X0306 4 2022-11-30 0 0001253986 ARBOR REALTY TRUST INC ABR 0001218403 LAZAR MELVIN F C/O ARBOR REALTY TRUST, INC., 333 EARLE OVINGTON BLVD., SUITE 900 UNIONDALE NY 11553 1 0 0 0 Restricted Stock Units 2022-11-30 4 A 0 176 14.88 A Common Stock, par value $0.01 per share 176 6740 D On November 30, 2022, Mr. Lazar received 176 fully vested restricted stock units ("RSUs") of Arbor Realty Trust, Inc. (the "Company") in lieu of the dividend equivalent due on Mr. Lazar's existing RSUs and paid by the Company on November 30, 2022. Mr. Lazar has elected to defer his dividend equivalents and receipt of the common stock into which the RSUs are converted until May 2023, or earlier if his service as a director is terminated, or a change in control occurs, pursuant to a pre-established deferral election. Exhibit 24 /s/ Maysa Vahidi, Attorney-in-Fact for Melvin F. Lazar 2022-12-01