X0201 42003-10-29 0001170605 TIERONE CORP TONE 0001248491 SPENCE ANN LINDLEY C/O TIERONE BANK 1235 N STREET LINCOLN NE 68508 1000Common Stock2003-10-294S0500023.50D90150DCommon Stock2003-10-304S0500023.50D85150DCommon Stock2003-10-304S0200023.60D83150DIncludes 45,150 shares held in the 2003 Recognition and Retention Plan that vest at 20% per year commencing on April 23, 2004.James A. Laphen, by Power of Attorney2003-10-30