The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR MSCI ACWI ETF 464288257 9,774 165,190 SH   DFND 1 165,190 0 0
ISHARES TR MSCI ACWI EX US 464288240 9,855 244,715 SH   DFND 1 244,715 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 10,021 286,227 SH   DFND 1 286,227 0 0
ISHARES TR MSCI EAFE ETF 464287465 9,819 170,093 SH   DFND 1 170,093 0 0
ISHARES TR CORE S&P500 ETF 464287200 9,722 43,213 SH   DFND 1 43,213 0 0
ISHARES TR RUS 1000 ETF 464287622 9,716 78,069 SH   DFND 1 78,069 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 9,730 72,157 SH   DFND 1 72,157 0 0
ISHARES TR RUS MID-CAP ETF 464287499 9,722 54,356 SH   DFND 1 54,356 0 0
ISHARES TR U.S. REAL ES ETF 464287739 9,957 129,416 SH   DFND 1 129,416 0 0
ISHARES TR EAFE SML CP ETF 464288273 9,910 198,829 SH   DFND 1 198,829 0 0
ISHARES TR U.S. PFD STK ETF 464288687 2,754 74,000 SH   DFND 2 74,000 0 0
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 464 4,650 SH   DFND 2 4,650 0 0
SPDR SER TR BLOOMBERG SRT 78468R408 5,730 207,000 SH   DFND 2 207,000 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP B 92206C409 2,460 31,000 SH   DFND 2 31,000 0 0