-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, MRB8ISJLtMo66DofUZpGNSGowMH48+frArKMsLmE5+XQW5LRkxjFj8BBmmAMt68v jUXxAoV6K+o0s86Nk3PPXA== 0001056404-04-003013.txt : 20040909 0001056404-04-003013.hdr.sgml : 20040909 20040909111407 ACCESSION NUMBER: 0001056404-04-003013 CONFORMED SUBMISSION TYPE: 8-K/A PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 20031226 ITEM INFORMATION: Other Events ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20040909 DATE AS OF CHANGE: 20040909 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BANC OF AMERICA ALTERNATIVE LOAN TRUST 2003-5 CENTRAL INDEX KEY: 0001246362 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K/A SEC ACT: 1934 Act SEC FILE NUMBER: 333-105940-03 FILM NUMBER: 041021912 BUSINESS ADDRESS: STREET 1: 201 NORTH TRYON ST CITY: CHARLOTTE STATE: NC ZIP: 28255 8-K/A 1 baa03005_dec.txt DEC 8KA UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K/A Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 26, 2003 BANC OF AMERICA ALTERNATIVE LOAN TRUST Mortgage Pass-Through Certificates, Series 2003-5 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-105940-03 54-2116906 Pooling and Servicing Agreement) (Commission IRS EIN (State or other File Number) jurisdiction of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events Subsequent to filing the 8-K relating to the payment date on December 26, 2003, a revision was made to the BANC OF AMERICA ALTERNATIVE LOAN TRUST, Mortgage Pass-Through Certificates, Series 2003-5 which was not included in the original 8-K filed. The 8-K is being amended because delinquency information was revised. This revision was not previously disclosed in a 1934 Act filing. The revised data has been and will continue to be available on the Wells Fargo Bank, N.A. as Master Servicer, website at www.ctslink.com. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Amended monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2003-5 Trust, relating to the December 26, 2003 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BANC OF AMERICA ALTERNATIVE LOAN TRUST Mortgage Pass-Through Certificates, Series 2003-5 Trust (Registrant) By: Wells Fargo Bank, N.A. as Master Servicer By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 8/9/04 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Amended monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2003-5 Trust, relating to the December 26, 2003 distribution. EX-99.1
Banc of America Alternative Loan Trust Mortgage Pass-Through Certificates Record Date: 11/30/03 Distribution Date: 12/26/03 BAA Series: 2003-5 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution CB-1 05948KCJ6 SEN 5.50000% 214,684,031.01 983,968.48 2,266,889.80 CB-R 05948KCL1 SEN 5.50000% 0.00 0.00 0.00 CB-WIO 05948KCK3 SEN 0.39394% 0.00 65,862.23 0.00 NC-1 05948KCM9 SEN 5.50000% 29,492,312.27 135,173.10 35,357.57 NC-2 05948KCN7 SEN 5.50000% 2,772,000.00 12,705.00 0.00 NC-3 05948KCP2 SEN 5.50000% 961,425.00 4,406.53 0.00 NC-WIO 05948KCQ0 SEN 0.40784% 0.00 11,644.71 0.00 2-A-1 05948KCR8 SEN 5.00000% 173,390,546.93 722,460.61 1,865,829.83 2-A-WIO 05948KCS6 SEN 0.42979% 0.00 51,570.05 0.00 A-PO 05948KCT4 SEN 0.00000% 1,852,437.29 0.00 10,790.29 1-B-1 05948KCU1 SUB 5.50000% 5,820,216.58 26,675.99 6,238.79 1-B-2 05948KCV9 SUB 5.50000% 2,706,151.98 12,403.20 2,900.77 1-B-3 05948KCW7 SUB 5.50000% 1,354,070.90 6,206.16 1,451.45 1-B-4 05948KDB2 SUB 5.50000% 1,353,075.99 6,201.60 1,450.39 1-B-5 05948KDC0 SUB 5.50000% 948,148.10 4,345.68 1,016.34 1-B-6 05948KDD8 SUB 5.50000% 1,082,841.84 4,963.03 1,160.72 2-B-1 05948KCX5 SUB 5.00000% 1,642,047.16 6,841.86 6,442.64 2-B-2 05948KCY3 SUB 5.00000% 637,974.09 2,658.23 2,503.12 2-B-3 05948KCZ0 SUB 5.00000% 638,955.59 2,662.31 2,506.97 2-B-4 05948KDE6 SUB 5.00000% 365,117.48 1,521.32 1,432.55 2-B-5 05948KDF3 SUB 5.00000% 182,558.74 760.66 716.28 2-B-6 05948KDG1 SUB 5.00000% 273,732.11 1,140.55 1,074.00 1-SES 05948KDA4 SEN 0.00000% 0.00 77,988.21 0.00 Totals 440,157,643.06 2,142,159.51 4,207,761.51
Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses CB-1 0.00 212,417,141.21 3,250,858.28 0.00 CB-R 0.00 0.00 0.00 0.00 CB-WIO 0.00 0.00 65,862.23 0.00 NC-1 0.00 29,456,954.69 170,530.67 0.00 NC-2 0.00 2,772,000.00 12,705.00 0.00 NC-3 0.00 961,425.00 4,406.53 0.00 NC-WIO 0.00 0.00 11,644.71 0.00 2-A-1 0.00 171,524,717.10 2,588,290.44 0.00 2-A-WIO 0.00 0.00 51,570.05 0.00 A-PO 0.00 1,841,646.99 10,790.29 0.00 1-B-1 0.00 5,813,977.79 32,914.78 0.00 1-B-2 0.00 2,703,251.21 15,303.97 0.00 1-B-3 0.00 1,352,619.45 7,657.61 0.00 1-B-4 0.00 1,351,625.61 7,651.99 0.00 1-B-5 0.00 947,131.77 5,362.02 0.00 1-B-6 0.00 1,081,681.13 6,123.75 0.00 2-B-1 0.00 1,635,604.52 13,284.50 0.00 2-B-2 0.00 635,470.97 5,161.35 0.00 2-B-3 0.00 636,448.62 5,169.28 0.00 2-B-4 0.00 363,684.93 2,953.87 0.00 2-B-5 0.00 181,842.46 1,476.94 0.00 2-B-6 0.00 272,658.11 2,214.55 0.00 1-SES 0.00 0.00 77,988.21 0.00 Totals 0.00 435,949,881.56 6,349,921.02 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.
Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) CB-1 224,006,000.00 214,684,031.01 232,343.23 2,034,546.57 0.00 0.00 CB-R 100.00 0.00 0.00 0.00 0.00 0.00 CB-WIO 0.00 0.00 0.00 0.00 0.00 0.00 NC-1 30,400,575.00 29,492,312.27 33,355.87 2,001.70 0.00 0.00 NC-2 2,772,000.00 2,772,000.00 0.00 0.00 0.00 0.00 NC-3 961,425.00 961,425.00 0.00 0.00 0.00 0.00 NC-WIO 0.00 0.00 0.00 0.00 0.00 0.00 2-A-1 180,719,000.00 173,390,546.93 680,304.77 1,185,525.06 0.00 0.00 2-A-WIO 0.00 0.00 0.00 0.00 0.00 0.00 A-PO 1,962,080.55 1,852,437.29 6,774.72 4,015.57 0.00 0.00 1-B-1 5,850,000.00 5,820,216.58 6,238.79 0.00 0.00 0.00 1-B-2 2,720,000.00 2,706,151.98 2,900.77 0.00 0.00 0.00 1-B-3 1,361,000.00 1,354,070.90 1,451.45 0.00 0.00 0.00 1-B-4 1,360,000.00 1,353,075.99 1,450.39 0.00 0.00 0.00 1-B-5 953,000.00 948,148.10 1,016.34 0.00 0.00 0.00 1-B-6 1,088,383.00 1,082,841.84 1,160.72 0.00 0.00 0.00 2-B-1 1,673,000.00 1,642,047.16 6,442.64 0.00 0.00 0.00 2-B-2 650,000.00 637,974.09 2,503.12 0.00 0.00 0.00 2-B-3 651,000.00 638,955.59 2,506.97 0.00 0.00 0.00 2-B-4 372,000.00 365,117.48 1,432.55 0.00 0.00 0.00 2-B-5 186,000.00 182,558.74 716.28 0.00 0.00 0.00 2-B-6 278,892.00 273,732.11 1,074.00 0.00 0.00 0.00 1-SES 0.00 0.00 0.00 0.00 0.00 0.00 Totals 457,964,455.55 440,157,643.06 981,672.61 3,226,088.90 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution CB-1 2,266,889.80 212,417,141.21 0.94826541 2,266,889.80 CB-R 0.00 0.00 0.00000000 0.00 CB-WIO 0.00 0.00 0.00000000 0.00 NC-1 35,357.57 29,456,954.69 0.96896045 35,357.57 NC-2 0.00 2,772,000.00 1.00000000 0.00 NC-3 0.00 961,425.00 1.00000000 0.00 NC-WIO 0.00 0.00 0.00000000 0.00 2-A-1 1,865,829.83 171,524,717.10 0.94912387 1,865,829.83 2-A-WIO 0.00 0.00 0.00000000 0.00 A-PO 10,790.29 1,841,646.99 0.93861946 10,790.29 1-B-1 6,238.79 5,813,977.79 0.99384236 6,238.79 1-B-2 2,900.77 2,703,251.21 0.99384236 2,900.77 1-B-3 1,451.45 1,352,619.45 0.99384236 1,451.45 1-B-4 1,450.39 1,351,625.61 0.99384236 1,450.39 1-B-5 1,016.34 947,131.77 0.99384236 1,016.34 1-B-6 1,160.72 1,081,681.13 0.99384236 1,160.72 2-B-1 6,442.64 1,635,604.52 0.97764765 6,442.64 2-B-2 2,503.12 635,470.97 0.97764765 2,503.12 2-B-3 2,506.97 636,448.62 0.97764765 2,506.97 2-B-4 1,432.55 363,684.93 0.97764766 1,432.55 2-B-5 716.28 181,842.46 0.97764763 716.28 2-B-6 1,074.00 272,658.11 0.97764766 1,074.00 1-SES 0.00 0.00 0.00000000 0.00 Totals 4,207,761.51 435,949,881.56 0.95192951 4,207,761.51
Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion CB-1 224,006,000.00 958.38518169 1.03721878 9.08255390 0.00000000 CB-R 100.00 0.00000000 0.00000000 0.00000000 0.00000000 CB-WIO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 NC-1 30,400,575.00 970.12350161 1.09721181 0.06584415 0.00000000 NC-2 2,772,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 NC-3 961,425.00 1000.00000000 0.00000000 0.00000000 0.00000000 NC-WIO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 180,719,000.00 959.44835313 3.76443412 6.56004659 0.00000000 2-A-WIO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 A-PO 1,962,080.55 944.11887932 3.45282460 2.04658774 0.00000000 1-B-1 5,850,000.00 994.90881709 1.06645983 0.00000000 0.00000000 1-B-2 2,720,000.00 994.90881618 1.06645956 0.00000000 0.00000000 1-B-3 1,361,000.00 994.90881705 1.06645849 0.00000000 0.00000000 1-B-4 1,360,000.00 994.90881618 1.06646324 0.00000000 0.00000000 1-B-5 953,000.00 994.90881427 1.06646380 0.00000000 0.00000000 1-B-6 1,088,383.00 994.90881427 1.06646282 0.00000000 0.00000000 2-B-1 1,673,000.00 981.49860132 3.85095039 0.00000000 0.00000000 2-B-2 650,000.00 981.49860000 3.85095385 0.00000000 0.00000000 2-B-3 651,000.00 981.49860215 3.85095238 0.00000000 0.00000000 2-B-4 372,000.00 981.49860215 3.85094086 0.00000000 0.00000000 2-B-5 186,000.00 981.49860215 3.85096774 0.00000000 0.00000000 2-B-6 278,892.00 981.49860878 3.85095306 0.00000000 0.00000000 1-SES 0.00 0.00000000 0.00000000 0.00000000 0.00000000
Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution CB-1 0.00000000 10.11977268 948.26540901 0.94826541 10.11977268 CB-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 CB-WIO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 NC-1 0.00000000 1.16305596 968.96044532 0.96896045 1.16305596 NC-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 NC-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 NC-WIO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 0.00000000 10.32448071 949.12387242 0.94912387 10.32448071 2-A-WIO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-PO 0.00000000 5.49941235 938.61946188 0.93861946 5.49941235 1-B-1 0.00000000 1.06645983 993.84235726 0.99384236 1.06645983 1-B-2 0.00000000 1.06645956 993.84235662 0.99384236 1.06645956 1-B-3 0.00000000 1.06645849 993.84235856 0.99384236 1.06645849 1-B-4 0.00000000 1.06646324 993.84236029 0.99384236 1.06646324 1-B-5 0.00000000 1.06646380 993.84236097 0.99384236 1.06646380 1-B-6 0.00000000 1.06646282 993.84236064 0.99384236 1.06646282 2-B-1 0.00000000 3.85095039 977.64765093 0.97764765 3.85095039 2-B-2 0.00000000 3.85095385 977.64764615 0.97764765 3.85095385 2-B-3 0.00000000 3.85095238 977.64764977 0.97764765 3.85095238 2-B-4 0.00000000 3.85094086 977.64766129 0.97764766 3.85094086 2-B-5 0.00000000 3.85096774 977.64763441 0.97764763 3.85096774 2-B-6 0.00000000 3.85095306 977.64765572 0.97764766 3.85095306 1-SES 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall CB-1 224,006,000.00 5.50000% 214,684,031.01 983,968.48 0.00 0.00 CB-R 100.00 5.50000% 0.00 0.00 0.00 0.00 CB-WIO 0.00 0.39394% 200,628,875.22 65,862.23 0.00 0.00 NC-1 30,400,575.00 5.50000% 29,492,312.27 135,173.10 0.00 0.00 NC-2 2,772,000.00 5.50000% 2,772,000.00 12,705.00 0.00 0.00 NC-3 961,425.00 5.50000% 961,425.00 4,406.53 0.00 0.00 NC-WIO 0.00 0.40784% 34,263,045.30 11,644.71 0.00 0.00 2-A-1 180,719,000.00 5.00000% 173,390,546.93 722,460.61 0.00 0.00 2-A-WIO 0.00 0.42979% 143,985,931.03 51,570.05 0.00 0.00 A-PO 1,962,080.55 0.00000% 1,852,437.29 0.00 0.00 0.00 1-B-1 5,850,000.00 5.50000% 5,820,216.58 26,675.99 0.00 0.00 1-B-2 2,720,000.00 5.50000% 2,706,151.98 12,403.20 0.00 0.00 1-B-3 1,361,000.00 5.50000% 1,354,070.90 6,206.16 0.00 0.00 1-B-4 1,360,000.00 5.50000% 1,353,075.99 6,201.60 0.00 0.00 1-B-5 953,000.00 5.50000% 948,148.10 4,345.68 0.00 0.00 1-B-6 1,088,383.00 5.50000% 1,082,841.84 4,963.03 0.00 0.00 2-B-1 1,673,000.00 5.00000% 1,642,047.16 6,841.86 0.00 0.00 2-B-2 650,000.00 5.00000% 637,974.09 2,658.23 0.00 0.00 2-B-3 651,000.00 5.00000% 638,955.59 2,662.31 0.00 0.00 2-B-4 372,000.00 5.00000% 365,117.48 1,521.32 0.00 0.00 2-B-5 186,000.00 5.00000% 182,558.74 760.66 0.00 0.00 2-B-6 278,892.00 5.00000% 273,732.11 1,140.55 0.00 0.00 1-SES 0.00 0.00000% 440,157,644.00 0.00 0.00 0.00 Totals 457,964,455.55 2,064,171.30 0.00 0.00
Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance CB-1 0.00 0.00 983,968.48 0.00 212,417,141.21 CB-R 0.00 0.00 0.00 0.00 0.00 CB-WIO 0.00 0.00 65,862.23 0.00 198,397,860.74 NC-1 0.00 0.00 135,173.10 0.00 29,456,954.69 NC-2 0.00 0.00 12,705.00 0.00 2,772,000.00 NC-3 0.00 0.00 4,406.53 0.00 961,425.00 NC-WIO 0.00 0.00 11,644.71 0.00 34,226,713.43 2-A-1 0.00 0.00 722,460.61 0.00 171,524,717.10 2-A-WIO 0.00 0.00 51,570.05 0.00 142,504,078.57 A-PO 0.00 0.00 0.00 0.00 1,841,646.99 1-B-1 0.00 0.00 26,675.99 0.00 5,813,977.79 1-B-2 0.00 0.00 12,403.20 0.00 2,703,251.21 1-B-3 0.00 0.00 6,206.16 0.00 1,352,619.45 1-B-4 0.00 0.00 6,201.60 0.00 1,351,625.61 1-B-5 0.00 0.00 4,345.68 0.00 947,131.77 1-B-6 0.00 0.00 4,963.03 0.00 1,081,681.13 2-B-1 0.00 0.00 6,841.86 0.00 1,635,604.52 2-B-2 0.00 0.00 2,658.23 0.00 635,470.97 2-B-3 0.00 0.00 2,662.31 0.00 636,448.62 2-B-4 0.00 0.00 1,521.32 0.00 363,684.93 2-B-5 0.00 0.00 760.66 0.00 181,842.46 2-B-6 0.00 0.00 1,140.55 0.00 272,658.11 1-SES 0.00 0.00 77,988.21 0.00 435,949,882.50 Totals 0.00 0.00 2,142,159.51 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall CB-1 224,006,000.00 5.50000% 958.38518169 4.39259877 0.00000000 0.00000000 CB-R 100.00 5.50000% 0.00000000 0.00000000 0.00000000 0.00000000 CB-WIO 0.00 0.39394% 959.11205479 0.31485627 0.00000000 0.00000000 NC-1 30,400,575.00 5.50000% 970.12350161 4.44639945 0.00000000 0.00000000 NC-2 2,772,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000 NC-3 961,425.00 5.50000% 1000.00000000 4.58333203 0.00000000 0.00000000 NC-WIO 0.00 0.40784% 974.04672797 0.33104155 0.00000000 0.00000000 2-A-1 180,719,000.00 5.00000% 959.44835313 3.99770146 0.00000000 0.00000000 2-A-WIO 0.00 0.42979% 957.97541381 0.34310880 0.00000000 0.00000000 A-PO 1,962,080.55 0.00000% 944.11887932 0.00000000 0.00000000 0.00000000 1-B-1 5,850,000.00 5.50000% 994.90881709 4.55999829 0.00000000 0.00000000 1-B-2 2,720,000.00 5.50000% 994.90881618 4.56000000 0.00000000 0.00000000 1-B-3 1,361,000.00 5.50000% 994.90881705 4.56000000 0.00000000 0.00000000 1-B-4 1,360,000.00 5.50000% 994.90881618 4.56000000 0.00000000 0.00000000 1-B-5 953,000.00 5.50000% 994.90881427 4.56000000 0.00000000 0.00000000 1-B-6 1,088,383.00 5.50000% 994.90881427 4.56000323 0.00000000 0.00000000 2-B-1 1,673,000.00 5.00000% 981.49860132 4.08957561 0.00000000 0.00000000 2-B-2 650,000.00 5.00000% 981.49860000 4.08958462 0.00000000 0.00000000 2-B-3 651,000.00 5.00000% 981.49860215 4.08956989 0.00000000 0.00000000 2-B-4 372,000.00 5.00000% 981.49860215 4.08956989 0.00000000 0.00000000 2-B-5 186,000.00 5.00000% 981.49860215 4.08956989 0.00000000 0.00000000 2-B-6 278,892.00 5.00000% 981.49860878 4.08957589 0.00000000 0.00000000 1-SES 0.00 0.00000% 961.11748026 0.00000000 0.00000000 0.00000000 (5) Per $1 denomination.
Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance CB-1 0.00000000 0.00000000 4.39259877 0.00000000 948.26540901 CB-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 CB-WIO 0.00000000 0.00000000 0.31485627 0.00000000 948.44662650 NC-1 0.00000000 0.00000000 4.44639945 0.00000000 968.96044532 NC-2 0.00000000 0.00000000 4.58333333 0.00000000 1000.00000000 NC-3 0.00000000 0.00000000 4.58333203 0.00000000 1000.00000000 NC-WIO 0.00000000 0.00000000 0.33104155 0.00000000 973.01386767 2-A-1 0.00000000 0.00000000 3.99770146 0.00000000 949.12387242 2-A-WIO 0.00000000 0.00000000 0.34310880 0.00000000 948.11626845 A-PO 0.00000000 0.00000000 0.00000000 0.00000000 938.61946188 1-B-1 0.00000000 0.00000000 4.55999829 0.00000000 993.84235726 1-B-2 0.00000000 0.00000000 4.56000000 0.00000000 993.84235662 1-B-3 0.00000000 0.00000000 4.56000000 0.00000000 993.84235856 1-B-4 0.00000000 0.00000000 4.56000000 0.00000000 993.84236029 1-B-5 0.00000000 0.00000000 4.56000000 0.00000000 993.84236097 1-B-6 0.00000000 0.00000000 4.56000323 0.00000000 993.84236064 2-B-1 0.00000000 0.00000000 4.08957561 0.00000000 977.64765093 2-B-2 0.00000000 0.00000000 4.08958462 0.00000000 977.64764615 2-B-3 0.00000000 0.00000000 4.08956989 0.00000000 977.64764977 2-B-4 0.00000000 0.00000000 4.08956989 0.00000000 977.64766129 2-B-5 0.00000000 0.00000000 4.08956989 0.00000000 977.64763441 2-B-6 0.00000000 0.00000000 4.08957589 0.00000000 977.64765572 1-SES 0.00000000 0.00000000 0.17029315 0.00000000 951.92951503 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Certificateholder Component Statement Component Beginning Ending Beginning Ending Ending Pass-Through Notional Notional Component Component Component Class Rate Balance Balance Balance Balance Percentage CB-PO 0.00000% 0.00 0.00 532,841.02 530,990.25 88.92824227% NC-PO 0.00000% 0.00 0.00 9,476.41 9,465.93 99.34730041% 2-A-PO 0.00000% 0.00 0.00 1,310,119.86 1,301,190.82 95.99676713% CB-SES 0.00000% 226,730,653.33 224,449,451.89 0.00 0.00 95.03469454% NC-SES 0.00000% 34,985,937.90 34,948,812.26 0.00 0.00 97.34290587% 2-SES 0.00000% 178,441,052.77 176,551,618.35 0.00 0.00 94.97877218%
CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 6,349,807.15 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 21,021.36 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 6,370,828.51 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 20,907.49 Payment of Interest and Principal 6,349,921.02 Total Withdrawals (Pool Distribution Amount) 6,370,828.51 Ending Balance 0.00
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL Total Prepayment/Curtailment Interest Shortfall 0.00 Servicing Fee Support 0.00 Non-Supported Prepayment/Curtailment Interest Shortfall 0.00
SERVICING FEES Gross Servicing Fee 18,339.90 Wells Fargo Trustee Fee 2,567.59 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 20,907.49
LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 1 0 0 1 357,822.61 0.00 0.00 357,822.61 30 Days 20 0 0 0 20 2,955,829.26 0.00 0.00 0.00 2,955,829.26 60 Days 1 0 0 0 1 59,668.20 0.00 0.00 0.00 59,668.20 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 21 1 0 0 22 3,015,497.46 357,822.61 0.00 0.00 3,373,320.07 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.030211% 0.000000% 0.000000% 0.030211% 0.081920% 0.000000% 0.000000% 0.081920% 30 Days 0.604230% 0.000000% 0.000000% 0.000000% 0.604230% 0.676709% 0.000000% 0.000000% 0.000000% 0.676709% 60 Days 0.030211% 0.000000% 0.000000% 0.000000% 0.030211% 0.013660% 0.000000% 0.000000% 0.000000% 0.013660% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.634441% 0.030211% 0.000000% 0.000000% 0.664653% 0.690369% 0.081920% 0.000000% 0.000000% 0.772289%
Delinquency Status By Groups
DELINQUENT BANKRUPTCY FORECLOSURE REO Total 1CB -30 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 9 0 0 0 9 1,615,927.60 0.00 0.00 0.00 1,615,927.60 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 9 0 0 0 9 1,615,927.60 0.00 0.00 0.00 1,615,927.60 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.575816% 0.000000% 0.000000% 0.000000% 0.575816% 0.719273% 0.000000% 0.000000% 0.000000% 0.719273% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.575816% 0.000000% 0.000000% 0.000000% 0.575816% 0.719273% 0.000000% 0.000000% 0.000000% 0.719273% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 1NC -30 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 1 0 0 1 357,822.61 0.00 0.00 357,822.61 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 1 0 0 1 0.00 357,822.61 0.00 0.00 357,822.61 0-29 Days 1.250000% 0.000000% 0.000000% 1.250000% 1.022919% 0.000000% 0.000000% 1.022919% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 1.250000% 0.000000% 0.000000% 1.250000% 0.000000% 1.022919% 0.000000% 0.000000% 1.022919% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 2 - 15 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 11 0 0 0 11 1,339,901.66 0.00 0.00 0.00 1,339,901.66 60 Days 1 0 0 0 1 59,668.20 0.00 0.00 0.00 59,668.20 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 12 0 0 0 12 1,399,569.86 0.00 0.00 0.00 1,399,569.86 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.659868% 0.000000% 0.000000% 0.000000% 0.659868% 0.756353% 0.000000% 0.000000% 0.000000% 0.756353% 60 Days 0.059988% 0.000000% 0.000000% 0.000000% 0.059988% 0.033682% 0.000000% 0.000000% 0.000000% 0.033682% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.719856% 0.000000% 0.000000% 0.000000% 0.719856% 0.790034% 0.000000% 0.000000% 0.000000% 0.790034%
OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 21,021.36
COLLATERAL STATEMENT Collateral Description Fixed 30 Year Weighted Average Gross Coupon 5.884542% Weighted Average Pass-Through Rate 5.627542% Weighted Average Maturity(Stepdown Calculation ) 350 Beginning Scheduled Collateral Loan Count 3,332 Number Of Loans Paid In Full 22 Ending Scheduled Collateral Loan Count 3,310 Beginning Scheduled Collateral Balance 440,157,644.00 Ending Scheduled Collateral Balance 435,949,882.50 Ending Actual Collateral Balance at 30-Nov-2003 436,794,904.89 Monthly P &I Constant 3,140,111.11 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Non-PO Optimal Amount 6,145,077.60 Class AP Deferred Amount 0.00 Ending Scheduled Balance for Premium Loans 435,949,882.50 Scheduled Principal 981,672.59 Unscheduled Principal 3,226,088.91
Miscellaneous Reporting SES Ancillary Income 4628.6 SES Distributable Amount for Group CB 40262.68 SES Distributable Amount for Group NC 6090.11 SES Distributable Amount for Group 2 31635.42
Group Level Collateral Statement Group 1CB -30 Year Fixed 1NC -30 Year Fixed 2 - 15 Year Fixed Collateral Description Fixed 30 Year Fixed 30 Year Fixed 15 Year Weighted Average Coupon Rate 6.092659 6.154919 5.567094 Weighted Average Net Rate 5.842659 5.904919 5.317094 Weighted Average Maturity 350 354 171 Beginning Loan Count 1,575 80 1,677 Loans Paid In Full 12 0 10 Ending Loan Count 1,563 80 1,667 Beginning Scheduled Balance 226,730,653.33 34,985,937.90 178,441,052.77 Ending scheduled Balance 224,449,451.89 34,948,812.26 176,551,618.35 Record Date 11/30/2003 11/30/2003 11/30/2003 Principal And Interest Constant 1,397,285.48 214,570.28 1,528,255.35 Scheduled Principal 246,125.08 35,123.94 700,423.57 Unscheduled Principal 2,035,076.36 2,001.70 1,189,010.85 Scheduled Interest 1,151,160.40 179,446.34 827,831.78 Servicing Fees 47,235.55 7,288.74 37,175.21 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 1,322.58 204.08 1,040.93 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 1,102,602.27 171,953.52 789,615.64 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 5.835659 5.897919 5.310094
Group Level Collateral Statement Group Total Collateral Description Fixed 30 Year Weighted Average Coupon Rate 5.884542 Weighted Average Net Rate 5.634542 Weighted Average Maturity 350 Beginning Loan Count 3,332 Loans Paid In Full 22 Ending Loan Count 3,310 Beginning Scheduled Balance 440,157,644.00 Ending scheduled Balance 435,949,882.50 Record Date 11/30/2003 Principal And Interest Constant 3,140,111.11 Scheduled Principal 981,672.59 Unscheduled Principal 3,226,088.91 Scheduled Interest 2,158,438.52 Servicing Fees 91,699.50 Master Servicing Fees 0.00 Trustee Fee 2,567.59 FRY Amount 0.00 Special Hazard Fee 0.00 Other Fee 0.00 Pool Insurance Fee 0.00 Spread Fee 1 0.00 Spread Fee 2 0.00 Spread Fee 3 0.00 Net Interest 2,064,171.43 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Percentage of Cumulative Losses 0.0000 Prepayment Penalties 0.00 Special Servicing Fee 0.00 Pass-Through Rate 5.627542
Miscellaneous Reporting Group 1CB -30 Year Fixed CPR 7.738635% Group CB Subordinate Percentage 5.090138% Group CB Subordinate Prepayment % 0.000000% Group CB Senior Prepayment % 100.000000% Group CB Senior Percentage 94.909862% Group 1NC -30 Year Fixed Group NC Subordinate Percentage 5.005435% Group NC Subordinate Prepayment % 0.000000% Group NC Senior Prepayment % 100.000000% Group NC Senior Percentage 94.994564% Group 2 - 15 Year Fixed Group 2 Subordinate Percentage 2.111650% Group 2 Subordinate Prepayment % 0.000000% Group 2 Senior Prepayment % 100.000000% Group 2 Senior Percentage 97.888350%
Group -----END PRIVACY-ENHANCED MESSAGE-----