-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, UD0xbTDPCX9jr1GaxmL1fw6wUmW4U9agskfbHJ5rW+sCmaaikEDb15nIA5+KTHQO lVYAaj6rU1J9jhDqzaWpyA== 0001056404-04-003387.txt : 20041005 0001056404-04-003387.hdr.sgml : 20041005 20041005114419 ACCESSION NUMBER: 0001056404-04-003387 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 20040927 ITEM INFORMATION: Other Events ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20041005 DATE AS OF CHANGE: 20041005 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BEAR STEARNS ARM TRUST MORT PASS THR CERTS SER 2003-6 CENTRAL INDEX KEY: 0001257807 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 333-106323-01 FILM NUMBER: 041064833 BUSINESS ADDRESS: STREET 1: 383 MADISON AVENUE CITY: NEW YORK STATE: NY ZIP: 10179 8-K 1 bst03006_sep.txt SEPT. 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 27, 2004 BEAR STEARNS ARM TRUST Mortgage Pass-Through Certificates, Series 2003-6 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-106323-01 54-2121811 Pooling and Servicing Agreement) (Commission 54-2121812 (State or other File Number) 54-2121813 jurisdiction 54-2121814 of Incorporation) IRS EIN c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On September 27, 2004 a distribution was made to holders of BEAR STEARNS ARM TRUST, Mortgage Pass-Through Certificates, Series 2003-6 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2003-6 Trust, relating to the September 27, 2004 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BEAR STEARNS ARM TRUST Mortgage Pass-Through Certificates, Series 2003-6 Trust (Registrant) By: Wells Fargo Bank, N.A. as Securities Administrator By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 9/29/04 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2003-6 Trust, relating to the September 27, 2004 distribution. EX-99.1
Bear Stearns ARM Trust Mortgage Pass-Through Certificates Record Date: 8/31/04 Distribution Date: 9/27/04 BST Series: 2003-6 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution I-A-1 07384MWW8 SEN 4.51373% 90,981,224.31 342,220.73 2,190,340.08 I-A-2 07384MWX6 SEN 4.02579% 187,843,876.70 630,183.30 4,441,816.41 I-X-2 07384MWY4 SEN 0.46700% 0.00 73,102.58 0.00 I-A-3 07384MWZ1 SEN 4.63632% 45,170,388.24 174,520.29 2,294,430.41 I-X-3 07384MXA5 SEN 0.20400% 0.00 7,678.97 0.00 II-A-1 07384MXB3 SEN 4.85378% 173,995,570.68 703,780.17 2,657,512.16 R-I 07384MXC1 SEN 0.00000% 0.00 0.00 0.00 R-II 07384MXD9 SEN 4.88400% 0.00 0.00 0.00 R-III 07384MXE7 SEN 4.88400% 0.00 0.00 0.00 R-IV 07384MYN6 SEN 4.88400% 0.00 0.00 0.00 I-B-1 07384MXF4 SUB 4.54521% 5,703,566.39 21,603.25 5,903.46 I-B-2 07384MXG2 SUB 4.54521% 4,073,792.65 15,430.20 4,216.57 I-B-3 07384MXH0 SUB 4.54521% 3,259,251.31 12,344.98 3,373.48 I-B-4 07384MYA4 SUB 4.54521% 1,086,318.38 4,114.62 1,124.39 I-B-5 07384MYB2 SUB 4.54521% 1,086,318.38 4,114.62 1,124.39 I-B-6 07384MYC0 SUB 4.54521% 1,086,563.24 4,115.55 1,124.64 II-B-1 07384MXJ6 SUB 4.85378% 3,972,485.90 16,067.98 2,889.04 II-B-2 07384MXK3 SUB 4.85378% 1,418,744.96 5,738.56 1,031.80 II-B-3 07384MXL1 SUB 4.85378% 993,071.92 4,016.79 722.22 II-B-4 07384MYD8 SUB 4.85378% 425,673.04 1,721.77 309.58 II-B-5 07384MYE6 SUB 4.85378% 425,573.93 1,721.37 309.50 II-B-6 07384MYF3 SUB 4.85378% 425,707.24 1,721.91 309.60 Totals 521,948,127.27 2,024,197.64 11,606,537.73
Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses I-A-1 0.00 88,790,884.23 2,532,560.81 0.00 I-A-2 0.00 183,402,060.29 5,071,999.71 0.00 I-X-2 0.00 0.00 73,102.58 0.00 I-A-3 0.00 42,875,957.83 2,468,950.70 0.00 I-X-3 0.00 0.00 7,678.97 0.00 II-A-1 0.00 171,338,058.52 3,361,292.33 0.00 R-I 0.00 0.00 0.00 0.00 R-II 0.00 0.00 0.00 0.00 R-III 0.00 0.00 0.00 0.00 R-IV 0.00 0.00 0.00 0.00 I-B-1 0.00 5,697,662.92 27,506.71 0.00 I-B-2 0.00 4,069,576.08 19,646.77 0.00 I-B-3 0.00 3,255,877.83 15,718.46 0.00 I-B-4 0.00 1,085,193.99 5,239.01 0.00 I-B-5 0.00 1,085,193.99 5,239.01 0.00 I-B-6 0.00 1,085,438.60 5,240.19 0.00 II-B-1 0.00 3,969,596.86 18,957.02 0.00 II-B-2 0.00 1,417,713.16 6,770.36 0.00 II-B-3 0.00 992,349.70 4,739.01 0.00 II-B-4 0.00 425,363.47 2,031.35 0.00 II-B-5 0.00 425,264.43 2,030.87 0.00 II-B-6 0.00 425,397.63 2,031.51 0.00 Totals 0.00 510,341,589.53 13,630,735.37 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.
Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) I-A-1 164,361,700.00 90,981,224.31 122,003.19 2,068,336.89 0.00 0.00 I-A-2 298,960,900.00 187,843,876.70 175,802.20 4,266,014.21 0.00 0.00 I-X-2 0.00 0.00 0.00 0.00 0.00 0.00 I-A-3 70,399,400.00 45,170,388.24 33,712.08 2,260,718.33 0.00 0.00 I-X-3 0.00 0.00 0.00 0.00 0.00 0.00 II-A-1 278,568,650.00 173,995,570.68 126,540.75 2,530,971.41 0.00 0.00 R-I 50.00 0.00 0.00 0.00 0.00 0.00 R-II 50.00 0.00 0.00 0.00 0.00 0.00 R-III 50.00 0.00 0.00 0.00 0.00 0.00 R-IV 50.00 0.00 0.00 0.00 0.00 0.00 I-B-1 5,777,500.00 5,703,566.39 5,903.46 0.00 0.00 0.00 I-B-2 4,126,600.00 4,073,792.65 4,216.57 0.00 0.00 0.00 I-B-3 3,301,500.00 3,259,251.31 3,373.48 0.00 0.00 0.00 I-B-4 1,100,400.00 1,086,318.38 1,124.39 0.00 0.00 0.00 I-B-5 1,100,400.00 1,086,318.38 1,124.39 0.00 0.00 0.00 I-B-6 1,100,648.00 1,086,563.24 1,124.64 0.00 0.00 0.00 II-B-1 4,008,200.00 3,972,485.90 2,889.04 0.00 0.00 0.00 II-B-2 1,431,500.00 1,418,744.96 1,031.80 0.00 0.00 0.00 II-B-3 1,002,000.00 993,071.92 722.22 0.00 0.00 0.00 II-B-4 429,500.00 425,673.04 309.58 0.00 0.00 0.00 II-B-5 429,400.00 425,573.93 309.50 0.00 0.00 0.00 II-B-6 429,535.00 425,707.24 309.60 0.00 0.00 0.00 Totals 836,528,033.00 521,948,127.27 480,496.89 11,126,040.84 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution I-A-1 2,190,340.08 88,790,884.23 0.54021639 2,190,340.08 I-A-2 4,441,816.41 183,402,060.29 0.61346504 4,441,816.41 I-X-2 0.00 0.00 0.00000000 0.00 I-A-3 2,294,430.41 42,875,957.83 0.60903868 2,294,430.41 I-X-3 0.00 0.00 0.00000000 0.00 II-A-1 2,657,512.16 171,338,058.52 0.61506583 2,657,512.16 R-I 0.00 0.00 0.00000000 0.00 R-II 0.00 0.00 0.00000000 0.00 R-III 0.00 0.00 0.00000000 0.00 R-IV 0.00 0.00 0.00000000 0.00 I-B-1 5,903.46 5,697,662.92 0.98618138 5,903.46 I-B-2 4,216.57 4,069,576.08 0.98618138 4,216.57 I-B-3 3,373.48 3,255,877.83 0.98618138 3,373.48 I-B-4 1,124.39 1,085,193.99 0.98618138 1,124.39 I-B-5 1,124.39 1,085,193.99 0.98618138 1,124.39 I-B-6 1,124.64 1,085,438.60 0.98618141 1,124.64 II-B-1 2,889.04 3,969,596.86 0.99036896 2,889.04 II-B-2 1,031.80 1,417,713.16 0.99036896 1,031.80 II-B-3 722.22 992,349.70 0.99036896 722.22 II-B-4 309.58 425,363.47 0.99036896 309.58 II-B-5 309.50 425,264.43 0.99036896 309.50 II-B-6 309.60 425,397.63 0.99036779 309.60 Totals 11,606,537.73 510,341,589.53 0.61007111 11,606,537.73
Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion I-A-1 164,361,700.00 553.54273112 0.74228479 12.58405632 0.00000000 I-A-2 298,960,900.00 628.32255556 0.58804412 14.26947206 0.00000000 I-X-2 0.00 0.00000000 0.00000000 0.00000000 0.00000000 I-A-3 70,399,400.00 641.63030139 0.47886885 32.11274997 0.00000000 I-X-3 0.00 0.00000000 0.00000000 0.00000000 0.00000000 II-A-1 278,568,650.00 624.60571453 0.45425338 9.08562902 0.00000000 R-I 50.00 0.00000000 0.00000000 0.00000000 0.00000000 R-II 50.00 0.00000000 0.00000000 0.00000000 0.00000000 R-III 50.00 0.00000000 0.00000000 0.00000000 0.00000000 R-IV 50.00 0.00000000 0.00000000 0.00000000 0.00000000 I-B-1 5,777,500.00 987.20318304 1.02180182 0.00000000 0.00000000 I-B-2 4,126,600.00 987.20318180 1.02180245 0.00000000 0.00000000 I-B-3 3,301,500.00 987.20318340 1.02180221 0.00000000 0.00000000 I-B-4 1,100,400.00 987.20318066 1.02180116 0.00000000 0.00000000 I-B-5 1,100,400.00 987.20318066 1.02180116 0.00000000 0.00000000 I-B-6 1,100,648.00 987.20321120 1.02179807 0.00000000 0.00000000 II-B-1 4,008,200.00 991.08974103 0.72078240 0.00000000 0.00000000 II-B-2 1,431,500.00 991.08973804 0.72078240 0.00000000 0.00000000 II-B-3 1,002,000.00 991.08974052 0.72077844 0.00000000 0.00000000 II-B-4 429,500.00 991.08973225 0.72079162 0.00000000 0.00000000 II-B-5 429,400.00 991.08972986 0.72077317 0.00000000 0.00000000 II-B-6 429,535.00 991.08859581 0.72077945 0.00000000 0.00000000
Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution I-A-1 0.00000000 13.32634111 540.21639001 0.54021639 13.32634111 I-A-2 0.00000000 14.85751618 613.46503937 0.61346504 14.85751618 I-X-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 I-A-3 0.00000000 32.59161882 609.03868257 0.60903868 32.59161882 I-X-3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 II-A-1 0.00000000 9.53988240 615.06583214 0.61506583 9.53988240 R-I 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-II 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-III 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-IV 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 I-B-1 0.00000000 1.02180182 986.18137949 0.98618138 1.02180182 I-B-2 0.00000000 1.02180245 986.18137934 0.98618138 1.02180245 I-B-3 0.00000000 1.02180221 986.18138119 0.98618138 1.02180221 I-B-4 0.00000000 1.02180116 986.18137950 0.98618138 1.02180116 I-B-5 0.00000000 1.02180116 986.18137950 0.98618138 1.02180116 I-B-6 0.00000000 1.02179807 986.18141313 0.98618141 1.02179807 II-B-1 0.00000000 0.72078240 990.36895863 0.99036896 0.72078240 II-B-2 0.00000000 0.72078240 990.36895564 0.99036896 0.72078240 II-B-3 0.00000000 0.72077844 990.36896208 0.99036896 0.72077844 II-B-4 0.00000000 0.72079162 990.36896391 0.99036896 0.72079162 II-B-5 0.00000000 0.72077317 990.36895668 0.99036896 0.72077317 II-B-6 0.00000000 0.72077945 990.36779308 0.99036779 0.72077945 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall I-A-1 164,361,700.00 4.51373% 90,981,224.31 342,220.73 0.00 0.00 I-A-2 298,960,900.00 4.02579% 187,843,876.70 630,183.28 0.00 0.00 I-X-2 0.00 0.46700% 187,843,876.70 73,102.58 0.00 0.00 I-A-3 70,399,400.00 4.63632% 45,170,388.24 174,520.29 0.00 0.00 I-X-3 0.00 0.20400% 45,170,388.24 7,678.97 0.00 0.00 II-A-1 278,568,650.00 4.85378% 173,995,570.68 703,780.17 0.00 0.00 R-I 50.00 0.00000% 0.00 0.00 0.00 0.00 R-II 50.00 4.88400% 0.00 0.00 0.00 0.00 R-III 50.00 4.88400% 0.00 0.00 0.00 0.00 R-IV 50.00 4.88400% 0.00 0.00 0.00 0.00 I-B-1 5,777,500.00 4.54521% 5,703,566.39 21,603.25 0.00 0.00 I-B-2 4,126,600.00 4.54521% 4,073,792.65 15,430.20 0.00 0.00 I-B-3 3,301,500.00 4.54521% 3,259,251.31 12,344.98 0.00 0.00 I-B-4 1,100,400.00 4.54521% 1,086,318.38 4,114.62 0.00 0.00 I-B-5 1,100,400.00 4.54521% 1,086,318.38 4,114.62 0.00 0.00 I-B-6 1,100,648.00 4.54521% 1,086,563.24 4,115.55 0.00 0.00 II-B-1 4,008,200.00 4.85378% 3,972,485.90 16,067.98 0.00 0.00 II-B-2 1,431,500.00 4.85378% 1,418,744.96 5,738.56 0.00 0.00 II-B-3 1,002,000.00 4.85378% 993,071.92 4,016.79 0.00 0.00 II-B-4 429,500.00 4.85378% 425,673.04 1,721.77 0.00 0.00 II-B-5 429,400.00 4.85378% 425,573.93 1,721.37 0.00 0.00 II-B-6 429,535.00 4.85378% 425,707.24 1,721.91 0.00 0.00 Totals 836,528,033.00 2,024,197.62 0.00 0.00
Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance I-A-1 0.00 0.00 342,220.73 0.00 88,790,884.23 I-A-2 0.00 0.00 630,183.30 0.00 183,402,060.29 I-X-2 0.00 0.00 73,102.58 0.00 183,402,060.29 I-A-3 0.00 0.00 174,520.29 0.00 42,875,957.83 I-X-3 0.00 0.00 7,678.97 0.00 42,875,957.83 II-A-1 0.00 0.00 703,780.17 0.00 171,338,058.52 R-I 0.00 0.00 0.00 0.00 0.00 R-II 0.00 0.00 0.00 0.00 0.00 R-III 0.00 0.00 0.00 0.00 0.00 R-IV 0.00 0.00 0.00 0.00 0.00 I-B-1 0.00 0.00 21,603.25 0.00 5,697,662.92 I-B-2 0.00 0.00 15,430.20 0.00 4,069,576.08 I-B-3 0.00 0.00 12,344.98 0.00 3,255,877.83 I-B-4 0.00 0.00 4,114.62 0.00 1,085,193.99 I-B-5 0.00 0.00 4,114.62 0.00 1,085,193.99 I-B-6 0.00 0.00 4,115.55 0.00 1,085,438.60 II-B-1 0.00 0.00 16,067.98 0.00 3,969,596.86 II-B-2 0.00 0.00 5,738.56 0.00 1,417,713.16 II-B-3 0.00 0.00 4,016.79 0.00 992,349.70 II-B-4 0.00 0.00 1,721.77 0.00 425,363.47 II-B-5 0.00 0.00 1,721.37 0.00 425,264.43 II-B-6 0.00 0.00 1,721.91 0.00 425,397.63 Totals 0.00 0.00 2,024,197.64 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall I-A-1 164,361,700.00 4.51373% 553.54273112 2.08211968 0.00000000 0.00000000 I-A-2 298,960,900.00 4.02579% 628.32255556 2.10791204 0.00000000 0.00000000 I-X-2 0.00 0.46700% 628.32255556 0.24452221 0.00000000 0.00000000 I-A-3 70,399,400.00 4.63632% 641.63030139 2.47900252 0.00000000 0.00000000 I-X-3 0.00 0.20400% 641.63030139 0.10907721 0.00000000 0.00000000 II-A-1 278,568,650.00 4.85378% 624.60571453 2.52641555 0.00000000 0.00000000 R-I 50.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R-II 50.00 4.88400% 0.00000000 0.00000000 0.00000000 0.00000000 R-III 50.00 4.88400% 0.00000000 0.00000000 0.00000000 0.00000000 R-IV 50.00 4.88400% 0.00000000 0.00000000 0.00000000 0.00000000 I-B-1 5,777,500.00 4.54521% 987.20318304 3.73920381 0.00000000 0.00000000 I-B-2 4,126,600.00 4.54521% 987.20318180 3.73920419 0.00000000 0.00000000 I-B-3 3,301,500.00 4.54521% 987.20318340 3.73920339 0.00000000 0.00000000 I-B-4 1,100,400.00 4.54521% 987.20318066 3.73920393 0.00000000 0.00000000 I-B-5 1,100,400.00 4.54521% 987.20318066 3.73920393 0.00000000 0.00000000 I-B-6 1,100,648.00 4.54521% 987.20321120 3.73920636 0.00000000 0.00000000 II-B-1 4,008,200.00 4.85378% 991.08974103 4.00877701 0.00000000 0.00000000 II-B-2 1,431,500.00 4.85378% 991.08973804 4.00877401 0.00000000 0.00000000 II-B-3 1,002,000.00 4.85378% 991.08974052 4.00877246 0.00000000 0.00000000 II-B-4 429,500.00 4.85378% 991.08973225 4.00877765 0.00000000 0.00000000 II-B-5 429,400.00 4.85378% 991.08972986 4.00877969 0.00000000 0.00000000 II-B-6 429,535.00 4.85378% 991.08859581 4.00877693 0.00000000 0.00000000 (5) Per $1 denomination.
Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance I-A-1 0.00000000 0.00000000 2.08211968 0.00000000 540.21639001 I-A-2 0.00000000 0.00000000 2.10791210 0.00000000 613.46503937 I-X-2 0.00000000 0.00000000 0.24452221 0.00000000 613.46503937 I-A-3 0.00000000 0.00000000 2.47900252 0.00000000 609.03868257 I-X-3 0.00000000 0.00000000 0.10907721 0.00000000 609.03868257 II-A-1 0.00000000 0.00000000 2.52641555 0.00000000 615.06583214 R-I 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-II 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-III 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-IV 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 I-B-1 0.00000000 0.00000000 3.73920381 0.00000000 986.18137949 I-B-2 0.00000000 0.00000000 3.73920419 0.00000000 986.18137934 I-B-3 0.00000000 0.00000000 3.73920339 0.00000000 986.18138119 I-B-4 0.00000000 0.00000000 3.73920393 0.00000000 986.18137950 I-B-5 0.00000000 0.00000000 3.73920393 0.00000000 986.18137950 I-B-6 0.00000000 0.00000000 3.73920636 0.00000000 986.18141313 II-B-1 0.00000000 0.00000000 4.00877701 0.00000000 990.36895863 II-B-2 0.00000000 0.00000000 4.00877401 0.00000000 990.36895564 II-B-3 0.00000000 0.00000000 4.00877246 0.00000000 990.36896208 II-B-4 0.00000000 0.00000000 4.00877765 0.00000000 990.36896391 II-B-5 0.00000000 0.00000000 4.00877969 0.00000000 990.36895668 II-B-6 0.00000000 0.00000000 4.00877693 0.00000000 990.36779308 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 13,772,716.54 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 24,622.91 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 13,797,339.45 Withdrawals Reimbursement for Servicer Advances 19,788.94 Payment of Service Fee 146,815.14 Payment of Interest and Principal 13,630,735.37 Total Withdrawals (Pool Distribution Amount) 13,797,339.45 Ending Balance 0.00
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL Total Prepayment/Curtailment Interest Shortfall 0.00 Servicing Fee Support 0.00 Non-Supported Prepayment/Curtailment Interest Shortfall 0.00
SERVICING FEES Gross Servicing Fee 138,586.97 Miscellaneous Fee 1,271.00 Special Servicing fees 6,957.17 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 146,815.14
LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 10 0 0 0 10 4,732,604.10 0.00 0.00 0.00 4,732,604.10 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 1 0 0 0 1 389,500.00 0.00 0.00 0.00 389,500.00 Totals 11 0 0 0 11 5,122,104.10 0.00 0.00 0.00 5,122,104.10 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.899281% 0.000000% 0.000000% 0.000000% 0.899281% 0.926695% 0.000000% 0.000000% 0.000000% 0.926695% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.089928% 0.000000% 0.000000% 0.000000% 0.089928% 0.076268% 0.000000% 0.000000% 0.000000% 0.076268% Totals 0.989209% 0.000000% 0.000000% 0.000000% 0.989209% 1.002963% 0.000000% 0.000000% 0.000000% 1.002963%
Delinquency Status By Groups DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group I-1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 1 0 0 0 1 614,616.90 0.00 0.00 0.00 614,616.90 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1 0 0 0 1 614,616.90 0.00 0.00 0.00 614,616.90 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.520833% 0.000000% 0.000000% 0.000000% 0.520833% 0.654674% 0.000000% 0.000000% 0.000000% 0.654674% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.520833% 0.000000% 0.000000% 0.000000% 0.520833% 0.654674% 0.000000% 0.000000% 0.000000% 0.654674% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group I-2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 7 0 0 0 7 3,164,529.51 0.00 0.00 0.00 3,164,529.51 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 1 0 0 0 1 389,500.00 0.00 0.00 0.00 389,500.00 Totals 8 0 0 0 8 3,554,029.51 0.00 0.00 0.00 3,554,029.51 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.666667% 0.000000% 0.000000% 0.000000% 1.666667% 1.642452% 0.000000% 0.000000% 0.000000% 1.642452% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.238095% 0.000000% 0.000000% 0.000000% 0.238095% 0.202158% 0.000000% 0.000000% 0.000000% 0.202158% Totals 1.904762% 0.000000% 0.000000% 0.000000% 1.904762% 1.844610% 0.000000% 0.000000% 0.000000% 1.844610% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group I-3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 1 0 0 0 1 381,491.17 0.00 0.00 0.00 381,491.17 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1 0 0 0 1 381,491.17 0.00 0.00 0.00 381,491.17 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.970874% 0.000000% 0.000000% 0.000000% 0.970874% 0.846673% 0.000000% 0.000000% 0.000000% 0.846673% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.970874% 0.000000% 0.000000% 0.000000% 0.970874% 0.846673% 0.000000% 0.000000% 0.000000% 0.846673% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group II No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 1 0 0 0 1 571,966.52 0.00 0.00 0.00 571,966.52 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1 0 0 0 1 571,966.52 0.00 0.00 0.00 571,966.52 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.251889% 0.000000% 0.000000% 0.000000% 0.251889% 0.319379% 0.000000% 0.000000% 0.000000% 0.319379% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.251889% 0.000000% 0.000000% 0.000000% 0.251889% 0.319379% 0.000000% 0.000000% 0.000000% 0.319379%
OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 24,622.91
COLLATERAL STATEMENT Collateral Description Mixed ARM Weighted Average Gross Coupon 4.991330% Weighted Average Net Coupon 4.672708% Weighted Average Pass-Through Rate 4.653790% Weighted Average Maturity(Stepdown Calculation ) 345 Beginning Scheduled Collateral Loan Count 1,133 Number Of Loans Paid In Full 21 Ending Scheduled Collateral Loan Count 1,112 Beginning Scheduled Collateral Balance 521,948,126.79 Ending Scheduled Collateral Balance 510,341,589.05 Ending Actual Collateral Balance at 31-Aug-2004 510,697,126.14 Monthly P &I Constant 2,651,509.68 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Ending Scheduled Balance for Premium Loans 510,341,589.05 Scheduled Principal 480,496.90 Unscheduled Principal 11,126,040.84
Miscellaneous Reporting Group I-1 Senior Percent 94.792484% Group I-2 Senior Percent 95.359598% Group I-3 Senior Percent 95.442858% Group II Senior Percent 95.782571% Group I-1 Senior Prepayment Percent 100.000000% Group I-2 Senior Prepayment Percent 100.000000% Group I-3 Senior Prepayment Percent 100.000000% Group II Senior Prepayment Percent 100.000000% Group I-1 Subordinate Percent 5.207516% Group I-2 Subordinate Percent 4.640402% Group I-3 Subordinate Percent 4.557142% Group II Subordinate Percent 4.217429% Group I-1 Subordinate Prepayment Percent 0.000000% Group I-2 Subordinate Prepayment Percent 0.000000% Group I-3 Subordinate Prepayment Percent 0.000000% Group II Subordinate Prepayment Percent 0.000000% Average loss serverity Group I-1 0.000000% Average loss serverity Group I-2 0.000000% Average loss serverity Group I-3 0.000000% Average loss serverity Group II 0.000000%
Group Level Collateral Statement Group Group I-1 Group I-2 Group I-3 Collateral Description Mixed ARM Mixed ARM Mixed ARM Weighted Average Coupon Rate 4.888732 4.769563 5.215319 Weighted Average Net Rate 4.513732 4.542915 4.840320 Weighted Average Maturity 344 345 344 Beginning Loan Count 195 427 107 Loans Paid In Full 3 7 4 Ending Loan Count 192 420 103 Beginning Scheduled Balance 95,979,369.76 196,984,772.82 47,327,156.53 Ending scheduled Balance 93,782,327.32 192,534,401.50 45,031,116.46 Record Date 08/31/2004 08/31/2004 08/31/2004 Principal And Interest Constant 519,720.07 967,299.85 241,010.27 Scheduled Principal 128,705.55 184,357.11 35,321.74 Unscheduled Principal 2,068,336.89 4,266,014.21 2,260,718.33 Scheduled Interest 391,014.52 782,942.74 205,688.53 Servicing Fees 29,993.55 37,205.25 14,789.73 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 8,228.17 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 361,020.97 737,509.32 190,898.80 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 4.513732 4.492790 4.840319
Group Level Collateral Statement Group Group II Total Collateral Description Mixed ARM Mixed ARM Weighted Average Coupon Rate 5.227661 4.991330 Weighted Average Net Rate 4.853780 4.672708 Weighted Average Maturity 344 345 Beginning Loan Count 404 1,133 Loans Paid In Full 7 21 Ending Loan Count 397 1,112 Beginning Scheduled Balance 181,656,827.68 521,948,126.79 Ending scheduled Balance 178,993,743.77 510,341,589.05 Record Date 08/31/2004 08/31/2004 Principal And Interest Constant 923,479.49 2,651,509.68 Scheduled Principal 132,112.50 480,496.90 Unscheduled Principal 2,530,971.41 11,126,040.84 Scheduled Interest 791,366.99 2,171,012.78 Servicing Fees 56,598.44 138,586.97 Master Servicing Fees 0.00 0.00 Trustee Fee 0.00 0.00 FRY Amount 0.00 0.00 Special Hazard Fee 0.00 0.00 Other Fee 0.00 8,228.17 Pool Insurance Fee 0.00 0.00 Spread Fee 1 0.00 0.00 Spread Fee 2 0.00 0.00 Spread Fee 3 0.00 0.00 Net Interest 734,768.55 2,024,197.64 Realized Loss Amount 0.00 0.00 Cumulative Realized Loss 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 Prepayment Penalties 0.00 0.00 Special Servicing Fee 0.00 0.00 Pass-Through Rate 4.853780 4.653790
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