X0306 4 2022-03-09 0 0001253986 ARBOR REALTY TRUST INC ABR 0001696122 Natalone John C/O ARBOR REALTY TRUST, INC. 333 EARLE OVINGTON BLVD., SUITE 900 UNIONDALE NY 11553 0 1 0 0 EVP, Treasury and Servicing Common Stock, par value $0.01 per share 2022-03-09 4 F 0 4259 17.66 D 104895 D Common Stock, par value $0.01 per share 100000 I By: The KFT 2018 NY Trust Common Stock, par value $0.01 per share 40000 I By: The KFT DT LLC Represents shares that have been withheld by the Company to satisfy tax-withholding obligations in connection with the vesting of common stock. These estate planning vehicles were set up for the benefit of the immediate family of the Company's Chief Executive Officer, Ivan Kaufman, Mr. Natalone shares in the investment power of these vehicles and disclaims beneficial ownership over these securities. /s/ John Bishar, Attorney-in-Fact for John Natalone 2022-03-10