X0201 32003-10-31 0 0001236964 KNBT BANCORP INC KNBT 0001246950 FAINOR SCOTT V C/O KEYSTONE NAZARETH BANK & TRUST CO. 90 HIGHLAND AVENUE BETHLEHEM PA 18017 1100President and CEONo Securities Owned0DScott V. Fainor2003-11-04