

to be assigned

1122

108927260

 $        79,927.48

90

34

ARM

191 BPS

to be assigned

1123

108927351

 $      108,994.05

95

37

fixed

131 BPS

to be assigned

1124

108927609

 $      403,978.41

88

32

ARM

191 BPS

to be assigned

1125

108927906

 $        62,891.60

90

34

ARM

191 BPS

to be assigned

1126

108927922

 $        67,878.05

85

30

fixed

131 BPS

to be assigned

1127

108928243

 $      170,631.92

90

34

ARM

191 BPS

to be assigned

1128

108928300

 $        52,115.14

90

34

ARM

191 BPS

to be assigned

1129

108928375

 $      160,814.95

95

37

ARM

191 BPS

to be assigned

1130

108928417

 $        70,652.13

89

33

fixed

131 BPS

to be assigned

1131

108928631

 $      161,155.81

85

30

fixed

131 BPS

to be assigned

1132

108928847

 $        80,840.79

90

34

fixed

131 BPS

to be assigned

1133

108928946

 $      187,156.52

84

29

ARM

191 BPS

to be assigned

1134

108929050

 $      248,346.90

82

27

ARM

191 BPS

to be assigned

1135

108929241

 $      255,068.88

95

37

ARM

191 BPS

to be assigned

1136

108929324

 $      189,566.01

95

37

fixed

131 BPS

to be assigned

1137

108929365

 $        90,710.15

90

34

ARM

191 BPS

to be assigned

1138

108929373

 $      169,560.12

85

30

ARM

191 BPS

to be assigned

1139

108929399

 $      197,702.40

90

34

ARM

191 BPS

to be assigned

1140

108929530

 $      299,297.24

95

37

ARM

191 BPS

to be assigned

1141

108929670

 $      168,835.07

90

34

ARM

191 BPS

to be assigned

1142

108929746

 $      287,341.81

90

34

ARM

191 BPS

to be assigned




MGIC Master Policy 12-670-4-3305 Certificate Schedule

MGIC


 

  Loan

 Amount of  

 

Amount of

Loan

Premium

MGIC

 

Number

 Insurable Loan

LTV

MGIC Coverage

Type

Rate

Certificate Number


1143

108929787

 $      116,519.21

95

37

ARM

191 BPS

to be assigned

1144

108929795

 $      125,632.91

90

34

ARM

191 BPS

to be assigned

1145

108929837

 $        61,991.94

90

34

ARM

191 BPS

to be assigned

1146

108930454

 $        89,817.26

95

37

fixed

131 BPS

to be assigned

1147

108930769

 $      242,444.65

90

34

ARM

191 BPS

to be assigned

1148

108930785

 $      141,152.71

95

37

ARM

191 BPS

to be assigned

1149

108930926

 $      224,917.87

85

30

fixed

131 BPS

to be assigned

1150

108931114

 $      274,434.50

85

30

ARM

191 BPS

to be assigned

1151

108931130

 $      255,121.49

95

37

ARM

191 BPS

to be assigned

1152

108931155

 $      123,326.86

95

37

fixed

131 BPS

to be assigned

1153

108931353

 $      114,698.36

87

32

ARM

191 BPS

to be assigned

1154

108931403

 $      172,689.40

89

33

fixed

131 BPS

to be assigned

1155

108931544

 $      212,068.52

85

30

ARM

191 BPS

to be assigned

1156

108931833

 $      163,179.55

95

37

fixed

131 BPS

to be assigned

1157

108931858

 $      146,907.83

95

37

ARM

191 BPS

to be assigned

1158

108931866

 $      206,525.30

90

34

ARM

191 BPS

to be assigned

1159

108931890

 $      187,722.69

95

37

ARM

191 BPS

to be assigned

1160

108931932

 $      152,769.91

85

30

ARM

191 BPS

to be assigned

1161

108931965

 $      156,889.91

85

30

fixed

131 BPS

to be assigned

1162

108932054

 $      260,409.41

90

34

fixed

131 BPS

to be assigned

1163

108932112

 $        94,902.14

95

37

fixed

131 BPS

to be assigned

1164

108932203

 $      224,495.93

90

34

ARM

191 BPS

to be assigned

1165

108932419

 $        71,891.72

90

34

ARM

191 BPS

to be assigned

1166

108932435

 $      136,563.78

90

34

ARM

191 BPS

to be assigned

1167

108932443

 $        99,815.94

89

33

ARM

191 BPS

to be assigned

1168

108932609

 $      162,530.28

90

34

ARM

191 BPS

to be assigned

1169

108932690

 $      137,545.53

85

30

ARM

191 BPS

to be assigned

1170

108932724

 $        59,211.42

85

30

fixed

131 BPS

to be assigned

1171

108932740

 $      174,460.63

90

34

fixed

131 BPS

to be assigned

1172

108932781

 $      184,241.34

90

34

ARM

191 BPS

to be assigned

1173

108932948

 $      107,776.51

90

34

ARM

191 BPS

to be assigned

1174

108933052

 $      106,301.03

82

27

fixed

131 BPS

to be assigned

1175

108933060

 $      206,360.73

90

34

ARM

191 BPS

to be assigned

1176

108933086

 $      114,503.00

90

34

ARM

191 BPS

to be assigned

1177

108933136

 $      145,780.56

95

37

fixed

131 BPS

to be assigned

1178

108933144

 $      134,767.70

90

34

fixed

131 BPS

to be assigned

1179

108933268

 $        94,805.79

90

34

fixed

131 BPS

to be assigned

1180

108933326

 $      207,955.09

85

30

ARM

191 BPS

to be assigned

1181

108933342

 $      144,972.44

95

37

ARM

191 BPS

to be assigned

1182

108933367

 $        50,241.58

90

34

ARM

191 BPS

to be assigned

1183

108933391

 $      100,913.02

85

30

fixed

131 BPS

to be assigned

1184

108933482

 $      132,997.60

90

34

fixed

131 BPS

to be assigned

1185

108933490

 $      118,611.44

95

37

ARM

191 BPS

to be assigned

1186

108933581

 $        54,315.83

90

34

ARM

191 BPS

to be assigned




MGIC Master Policy 12-670-4-3305 Certificate Schedule

MGIC


 

  Loan

 Amount of  

 

Amount of

Loan

Premium

MGIC

 

Number

 Insurable Loan

LTV

MGIC Coverage

Type

Rate

Certificate Number


1187

108933607

 $        61,121.67

90

34

ARM

191 BPS

to be assigned

1188

108933623

 $        80,622.38

85

30

fixed

131 BPS

to be assigned

1189

108933839

 $        55,129.87

85

30

ARM

191 BPS

to be assigned

1190

108933888

 $      294,082.11

84

29

ARM

191 BPS

to be assigned

1191

108933938

 $      157,108.51

90

34

ARM

191 BPS

to be assigned

1192

108933953

 $        69,905.09

85

30

ARM

191 BPS

to be assigned

1193

108934019

 $      120,065.38

90

34

ARM

191 BPS

to be assigned

1194

108934092

 $      313,699.02

95

37

ARM

191 BPS

to be assigned

1195

108934159

 $      118,604.13

95

37

ARM

191 BPS

to be assigned

1196

108934183

 $      184,256.58

90

34

ARM

191 BPS

to be assigned

1197

108934217

 $        63,407.23

94

37

ARM

191 BPS

to be assigned

1198

108934233

 $      107,745.72

83

28

fixed

131 BPS

to be assigned

1199

108934241

 $      159,898.13

90

34

ARM

191 BPS

to be assigned

1200

108934415

 $        63,922.19

86

30

ARM

191 BPS

to be assigned

1201

108934571

 $        74,941.83

94

36

fixed

131 BPS

to be assigned

1202

108934746

 $      191,983.20

93

36

ARM

191 BPS

to be assigned

1203

108934852

 $      103,152.23

95

37

ARM

191 BPS

to be assigned

1204

108934860

 $        74,545.36

84

29

ARM

191 BPS

to be assigned

1205

108935099

 $      161,761.19

90

34

ARM

191 BPS

to be assigned

1206

108935123

 $        93,914.11

95

37

ARM

191 BPS

to be assigned

1207

108935248

 $      146,893.34

95

37

ARM

191 BPS

to be assigned

1208

108935305

 $        58,975.12

85

30

ARM

191 BPS

to be assigned

1209

108935347

 $      244,572.79

88

32

ARM

191 BPS

to be assigned

1210

108935362

 $        76,390.59

90

34

fixed

131 BPS

to be assigned

1211

108935487

 $        59,316.73

90

34

ARM

191 BPS

to be assigned

1212

108935495

 $        63,680.04

85

30

ARM

191 BPS

to be assigned

1213

108935545

 $      104,321.31

95

37

ARM

191 BPS

to be assigned

1214

108935610

 $      156,551.45

95

37

ARM

191 BPS

to be assigned

1215

108935644

 $      222,930.53

95

37

fixed

131 BPS

to be assigned

1216

108935685

 $      167,615.00

86

31

fixed

131 BPS

to be assigned

1217

108935727

 $        60,975.32

85

30

fixed

131 BPS

to be assigned

1218

108935750

 $      345,280.39

85

30

ARM

191 BPS

to be assigned

1219

108935776

 $        99,652.41

90

34

ARM

191 BPS

to be assigned

1220

108935891

 $        89,136.93

85

30

ARM

191 BPS

to be assigned

1221

108935958

 $      131,826.40

95

37

ARM

191 BPS

to be assigned

1222

108935974

 $      101,797.46

85

30

ARM

191 BPS

to be assigned

1223

108936030

 $        74,872.63

95

37

ARM

191 BPS

to be assigned

1224

108936063

 $      183,665.49

85

30

ARM

191 BPS

to be assigned

1225

108936105

 $      225,776.58

95

37

fixed

131 BPS

to be assigned

1226

108936345

 $      141,815.99

90

34

ARM

191 BPS

to be assigned

1227

108936667

 $      203,908.37

95

37

ARM

191 BPS

to be assigned

1228

108936758

 $      115,825.56

83

28

ARM

191 BPS

to be assigned

1229

108936774

 $      117,960.46

90

34

ARM

191 BPS

to be assigned

1230

108936881

 $        86,724.52

90

34

ARM

191 BPS

to be assigned




MGIC Master Policy 12-670-4-3305 Certificate Schedule

MGIC


 

  Loan

 Amount of  

 

Amount of

Loan

Premium

MGIC

 

Number

 Insurable Loan

LTV

MGIC Coverage

Type

Rate

Certificate Number


1231

108936931

 $        72,110.83

85

30

fixed

131 BPS

to be assigned

1232

108936949

 $        70,124.62

90

34

ARM

191 BPS

to be assigned

1233

108936964

 $      132,784.72

88

32

ARM

191 BPS

to be assigned

1234

108936998

 $      159,170.12

90

34

ARM

191 BPS

to be assigned

1235

108937020

 $      144,141.89

85

30

fixed

131 BPS

to be assigned

1236

108937095

 $      169,653.58

81

26

ARM

191 BPS

to be assigned

1237

108937129

 $      246,096.64

90

34

fixed

131 BPS

to be assigned

1238

108937137

 $        85,286.47

95

37

fixed

131 BPS

to be assigned

1239

108937392

 $      279,731.32

95

37

ARM

191 BPS

to be assigned

1240

108937418

 $        79,087.62

90

34

ARM

191 BPS

to be assigned

1241

108937608

 $      132,836.61

95

37

ARM

191 BPS

to be assigned

1242

108937731

 $      117,764.98

90

34

ARM

191 BPS

to be assigned

1243

108937749

 $      121,315.09

90

34

ARM

191 BPS

to be assigned

1244

108937764

 $        72,161.25

85

30

ARM

191 BPS

to be assigned

1245

108937830

 $      121,320.96

85

30

ARM

191 BPS

to be assigned

1246

108937863

 $      194,903.45

90

34

ARM

191 BPS

to be assigned

1247

108938044

 $      126,516.79

85

30

fixed

131 BPS

to be assigned

1248

108938200

 $      170,769.28

95

37

fixed

131 BPS

to be assigned

1249

108938291

 $      114,653.35

85

30

ARM

191 BPS

to be assigned

1250

108938366

 $        95,228.72

89

33

fixed

131 BPS

to be assigned

1251

108938416

 $        80,876.96

90

34

fixed

131 BPS

to be assigned

1252

108938465

 $        53,576.32

90

34

ARM

191 BPS

to be assigned

1253

108938622

 $      251,234.69

95

37

fixed

131 BPS

to be assigned

1254

108938630

 $      248,654.43

88

33

fixed

131 BPS

to be assigned

1255

108938713

 $      115,743.96

95

37

fixed

131 BPS

to be assigned

1256

108938788

 $      347,510.85

85

30

fixed

131 BPS

to be assigned

1257

108938853

 $      284,866.65

90

34

fixed

131 BPS

to be assigned

1258

108938960

 $        80,781.26

90

34

fixed

131 BPS

to be assigned

1259

108938986

 $        87,888.53

91

34

fixed

131 BPS

to be assigned

1260

108938994

 $      114,576.44

95

37

fixed

131 BPS

to be assigned

1261

108939000

 $      137,438.29

95

37

ARM

191 BPS

to be assigned

1262

108939026

 $      124,507.42

85

30

fixed

131 BPS

to be assigned

1263

108939042

 $      200,514.99

90

34

fixed

131 BPS

to be assigned

1264

108939067

 $        58,425.14

90

34

ARM

191 BPS

to be assigned

1265

108939117

 $        69,261.26

95

37

fixed

131 BPS

to be assigned

1266

108939455

 $        98,720.81

83

28

fixed

131 BPS

to be assigned

1267

108939471

 $      147,455.45

85

30

fixed

131 BPS

to be assigned

1268

108939513

 $      159,615.76

84

29

fixed

131 BPS

to be assigned

1269

108939596

 $      123,077.22

85

30

ARM

191 BPS

to be assigned

1270

108939687

 $      182,449.74

90

34

fixed

131 BPS

to be assigned

1271

108939729

 $      237,139.25

95

37

fixed

131 BPS

to be assigned

1272

108939760

 $      190,627.73

85

30

ARM

191 BPS

to be assigned

1273

108939810

 $      122,503.22

85

30

fixed

131 BPS

to be assigned

1274

108939877

 $      340,572.27

90

34

ARM

191 BPS

to be assigned




MGIC Master Policy 12-670-4-3305 Certificate Schedule

MGIC


 

  Loan

 Amount of  

 

Amount of

Loan

Premium

MGIC

 

Number

 Insurable Loan

LTV

MGIC Coverage

Type

Rate

Certificate Number


1275

108939919

 $      125,801.91

90

34

fixed

131 BPS

to be assigned

1276

108939943

 $      233,361.88

85

30

ARM

191 BPS

to be assigned

1277

108939968

 $      246,609.61

95

37

fixed

131 BPS

to be assigned

1278

108939992

 $      197,687.06

90

34

ARM

191 BPS

to be assigned

1279

108940065

 $      119,687.69

85

29

ARM

191 BPS

to be assigned

1280

108940164

 $        85,378.69

95

37

fixed

131 BPS

to be assigned

1281

108940289

 $        91,853.16

82

27

fixed

131 BPS

to be assigned

1282

108940701

 $      115,026.31

90

34

ARM

191 BPS

to be assigned

1283

108940883

 $        59,705.76

90

34

ARM

191 BPS

to be assigned

1284

108941030

 $        84,923.67

85

30

ARM

191 BPS

to be assigned

1285

108941063

 $        75,864.25

89

33

fixed

131 BPS

to be assigned

1286

108941147

 $        53,149.22

95

37

ARM

191 BPS

to be assigned

1287

108941154

 $      112,339.08

90

34

ARM

191 BPS

to be assigned

1288

108941204

 $      112,316.84

90

34

ARM

191 BPS

to be assigned

1289

108941352

 $      126,511.81

90

34

ARM

191 BPS

to be assigned

1290

108941600

 $      292,295.63

90

34

ARM

191 BPS

to be assigned

1291

108941683

 $      118,464.29

95

37

fixed

131 BPS

to be assigned

1292

108941741

 $      332,811.65

95

37

fixed

131 BPS

to be assigned

1293

108941774

 $      169,667.11

85

30

ARM

191 BPS

to be assigned

1294

108941782

 $      139,247.11

90

34

fixed

131 BPS

to be assigned

1295

108941865

 $        61,998.90

90

34

fixed

131 BPS

to be assigned

1296

108941907

 $      279,398.09

90

34

ARM

191 BPS

to be assigned

1297

108942145

 $      168,044.35

90

34

fixed

131 BPS

to be assigned

1298

108942301

 $        62,435.49

90

34

fixed

131 BPS

to be assigned

1299

108942343

 $        55,182.83

85

30

ARM

191 BPS

to be assigned

1300

108942350

 $        50,937.98

85

30

ARM

191 BPS

to be assigned

1301

108942368

 $        50,937.98

85

30

ARM

191 BPS

to be assigned

1302

108942459

 $        62,832.71

90

34

ARM

191 BPS

to be assigned

1303

108942533

 $        96,765.52

95

37

ARM

191 BPS

to be assigned

1304

108942657

 $      218,020.16

95

37

ARM

191 BPS

to be assigned

1305

108942665

 $      143,798.12

90

34

fixed

131 BPS

to be assigned

1306

108942731

 $      139,780.90

85

30

ARM

191 BPS

to be assigned

1307

108942772

 $        83,518.03

90

34

ARM

191 BPS

to be assigned

1308

108942806

 $      140,077.70

85

30

ARM

191 BPS

to be assigned

1309

108942814

 $        62,820.75

90

34

ARM

191 BPS

to be assigned

1310

108942889

 $      148,000.46

95

37

ARM

191 BPS

to be assigned

1311

108942913

 $        99,547.04

95

37

ARM

191 BPS

to be assigned

1312

108943341

 $        57,308.92

84

29

fixed

131 BPS

to be assigned

1313

108943358

 $      389,072.65

84

29

fixed

131 BPS

to be assigned

1314

108943432

 $      152,448.59

90

34

fixed

131 BPS

to be assigned

1315

108943457

 $      394,556.36

90

34

ARM

191 BPS

to be assigned

1316

109129437

 $      130,251.69

87

32

ARM

191 BPS

to be assigned

1317

109129551

 $      378,468.49

95

37

ARM

191 BPS

to be assigned

1318

109129593

 $      349,615.39

100

40

fixed

131 BPS

to be assigned




MGIC Master Policy 12-670-4-3305 Certificate Schedule

MGIC


 

  Loan

 Amount of  

 

Amount of

Loan

Premium

MGIC

 

Number

 Insurable Loan

LTV

MGIC Coverage

Type

Rate

Certificate Number


1319

109129619

 $      289,494.31

85

30

ARM

191 BPS

to be assigned

1320

109129700

 $      194,409.05

92

35

ARM

191 BPS

to be assigned

1321

109129759

 $      199,640.92

87

31

ARM

191 BPS

to be assigned

1322

109129825

 $      254,612.67

85

30

ARM

191 BPS

to be assigned

1323

109129841

 $      340,597.18

90

34

ARM

191 BPS

to be assigned

1324

109129908

 $      227,621.41

95

37

ARM

191 BPS

to be assigned

1325

109129916

 $      328,403.53

89

33

ARM

191 BPS

to be assigned

1326

109129924

 $      289,568.19

85

30

fixed

131 BPS

to be assigned

1327

109129999

 $      264,643.19

100

40

ARM

191 BPS

to be assigned

1328

109130047

 $      275,171.82

95

37

ARM

191 BPS

to be assigned

1329

109130112

 $      195,267.11

85

30

ARM

191 BPS

to be assigned

1330

109130179

 $      110,376.28

85

30

ARM

191 BPS

to be assigned

1331

109130195

 $      193,696.39

82

27

ARM

191 BPS

to be assigned

1332

109130211

 $      227,722.76

95

37

ARM

191 BPS

to be assigned

1333

109130336

 $      269,601.97

90

34

ARM

191 BPS

to be assigned

1334

109130377

 $      129,773.29

85

30

ARM

191 BPS

to be assigned

1335

109130401

 $      147,041.47

95

37

ARM

191 BPS

to be assigned

1336

109130419

 $      141,377.89

95

37

fixed

131 BPS

to be assigned

1337

109130468

 $      269,505.74

90

34

ARM

191 BPS

to be assigned

1338

109130484

 $      445,879.10

90

34

ARM

191 BPS

to be assigned

1339

109130492

 $      294,638.34

90

34

ARM

191 BPS

to be assigned

1340

109130526

 $      292,410.87

85

30

ARM

191 BPS

to be assigned

1341

109130542

 $      273,188.67

85

30

ARM

191 BPS

to be assigned

1342

109130708

 $      431,369.51

90

34

ARM

191 BPS

to be assigned

1343

109130781

 $      179,739.20

100

40

ARM

191 BPS

to be assigned

1344

109130799

 $      161,653.31

90

34

ARM

191 BPS

to be assigned

1345

109130872

 $      104,179.25

85

30

ARM

191 BPS

to be assigned

1346

109130906

 $      131,577.03

85

30

ARM

191 BPS

to be assigned

1347

109130914

 $      232,145.41

95

37

ARM

191 BPS

to be assigned

1348

109130948

 $      265,939.97

90

34

ARM

191 BPS

to be assigned

1349

109131003

 $      112,337.44

89

33

ARM

191 BPS

to be assigned

1350

109131045

 $        88,735.65

89

33

ARM

191 BPS

to be assigned

1351

109131094

 $        73,055.56

85

30

ARM

191 BPS

to be assigned

1352

109131136

 $      148,249.68

90

34

ARM

191 BPS

to be assigned

1353

109131466

 $        35,954.38

90

34

ARM

191 BPS

to be assigned

1354

109131516

 $      151,873.53

90

34

ARM

191 BPS

to be assigned

1355

109131524

 $      196,711.02

90

34

ARM

191 BPS

to be assigned

1356

109131631

 $      224,897.49

85

30

fixed

131 BPS

to be assigned

1357

109131722

 $        67,421.86

90

34

fixed

131 BPS

to be assigned

1358

109131847

 $      233,449.04

90

34

ARM

191 BPS

to be assigned

1359

109131995

 $      180,089.48

95

37

ARM

191 BPS

to be assigned

1360

109132001

 $      254,579.92

85

30

ARM

191 BPS

to be assigned

1361

109132019

 $      188,763.00

90

34

ARM

191 BPS

to be assigned

1362

109132035

 $      146,546.97

90

34

ARM

191 BPS

to be assigned




MGIC Master Policy 12-670-4-3305 Certificate Schedule

MGIC


 

  Loan

 Amount of  

 

Amount of

Loan

Premium

MGIC

 

Number

 Insurable Loan

LTV

MGIC Coverage

Type

Rate

Certificate Number


1363

109132159

 $      211,377.50

95

37

ARM

191 BPS

to be assigned

1364

109132209

 $      107,887.59

90

34

ARM

191 BPS

to be assigned

1365

109132217

 $      184,259.03

90

34

ARM

191 BPS

to be assigned

1366

109132357

 $      155,804.91

90

34

ARM

191 BPS

to be assigned

1367

109132472

 $      211,926.15

85

30

ARM

191 BPS

to be assigned

1368

109132498

 $      158,386.01

95

37

ARM

191 BPS

to be assigned

1369

109132522

 $      236,993.86

95

37

fixed

131 BPS

to be assigned

1370

109132563

 $      159,994.99

90

34

ARM

191 BPS

to be assigned

1371

109132662

 $      152,628.93

90

34

ARM

191 BPS

to be assigned

1372

109132670

 $      189,614.20

95

37

fixed

131 BPS

to be assigned

1373

109132779

 $      338,401.34

90

34

ARM

191 BPS

to be assigned

1374

109132837

 $      109,093.72

95

37

ARM

191 BPS

to be assigned

1375

109132860

 $      242,599.67

90

34

ARM

191 BPS

to be assigned

1376

109132985

 $      224,853.36

85

30

ARM

191 BPS

to be assigned

1377

109132993

 $      237,778.19

90

34

ARM

191 BPS

to be assigned

1378

109133074

 $      127,110.21

84

29

ARM

191 BPS

to be assigned

1379

109133140

 $      241,746.31

90

34

ARM

191 BPS

to be assigned

1380

109133173

 $      152,762.92

90

34

ARM

191 BPS

to be assigned

1381

109133223

 $      359,495.28

85

30

ARM

191 BPS

to be assigned

1382

109133249

 $      339,289.86

85

30

ARM

191 BPS

to be assigned

1383

109133256

 $      100,178.55

90

34

ARM

191 BPS

to be assigned

1384

109133280

 $      233,361.86

85

30

ARM

191 BPS

to be assigned

1385

109133405

 $      157,240.52

85

30

ARM

191 BPS

to be assigned

1386

109133520

 $      229,079.88

85

30

ARM

191 BPS

to be assigned

1387

109133611

 $      194,840.15

90

34

ARM

191 BPS

to be assigned

1388

109133728

 $      212,254.59

85

30

ARM

191 BPS

to be assigned

1389

109133744

 $      301,305.17

85

30

ARM

191 BPS

to be assigned

1390

109133777

 $      296,544.36

90

34

ARM

191 BPS

to be assigned

1391

109133785

 $      119,821.32

100

40

ARM

191 BPS

to be assigned

1392

109133835

 $      269,555.19

90

34

ARM

191 BPS

to be assigned

1393

109134007

 $      224,946.09

85

30

ARM

191 BPS

to be assigned

1394

109134023

 $      212,182.96

85

30

ARM

191 BPS

to be assigned

1395

109134049

 $      351,752.35

85

30

ARM

191 BPS

to be assigned

1396

109134106

 $      337,017.21

90

34

ARM

191 BPS

to be assigned

1397

109134122

 $      297,009.89

85

30

ARM

191 BPS

to be assigned

1398

109134197

 $        82,357.68

85

30

ARM

191 BPS

to be assigned

1399

109134213

 $      143,787.71

90

34

ARM

191 BPS

to be assigned

1400

109134288

 $      398,405.91

95

37

ARM

191 BPS

to be assigned

1401

109134353

 $      319,498.23

85

30

fixed

131 BPS

to be assigned

1402

109134528

 $        92,028.41

95

37

ARM

191 BPS

to be assigned

1403

109134536

 $      449,369.12

83

28

ARM

191 BPS

to be assigned

1404

109134619

 $      260,570.03

90

34

ARM

191 BPS

to be assigned

1405

109134668

 $      130,750.75

82

27

ARM

191 BPS

to be assigned

1406

109134718

 $      175,210.88

90

34

ARM

191 BPS

to be assigned




MGIC Master Policy 12-670-4-3305 Certificate Schedule

MGIC


 

  Loan

 Amount of  

 

Amount of

Loan

Premium

MGIC

 

Number

 Insurable Loan

LTV

MGIC Coverage

Type

Rate

Certificate Number


1407

109134775

 $      233,447.79

85

30

ARM

191 BPS

to be assigned

1408

109134809

 $      130,088.43

90

34

ARM

191 BPS

to be assigned

1409

109134833

 $      208,672.93

95

37

ARM

191 BPS

to be assigned

1410

109134981

 $      247,059.91

88

33

ARM

191 BPS

to be assigned

1411

109135004

 $      103,948.68

85

30

ARM

191 BPS

to be assigned

1412

109135244

 $      125,792.42

90

34

ARM

191 BPS

to be assigned

1413

109135251

 $      124,773.37

84

29

ARM

191 BPS

to be assigned

1414

109135293

 $        64,710.05

90

34

ARM

191 BPS

to be assigned

1415

109135624

 $      109,231.34

87

32

fixed

131 BPS

to be assigned

1416

109135871

 $        25,487.05

85

30

ARM

191 BPS

to be assigned

1417

109135913

 $      107,845.51

90

34

ARM

191 BPS

to be assigned

1418

109136358

 $      267,382.11

85

30

ARM

191 BPS

to be assigned

1419

109136465

 $      285,373.61

89

33

fixed

131 BPS

to be assigned

1420

109136507

 $      126,571.64

85

30

ARM

191 BPS

to be assigned

1421

109136655

 $      107,802.24

90

34

ARM

191 BPS

to be assigned

1422

109136663

 $      102,751.58

85

30

ARM

191 BPS

to be assigned

1423

109136705

 $        44,945.16

82

27

ARM

191 BPS

to be assigned

1424

109136762

 $      125,227.69

92

35

ARM

191 BPS

to be assigned

1425

109136796

 $        88,080.99

90

34

ARM

191 BPS

to be assigned

1426

109136861

 $      107,827.61

90

34

ARM

191 BPS

to be assigned

1427

109136895

 $      175,546.60

95

37

ARM

191 BPS

to be assigned

1428

109136937

 $        91,808.50

84

29

ARM

191 BPS

to be assigned

1429

109136952

 $        89,740.76

90

34

ARM

191 BPS

to be assigned

1430

109137000

 $      142,304.20

95

37

ARM

191 BPS

to be assigned

1431

109137042

 $        47,973.95

85

30

ARM

191 BPS

to be assigned

1432

109137067

 $        88,207.77

85

30

ARM

191 BPS

to be assigned

1433

109137117

 $      143,246.84

95

37

ARM

191 BPS

to be assigned

1434

109137133

 $      364,897.87

85

30

ARM

191 BPS

to be assigned

1435

109137257

 $      323,606.05

90

34

fixed

131 BPS

to be assigned

1436

109137273

 $      255,267.17

95

37

ARM

191 BPS

to be assigned

1437

109137372

 $      251,547.55

90

34

ARM

191 BPS

to be assigned

1438

109137398

 $      327,933.69

89

33

ARM

191 BPS

to be assigned

1439

109137448

 $      201,892.12

95

37

ARM

191 BPS

to be assigned

1440

109137463

 $      144,654.62

90

34

ARM

191 BPS

to be assigned

1441

109137497

 $      335,293.32

85

30

ARM

191 BPS

to be assigned

1442

109137554

 $      284,493.25

95

37

ARM

191 BPS

to be assigned

1443

109137620

 $      302,897.55

85

30

ARM

191 BPS

to be assigned

1444

109137695

 $      203,622.92

82

27

ARM

191 BPS

to be assigned

1445

109137703

 $      266,884.60

85

30

ARM

191 BPS

to be assigned

1446

109137810

 $      182,530.04

85

30

ARM

191 BPS

to be assigned

1447

109137943

 $      296,544.36

90

34

ARM

191 BPS

to be assigned

1448

109138008

 $        86,173.35

90

34

ARM

191 BPS

to be assigned

1449

109138156

 $      131,627.86

85

30

ARM

191 BPS

to be assigned

1450

109138164

 $      134,136.69

85

30

fixed

131 BPS

to be assigned




MGIC Master Policy 12-670-4-3305 Certificate Schedule

MGIC


 

  Loan

 Amount of  

 

Amount of

Loan

Premium

MGIC

 

Number

 Insurable Loan

LTV

MGIC Coverage

Type

Rate

Certificate Number


1451

109138230

 $        74,870.49

82

28

ARM

191 BPS

to be assigned

1452

109138255

 $      101,099.76

90

34

fixed

131 BPS

to be assigned

1453

109138354

 $      112,358.93

90

34

fixed

131 BPS

to be assigned

1454

109138420

 $      252,523.23

90

34

ARM

191 BPS

to be assigned

1455

109138461

 $      152,745.94

90

34

ARM

191 BPS

to be assigned

1456

109138479

 $      118,870.85

85

30

ARM

191 BPS

to be assigned

1457

109138495

 $      102,616.25

90

34

fixed

131 BPS

to be assigned

1458

109138545

 $      295,563.19

90

34

ARM

191 BPS

to be assigned

1459

109138602

 $      140,053.38

85

30

fixed

131 BPS

to be assigned

1460

109138644

 $      136,096.40

95

37

ARM

191 BPS

to be assigned

1461

109138651

 $      202,198.50

90

34

fixed

131 BPS

to be assigned

1462

109138693

 $      152,821.46

85

30

ARM

191 BPS

to be assigned

1463

109138735

 $      230,972.43

90

34

ARM

191 BPS

to be assigned

1464

109138776

 $      178,758.98

100

40

fixed

131 BPS

to be assigned

1465

109138859

 $      176,442.11

95

37

ARM

191 BPS

to be assigned

1466

109138982

 $      145,997.48

95

37

ARM

191 BPS

to be assigned

1467

109139014

 $        77,288.16

90

34

ARM

191 BPS

to be assigned

1468

109139055

 $      188,772.55

90

34

ARM

191 BPS

to be assigned

1469

109139105

 $      140,231.02

90

34

ARM

191 BPS

to be assigned

1470

109139113

 $      351,241.22

90

34

ARM

191 BPS

to be assigned

1471

109139220

 $      331,650.48

95

37

fixed

131 BPS

to be assigned

1472

109139238

 $      381,420.48

90

34

ARM

191 BPS

to be assigned

1473

109139279

 $      399,341.03

89

33

fixed

131 BPS

to be assigned

1474

109139337

 $        98,837.23

90

34

ARM

191 BPS

to be assigned

1475

109139345

 $        73,851.43

85

30

fixed

131 BPS

to be assigned

1476

109139386

 $      224,661.62

92

35

fixed

131 BPS

to be assigned

1477

109139394

 $      349,452.27

100

40

fixed

131 BPS

to be assigned

1478

109139428

 $      271,669.27

100

40

fixed

131 BPS

to be assigned

1479

109139477

 $      146,800.05

100

40

ARM

191 BPS

to be assigned

1480

109139493

 $      117,832.89

84

29

fixed

131 BPS

to be assigned

1481

109139519

 $      178,220.66

93

36

ARM

191 BPS

to be assigned

1482

109139535

 $      159,586.31

95

37

fixed

131 BPS

to be assigned

1483

109139543

 $      143,817.59

90

34

fixed

131 BPS

to be assigned

1484

109139550

 $      123,082.88

90

34

ARM

191 BPS

to be assigned

1485

109139568

 $        80,713.62

90

34

fixed

131 BPS

to be assigned

1486

109139642

 $      119,972.87

90

34

ARM

191 BPS

to be assigned

1487

109139683

 $      227,423.13

90

34

ARM

191 BPS

to be assigned

1488

109139717

 $      148,504.95

85

30

fixed

131 BPS

to be assigned

1489

109139725

 $      126,780.70

95

37

fixed

131 BPS

to be assigned

1490

109139741

 $      170,742.83

95

37

ARM

191 BPS

to be assigned

1491

109139881

 $      148,315.58

90

34

fixed

131 BPS

to be assigned

1492

109139899

 $        75,897.46

95

37

ARM

191 BPS

to be assigned

1493

109140236

 $        53,509.94

85

30

ARM

191 BPS

to be assigned

1494

109140335

 $      110,360.02

85

30

ARM

191 BPS

to be assigned




MGIC Master Policy 12-670-4-3305 Certificate Schedule

MGIC


 

  Loan

 Amount of  

 

Amount of

Loan

Premium

MGIC

 

Number

 Insurable Loan

LTV

MGIC Coverage

Type

Rate

Certificate Number


1495

109140509

 $      223,702.68

85

30

ARM

191 BPS

to be assigned

1496

109140517

 $      127,592.24

95

37

ARM

191 BPS

to be assigned

1497

109140533

 $      108,589.10

95

37

fixed

131 BPS

to be assigned

1498

109140574

 $        53,008.30

90

34

ARM

191 BPS

to be assigned

1499

109140624

 $        81,580.24

85

30

ARM

191 BPS

to be assigned

1500

109140681

 $      185,978.19

95

37

ARM

191 BPS

to be assigned

1501

109140707

 $        91,360.32

100

40

ARM

191 BPS

to be assigned

1502

109140723

 $      106,477.20

85

30

ARM

191 BPS

to be assigned

1503

109140798

 $      249,601.82

85

30

ARM

191 BPS

to be assigned

1504

109140814

 $        94,395.25

90

34

ARM

191 BPS

to be assigned

1505

109140830

 $      130,762.66

90

34

ARM

191 BPS

to be assigned

1506

109140889

 $      160,327.16

95

37

ARM

191 BPS

to be assigned

1507

109140897

 $      147,722.01

85

30

ARM

191 BPS

to be assigned

1508

109140939

 $        96,755.73

95

37

ARM

191 BPS

to be assigned

1509

109141226

 $      125,796.86

84

29

ARM

191 BPS

to be assigned

1510

109141234

 $      381,552.02

90

34

ARM

191 BPS

to be assigned

1511

109141317

 $      179,699.78

95

37

ARM

191 BPS

to be assigned

1512

109141424

 $        68,331.49

90

34

ARM

191 BPS

to be assigned

1513

109141432

 $      479,209.24

85

30

ARM

191 BPS

to be assigned

1514

109141457

 $      256,976.79

90

34

ARM

191 BPS

to be assigned

1515

109141523

 $      246,972.53

90

34

ARM

191 BPS

to be assigned

1516

109141655

 $      296,510.71

80

26

ARM

191 BPS

to be assigned

1517

109141846

 $      232,616.14

90

34

ARM

191 BPS

to be assigned

1518

109141986

 $      145,663.11

90

34

ARM

191 BPS

to be assigned

1519

109142125

 $      294,123.11

95

37

ARM

191 BPS

to be assigned

1520

109142158

 $      153,668.55

95

37

ARM

191 BPS

to be assigned

1521

109142216

 $      390,972.87

90

34

ARM

191 BPS

to be assigned

1522

109142463

 $      122,265.50

89

33

ARM

191 BPS

to be assigned

1523

109142513

 $        67,927.73

85

30

ARM

191 BPS

to be assigned

1524

109142588

 $      138,395.67

90

34

ARM

191 BPS

to be assigned

1525

109142679

 $      171,630.12

90

34

ARM

191 BPS

to be assigned

1526

109142687

 $        99,314.73

85

30

ARM

191 BPS

to be assigned

1527

109142802

 $      149,381.67

85

30

fixed

131 BPS

to be assigned

1528

109142844

 $      115,953.66

85

30

ARM

191 BPS

to be assigned

1529

109142984

 $      104,846.76

88

32

ARM

191 BPS

to be assigned

1530

109143024

 $      267,303.62

85

30

ARM

191 BPS

to be assigned

1531

109143073

 $      399,315.98

90

34

ARM

191 BPS

to be assigned

1532

109143263

 $      214,468.18

100

40

fixed

131 BPS

to be assigned

1533

109143289

 $      424,426.60

85

30

ARM

191 BPS

to be assigned

1534

109143339

 $      228,336.00

90

34

ARM

191 BPS

to be assigned

1535

109143354

 $      257,020.57

90

34

ARM

191 BPS

to be assigned

1536

109143370

 $      197,699.24

90

34

ARM

191 BPS

to be assigned

1537

109143388

 $      274,964.72

90

34

ARM

191 BPS

to be assigned

1538

109143404

 $      189,693.69

90

34

ARM

191 BPS

to be assigned




MGIC Master Policy 12-670-4-3305 Certificate Schedule

MGIC


 

  Loan

 Amount of  

 

Amount of

Loan

Premium

MGIC

 

Number

 Insurable Loan

LTV

MGIC Coverage

Type

Rate

Certificate Number


1539

109143537

 $      298,842.98

95

37

ARM

191 BPS

to be assigned

1540

109143560

 $      198,672.79

85

30

ARM

191 BPS

to be assigned

1541

109143586

 $      303,524.26

95

37

ARM

191 BPS

to be assigned

1542

109143628

 $        90,114.26

95

37

ARM

191 BPS

to be assigned

1543

109143669

 $      192,774.88

85

30

ARM

191 BPS

to be assigned

1544

109143750

 $      331,025.97

86

31

ARM

191 BPS

to be assigned

1545

109143826

 $      148,585.18

85

30

ARM

191 BPS

to be assigned

1546

109143891

 $      131,090.42

83

29

ARM

191 BPS

to be assigned

1547

109143958

 $      152,758.18

85

30

ARM

191 BPS

to be assigned

1548

109144006

 $      237,093.86

95

37

ARM

191 BPS

to be assigned

1549

109144014

 $      118,815.62

85

30

ARM

191 BPS

to be assigned

1550

109144048

 $      257,615.84

83

28

fixed

131 BPS

to be assigned

1551

109144097

 $      146,888.42

85

30

ARM

191 BPS

to be assigned

1552

109144196

 $      350,257.64

90

34

ARM

191 BPS

to be assigned

1553

109144402

 $        85,356.62

90

34

ARM

191 BPS

to be assigned

1554

109144469

 $      140,822.03

88

32

ARM

191 BPS

to be assigned

1555

109144493

 $      112,357.48

90

34

ARM

191 BPS

to be assigned

1556

109144501

 $      153,205.20

100

40

ARM

191 BPS

to be assigned

1557

109144535

 $      144,358.78

85

30

ARM

191 BPS

to be assigned

1558

109144543

 $      215,634.24

90

34

ARM

191 BPS

to be assigned

1559

109144568

 $      205,923.47

95

37

ARM

191 BPS

to be assigned

1560

109144618

 $      242,638.17

90

34

ARM

191 BPS

to be assigned

1561

109144709

 $      140,425.49

95

37

ARM

191 BPS

to be assigned

1562

109144733

 $      180,280.53

95

37

fixed

131 BPS

to be assigned

1563

109144758

 $      252,618.38

100

40

ARM

191 BPS

to be assigned

1564

109144782

 $      204,659.60

84

29

ARM

191 BPS

to be assigned

1565

109144790

 $      118,581.84

95

37

ARM

191 BPS

to be assigned

1566

109144832

 $      331,006.42

85

30

ARM

191 BPS

to be assigned

1567

109144857

 $      265,052.48

90

34

ARM

191 BPS

to be assigned

1568

109144964

 $      114,636.41

85

30

ARM

191 BPS

to be assigned

1569

109144980

 $      204,750.72

100

40

ARM

191 BPS

to be assigned

1570

109145102

 $        88,044.69

90

34

ARM

191 BPS

to be assigned

1571

109145110

 $      152,800.18

90

34

ARM

191 BPS

to be assigned

1572

109145136

 $      260,747.59

90

34

ARM

191 BPS

to be assigned

1573

109145151

 $      332,688.01

90

34

ARM

191 BPS

to be assigned

1574

109145201

 $        71,926.60

90

34

ARM

191 BPS

to be assigned

1575

109145227

 $      215,701.72

90

34

ARM

191 BPS

to be assigned

1576

109145235

 $      308,076.63

85

30

ARM

191 BPS

to be assigned

1577

109145334

 $      318,224.87

85

30

ARM

191 BPS

to be assigned

1578

109145490

 $      161,291.19

85

30

ARM

191 BPS

to be assigned

1579

109145540

 $      344,041.37

95

37

ARM

191 BPS

to be assigned

1580

109145557

 $      242,397.75

90

34

ARM

191 BPS

to be assigned

1581

109145599

 $        85,351.35

95

37

ARM

191 BPS

to be assigned

1582

109145615

 $      113,816.22

95

37

ARM

191 BPS

to be assigned




MGIC Master Policy 12-670-4-3305 Certificate Schedule

MGIC


 

  Loan

 Amount of  

 

Amount of

Loan

Premium

MGIC

 

Number

 Insurable Loan

LTV

MGIC Coverage

Type

Rate

Certificate Number


1583

109145755

 $      116,645.88

90

34

ARM

191 BPS

to be assigned

1584

109145805

 $      219,627.44

85

30

ARM

191 BPS

to be assigned

1585

109145862

 $      183,981.74

95

37

ARM

191 BPS

to be assigned

1586

109145946

 $      220,151.44

90

34

ARM

191 BPS

to be assigned

1587

109146043

 $      117,424.89

81

26

fixed

131 BPS

to be assigned

1588

109146100

 $      184,222.54

86

31

ARM

191 BPS

to be assigned

1589

109146191

 $      211,452.19

95

37

ARM

191 BPS

to be assigned

1590

109146290

 $      143,841.75

90

34

ARM

191 BPS

to be assigned

1591

109146431

 $      192,280.19

90

34

ARM

191 BPS

to be assigned

1592

109146621

 $        88,381.52

93

36

ARM

191 BPS

to be assigned

1593

109146688

 $      175,500.59

95

37

ARM

191 BPS

to be assigned

1594

109146704

 $      314,434.43

90

34

ARM

191 BPS

to be assigned

1595

109146753

 $      101,862.38

85

30

ARM

191 BPS

to be assigned

1596

109146837

 $      237,108.74

95

37

ARM

191 BPS

to be assigned

1597

109147108

 $      263,198.27

90

34

ARM

191 BPS

to be assigned

1598

109147165

 $      234,657.02

81

26

fixed

131 BPS

to be assigned

1599

109147280

 $      273,757.47

90

34

ARM

191 BPS

to be assigned

1600

109147298

 $      140,070.50

85

30

ARM

191 BPS

to be assigned

1601

109147470

 $      271,480.95

85

30

ARM

191 BPS

to be assigned

1602

109147520

 $      313,861.41

85

30

ARM

191 BPS

to be assigned

1603

109147538

 $      212,198.47

85

30

ARM

191 BPS

to be assigned

1604

109147579

 $      241,730.08

95

37

fixed

131 BPS

to be assigned

1605

109147595

 $      258,636.71

90

34

ARM

191 BPS

to be assigned

1606

109147777

 $      270,196.67

95

37

ARM

191 BPS

to be assigned

1607

109147975

 $      152,775.48

90

34

ARM

191 BPS

to be assigned

1608

109148106

 $      164,729.25

80

26

fixed

131 BPS

to be assigned

1609

109148239

 $      207,712.76

85

30

ARM

191 BPS

to be assigned

1610

109148312

 $        92,939.20

90

34

ARM

191 BPS

to be assigned

1611

109148353

 $      150,788.29

83

29

ARM

191 BPS

to be assigned

1612

109148403

 $      269,469.26

90

34

ARM

191 BPS

to be assigned

1613

109148460

 $      164,452.30

90

34

ARM

191 BPS

to be assigned

1614

109148502

 $      153,781.90

89

33

ARM

191 BPS

to be assigned

1615

109148510

 $      289,493.42

85

30

ARM

191 BPS

to be assigned

1616

109148544

 $      241,823.44

95

37

ARM

191 BPS

to be assigned

1617

109148718

 $      139,809.57

90

34

ARM

191 BPS

to be assigned

1618

109148726

 $      180,278.26

95

37

ARM

191 BPS

to be assigned

1619

109148841

 $      156,187.26

85

30

ARM

191 BPS

to be assigned

1620

109148858

 $      275,545.30

84

29

fixed

131 BPS

to be assigned

1621

109148908

 $      179,232.72

100

40

ARM

191 BPS

to be assigned

1622

109148924

 $      142,757.10

90

34

ARM

191 BPS

to be assigned

1623

109148932

 $      192,712.62

88

32

ARM

191 BPS

to be assigned

1624

109148957

 $      257,040.41

90

34

ARM

191 BPS

to be assigned

1625

109148965

 $      328,874.70

85

30

ARM

191 BPS

to be assigned

1626

109149013

 $      135,138.60

85

30

fixed

131 BPS

to be assigned





MGIC Master Policy 12-670-4-3305 Certificate Schedule

MGIC


 

  Loan

 Amount of  

 

Amount of

Loan

Premium

MGIC

 

Number

 Insurable Loan

LTV

MGIC Coverage

Type

Rate

Certificate Number


1627

109149047

 $      249,616.45

94

37

ARM

191 BPS

to be assigned

1628

109149112

 $      135,676.11

90

34

ARM

191 BPS

to be assigned

1629

109149187

 $      152,727.95

90

34

ARM

191 BPS

to be assigned

1630

109149195

 $      211,253.20

90

34

ARM

191 BPS

to be assigned

1631

109149203

 $      265,493.90

95

37

ARM

191 BPS

to be assigned

1632

109149278

 $      157,764.27

90

34

fixed

131 BPS

to be assigned

1633

109149401

 $      219,635.73

84

29

fixed

131 BPS

to be assigned

1634

109149435

 $      284,575.64

95

37

ARM

191 BPS

to be assigned

1635

109149559

 $      260,611.39

88

32

ARM

191 BPS

to be assigned

1636

109149658

 $      133,767.80

95

37

ARM

191 BPS

to be assigned

1637

109149690

 $      206,649.47

90

34

ARM

191 BPS

to be assigned

1638

109149724

 $      245,390.31

89

33

fixed

131 BPS

to be assigned

1639

109149765

 $      208,541.04

89

33

fixed

131 BPS

to be assigned

1640

109149773

 $        92,066.27

85

30

ARM

191 BPS

to be assigned

1641

109149872

 $      225,627.68

90

34

ARM

191 BPS

to be assigned

1642

109149914

 $      287,492.88

90

34

ARM

191 BPS

to be assigned

1643

109150219

 $      332,854.49

95

37

ARM

191 BPS

to be assigned

1644

109150318

 $      216,240.36

95

37

ARM

191 BPS

to be assigned

1645

109150326

 $      285,879.62

95

37

ARM

191 BPS

to be assigned

1646

109150334

 $      345,877.87

90

34

ARM

191 BPS

to be assigned

1647

109150383

 $      170,742.83

95

37

ARM

191 BPS

to be assigned

1648

109150425

 $      195,867.76

90

34

ARM

191 BPS

to be assigned

1649

109150607

 $        61,665.14

95

37

ARM

191 BPS

to be assigned

1650

109150649

 $        50,930.13

85

30

ARM

191 BPS

to be assigned

1651

109150698

 $        61,908.13

85

30

ARM

191 BPS

to be assigned

1652

109150730

 $        95,728.92

83

29

ARM

191 BPS

to be assigned

1653

109150763

 $        41,618.42

85

30

fixed

131 BPS

to be assigned

1654

109150813

 $        39,922.95

90

34

fixed

131 BPS

to be assigned

1655

109150821

 $        52,610.42

85

30

ARM

191 BPS

to be assigned

1656

109150953

 $      161,305.63

85

30

ARM

191 BPS

to be assigned

1657

109151027

 $        79,381.29

85

30

ARM

191 BPS

to be assigned

1658

109151191

 $      122,816.85

100

40

ARM

191 BPS

to be assigned

1659

109151266

 $      181,742.25

100

40

ARM

191 BPS

to be assigned

1660

109151282

 $      183,607.87

100

40

fixed

131 BPS

to be assigned

1661

109151308

 $      184,750.39

80

26

fixed

131 BPS

to be assigned

1662

109151423

 $      124,053.56

90

34

ARM

191 BPS

to be assigned

1663

109151449

 $      147,040.48

90

34

fixed

131 BPS

to be assigned