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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 KGIotWBU97mKm1rWpDARN2ryQiHq4tNbPfVOHgAfG/8nh1mlly97Hu6/2RwUdVV3
 cZCqdj1TWQ9oyqH8xy143A==

<SEC-DOCUMENT>0001209191-03-016740.txt : 20030812
<SEC-HEADER>0001209191-03-016740.hdr.sgml : 20030812
<ACCEPTANCE-DATETIME>20030812171508
ACCESSION NUMBER:		0001209191-03-016740
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20030808
FILED AS OF DATE:		20030812

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			MULROW WILLIAM J
		CENTRAL INDEX KEY:			0001249712

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-30525
		FILM NUMBER:		03838373

	MAIL ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			HUDSON VALLEY HOLDING CORP
		CENTRAL INDEX KEY:			0000722256
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				133148745
		STATE OF INCORPORATION:			NY
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		21 SCARSDALE ROAD
		CITY:			YONKERS
		STATE:			NY
		ZIP:			10707
		BUSINESS PHONE:		9149616100

	MAIL ADDRESS:	
		STREET 1:		21 SCARSDALE ROAD
		CITY:			YONKERS
		STATE:			NY
		ZIP:			10707
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>bny89301_bny001wjm.xml
<DESCRIPTION>MAIN DOCUMENT DESCRIPTION
<TEXT>
<XML>
<?xml version="1.0"?><ownershipDocument><schemaVersion>X0201</schemaVersion>    <documentType>4</documentType><periodOfReport>2003-08-08</periodOfReport><notSubjectToSection16>0</notSubjectToSection16><issuer><issuerCik>0000722256</issuerCik><issuerName>HUDSON VALLEY HOLDING CORP</issuerName>        <issuerTradingSymbol>HUVL</issuerTradingSymbol></issuer><reportingOwner><reportingOwnerId><rptOwnerCik>0001249712</rptOwnerCik><rptOwnerName>MULROW WILLIAM J</rptOwnerName></reportingOwnerId><reportingOwnerAddress><rptOwnerStreet1></rptOwnerStreet1><rptOwnerStreet2></rptOwnerStreet2><rptOwnerCity>RYE</rptOwnerCity><rptOwnerState>NY</rptOwnerState><rptOwnerZipCode>10580</rptOwnerZipCode><rptOwnerStateDescription></rptOwnerStateDescription></reportingOwnerAddress><reportingOwnerRelationship><isDirector>1</isDirector><isOfficer>0</isOfficer><isTenPercentOwner>0</isTenPercentOwner><isOther>0</isOther></reportingOwnerRelationship></reportingOwner><nonDerivativeTable><nonDerivativeTransaction><securityTitle><value>Comm
on Stock</value></securityTitle><transactionDate><value>2003-08-08</value></transactionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>A</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionAmounts><transactionShares><value>246</value></transactionShares><transactionPricePerShare><value>36.50</value></transactionPricePerShare><transactionAcquiredDisposedCode><value>A</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>246</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership></ownershipNature></nonDerivativeTransaction></nonDerivativeTable><ownerSignature><signatureName>Stephen R. Brown (Stephen R. Brown as Attorney-in-Fact for William J. Mulrow)</signatureName><signatureDate>2003-08-12</signatureDate></ownerSignature></ownershipDocument>

</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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