SCHEDULE 13G 0000942473 XXXXXXXX LIVE Common Stock, par value $0.01 per share 12/31/2025 0001253986 Arbor Realty Trust, Inc. 038923108 333 Earle Ovington Boulevard, Suite 900 Uniondale NY 11553 Rule 13d-1(d) Ivan Kaufman X1 2123977.00 13019800.00 2123977.00 13019800.00 15143777.00 N 7.2 IN Arbor Realty Trust, Inc. 333 Earle Ovington Boulevard, Suite 900, Uniondale, New York, 11553 Ivan Kaufman 333 Earle Ovington Boulevard, Suite 900 Uniondale, New York 11553 United States of America Y Ivan Kaufman beneficially owns 15,143,777 shares of common stock held directly by Mr. Kaufman, directly held by IK Main LLC (wholly owned and manged by Ivan Kaufman) and directly held by Arbor Commerical Mortgage. 7.2% 2,123,977 13,019,800 2,123,977 13,019,800 Y N Y Y Y Y Y Ivan Kaufman /s/ Ivan Kaufman 02/13/2026