X0201 42004-01-2000000810958CITIZENS & NORTHERN CORP CZNC.OB0001242487PROSSEDA MATTHEW P40 VALLEY VIEW ESTATESWELLSBOROPA169010100Executive Vice PresidentCommon Stock2004-01-204A05.000026.0000A575.0000DCommon Stock2004-01-204J025.000026.0000A2531.0000DCommon Stock2004-01-204J08.000026.0000A3572.0000D1% Stock Dividend payable 1/20/04Total Restricted Stock HoldingsTotal Retirement Plan HoldingsTotal Holdings including Retirement Plan shares, but not Restricted StockKathleen M. Osgood for Matthew P. Prosseda under Power of Attorney dated 9/20/012004-01-22