The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANECK VECTORS ETF TRUST FALLEN ANGEL HG 92189F437 13,353 447,336 SH   SOLE   0 0 447,336
ISHARES TR GRWT ALLOCAT ETF 464289867 7,118 148,794 SH   SOLE   0 0 148,794
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 524 1,839 SH   SOLE   0 0 1,839
ISHARES TR MSCI EMG MKT ETF 464287234 2,388 53,221 SH   SOLE   0 0 53,221
ISHARES TR MSCI EAFE ETF 464287465 1,910 27,507 SH   SOLE   0 0 27,507
ISHARES INC ESG MSCI EM ETF 46434G863 5,193 144,542 SH   SOLE   0 0 144,542
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 32,885 770,507 SH   SOLE   0 0 770,507
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 4,807 104,155 SH   SOLE   0 0 104,155
ISHARES TR INTL SEL DIV ETF 464288448 308 9,178 SH   SOLE   0 0 9,178
ISHARES INC CORE MSCI EMKT 46434G103 6,571 122,237 SH   SOLE   0 0 122,237
ISHARES TR NORTH AMERN NAT 464287374 2,547 84,607 SH   SOLE   0 0 84,607
ISHARES TR CORE S AND P MCP ETF 464287507 937 4,552 SH   SOLE   0 0 4,552
ISHARES TR CORE S AND P SCP ETF 464287804 1,224 14,598 SH   SOLE   0 0 14,598
ISHARES TR CORE S AND P TTL STK 464287150 1,332 18,320 SH   SOLE   0 0 18,320
ISHARES TR S AND P 500 VAL ETF 464287408 500 3,844 SH   SOLE   0 0 3,844
ISHARES TR CORE S AND P 500 ETF 464287200 29,867 92,399 SH   SOLE   0 0 92,399
ISHARES TR RUS 1000 ETF 464287622 6,126 34,335 SH   SOLE   0 0 34,335
ISHARES TR RUS 1000 VAL ETF 464287598 7,537 55,227 SH   SOLE   0 0 55,227
ISHARES TR RUS 1000 GRW ETF 464287614 1,411 8,021 SH   SOLE   0 0 8,021
ISHARES TR RUSSELL 2000 ETF 464287655 763 4,607 SH   SOLE   0 0 4,607
ISHARES TR RUS 2000 VAL ETF 464287630 10,083 78,416 SH   SOLE   0 0 78,416
ISHARES TR RUS 2000 GRW ETF 464287648 521 2,432 SH   SOLE   0 0 2,432
ISHARES TR RUS MD CP GR ETF 464287481 843 5,525 SH   SOLE   0 0 5,525
ISHARES TR RUS MID CAP ETF 464287499 955 16,018 SH   SOLE   0 0 16,018
ISHARES TR RUS MDCP VAL ETF 464287473 407 4,296 SH   SOLE   0 0 4,296
ISHARES TR RUSSELL 3000 ETF 464287689 1,083 5,747 SH   SOLE   0 0 5,747
SPDR S AND P MIDCAP 400 ETF TR UTSER1 S AND P DCRP 78467Y107 1,128 3,006 SH   SOLE   0 0 3,006
ISHARES TR USA MOMENTUM FCT 46432F396 81,040 645,426 SH   SOLE   0 0 645,426
ISHARES TR NATIONAL MUN ETF 464288414 1,095 9,616 SH   SOLE   0 0 9,616
PIMCO ETF TR INTER MUN BD ACT 72201R866 285 5,160 SH   SOLE   0 0 5,160
INVESCO EXCHANGE TRADED FD T S AND P 500 EQL TEC 46137V282 796 4,021 SH   SOLE   0 0 4,021
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 357 4,715 SH   SOLE   0 0 4,715
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 620 18,429 SH   SOLE   0 0 18,429
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,697 22,097 SH   SOLE   0 0 22,097
ISHARES TR SHORT TREAS BD 464288679 2,048 18,542 SH   SOLE   0 0 18,542
SPDR S AND P 500 ETF TR TR UNIT 78462F103 11,749 36,502 SH   SOLE   0 0 36,502
ISHARES TR MSCI USA ESG SLC 464288802 492 3,674 SH   SOLE   0 0 3,674
ISHARES TR TIPS BD ETF 464287176 3,992 34,247 SH   SOLE   0 0 34,247
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 240 4,902 SH   SOLE   0 0 4,902
MANAGED PORTFOLIO SER TORTOISE NRAM PI 56167N720 20,269 862,498 SH   SOLE   0 0 862,498
VANGUARD INDEX FDS SMALL CP ETF 922908751 608 3,671 SH   SOLE   0 0 3,671
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 3,458 78,475 SH   SOLE   0 0 78,475
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 3,948 73,456 SH   SOLE   0 0 73,456
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 4,739 51,071 SH   SOLE   0 0 51,071
VANGUARD INDEX FDS S AND P 500 ETF SHS 922908363 5,570 18,829 SH   SOLE   0 0 18,829
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 20,084 247,976 SH   SOLE   0 0 247,976
VANGUARD INDEX FDS TOTAL STK MKT 922908769 39,380 240,680 SH   SOLE   0 0 240,680
VANGUARD INDEX FDS VALUE ETF 922908744 3,298 27,517 SH   SOLE   0 0 27,517
VANGUARD INDEX FDS GROWTH ETF 922908736 302 1,657 SH   SOLE   0 0 1,657
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,445 99,959 SH   SOLE   0 0 99,959
VANGUARD WHITEHALL FDS INC EMERG MKT BD ETF 921946885 1,659 20,381 SH   SOLE   0 0 20,381
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 5,425 43,062 SH   SOLE   0 0 43,062
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 500 16,235 SH   SOLE   0 0 16,235