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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 IlkFL6nGWJ5ebjBQHRmgrQTychrVPX0LIAzJrHozZTLvoGzggYW06LKm+r8uShEt
 cH7xGfg+8oJKx7ZYyu0r5g==

<SEC-DOCUMENT>0001209191-03-020427.txt : 20030905
<SEC-HEADER>0001209191-03-020427.hdr.sgml : 20030905
<ACCEPTANCE-DATETIME>20030905160929
ACCESSION NUMBER:		0001209191-03-020427
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20030904
FILED AS OF DATE:		20030905

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			BURKE JILL M
		CENTRAL INDEX KEY:			0001247707

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-13189
		FILM NUMBER:		03883940

	BUSINESS ADDRESS:	
		STREET 1:		5511 CHEVIOT RD
		CITY:			CINCINNATI
		STATE:			OH
		ZIP:			45247
		BUSINESS PHONE:		5132457257

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			WINTON FINANCIAL CORP
		CENTRAL INDEX KEY:			0000857907
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED [6036]
		IRS NUMBER:				311303854
		STATE OF INCORPORATION:			OH
		FISCAL YEAR END:			0930

	BUSINESS ADDRESS:	
		STREET 1:		5511 CHEVIOT ROAD
		CITY:			CINCINNATI
		STATE:			OH
		ZIP:			45247
		BUSINESS PHONE:		5133853880

	MAIL ADDRESS:	
		STREET 1:		5511 CHEVIOT ROAD
		CITY:			CINCINNATI
		STATE:			OH
		ZIP:			45247
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>doc4.xml
<DESCRIPTION>FORM 4 SUBMISSION
<TEXT>
<XML>
<?xml version="1.0"?><ownershipDocument><schemaVersion>X0201</schemaVersion>    <documentType>4</documentType><periodOfReport>2003-09-04</periodOfReport><notSubjectToSection16>0</notSubjectToSection16><issuer><issuerCik>0000857907</issuerCik><issuerName>WINTON FINANCIAL CORP</issuerName>        <issuerTradingSymbol>WFI</issuerTradingSymbol></issuer><reportingOwner><reportingOwnerId><rptOwnerCik>0001247707</rptOwnerCik><rptOwnerName>BURKE JILL M</rptOwnerName></reportingOwnerId><reportingOwnerAddress><rptOwnerStreet1>5511 CHEVIOT RD</rptOwnerStreet1><rptOwnerStreet2></rptOwnerStreet2><rptOwnerCity>CINCINNATI</rptOwnerCity><rptOwnerState>OH</rptOwnerState><rptOwnerZipCode>45247</rptOwnerZipCode><rptOwnerStateDescription></rptOwnerStateDescription></reportingOwnerAddress><reportingOwnerRelationship><isDirector>0</isDirector><isOfficer>1</isOfficer><isTenPercentOwner>0</isTenPercentOwner><isOther>0</isOther><officerTitle>Chief Financial Officer</officerTitle></reportingOwnerRelationship></reportingOwner><derivat
iveTable><derivativeTransaction><securityTitle><value>Employee Stock Option</value></securityTitle><conversionOrExercisePrice><value>6.75</value></conversionOrExercisePrice><transactionDate><value>2003-09-04</value></transactionDate><deemedExecutionDate><value>2003-09-04</value></deemedExecutionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>M</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionTimeliness><value></value></transactionTimeliness><transactionAmounts><transactionShares><value>1200</value></transactionShares><transactionPricePerShare><value>13.1</value></transactionPricePerShare><transactionAcquiredDisposedCode><value>A</value></transactionAcquiredDisposedCode></transactionAmounts><exerciseDate><value>1996-04-19</value></exerciseDate><expirationDate><value>2006-04-19</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>WFI</value></underlyingSecurityTitle><underlyingSecurityShares><value>1200</value
></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>41800</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership></ownershipNature></derivativeTransaction></derivativeTable><footnotes></footnotes><remarks></remarks><ownerSignature><signatureName>Gregory P. Niesen FBO Jill M. Burke</signatureName><signatureDate>2003-09-05</signatureDate></ownerSignature></ownershipDocument>

</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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