The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANECK VECTORS ETF TR FALLEN ANGEL HG 92189F437 14,331 492,826 SH   SOLE   0 0 492,826
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 421 1,594 SH   SOLE   0 0 1,594
ISHARES TR MSCI EMG MKT ETF 464287234 446 10,402 SH   SOLE   0 0 10,402
ISHARES TR MSCI EAFE ETF 464287465 2,785 40,966 SH   SOLE   0 0 40,966
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 45,280 1,141,130 SH   SOLE   0 0 1,141,130
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 12,967 256,476 SH   SOLE   0 0 256,476
ISHARES TR CORE S AND P MCP ETF 464287507 640 3,181 SH   SOLE   0 0 3,181
ISHARES TR CORE S AND P SCP ETF 464287804 558 6,401 SH   SOLE   0 0 6,401
ISHARES TR CORE S AND P TTL STK 464287150 1,221 18,320 SH   SOLE   0 0 18,320
ISHARES TR S AND P 500 VAL ETF 464287408 478 4,124 SH   SOLE   0 0 4,124
ISHARES TR CORE S AND P 500 ETF 464287200 22,212 75,878 SH   SOLE   0 0 75,878
ISHARES TR RUS 1000 ETF 464287622 4,787 29,604 SH   SOLE   0 0 29,604
ISHARES TR RUS 1000 VAL ETF 464287598 6,247 49,338 SH   SOLE   0 0 49,338
ISHARES TR RUSSELL 2000 ETF 464287655 766 4,542 SH   SOLE   0 0 4,542
ISHARES TR RUS MD CP GR ETF 464287481 453 3,339 SH   SOLE   0 0 3,339
ISHARES TR RUS MID CAP ETF 464287499 888 4,028 SH   SOLE   0 0 4,028
SPDR S AND P MIDCAP 400 ETF TR UTSER1 S AND P DCRP 78467Y107 951 2,587 SH   SOLE   0 0 2,587
ISHARES TR USA MOMENTUM FCT 46432F396 52,377 440,145 SH   SOLE   0 0 440,145
ISHARES TR NATIONAL MUN ETF 464288414 1,186 10,992 SH   SOLE   0 0 10,992
PIMCO ETF TR INTER MUN BD ACT 72201R866 271 5,160 SH   SOLE   0 0 5,160
INVESCO EXCHANGE TRADED FD T S AND P 500 EQL TEC 46137V282 256 1,521 SH   SOLE   0 0 1,521
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 429 5,636 SH   SOLE   0 0 5,636
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 576 17,173 SH   SOLE   0 0 17,173
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,640 23,584 SH   SOLE   0 0 23,584
SPDR S AND P 500 ETF TR TR UNIT 78462F103 4,060 13,965 SH   SOLE   0 0 13,965
ISHARES TR MSCI USA ESG SLC 464288802 477 3,998 SH   SOLE   0 0 3,998
ISHARES TR TIPS BD ETF 464287176 426 3,847 SH   SOLE   0 0 3,847
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 232 4,902 SH   SOLE   0 0 4,902
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 499 11,533 SH   SOLE   0 0 11,533
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,629 50,505 SH   SOLE   0 0 50,505
VANGUARD INDEX FDS S AND P 500 ETF SHS 922908363 4,063 15,214 SH   SOLE   0 0 15,214
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 16,463 217,102 SH   SOLE   0 0 217,102
VANGUARD INDEX FDS TOTAL STK MKT 922908769 13,489 90,140 SH   SOLE   0 0 90,140
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 250 6,099 SH   SOLE   0 0 6,099